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Tata Motors Limited (IN:TMCV)
:TMCV
India Market
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Tata Motors Limited (TMCV) AI Stock Analysis

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IN:TMCV

Tata Motors Limited

(TMCV)

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Neutral 68 (OpenAI - 5.2)
Rating:68Neutral
Price Target:
₹516.00
▲(27.03% Upside)
Action:N/A
Date:08/17/26
The score is primarily supported by improving financial strength (notably deleveraging) and generally solid profitability, alongside a strong upward technical trend. Offsetting this are (1) volatility and reduced visibility around earnings durability and cash conversion, and (2) a relatively expensive valuation with limited dividend support.
Positive Factors
Balance-sheet deleveraging
Meaningful deleveraging improves financial flexibility, lowers sensitivity to interest costs and gives Tata Motors greater capacity to fund products, technology and operations through automotive demand cycles.
Negative Factors
Uneven earnings and revenue visibility
A material earnings and revenue step-down weakens confidence in near-term earnings durability. In an automotive business, inconsistent volumes and mix can make planning, investment returns and sustained margin performance less predictable.
Read all positive and negative factors
Positive Factors
Negative Factors
Balance-sheet deleveraging
Meaningful deleveraging improves financial flexibility, lowers sensitivity to interest costs and gives Tata Motors greater capacity to fund products, technology and operations through automotive demand cycles.
Read all positive factors

Tata Motors Limited (TMCV) vs. iShares MSCI India ETF (INDA)

Tata Motors Limited Business Overview & Revenue Model

Company Description
Tata Motors Limited is a leading manufacturer specializing in commercial vehicles, offering a comprehensive range that includes utility vehicles, pickup trucks, heavy-duty trucks, and buses. The company's operations span India and South Korea, com...
How the Company Makes Money
Tata Motors makes money primarily by selling vehicles and associated products and services across its automotive businesses. Its core revenue streams include (1) sales of commercial vehicles (CV): revenue from the sale of trucks, buses, and other ...

Tata Motors Limited Financial Statement Overview

Summary
Overall fundamentals are solid, led by improved balance-sheet strength and continued profitability. Balance-sheet deleveraging and strong ROE support quality, but earnings consistency is a concern due to reported margin/revenue step-down and volatility in 2026 (annual). Cash flow is positive with stronger recent free cash flow, though cash conversion has been inconsistent.
Income Statement
72
Positive
Balance Sheet
76
Positive
Cash Flow
64
Positive
BreakdownTTMMar 2026Mar 2025Mar 2024
Income Statement
Total Revenue871.97B838.55B4.37T4.31T
Gross Profit201.85B185.85B1.63T1.56T
EBITDA71.95B74.82B621.19B632.93B
Net Income41.91B30.30B229.59B320.45B
Balance Sheet
Total Assets0.00523.09B3.79T3.71T
Cash, Cash Equivalents and Short-Term Investments130.48B130.50B674.37B597.25B
Total Debt0.0056.15B715.40B1.07T
Total Liabilities-127.34B395.75B2.56T2.78T
Stockholders Equity127.34B127.34B1.16T849.18B
Cash Flow
Free Cash Flow4.27B133.86B250.60B365.01B
Operating Cash Flow7.67B147.07B631.02B679.15B
Investing Cash Flow8.23B-40.61B-475.94B-228.28B
Financing Cash Flow-7.58B-43.39B-187.86B-370.06B

Tata Motors Limited Peers Comparison

Overall Rating
UnderperformOutperform
Sector (55)
Financial Indicators
Name
Overall Rating
Market Cap
P/E Ratio
ROE
Dividend Yield
Revenue Growth
EPS Growth
81
Outperform
₹2.21T38.180.92%28.07%19.24%
74
Outperform
₹229.68B18.370.23%8.44%45.33%
72
Outperform
₹4.28T20.562.97%25.93%34.37%
72
Outperform
₹4.29T29.651.00%26.61%-1.37%
69
Neutral
₹1.81T36.931.07%3.55%-10.31%
68
Neutral
₹1.75T42.510.99%
55
Neutral
$6.65B3.83-15.92%6.20%10.91%7.18%
* General Sector Average
Performance Comparison
Ticker
Company Name
Price
Change
% Change
IN:TMCV
Tata Motors Limited
483.90
159.91
49.36%
IN:EICHERMOT
Eicher Motors Limited
8,033.10
1,945.70
31.96%
IN:FORCEMOT
Force Motors Limited
17,470.00
-1,882.34
-9.73%
IN:HYUNDAI
Hyundai Motor India Limited
2,265.00
-202.68
-8.21%
IN:M&M
Mahindra & Mahindra Ltd.
3,398.00
101.74
3.09%
IN:MARUTI
Maruti Suzuki India Limited
13,528.00
-1,036.16
-7.11%

Tata Motors Limited Corporate Events

Tata Motors Issues 211,346 Equity Shares Under Employee Incentive Scheme
Jul 13, 2026
Tata Motors has allotted 211,346 new equity shares under its share-based Long Term Incentive Scheme to eligible employees following the exercise of an equal number of Performance Share Units at an exercise price of ₹2 per share. The move, ap...
Tata Motors Secures 3,400-Plus Orders to Cement Lead in Electric Commercial Vehicles
Jun 21, 2026
Tata Motors has secured more than 3,400 electric commercial vehicle orders across freight, logistics and passenger mobility segments in India, covering around 2,000 small commercial vehicles and pick-ups, 900 trucks and 500 buses. The wide spread ...
Tata Motors Publishes AGM E-Voting Notice, Highlights Governance Focus
Jun 7, 2026
Tata Motors Limited has notified the stock exchanges that it has published newspaper advertisements in The Financial Express and Loksatta providing shareholders with details of the upcoming 2nd Annual General Meeting of the company. The notices in...
Tata Motors Sets June 29 Virtual AGM, Releases Integrated Annual Report
Jun 6, 2026
Tata Motors Limited has scheduled its second Annual General Meeting for June 29, 2026, to be held virtually via video conference and other audio-visual means, covering the financial year 2025-26. The company has released its Integrated Annual Repo...
Tata Motors Unveils First Standalone Sustainability Report Post-Demerger
Jun 6, 2026
Tata Motors Limited has released its Business Responsibility and Sustainability Report for the financial year 2025–26, supported by an independent reasonable assurance opinion from KPMG Assurance and Consulting Services LLP, which together f...
Tata Motors Sets June 29 Virtual AGM, Details Access to FY26 Annual Report and Dividend Timelines
Jun 6, 2026
Tata Motors Limited has notified exchanges that it has dispatched physical letters to shareholders and debenture holders who have not registered email addresses, directing them to the weblink and exact path to access the company’s Integrated...
Tata Motors Schedules Analyst and Institutional Investor Meetings for June 3
May 28, 2026
Tata Motors Limited has scheduled a series of physical group meetings with leading analysts and institutional investors on June 3, 2026, in line with disclosure requirements under SEBI’s Listing Regulations. Participants include prominent gl...
Glossary
BuyA stock rated as a "Buy" is expected to perform better than the overall market or a specific benchmark over the near-to-medium term. This rating suggests the stock is likely to deliver higher returns compared to other stocks in the same sector or market index. Note: This is not investment advice; please consult a financial advisor before making investment decisions.
HoldA stock rated as a "Hold" is expected to perform in line with the overall market or a specific benchmark. This rating indicates that the stock is neither particularly compelling nor unfavorable for investment. Note: This is not investment advice; please consult a financial advisor before making investment decisions.
SellA stock rated as a "Sell" is expected to perform worse than the overall market or a specific benchmark over the near-to-medium term. This rating suggests the stock may deliver lower returns compared to other stocks in the same sector or market index. Note: This is not investment advice; please consult a financial advisor before making investment decisions.

Disclaimer

This AI Analyst Stock Report is automatically generated by our AI systems using advanced algorithms and publicly available financial, technical, and market data. While the information provided aims to be accurate and insightful, it is intended for informational purposes only and should not be considered financial advice. Any content created by an AI (Artificial Intelligence) system may contain inaccuracies and/or contain errors. Investing in stocks carries inherent risks, and past performance is not indicative of future results. This report does not account for your personal financial circumstances, objectives, or risk tolerance. Always conduct your own research or consult with a qualified financial advisor before making investment decisions. The analysis and recommendations provided are based on historical and current data and may not fully reflect future market conditions or unexpected developments. Neither the creators of this report nor its affiliated entities guarantee the accuracy, completeness, or reliability of the information presented. Use this report at your own discretion and risk.Date of analysis: Aug 17, 2026