Monarch Networth Capital Limited (MONARCH) AI Stock Analysis

• Market Cap: ₹25.66B
• Dividend Yield: 0.15%
• Average Volume (3M): 24.03K
• Price to Earnings (P/E): 16.0
• Beta (1Y): 1.15
• Revenue Growth: 6.10%
• EPS Growth: -6.37%
• Country: IN
• Employees: 395
• Sector: Financial
• Sector Strength: 70
• Industry: Financial - Capital Markets
• EPS (TTM): 5.76
• Shares Outstanding: 79,268,340
• 10 Day Avg. Volume: 10,494
• 30 Day Avg. Volume: 24,031
• PEG Ratio: N/A
• Price to Book (P/B): N/A
• Price to Sales (P/S): N/A
• P/FCF Ratio: N/A
• Enterprise Value/Market Cap: N/A
• Enterprise Value/Revenue: N/A
• Enterprise Value/Gross Profit: N/A
• Enterprise Value/Ebitda: N/A
• 1Y Price Target: ₹351.00
• Price Target Upside: 8.42% Upside
• Rating Consensus: Hold
• Number of Analyst Covering: 1

• Rating: 66 Neutral
• Price Target: ₹358.00 ▲(10.58% Upside)

Monarch Networth Capital Limited's overall stock score is driven by strong financial performance, despite challenges in revenue growth and cash flow stability. Technical analysis suggests potential short-term weakness, while valuation metrics indicate a reasonable price level. The absence of earnings call and corporate events data limits further insights.

Positive Factors

Profitability

High profit margins indicate efficient operations and strong pricing power, which can support sustainable earnings and reinvestment opportunities.

Balance Sheet Health

A low debt-to-equity ratio enhances financial stability, providing flexibility to invest in growth opportunities without significant financial strain.

Cash Flow Improvement

Improving free cash flow strengthens the company's ability to fund operations, invest in growth, and return capital to shareholders, enhancing long-term value.

Negative Factors

Revenue Growth Challenges

Declining revenue growth can limit the company's ability to scale operations and compete effectively, potentially impacting long-term market position.

Cash Flow Volatility

Volatile cash flows can hinder strategic planning and investment, posing risks to financial stability and growth initiatives over time.

EPS Growth Decline

Negative EPS growth indicates declining profitability per share, which may affect investor confidence and the company's ability to attract capital.

Monarch Networth Capital Limited Business Overview & Revenue Model

Company Description

Monarch Networth Capital Limited (MONARCH) is a financial services company based in India, primarily focused on providing a wide range of investment and wealth management solutions. The company operates in the sectors of stock broking, portfolio management services, mutual fund distribution, and financial advisory. MONARCH aims to empower clients with comprehensive financial solutions tailored to their investment needs, leveraging technology to enhance the customer experience.

How the Company Makes Money

Monarch Networth Capital Limited generates revenue through multiple streams. The primary revenue sources include brokerage fees from stock and commodity trading, management fees from portfolio management services, and commissions from mutual fund distribution. Brokerage fees are earned by facilitating trades for clients in various securities markets, while management fees are charged for actively managing clients' investment portfolios. Additionally, MONARCH may earn advisory fees for providing financial consulting services. The company may also benefit from strategic partnerships with financial institutions and technology providers, enhancing its service offerings and operational efficiency, which contributes to its overall profitability.

Monarch Networth Capital Limited Financial Statement Overview

Summary

Monarch Networth Capital Limited demonstrates strong profitability with high margins and a solid balance sheet with low leverage. However, significant revenue decline and cash flow volatility present challenges.

Income Statement

Monarch Networth Capital Limited shows strong profitability with a high gross profit margin of 82.99% and a net profit margin of 45.51% in the latest year. However, the revenue growth rate has declined significantly by 56.5%, indicating potential challenges in expanding revenue streams. The EBIT and EBITDA margins remain robust, suggesting efficient operations despite the revenue drop.

Balance Sheet

The company maintains a solid financial position with a low debt-to-equity ratio of 0.0115, indicating minimal leverage and financial risk. The return on equity is healthy at 18.73%, reflecting effective use of equity to generate profits. The equity ratio stands at 64.5%, showcasing a strong equity base relative to total assets.

Cash Flow

Cash flow analysis reveals a significant improvement in free cash flow, with a growth rate labeled as 'Infinity' due to a previous negative base. The operating cash flow to net income ratio is 0.66, indicating decent cash generation relative to net income. However, historical volatility in cash flows suggests potential risks in cash management.

Breakdown	TTM	Dec 2025	Dec 2023	Dec 2023	Dec 2021	Dec 2020
Income Statement
Total Revenue	3.30B	3.28B	1.47B	2.54B	1.42B	1.02B
Gross Profit	2.58B	1.18B	1.17B	1.95B	906.23M	610.18M
EBITDA	2.19B	2.01B	622.45M	1.71B	744.50M	420.33M
Net Income	1.55B	1.49B	429.72M	1.23B	540.50M	243.46M
Balance Sheet
Total Assets	0.00	12.36B	6.08B	8.08B	6.47B	4.10B
Cash, Cash Equivalents and Short-Term Investments	0.00	6.32B	518.14M	4.57B	977.97M	345.29M
Total Debt	0.00	91.99M	28.47M	1.13B	170.24M	35.60M
Total Liabilities	-7.30B	4.39B	3.86B	4.62B	4.79B	3.02B
Stockholders Equity	7.30B	7.97B	2.26B	3.46B	1.68B	1.08B
Cash Flow
Free Cash Flow	0.00	2.07B	-248.22M	-1.40B	433.96M	-2.38B
Operating Cash Flow	0.00	2.24B	-207.75M	-1.44B	450.60M	-2.35B
Investing Cash Flow	0.00	-2.36B	-177.36M	13.78M	-3.13M	1.26B
Financing Cash Flow	0.00	1.87B	-47.22M	937.00M	136.93M	-103.86M

Monarch Networth Capital Limited Technical Analysis

• Technical Analysis Sentiment: Negative
• Last Price: 323.75
• 50DMA: Negative
• 100DMA: Negative
• 200DMA: Negative
• MACD: Negative
• RSI: Neutral
• STOCH: Neutral

Evaluating momentum and price trends is crucial in stock analysis to make informed investment decisions. For IN:MONARCH, the sentiment is Negative. The current price of 323.75 is below the 20-day moving average (MA) of 328.94, below the 50-day MA of 347.94, and below the 200-day MA of 359.29, indicating a bearish trend. The MACD of -4.56 indicates Negative momentum. The RSI at 42.45 is Neutral, neither overbought nor oversold. The STOCH value of 40.60 is Neutral, not indicating any strong overbought or oversold conditions. Overall, these indicators collectively point to a Negative sentiment for IN:MONARCH.

Monarch Networth Capital Limited Peers Comparison

Name	Overall Rating	Market Cap	P/E Ratio	ROE	Dividend Yield	Revenue Growth	EPS Growth
BIRLAMONEY	73 Outperform	₹10.17B	13.90		―	4.68%	22.23%
GEOJITFSL	72 Outperform	₹20.91B	13.55		1.97%	4.68%	-12.79%
SMCGLOBAL	71 Outperform	₹14.33B	11.71		1.75%	-1.20%	-41.78%
Sector *	68 Neutral	$18.00B	11.42	9.93%	3.81%	9.73%	1.22%
MONARCH	66 Neutral	₹25.66B	16.02		0.15%	6.10%	-6.37%
AADHARHFC	―	₹219.30B	22.98		―	―	―
RGL	63 Neutral	₹12.69B	17.94		―	4.22%	-14.24%

Monarch Networth Capital Limited Corporate Events

Monarch Networth Capital Limited Updates Shareholders on AGM and KYC Compliance

Monarch Networth Capital Limited has announced the dispatch of letters to shareholders who have not registered their email addresses, providing them with a web link to access the Notice of the 32nd Annual General Meeting and the Annual Report for the fiscal year 2024-25. This initiative is part of compliance with SEBI regulations and serves as a reminder for shareholders to update their KYC details and dematerialize physical securities, ensuring they remain informed and compliant with regulatory requirements.

Monarch Networth Capital Schedules 32nd AGM and Releases Annual Report

Monarch Networth Capital Limited announced the scheduling of its 32nd Annual General Meeting (AGM) on September 26, 2025, in Gandhinagar, Gujarat. The company has released its Annual Report for the financial year 2024-25, which is being distributed electronically to registered shareholders. This move aligns with regulatory requirements and enhances accessibility for stakeholders, reflecting the company’s commitment to transparency and effective communication.

Monarch Networth Capital Sets Record Date for Final Dividend

Monarch Networth Capital Limited has announced that the record date for its final dividend payment for the financial year 2024-25 is set for September 19, 2025. The Board of Directors has recommended a final dividend of ₹1 per equity share, pending approval at the upcoming Annual General Meeting. This decision underscores the company’s commitment to delivering shareholder value and maintaining its market position in the financial services industry.

Monarch Networth Capital Expands with New Subsidiary

Monarch Networth Capital Limited has announced the incorporation of a wholly owned subsidiary, Monarch Networth Asset Management Private Limited, to enhance its capabilities in fund management and advisory services. This strategic move is expected to strengthen Monarch Networth’s position in the financial services industry by expanding its offerings and potentially increasing its market share.

Monarch Networth Capital Invests in Metropolitan Stock Exchange

Monarch Networth Capital Limited has announced its strategic investment in the Metropolitan Stock Exchange of India Limited (MSEI), a recognized stock exchange operating in the financial services industry. MSEI offers trading platforms across various segments including Capital Market, Futures & Options, Currency Derivatives, and Debt Market. Monarch Networth Capital Limited has executed a Share Subscription and Shareholders’ Agreement to invest Rs. 40 crore in MSEI, acquiring 1.82% of its post-issue paid-up share capital. This investment aligns with Monarch’s strategic goals to strengthen its presence in the financial services and securities market ecosystem.