Renaissance Global Limited (RGL) AI Stock Analysis

• Market Cap: ₹12.99B
• Dividend Yield: N/A
• Average Volume (3M): 26.52K
• Price to Earnings (P/E): 16.7
• Beta (1Y): 1.23
• Revenue Growth: 12.34%
• EPS Growth: -6.61%
• Country: IN
• Employees: 719
• Sector: Financial
• Sector Strength: 70
• Industry: Luxury Goods
• EPS (TTM): 1.80
• Shares Outstanding: 107,312,970
• 10 Day Avg. Volume: 34,092
• 30 Day Avg. Volume: 26,518
• PEG Ratio: 13.67
• Price to Book (P/B): 0.89
• Price to Sales (P/S): 0.59
• P/FCF Ratio: -16.70
• Enterprise Value/Market Cap: N/A
• Enterprise Value/Revenue: N/A
• Enterprise Value/Gross Profit: N/A
• Enterprise Value/Ebitda: N/A
• 1Y Price Target: N/A
• Price Target Upside: N/A
• Rating Consensus: N/A
• Number of Analyst Covering: 0
• EPS Forecast (FY): 1,512.93
• Revenue Forecast (FY): ₹2.46T

• Rating: 55 Neutral
• Price Target: ₹124.00 ▼(-6.49% Downside)

Renaissance Global Limited's overall stock score is driven by stable financial performance but hindered by technical weaknesses and moderate valuation. The lack of dividend yield and bearish market indicators further weigh on the stock's attractiveness. Improving revenue streams and cash flow conversion are critical for enhancing its financial health and market position.

Positive Factors

Strong Market Position

RGL's position as a leading player in the jewelry sector provides a competitive advantage, allowing it to leverage brand recognition and market reach to sustain long-term growth.

Strategic Partnerships

Strategic partnerships enhance RGL's market reach and sales volume, providing a durable revenue stream and reinforcing its competitive position in the industry.

Healthy Equity Ratio

A strong equity ratio indicates financial stability and reduces reliance on debt, providing RGL with flexibility to invest in growth opportunities and weather economic fluctuations.

Negative Factors

Revenue Growth Challenges

Fluctuating revenue growth poses challenges to maintaining momentum, potentially impacting RGL's ability to invest in new initiatives and expand its market presence.

Free Cash Flow Difficulties

Negative free cash flow suggests inefficiencies in operations and could limit RGL's ability to fund growth initiatives or manage unexpected expenses, impacting long-term sustainability.

Declining Profit Margins

Declining profit margins may indicate rising costs or pricing pressures, which could erode profitability and hinder RGL's ability to invest in competitive strategies over the long term.

Renaissance Global Limited Business Overview & Revenue Model

Company Description

Renaissance Global Limited (RGL) is a leading player in the global jewelry sector, primarily engaged in the design, manufacturing, and distribution of a diverse range of jewelry products. The company operates in various segments, including diamond jewelry, gold jewelry, and silver jewelry, catering to both retail and wholesale markets. RGL's core offerings encompass high-quality, fashionable jewelry pieces that appeal to a wide audience, leveraging innovative designs and craftsmanship to enhance consumer appeal.

How the Company Makes Money

Renaissance Global Limited generates revenue through multiple streams, primarily from the sale of its jewelry products in both domestic and international markets. The company operates on a B2B model, supplying jewelry to various retailers and distributors, which forms a significant part of its revenue. Additionally, RGL has established partnerships with leading brands and retailers, enabling it to expand its market reach and enhance its sales volume. The company also benefits from direct-to-consumer sales through its online platforms, which have become increasingly important amid changing shopping behaviors. Furthermore, RGL's strategic sourcing of raw materials and efficient manufacturing processes allow it to maintain competitive pricing and healthy profit margins.

Renaissance Global Limited Financial Statement Overview

Summary

Renaissance Global Limited demonstrates a stable financial foundation with moderate profitability and operational efficiency. Despite solid equity standing, revenue and free cash flow difficulties pose challenges to growth and liquidity. The company needs to focus on revitalizing revenue streams and improving cash flow conversion to enhance financial health.

Income Statement

Renaissance Global Limited has shown stable gross and net profit margins, though both have slightly declined in recent years. The gross profit margin for the latest period is 24.9%, and the net profit margin is 3.7%. Revenue has shown fluctuation, with a recent decline, indicating challenges in maintaining growth momentum. EBIT and EBITDA margins are consistent with industry norms, highlighting operational efficiency amidst revenue pressures.

Balance Sheet

The company's balance sheet shows a healthy equity ratio of 59.5%, indicating a strong reliance on equity financing. However, the debt-to-equity ratio stands at 0.47, suggesting moderate leverage that could pose risks if not managed well. The return on equity (ROE) is 5.5%, reflecting moderate profitability relative to shareholder investment.

Cash Flow

The cash flow statement reveals challenges in free cash flow generation, with recent negative free cash flows indicating potential liquidity constraints. The operating cash flow to net income ratio is negative, suggesting inefficiencies in converting earnings to operating cash. Despite this, financing activities have supported liquidity, as evidenced by positive financing cash flow.

Breakdown	TTM	Dec 2025	Dec 2024	Dec 2023	Dec 2022	Dec 2021
Income Statement
Total Revenue	21.66B	20.81B	21.07B	22.37B	21.88B	20.29B
Gross Profit	6.27B	5.18B	4.60B	6.30B	5.41B	3.68B
EBITDA	1.57B	1.67B	1.68B	1.78B	2.00B	1.16B
Net Income	669.25M	761.50M	723.72M	870.58M	1.06B	424.94M
Balance Sheet
Total Assets	0.00	23.40B	20.24B	19.20B	20.00B	16.45B
Cash, Cash Equivalents and Short-Term Investments	2.42B	2.42B	1.87B	2.39B	2.58B	1.97B
Total Debt	0.00	6.61B	6.55B	6.11B	7.76B	6.12B
Total Liabilities	-14.22B	9.17B	8.75B	8.93B	10.76B	8.03B
Stockholders Equity	14.22B	13.91B	11.49B	10.26B	9.24B	8.43B
Cash Flow
Free Cash Flow	0.00	-738.94M	-562.37M	1.92B	660.15M	1.10B
Operating Cash Flow	0.00	-428.09M	-409.22M	2.30B	860.90M	1.16B
Investing Cash Flow	0.00	-571.02M	-227.09M	-673.78M	-1.17B	614.59M
Financing Cash Flow	0.00	1.54B	-166.17M	-2.17B	295.98M	-776.44M

Renaissance Global Limited Technical Analysis

• Technical Analysis Sentiment: Negative
• Last Price: 132.60
• 50DMA: Negative
• 100DMA: Negative
• 200DMA: Negative
• MACD: Positive
• RSI: Neutral
• STOCH: Positive

Evaluating momentum and price trends is crucial in stock analysis to make informed investment decisions. For IN:RGL, the sentiment is Negative. The current price of 132.6 is below the 20-day moving average (MA) of 133.92, above the 50-day MA of 128.95, and above the 200-day MA of 124.32, indicating a bearish trend. The MACD of -1.17 indicates Positive momentum. The RSI at 35.89 is Neutral, neither overbought nor oversold. The STOCH value of 6.80 is Positive, not indicating any strong overbought or oversold conditions. Overall, these indicators collectively point to a Negative sentiment for IN:RGL.

Renaissance Global Limited Peers Comparison

Name	Overall Rating	Market Cap	P/E Ratio	ROE	Dividend Yield	Revenue Growth	EPS Growth
5PAISA	68 Neutral	₹9.66B	20.43	―	―	-25.11%	-24.87%
Sector *	68 Neutral	$18.00B	11.42	9.92%	3.81%	9.73%	1.22%
SMCGLOBAL	63 Neutral	₹14.04B	14.36	―	0.99%	-5.03%	-54.73%
RGL	55 Neutral	₹12.99B	16.75	―	―	12.34%	-6.61%
PNBGILTS	55 Neutral	₹16.27B	9.06	―	1.18%	-10.05%	-18.64%
CENTRUM	46 Neutral	₹13.37B	―	―	―	47.88%	11.61%

Renaissance Global Limited Corporate Events

Renaissance Global Expands with New Jean Dousset Boutique in NYC

Renaissance Global Limited is set to open a new Jean Dousset Jewelry boutique in New York City on November 15, 2025, marking a significant expansion in the premium lab-grown diamond market. This move enhances the brand’s presence in a key luxury market, offering bespoke and ready-to-purchase jewelry, and underscores its commitment to ethical luxury and high-touch client experiences.