Renaissance Global Limited (RGL) AI Stock Analysis

• Market Cap: ₹12.69B
• Dividend Yield: N/A
• Average Volume (3M): 18.37K
• Price to Earnings (P/E): 17.9
• Beta (1Y): 1.00
• Revenue Growth: 4.22%
• EPS Growth: -14.24%
• Country: IN
• Employees: 719
• Sector: Financial
• Sector Strength: 70
• Industry: Luxury Goods
• EPS (TTM): 0.59
• Shares Outstanding: 107,287,970
• 10 Day Avg. Volume: 16,075
• 30 Day Avg. Volume: 18,367
• PEG Ratio: N/A
• Price to Book (P/B): N/A
• Price to Sales (P/S): N/A
• P/FCF Ratio: N/A
• Enterprise Value/Market Cap: N/A
• Enterprise Value/Revenue: N/A
• Enterprise Value/Gross Profit: N/A
• Enterprise Value/Ebitda: N/A
• 1Y Price Target: ₹121.00
• Price Target Upside: 2.33% Upside
• Rating Consensus: Hold
• Number of Analyst Covering: 1

• Rating: 63 Neutral
• Price Target: ₹121.00 ▲(2.33% Upside)

Renaissance Global Limited's overall stock score reflects a stable financial performance with moderate profitability and operational efficiency. However, challenges in revenue growth and free cash flow generation weigh on the score. Technical indicators suggest a lack of strong momentum, and while the valuation is fair, the absence of a dividend yield may limit appeal. The absence of earnings call and corporate events data means these factors did not influence the score.

Positive Factors

Strong Market Presence

RGL's strong market presence in North America, Europe, and Asia positions it well to leverage global demand for luxury goods, supporting long-term growth.

Equity Financing Strength

A strong equity ratio provides financial stability and reduces reliance on debt, enhancing the company's ability to invest in growth opportunities.

Operational Efficiency

Maintaining industry-standard margins indicates effective cost management and operational efficiency, which are crucial for sustaining profitability.

Negative Factors

Revenue Growth Challenges

Fluctuating revenue growth suggests difficulty in sustaining market expansion, which could hinder long-term growth prospects.

Free Cash Flow Constraints

Negative free cash flow can limit the company's ability to invest in new projects and manage debt, posing risks to financial health.

Declining Profit Margins

Declining profit margins may indicate rising costs or pricing pressures, which could affect long-term profitability and competitiveness.

Renaissance Global Limited Business Overview & Revenue Model

Company Description

Renaissance Global Limited (RGL) is a leading player in the global luxury lifestyle and jewelry sector. The company specializes in designing, manufacturing, and selling high-quality diamond jewelry and lifestyle products. With a strong presence in North America, Europe, and Asia, RGL focuses on delivering exquisite craftsmanship and innovative designs that cater to a diverse clientele.

How the Company Makes Money

Renaissance Global Limited generates revenue primarily through the sale of its luxury jewelry and lifestyle products. The company operates through both retail and wholesale channels, catering to individual consumers and businesses. Key revenue streams include direct sales from its branded stores, online e-commerce platforms, and partnerships with leading global retailers. RGL also engages in licensing agreements, allowing it to expand its product offerings and reach new markets. These strategic alliances, along with a robust supply chain and efficient manufacturing processes, significantly contribute to the company's earnings.

Renaissance Global Limited Financial Statement Overview

Summary

Renaissance Global Limited demonstrates stable financial performance with moderate profitability and operational efficiency. However, challenges in revenue growth and negative free cash flow indicate potential liquidity constraints and the need for improved cash flow conversion.

Income Statement

Renaissance Global Limited has shown stable gross and net profit margins, though both have slightly declined in recent years. The gross profit margin for the latest period is 24.9%, and the net profit margin is 3.7%. Revenue has shown fluctuation, with a recent decline, indicating challenges in maintaining growth momentum. EBIT and EBITDA margins are consistent with industry norms, highlighting operational efficiency amidst revenue pressures.

Balance Sheet

The company's balance sheet shows a healthy equity ratio of 59.5%, indicating a strong reliance on equity financing. However, the debt-to-equity ratio stands at 0.47, suggesting moderate leverage that could pose risks if not managed well. The return on equity (ROE) is 5.5%, reflecting moderate profitability relative to shareholder investment.

Cash Flow

The cash flow statement reveals challenges in free cash flow generation, with recent negative free cash flows indicating potential liquidity constraints. The operating cash flow to net income ratio is negative, suggesting inefficiencies in converting earnings to operating cash. Despite this, financing activities have supported liquidity, as evidenced by positive financing cash flow.

Breakdown	TTM	Dec 2025	Dec 2024	Dec 2022	Dec 2022	Dec 2020
Income Statement
Total Revenue	21.03B	20.81B	21.07B	21.88B	22.37B	20.29B
Gross Profit	5.86B	5.18B	4.60B	5.41B	6.30B	3.68B
EBITDA	1.72B	1.67B	1.68B	2.00B	1.78B	1.16B
Net Income	707.88M	761.50M	723.72M	1.06B	870.58M	424.94M
Balance Sheet
Total Assets	0.00	23.40B	20.24B	20.00B	19.20B	16.45B
Cash, Cash Equivalents and Short-Term Investments	2.44B	2.42B	1.87B	2.58B	2.43B	1.97B
Total Debt	0.00	6.61B	6.55B	7.76B	6.11B	6.12B
Total Liabilities	-11.95B	9.17B	8.75B	10.76B	8.93B	8.03B
Stockholders Equity	11.95B	13.91B	11.49B	9.24B	10.26B	8.43B
Cash Flow
Free Cash Flow	0.00	-738.94M	-562.37M	660.15M	1.92B	1.10B
Operating Cash Flow	0.00	-428.09M	-409.22M	860.90M	2.30B	1.16B
Investing Cash Flow	0.00	-571.02M	-227.09M	-1.17B	-673.78M	614.59M
Financing Cash Flow	0.00	1.54B	-166.17M	290.37M	-2.17B	-776.44M

Renaissance Global Limited Technical Analysis

• Technical Analysis Sentiment: Positive
• Last Price: 118.25
• 50DMA: Positive
• 100DMA: Positive
• 200DMA: Negative
• MACD: Negative
• RSI: Neutral
• STOCH: Neutral

Evaluating momentum and price trends is crucial in stock analysis to make informed investment decisions. For IN:RGL, the sentiment is Positive. The current price of 118.25 is above the 20-day moving average (MA) of 112.72, above the 50-day MA of 113.99, and below the 200-day MA of 136.40, indicating a neutral trend. The MACD of 1.15 indicates Negative momentum. The RSI at 57.27 is Neutral, neither overbought nor oversold. The STOCH value of 69.99 is Neutral, not indicating any strong overbought or oversold conditions. Overall, these indicators collectively point to a Positive sentiment for IN:RGL.

Renaissance Global Limited Peers Comparison

Name	Overall Rating	Market Cap	P/E Ratio	ROE	Dividend Yield	Revenue Growth	EPS Growth
SMCGLOBAL	71 Outperform	₹14.33B	11.71		1.75%	-1.20%	-41.78%
Sector *	68 Neutral	$18.00B	11.42	9.93%	3.81%	9.73%	1.22%
RGL	63 Neutral	₹12.69B	17.94		―	4.22%	-14.24%
5PAISA	63 Neutral	₹11.41B	19.10		―	-18.69%	-1.16%
PNBGILTS	61 Neutral	₹17.78B	5.23		0.99%	14.31%	422.73%
CENTRUM	43 Neutral	₹15.05B	―		―	58.12%	22.23%
WEALTH	―	₹13.60B	38.23		1.57%	―	―