Renaissance Global Limited (RGL) AI Stock Analysis

• Market Cap: ₹13.78B
• Dividend Yield: N/A
• Average Volume (3M): 19.73K
• Price to Earnings (P/E): 20.6
• Beta (1Y): 1.12
• Revenue Growth: 4.22%
• EPS Growth: -14.24%
• Country: IN
• Employees: 719
• Sector: Financial
• Sector Strength: 70
• Industry: Luxury Goods
• EPS (TTM): 0.59
• Shares Outstanding: 107,287,970
• 10 Day Avg. Volume: 31,411
• 30 Day Avg. Volume: 19,734
• PEG Ratio: 13.67
• Price to Book (P/B): 0.89
• Price to Sales (P/S): 0.59
• P/FCF Ratio: -16.70
• Enterprise Value/Market Cap: N/A
• Enterprise Value/Revenue: N/A
• Enterprise Value/Gross Profit: N/A
• Enterprise Value/Ebitda: N/A
• 1Y Price Target: ₹129.00
• Price Target Upside: -5.11% Downside
• Rating Consensus: Hold
• Number of Analyst Covering: 1

• Rating: 65 Neutral
• Price Target: ₹129.00 ▼(-5.11% Downside)

Renaissance Global Limited's overall stock score reflects stable financial performance and short-term bullish technical indicators. However, challenges in revenue growth and liquidity, coupled with the absence of a dividend yield, temper the stock's attractiveness.

Renaissance Global Limited Business Overview & Revenue Model

Company Description

Renaissance Global Limited (RGL) is a leading player in the global luxury lifestyle and jewelry sector. The company specializes in designing, manufacturing, and selling high-quality diamond jewelry and lifestyle products. With a strong presence in North America, Europe, and Asia, RGL focuses on delivering exquisite craftsmanship and innovative designs that cater to a diverse clientele.

How the Company Makes Money

Renaissance Global Limited generates revenue primarily through the sale of its luxury jewelry and lifestyle products. The company operates through both retail and wholesale channels, catering to individual consumers and businesses. Key revenue streams include direct sales from its branded stores, online e-commerce platforms, and partnerships with leading global retailers. RGL also engages in licensing agreements, allowing it to expand its product offerings and reach new markets. These strategic alliances, along with a robust supply chain and efficient manufacturing processes, significantly contribute to the company's earnings.

Renaissance Global Limited Financial Statement Overview

Summary

Renaissance Global Limited shows stable financial performance with moderate profitability and operational efficiency. However, challenges in revenue growth and negative free cash flows indicate potential liquidity constraints.

Income Statement

Renaissance Global Limited has shown stable gross and net profit margins, though both have slightly declined in recent years. The gross profit margin for the latest period is 24.9%, and the net profit margin is 3.7%. Revenue has shown fluctuation, with a recent decline, indicating challenges in maintaining growth momentum. EBIT and EBITDA margins are consistent with industry norms, highlighting operational efficiency amidst revenue pressures.

Balance Sheet

The company's balance sheet shows a healthy equity ratio of 59.5%, indicating a strong reliance on equity financing. However, the debt-to-equity ratio stands at 0.47, suggesting moderate leverage that could pose risks if not managed well. The return on equity (ROE) is 5.5%, reflecting moderate profitability relative to shareholder investment.

Cash Flow

The cash flow statement reveals challenges in free cash flow generation, with recent negative free cash flows indicating potential liquidity constraints. The operating cash flow to net income ratio is negative, suggesting inefficiencies in converting earnings to operating cash. Despite this, financing activities have supported liquidity, as evidenced by positive financing cash flow.

Breakdown	TTM	Dec 2025	Dec 2024	Dec 2023	Dec 2022	Dec 2021
Income Statement
Total Revenue	21.66B	20.81B	21.07B	22.37B	21.88B	20.29B
Gross Profit	6.27B	5.18B	4.60B	6.30B	5.41B	3.68B
EBITDA	1.57B	1.67B	1.68B	1.78B	2.00B	1.16B
Net Income	669.25M	761.50M	723.72M	870.58M	1.06B	424.94M
Balance Sheet
Total Assets	0.00	23.40B	20.24B	19.20B	20.00B	16.45B
Cash, Cash Equivalents and Short-Term Investments	2.42B	2.42B	1.87B	2.39B	2.58B	1.97B
Total Debt	0.00	6.61B	6.55B	6.11B	7.76B	6.12B
Total Liabilities	-14.22B	9.17B	8.75B	8.93B	10.76B	8.03B
Stockholders Equity	14.22B	13.91B	11.49B	10.26B	9.24B	8.43B
Cash Flow
Free Cash Flow	0.00	-738.94M	-562.37M	1.92B	660.15M	1.10B
Operating Cash Flow	0.00	-428.09M	-409.22M	2.30B	860.90M	1.16B
Investing Cash Flow	0.00	-571.02M	-227.09M	-673.78M	-1.17B	614.59M
Financing Cash Flow	0.00	1.54B	-166.17M	-2.17B	295.98M	-776.44M

Renaissance Global Limited Technical Analysis

• Technical Analysis Sentiment: Positive
• Last Price: 135.95
• 50DMA: Positive
• 100DMA: Positive
• 200DMA: Negative
• MACD: Negative
• RSI: Neutral
• STOCH: Neutral

Evaluating momentum and price trends is crucial in stock analysis to make informed investment decisions. For IN:RGL, the sentiment is Positive. The current price of 135.95 is above the 20-day moving average (MA) of 118.74, above the 50-day MA of 114.28, and above the 200-day MA of 131.42, indicating a neutral trend. The MACD of 1.28 indicates Negative momentum. The RSI at 60.22 is Neutral, neither overbought nor oversold. The STOCH value of 78.21 is Neutral, not indicating any strong overbought or oversold conditions. Overall, these indicators collectively point to a Positive sentiment for IN:RGL.

Renaissance Global Limited Peers Comparison

Name	Overall Rating	Market Cap	P/E Ratio	ROE	Dividend Yield	Revenue Growth	EPS Growth
SMCGLOBAL	71 Outperform	₹14.64B	11.96	―	1.72%	-1.20%	-41.78%
Sector *	68 Neutral	$18.00B	11.42	9.92%	3.81%	9.73%	1.22%
RGL	65 Neutral	₹13.78B	20.62	―	―	4.22%	-14.24%
5PAISA	63 Neutral	₹10.81B	21.76	―	―	-25.11%	-24.87%
PNBGILTS	59 Neutral	₹17.45B	5.14	―	1.03%	14.31%	422.73%
CENTRUM	46 Neutral	₹14.05B	―	―	―	58.12%	22.23%