Renaissance Global Limited (RGL) AI Stock Analysis

• Market Cap: ₹11.59B
• Dividend Yield: N/A
• Average Volume (3M): 30.06K
• Price to Earnings (P/E): 16.7
• Beta (1Y): 0.99
• Revenue Growth: 4.22%
• EPS Growth: -13.54%
• Country: IN
• Employees: 719
• Sector: Financial
• Sector Strength: 71
• Industry: Luxury Goods
• EPS (TTM): 0.59
• Shares Outstanding: 107,287,970
• 10 Day Avg. Volume: 13,609
• 30 Day Avg. Volume: 30,058
• PEG Ratio: N/A
• Price to Book (P/B): 0.00
• Price to Sales (P/S): 0.00
• P/FCF Ratio: 0.00
• Enterprise Value/Market Cap: N/A
• Enterprise Value/Revenue: N/A
• Enterprise Value/Gross Profit: N/A
• Enterprise Value/Ebitda: N/A
• 1Y Price Target: ₹126.00
• Price Target Upside: 6.96% Upside
• Rating Consensus: Hold
• Number of Analyst Covering: 1

• Rating: 64 Neutral
• Price Target: ₹126.00 ▲(6.96% Upside)

Renaissance Global Limited's overall stock score is primarily influenced by its stable financial performance and reasonable valuation. However, technical indicators suggest potential short-term weakness, which slightly offsets the positive valuation perspective. The absence of earnings call data and corporate events means these factors do not impact the score.

Renaissance Global Limited Business Overview & Revenue Model

Company Description

Renaissance Global Limited (RGL) is a leading player in the global luxury lifestyle and jewelry sector. The company specializes in designing, manufacturing, and selling high-quality diamond jewelry and lifestyle products. With a strong presence in North America, Europe, and Asia, RGL focuses on delivering exquisite craftsmanship and innovative designs that cater to a diverse clientele.

How the Company Makes Money

Renaissance Global Limited generates revenue primarily through the sale of its luxury jewelry and lifestyle products. The company operates through both retail and wholesale channels, catering to individual consumers and businesses. Key revenue streams include direct sales from its branded stores, online e-commerce platforms, and partnerships with leading global retailers. RGL also engages in licensing agreements, allowing it to expand its product offerings and reach new markets. These strategic alliances, along with a robust supply chain and efficient manufacturing processes, significantly contribute to the company's earnings.

Renaissance Global Limited Financial Statement Overview

Summary

Renaissance Global Limited demonstrates a stable financial foundation with moderate profitability and operational efficiency. Despite solid equity standing, revenue and free cash flow difficulties pose challenges to growth and liquidity. The company needs to focus on revitalizing revenue streams and improving cash flow conversion to enhance financial health.

Income Statement

Renaissance Global Limited has shown stable gross and net profit margins, though both have slightly declined in recent years. The gross profit margin for the latest period is 24.9%, and the net profit margin is 3.7%. Revenue has shown fluctuation, with a recent decline, indicating challenges in maintaining growth momentum. EBIT and EBITDA margins are consistent with industry norms, highlighting operational efficiency amidst revenue pressures.

Balance Sheet

The company's balance sheet shows a healthy equity ratio of 59.5%, indicating a strong reliance on equity financing. However, the debt-to-equity ratio stands at 0.47, suggesting moderate leverage that could pose risks if not managed well. The return on equity (ROE) is 5.5%, reflecting moderate profitability relative to shareholder investment.

Cash Flow

The cash flow statement reveals challenges in free cash flow generation, with recent negative free cash flows indicating potential liquidity constraints. The operating cash flow to net income ratio is negative, suggesting inefficiencies in converting earnings to operating cash. Despite this, financing activities have supported liquidity, as evidenced by positive financing cash flow.

Breakdown	Mar 2025	Mar 2024	Mar 2022	Mar 2023	Mar 2021
Income Statement
Total Revenue	20.81B	21.07B	21.88B	22.37B	20.29B
Gross Profit	5.18B	4.60B	5.41B	6.30B	3.68B
EBITDA	1.67B	1.68B	2.00B	1.78B	1.16B
Net Income	761.50M	723.72M	1.06B	870.58M	424.94M
Balance Sheet
Total Assets	23.40B	20.24B	20.00B	19.20B	16.45B
Cash, Cash Equivalents and Short-Term Investments	2.42B	1.87B	2.58B	2.43B	1.97B
Total Debt	6.61B	6.55B	7.76B	6.11B	6.12B
Total Liabilities	9.17B	8.75B	10.76B	8.93B	8.03B
Stockholders Equity	13.91B	11.49B	9.24B	10.26B	8.43B
Cash Flow
Free Cash Flow	-738.94M	-562.37M	660.15M	1.92B	1.10B
Operating Cash Flow	-428.09M	-409.22M	860.90M	2.30B	1.16B
Investing Cash Flow	-571.02M	-227.09M	-1.17B	-673.78M	614.59M
Financing Cash Flow	1.54B	-166.17M	290.37M	-2.17B	-776.44M

Renaissance Global Limited Technical Analysis

• Technical Analysis Sentiment: Positive
• Last Price: 117.80
• 50DMA: Positive
• 100DMA: Negative
• 200DMA: Negative
• MACD: Negative
• RSI: Neutral
• STOCH: Neutral

Evaluating momentum and price trends is crucial in stock analysis to make informed investment decisions. For IN:RGL, the sentiment is Positive. The current price of 117.8 is above the 20-day moving average (MA) of 111.05, above the 50-day MA of 116.33, and below the 200-day MA of 141.28, indicating a neutral trend. The MACD of -1.80 indicates Negative momentum. The RSI at 58.21 is Neutral, neither overbought nor oversold. The STOCH value of 69.26 is Neutral, not indicating any strong overbought or oversold conditions. Overall, these indicators collectively point to a Positive sentiment for IN:RGL.

Renaissance Global Limited Peers Comparison

Name	Overall Rating	Market Cap	P/E Ratio	ROE	Dividend Yield	Revenue Growth	EPS Growth
SMCGLOBAL	69 Neutral	₹14.36B	11.73		1.76%	-1.20%	-41.78%
PNBGILTS	64 Neutral	₹19.42B	5.72		0.93%	14.31%	422.80%
RGL	64 Neutral	₹11.59B	16.73		―	4.22%	-13.54%
5PAISA	63 Neutral	₹11.75B	19.51		―	-18.69%	-1.16%
Sector *	61 Neutral	C$15.80B	6.79	15.12%	5.95%	22.12%	-7.26%
CENTRUM	51 Neutral	₹16.05B	―		―	58.12%	22.23%