Centrum Capital Limited (CENTRUM) AI Stock Analysis

• Market Cap: ₹14.05B
• Dividend Yield: N/A
• Average Volume (3M): 35.48K
• Price to Earnings (P/E): ―
• Beta (1Y): 1.03
• Revenue Growth: 58.12%
• EPS Growth: 22.23%
• Country: IN
• Employees: 5,400
• Sector: Financial
• Sector Strength: 70
• Industry: Financial - Conglomerates
• EPS (TTM): -0.35
• Shares Outstanding: 416,032,750
• 10 Day Avg. Volume: 19,396
• 30 Day Avg. Volume: 35,483
• PEG Ratio: -0.06
• Price to Book (P/B): 3.60
• Price to Sales (P/S): 0.33
• P/FCF Ratio: 0.47
• Enterprise Value/Market Cap: N/A
• Enterprise Value/Revenue: N/A
• Enterprise Value/Gross Profit: N/A
• Enterprise Value/Ebitda: N/A
• 1Y Price Target: ₹36.00
• Price Target Upside: 7.49% Upside
• Rating Consensus: Hold
• Number of Analyst Covering: 1

• Rating: 46 Neutral
• Price Target: ₹36.00 ▲(7.49% Upside)

Centrum Capital Limited's overall score is primarily impacted by its financial performance, characterized by high leverage and profitability issues. Technical indicators suggest a neutral market sentiment, while valuation metrics highlight ongoing financial challenges.

Centrum Capital Limited Business Overview & Revenue Model

Company Description

Centrum Capital Limited, together with its subsidiaries, provides various financial services for institutions and individuals in India. It operates through Banking Business, Institutional Business, Wealth Management & Distribution, Housing Finance Business, and SME / Micro Credit Lending Business segments. The company offers investment banking services, including equity initial public offerings (IPO), follow-on public offerings and rights issues, pre-IPO placements, qualified institutional placements, American depository receipts, global depository receipts, convertible issuances, buybacks and delisting, open offers, and valuation advisory services; and mergers and acquisitions, structured finance advisory, and services private equity advisory, as well as infrastructure advisory services. It also provides working capital, term loans/corporate loans, project finance, and external commercial borrowings/foreign currency loans; home and non-home loans; philanthropy and trust and estate; stock broking and insurance services; and private debt and venture capital funding services. In addition, the company offers institutional equities and research services, as well as trades in bonds. Centrum Capital Limited was incorporated in 1977 and is based in Mumbai, India with additional locations in Wan Chai, Hong Kong; Singapore; and Ebene, Mauritius.

How the Company Makes Money

Centrum Capital generates revenue through several key streams. Primarily, the company earns income from its investment banking services, which include advisory fees for mergers and acquisitions, underwriting fees from capital market transactions, and commissions on various financial products. Additionally, its wealth management division contributes to revenue by charging management fees for assets under management (AUM) and performance fees based on investment returns. The brokerage segment also plays a crucial role, generating commission income from trading activities in both equity and debt markets. Furthermore, strategic partnerships with banks and financial institutions enhance its service offerings and can lead to new business opportunities, thereby contributing to overall earnings.

Centrum Capital Limited Financial Statement Overview

Summary

Centrum Capital Limited faces challenges with profitability and high leverage, impacting its financial health. Despite revenue growth and improved free cash flow, operational inefficiencies and high debt levels are significant concerns.

Income Statement

Centrum Capital Limited has shown some revenue growth over the years, but profitability remains a significant concern. The company has consistently reported negative net income, leading to negative net profit margins. While the gross profit margin is relatively high, the EBIT and EBITDA margins have been volatile, indicating operational inefficiencies.

Balance Sheet

The balance sheet reveals high leverage with a debt-to-equity ratio significantly above industry norms, posing a risk to financial stability. The negative return on equity further highlights the company's struggle to generate returns for shareholders. The equity ratio is low, indicating heavy reliance on debt financing.

Cash Flow

Cash flow analysis shows improvement in free cash flow, but the operating cash flow has been inconsistent, with significant negative values in previous years. The free cash flow to net income ratio is relatively strong, suggesting that the company is generating cash despite net losses.

Breakdown	TTM	Dec 2025	Dec 2024	Dec 2023	Dec 2022	Dec 2021
Income Statement
Total Revenue	37.15B	30.85B	11.17B	12.95B	7.20B	4.99B
Gross Profit	11.91B	17.50B	50.62M	7.79B	2.92B	291.60M
EBITDA	3.97B	5.50B	6.30B	3.69B	1.63B	2.20B
Net Income	-1.10B	-1.87B	-993.49M	-1.50B	-1.77B	-468.72M
Balance Sheet
Total Assets	0.00	225.89B	173.84B	117.40B	124.95B	31.60B
Cash, Cash Equivalents and Short-Term Investments	0.00	43.83B	6.70B	7.80B	51.57B	3.66B
Total Debt	0.00	43.07B	43.64B	26.53B	22.76B	19.43B
Total Liabilities	-16.26B	209.64B	156.41B	98.64B	105.06B	23.84B
Stockholders Equity	16.26B	2.79B	4.41B	5.93B	6.75B	5.80B
Cash Flow
Free Cash Flow	0.00	21.18B	176.71M	-40.79B	-5.92B	-457.62M
Operating Cash Flow	0.00	25.32B	1.20B	-40.54B	-5.44B	-403.68M
Investing Cash Flow	0.00	-17.08B	-15.50B	1.42B	-2.86B	-562.58M
Financing Cash Flow	0.00	-5.87B	15.03B	970.59M	45.75B	1.37B

Centrum Capital Limited Technical Analysis

• Technical Analysis Sentiment: Negative
• Last Price: 33.49
• 50DMA: Negative
• 100DMA: Negative
• 200DMA: Positive
• MACD: Positive
• RSI: Neutral
• STOCH: Neutral

Evaluating momentum and price trends is crucial in stock analysis to make informed investment decisions. For IN:CENTRUM, the sentiment is Negative. The current price of 33.49 is below the 20-day moving average (MA) of 35.50, below the 50-day MA of 37.14, and above the 200-day MA of 31.71, indicating a neutral trend. The MACD of -0.92 indicates Positive momentum. The RSI at 38.66 is Neutral, neither overbought nor oversold. The STOCH value of 33.69 is Neutral, not indicating any strong overbought or oversold conditions. Overall, these indicators collectively point to a Negative sentiment for IN:CENTRUM.

Centrum Capital Limited Peers Comparison

Name	Overall Rating	Market Cap	P/E Ratio	ROE	Dividend Yield	Revenue Growth	EPS Growth
BIRLAMONEY	72 Outperform	₹9.87B	13.51	―	―	4.68%	22.23%
SMCGLOBAL	71 Outperform	₹14.64B	11.96	―	1.72%	-1.20%	-41.78%
Sector *	68 Neutral	$18.00B	11.42	9.92%	3.81%	9.73%	1.22%
CREST	65 Neutral	₹9.96B	15.27	―	0.29%	-17.41%	-37.56%
5PAISA	63 Neutral	₹10.85B	22.85	―	―	-25.11%	-24.87%
CENTRUM	46 Neutral	₹14.05B	―	―	―	58.12%	22.23%

Centrum Capital Limited Corporate Events

Centrum Capital Limited Conducts 47th AGM via Video Conference

Centrum Capital Limited held its 47th Annual General Meeting on August 8, 2025, via video conference, in compliance with regulatory provisions. The meeting, chaired by Mr. Jaspal Singh Bindra, included discussions on the company’s business performance and economic outlook, with opportunities for shareholders to engage and vote on resolutions. The company ensured seamless participation and voting through remote electronic facilities, reflecting its commitment to shareholder engagement and transparency.

Centrum Capital Limited Concludes 47th AGM with Virtual Engagement

Centrum Capital Limited held its 47th Annual General Meeting (AGM) on August 8, 2025, via video conference, adhering to the Companies Act, 2013, and relevant regulatory guidelines. The meeting, chaired by Mr. Jaspal Singh Bindra, covered the company’s business performance, economic outlook, and allowed shareholders to engage through a seamless virtual platform. Voting results and the scrutinizer’s report were made available online, ensuring transparency and accessibility for stakeholders.

Centrum Capital Schedules 47th AGM, Urges KYC Updates

Centrum Capital Limited announced the scheduling of its 47th Annual General Meeting (AGM) on August 8, 2025, which will be conducted via video conferencing. The company has also issued reminders for shareholders to update their KYC details and dematerialize physical securities, in compliance with SEBI regulations. These steps aim to enhance shareholder engagement and ensure compliance with regulatory requirements, reflecting the company’s commitment to transparency and operational efficiency.