Gujarat Lease Financing Limited (GLFL) AI Stock Analysis

• Market Cap: ₹150.55M
• Dividend Yield: N/A
• Average Volume (3M): 3.09K
• Price to Earnings (P/E): 138.6
• Beta (1Y): 0.50
• Revenue Growth: N/A
• EPS Growth: N/A
• Country: IN
• Employees: 3
• Sector: Financial
• Sector Strength: 70
• Industry: Shell Companies
• EPS (TTM): 0.01
• Shares Outstanding: 27,125,769
• 10 Day Avg. Volume: 0
• 30 Day Avg. Volume: 3,092
• PEG Ratio: -6.81
• Price to Book (P/B): -3.69
• Price to Sales (P/S): 35.61
• P/FCF Ratio: -39.17
• Enterprise Value/Market Cap: N/A
• Enterprise Value/Revenue: N/A
• Enterprise Value/Gross Profit: N/A
• Enterprise Value/Ebitda: N/A
• 1Y Price Target: N/A
• Price Target Upside: N/A
• Rating Consensus: N/A
• Number of Analyst Covering: 0
• EPS Forecast (FY): N/A
• Revenue Forecast (FY): N/A

• Rating: 41 Neutral
• Price Target: ₹5.50 ▼(-34.45% Downside)
• Action: Reiterated Date: 03/21/26
• Date: Action: Reiterated 03/21/26

The score is primarily held down by weak financial fundamentals—persistent negative equity with high debt and recently negative operating/free cash flow—despite some recent revenue growth and reported profitability. Technicals are also bearish with the stock trading below key moving averages and negative MACD, while valuation is unattractive given the very high P/E and no dividend yield support.

Positive Factors

Revenue growth and margin recovery

Revenue has trended upward with FY2025 up 35.8% and a reported net margin around 13.9%. Sustained top-line growth combined with margin recovery indicates improving product-market fit and potential for scalable operating leverage if cash conversion and earnings stability continue.

Negative Factors

Persistent negative equity

Negative shareholders’ equity of roughly -₹40.6M across periods reflects capital erosion and structural solvency weakness. This undermines loss-absorption capacity, reduces lender and counterparty confidence, and can force dilutive recapitalization or regulatory interventions under stress.

Gujarat Lease Financing Limited Business Overview & Revenue Model

Company Description

Gujarat Lease Financing Limited does not have significant operations. Previously, it was engaged in the provision of various financial services. The company was incorporated in 1983 and is based in Ahmedabad, India....

How the Company Makes Money

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Gujarat Lease Financing Limited Financial Statement Overview

Breakdown	TTM	Mar 2025	Mar 2024	Mar 2023	Mar 2022	Mar 2021
Income Statement
Total Revenue	4.26M	4.21M	4.80M	2.88M	2.93M	296.00K
Gross Profit	-1.53M	3.31M	-75.00K	1.97M	2.84M	-583.00K
EBITDA	-453.25K	1.48M	874.00K	-531.00K	-583.00K	-3.21M
Net Income	583.00K	586.00K	868.00K	1.85M	-822.00K	-3.49M
Balance Sheet
Total Assets	63.44M	63.62M	62.79M	61.36M	59.36M	59.90M
Cash, Cash Equivalents and Short-Term Investments	60.43M	4.35M	60.56M	7.73M	53.52M	58.48M
Total Debt	100.00M	100.00M	100.00M	100.00M	100.00M	100.00M
Total Liabilities	104.39M	104.23M	103.99M	103.72M	103.56M	103.36M
Stockholders Equity	-40.94M	-40.61M	-41.20M	-42.36M	-44.20M	-43.46M
Cash Flow
Free Cash Flow	-2.02M	-3.82M	-9.08M	1.84M	-3.39M	-58.22M
Operating Cash Flow	-2.01M	-3.82M	-9.06M	1.87M	-3.39M	-58.18M
Investing Cash Flow	2.09M	4.11M	3.99M	2.84M	2.92M	60.48M
Financing Cash Flow	0.00	0.00	0.00	0.00	0.00	0.00

Gujarat Lease Financing Limited Peers Comparison

Name	Overall Rating	Market Cap	P/E Ratio	ROE	Dividend Yield	Revenue Growth	EPS Growth
Sector *	68 Neutral	$18.00B	11.42	9.92%	3.81%	9.73%	1.22%
LFIC	55 Neutral	₹197.25M	9.57	―	1.70%	-93.62%	-115.49%
VIJIFIN	50 Neutral	₹463.13M	9.83	―	―	39.46%	―
ONELIFECAP	48 Neutral	₹560.40M	-3.17	―	―	-62.38%	21.41%
DCMFINSERV	43 Neutral	₹116.38M	-11.08	―	―	-70.89%	-142.26%
GLFL	41 Neutral	₹150.55M	138.56	―	―	―	―
TCIFINANCE	41 Neutral	₹195.53M	-8.05	―	―	797.65%	―

Gujarat Lease Financing Limited Corporate Events