Lakshmi Finance & Industrial Corp. Ltd. (IN:LFIC)
:LFIC
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Lakshmi Finance & Industrial Corp. Ltd.
(LFIC)
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Rating:49Neutral
Price Target:―
Action:Reiterated
Date:06/12/26
The score is held back primarily by unstable profitability and recurring negative cash flow, despite a strong, low-leverage balance sheet. Valuation is also a headwind due to a relatively high P/E, only partly offset by the dividend yield. Technical and earnings-call/event factors could not be incorporated due to missing data.
Positive Factors
Conservative, low-leverage balance sheet
Very low leverage and a sizable equity base provide durable loss-absorbing capacity and financial flexibility. This structural strength reduces refinancing risk, supports operations during cash shortfalls, and permits strategic responses to industry changes without depending on frequent external debt.
Negative Factors
Recurring negative operating and free cash flow
Persistent cash burn across multiple years undermines the business’s capacity to self-fund operations, capex, or dividends. Chronic negative operating and free cash flow increases dependence on financing, elevates execution risk, and constrains strategic investments over the medium term.
Read all positive and negative factors
Positive Factors
Negative Factors
Conservative, low-leverage balance sheet
Very low leverage and a sizable equity base provide durable loss-absorbing capacity and financial flexibility. This structural strength reduces refinancing risk, supports operations during cash shortfalls, and permits strategic responses to industry changes without depending on frequent external debt.
Read all positive factors
Lakshmi Finance & Industrial Corp. Ltd. (LFIC) vs. iShares MSCI India ETF (INDA)
Market Cap
₹197.25M
Dividend Yield1.7%
Average Volume (3M)N/A
Price to Earnings (P/E)42.4
Beta (1Y)N/A
Revenue Growth-105.97%
EPS Growth-85.08%
CountryIN
Employees9
SectorFinancial
Sector Strength70
IndustryAsset Management
Share Statistics
EPS (TTM)-7.17
Shares Outstanding3,000,000
10 Day Avg. VolumeN/A
30 Day Avg. VolumeN/A
Financial Highlights & Ratios
PEG Ratio0.41
Price to Book (P/B)0.61
Price to Sales (P/S)5.44
P/FCF Ratio-21.66
Enterprise Value/Market CapN/A
Enterprise Value/RevenueN/A
Enterprise Value/Gross ProfitN/A
Enterprise Value/EbitdaN/A
Forecast
1Y Price TargetN/A
Price Target UpsideN/A
Rating ConsensusN/A
Number of Analyst Covering0
EPS Forecast (FY)N/A
Revenue Forecast (FY)N/A
Lakshmi Finance & Industrial Corp. Ltd. Business Overview & Revenue Model
Company Description
Lakshmi Finance & Industrial Corporation Limited functions as an Indian non-banking financial firm, primarily allocating capital to equity shares and various mutual funds nationwide. The company, established in 1923, is headquartered in Hyderabad,...
How the Company Makes Money
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Lakshmi Finance & Industrial Corp. Ltd. Financial Statement Overview
Summary
Income Statement
52
Neutral
Balance Sheet
78
Positive
Cash Flow
34
Negative
| Breakdown | TTM | Mar 2026 | Mar 2025 | Mar 2024 | Mar 2023 | Mar 2022 |
|---|---|---|---|---|---|---|
Income Statement | ||||||
| Total Revenue | 38.84M | 64.48M | 71.65M | 84.09M | 29.43M | 48.01M |
| Gross Profit | 23.36M | 46.56M | 52.73M | 72.04M | 18.84M | 38.74M |
| EBITDA | -45.04M | -10.27M | 26.78M | 129.94M | 3.46M | 64.39M |
| Net Income | -21.47M | -7.15M | 35.80M | 103.77M | 5.50M | 57.07M |
Balance Sheet | ||||||
| Total Assets | 638.02M | 598.18M | 614.32M | 597.21M | 489.39M | 497.64M |
| Cash, Cash Equivalents and Short-Term Investments | 65.15M | 38.88M | 37.60M | 57.88M | 20.14M | 79.38M |
| Total Debt | 0.00 | 0.00 | 3.00M | 0.00 | 1.37M | 2.63M |
| Total Liabilities | 33.44M | 25.84M | 25.82M | 32.07M | 22.58M | 27.17M |
| Stockholders Equity | 604.59M | 572.34M | 588.50M | 565.14M | 466.81M | 470.48M |
Cash Flow | ||||||
| Free Cash Flow | -32.49M | -16.20M | -33.03M | -34.48M | 12.37M | -2.00M |
| Operating Cash Flow | -32.44M | -16.15M | -32.90M | -32.69M | 12.39M | -1.93M |
| Investing Cash Flow | 41.05M | 22.34M | 21.63M | 76.33M | -42.65M | 58.10M |
| Financing Cash Flow | -828.00K | -10.55M | -14.02M | -8.63M | -11.24M | -10.58M |
Lakshmi Finance & Industrial Corp. Ltd. Peers Comparison
UnderperformOutperform
Sector (68)
Name | Overall Rating | Market Cap | P/E Ratio | ROE | Dividend Yield | Revenue Growth | EPS Growth |
|---|---|---|---|---|---|---|---|
68 Neutral | ₹661.14M | 24.70 | ― | ― | -5.34% | -29.61% | |
68 Neutral | $18.00B | 11.42 | 9.92% | 3.81% | 9.73% | 1.22% | |
49 Neutral | ₹197.25M | 42.44 | ― | 1.70% | -105.97% | -85.08% | |
46 Neutral | ₹633.52M | -0.98 | ― | ― | -55.88% | -3929.98% | |
45 Neutral | ₹305.72M | -17.60 | ― | ― | -92.81% | -149.71% | |
45 Neutral | ₹186.63M | 429.76 | ― | ― | 0.50% | -19.44% | |
43 Neutral | ₹119.25M | -10.74 | ― | ― | -66.71% | 13.06% |
* Financial Sector Average
IN:LFIC
Lakshmi Finance & Industrial Corp. Ltd.
―
―
―
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Glossary
BuyA stock rated as a "Buy" is expected to perform better than the overall market or a specific benchmark over the near-to-medium term. This rating suggests the stock is likely to deliver higher returns compared to other stocks in the same sector or market index. Note: This is not investment advice; please consult a financial advisor before making investment decisions.
HoldA stock rated as a "Hold" is expected to perform in line with the overall market or a specific benchmark. This rating indicates that the stock is neither particularly compelling nor unfavorable for investment. Note: This is not investment advice; please consult a financial advisor before making investment decisions.
SellA stock rated as a "Sell" is expected to perform worse than the overall market or a specific benchmark over the near-to-medium term. This rating suggests the stock may deliver lower returns compared to other stocks in the same sector or market index. Note: This is not investment advice; please consult a financial advisor before making investment decisions.
Disclaimer
This AI Analyst Stock Report is automatically generated by our AI systems using advanced algorithms and publicly available financial, technical, and market data. While the information provided aims to be accurate and insightful, it is intended for informational purposes only and should not be considered financial advice. Any content created by an AI (Artificial Intelligence) system may contain inaccuracies and/or contain errors. Investing in stocks carries inherent risks, and past performance is not indicative of future results. This report does not account for your personal financial circumstances, objectives, or risk tolerance. Always conduct your own research or consult with a qualified financial advisor before making investment decisions. The analysis and recommendations provided are based on historical and current data and may not fully reflect future market conditions or unexpected developments. Neither the creators of this report nor its affiliated entities guarantee the accuracy, completeness, or reliability of the information presented. Use this report at your own discretion and risk.