Onelife Capital Advisors Limited (ONELIFECAP) AI Stock Analysis

• Market Cap: ₹179.56M
• Dividend Yield: N/A
• Average Volume (3M): 3.53K
• Price to Earnings (P/E): ―
• Beta (1Y): 1.15
• Revenue Growth: -43.42%
• EPS Growth: -538.40%
• Country: IN
• Employees: 17
• Sector: Financial
• Sector Strength: 70
• Industry: Financial - Capital Markets
• EPS (TTM): -0.38
• Shares Outstanding: 13,360,000
• 10 Day Avg. Volume: 4,864
• 30 Day Avg. Volume: 3,526
• PEG Ratio: N/A
• Price to Book (P/B): N/A
• Price to Sales (P/S): N/A
• P/FCF Ratio: N/A
• Enterprise Value/Market Cap: N/A
• Enterprise Value/Revenue: N/A
• Enterprise Value/Gross Profit: N/A
• Enterprise Value/Ebitda: N/A
• 1Y Price Target: ₹13.00
• Price Target Upside: -3.27% Downside
• Rating Consensus: Hold
• Number of Analyst Covering: 1

• Rating: 46 Neutral
• Price Target: ₹13.00 ▼(-3.27% Downside)

The overall stock score of 46 reflects significant financial challenges, including poor profitability and high leverage, which are the most impactful factors. Technical indicators suggest a neutral trend with weak momentum, while valuation metrics highlight unattractive investment prospects due to negative earnings and lack of dividends.

Onelife Capital Advisors Limited Business Overview & Revenue Model

Company Description

Onelife Capital Advisors Limited provides strategic advisory services to corporates, high net worth individuals, family offices, etc. in India. The company operates through Advisory Services, Broking Services, and NBFC Business segments. It offers advisory for fund raising through Indian and international markets that ensure capital structures and transaction processing for private placements. The company also advises companies on fund raising during the seed, growth, and expansion phases, as well as acquisition financing and structuring the deal to maximize value for its stakeholders. Its research coverage sectors include castor oil and derivatives, food processing, glass, infrastructure, metals, oil and gas, oral care, packaging, payment gateway, pharma, power, and recycle. In addition, the company engages in commodity broking and other related ancillary services. Further, it provides financing services. The company was incorporated in 2007 and is based in Thane, India.

How the Company Makes Money

Onelife Capital Advisors Limited generates revenue through advisory fees charged for its investment and wealth management services. These fees are typically based on a percentage of the assets under management (AUM), aligning the company's earnings with the performance and growth of its clients' portfolios. Additionally, the company may earn commissions or fees from financial products it recommends or sells to clients. Key partnerships with financial institutions and asset managers can also contribute to its revenue by enabling access to a broader range of investment products and services.

Onelife Capital Advisors Limited Financial Statement Overview

Summary

Onelife Capital Advisors Limited is facing considerable financial challenges, driven by poor profitability and increased leverage. Despite positive cash flow trends, the negative income trajectory and high financial leverage pose risks to future performance. The company needs to address operational inefficiencies and stabilize revenue to improve its financial position.

Income Statement

The income statement reveals significant challenges with profitability, highlighted by negative net income and declining revenue. The gross profit margin is negative in the most recent year, indicating cost inefficiencies. Additionally, the net profit margin has worsened, coupled with a substantial decline in revenue compared to prior periods, reflecting operational difficulties and market challenges.

Balance Sheet

The balance sheet shows a highly leveraged position with a rising debt-to-equity ratio, indicating increased financial risk. The equity ratio has decreased over time, signaling reduced financial stability. Stockholders' equity has declined significantly, impacting the company's long-term sustainability. However, cash reserves remain relatively strong, providing some liquidity buffer.

Cash Flow

Cash flow analysis indicates strong operating cash flow and a significant improvement in free cash flow in the latest period. This positive cash flow trend offers some optimism amidst challenging income and balance sheet conditions. However, historical volatility in operating cash flow and negative free cash flow in previous periods highlight potential sustainability concerns.

Breakdown	TTM	Dec 2025	Dec 2023	Dec 2023	Dec 2022	Dec 2021
Income Statement
Total Revenue	459.18M	317.84M	44.44M	401.71M	34.64M	28.35M
Gross Profit	-14.19M	-224.76M	16.39M	225.56M	20.31M	7.25M
EBITDA	20.08M	-193.57M	-9.26M	86.67M	170.00K	8.36M
Net Income	-73.25M	-51.43M	-24.79M	3.87M	-3.96M	-545.00K
Balance Sheet
Total Assets	0.00	1.72B	1.24B	1.65B	1.07B	904.20M
Cash, Cash Equivalents and Short-Term Investments	194.17M	383.01M	67.00M	229.16M	13.46M	15.02M
Total Debt	0.00	230.63M	131.67M	268.55M	149.41M	10.00M
Total Liabilities	-466.63M	1.36B	417.04M	1.14B	224.45M	55.16M
Stockholders Equity	466.63M	346.84M	820.17M	507.00M	845.00M	848.90M
Cash Flow
Free Cash Flow	0.00	343.08M	118.65M	-282.94M	-20.16M	-21.54M
Operating Cash Flow	0.00	558.96M	185.20M	-251.52M	-20.07M	-21.54M
Investing Cash Flow	0.00	-269.93M	-121.98M	133.87M	-120.10M	38.00K
Financing Cash Flow	0.00	-31.12M	-32.73M	112.25M	138.62M	-1.24M

Onelife Capital Advisors Limited Technical Analysis

• Technical Analysis Sentiment: Positive
• Last Price: 13.44
• 50DMA: Positive
• 100DMA: Positive
• 200DMA: Positive
• MACD: Negative
• RSI: Neutral
• STOCH: Neutral

Evaluating momentum and price trends is crucial in stock analysis to make informed investment decisions. For IN:ONELIFECAP, the sentiment is Positive. The current price of 13.44 is above the 20-day moving average (MA) of 12.89, above the 50-day MA of 12.87, and above the 200-day MA of 13.19, indicating a bullish trend. The MACD of 0.41 indicates Negative momentum. The RSI at 52.98 is Neutral, neither overbought nor oversold. The STOCH value of 55.17 is Neutral, not indicating any strong overbought or oversold conditions. Overall, these indicators collectively point to a Positive sentiment for IN:ONELIFECAP.

Onelife Capital Advisors Limited Peers Comparison

Name	Overall Rating	Market Cap	P/E Ratio	ROE	Dividend Yield	Revenue Growth	EPS Growth
TCIFINANCE	52 Neutral	158.46M	4.31	-4.76%	―	479.93%	―
ONELIFECAP	46 Neutral	₹179.56M	―	―	―	-43.42%	-538.40%
KHANDSE	46 Neutral	361.52M	-19.39	-2.77%	―	-1.73%	-462.92%
TFL	41 Neutral	812.86M	-21.25	-17.39%	―	-16.55%	-334.08%
Sector *	68 Neutral	$18.00B	11.42	9.92%	3.81%	9.73%	1.22%