Onelife Capital Advisors Limited (ONELIFECAP) AI Stock Analysis

• Market Cap: ₹159.52M
• Dividend Yield: N/A
• Average Volume (3M): 2.04K
• Price to Earnings (P/E): ―
• Beta (1Y): 1.18
• Revenue Growth: -43.42%
• EPS Growth: -508.49%
• Country: IN
• Employees: 17
• Sector: Financial
• Sector Strength: 71
• Industry: Financial - Capital Markets
• EPS (TTM): -0.38
• Shares Outstanding: 13,360,000
• 10 Day Avg. Volume: 4,760
• 30 Day Avg. Volume: 2,038
• PEG Ratio: N/A
• Price to Book (P/B): N/A
• Price to Sales (P/S): N/A
• P/FCF Ratio: N/A
• Enterprise Value/Market Cap: N/A
• Enterprise Value/Revenue: N/A
• Enterprise Value/Gross Profit: N/A
• Enterprise Value/Ebitda: N/A
• 1Y Price Target: ₹12.00
• Price Target Upside: -4.23% Downside
• Rating Consensus: Hold
• Number of Analyst Covering: 1

• Rating: 42 Neutral
• Price Target: ₹12.00 ▼(-4.23% Downside)

The overall stock score is primarily impacted by the company's weak financial performance, characterized by negative profitability and high leverage. Technical analysis provides mixed signals, with bearish momentum but neutral RSI. Valuation metrics are unattractive due to a negative P/E ratio and no dividend yield. The absence of earnings call data and corporate events leaves these areas unaddressed.

Onelife Capital Advisors Limited Business Overview & Revenue Model

Company Description

Onelife Capital Advisors Limited (ONELIFECAP) is a financial services company operating primarily in the capital markets sector. The company offers a range of services including investment advisory, wealth management, and financial planning. Its core products are geared towards helping clients optimize their investment portfolios and achieve their financial goals through strategic asset allocation and market analysis.

How the Company Makes Money

Onelife Capital Advisors Limited generates revenue through advisory fees charged for its investment and wealth management services. These fees are typically based on a percentage of the assets under management (AUM), aligning the company's earnings with the performance and growth of its clients' portfolios. Additionally, the company may earn commissions or fees from financial products it recommends or sells to clients. Key partnerships with financial institutions and asset managers can also contribute to its revenue by enabling access to a broader range of investment products and services.

Onelife Capital Advisors Limited Financial Statement Overview

Summary

Onelife Capital Advisors Limited is facing considerable financial challenges, driven by poor profitability and increased leverage. Despite positive cash flow trends, the negative income trajectory and high financial leverage pose risks to future performance. The company needs to address operational inefficiencies and stabilize revenue to improve its financial position.

Income Statement

The income statement reveals significant challenges with profitability, highlighted by negative net income and declining revenue. The gross profit margin is negative in the most recent year, indicating cost inefficiencies. Additionally, the net profit margin has worsened, coupled with a substantial decline in revenue compared to prior periods, reflecting operational difficulties and market challenges.

Balance Sheet

The balance sheet shows a highly leveraged position with a rising debt-to-equity ratio, indicating increased financial risk. The equity ratio has decreased over time, signaling reduced financial stability. Stockholders' equity has declined significantly, impacting the company's long-term sustainability. However, cash reserves remain relatively strong, providing some liquidity buffer.

Cash Flow

Cash flow analysis indicates strong operating cash flow and a significant improvement in free cash flow in the latest period. This positive cash flow trend offers some optimism amidst challenging income and balance sheet conditions. However, historical volatility in operating cash flow and negative free cash flow in previous periods highlight potential sustainability concerns.

Breakdown	TTM	Dec 2025	Dec 2023	Dec 2023	Dec 2022	Dec 2021
Income Statement
Total Revenue	459.18M	317.84M	44.44M	401.71M	34.64M	28.35M
Gross Profit	-14.19M	-224.76M	16.39M	225.56M	20.31M	7.25M
EBITDA	20.08M	-193.57M	-9.26M	86.67M	170.00K	8.36M
Net Income	-73.25M	-51.43M	-24.79M	3.87M	-3.96M	-545.00K
Balance Sheet
Total Assets	0.00	1.72B	1.24B	1.65B	1.07B	904.20M
Cash, Cash Equivalents and Short-Term Investments	194.17M	383.01M	67.00M	229.16M	13.46M	15.02M
Total Debt	0.00	230.63M	131.67M	268.55M	149.41M	10.00M
Total Liabilities	-466.63M	1.36B	417.04M	1.14B	224.45M	55.16M
Stockholders Equity	466.63M	346.84M	820.17M	507.00M	845.00M	848.90M
Cash Flow
Free Cash Flow	0.00	343.08M	118.65M	-282.94M	-20.16M	-21.54M
Operating Cash Flow	0.00	558.96M	185.20M	-251.52M	-20.07M	-21.54M
Investing Cash Flow	0.00	-269.93M	-121.98M	133.87M	-120.10M	38.00K
Financing Cash Flow	0.00	-31.12M	-32.73M	112.25M	138.62M	-1.24M

Onelife Capital Advisors Limited Technical Analysis

• Technical Analysis Sentiment: Negative
• Last Price: 12.53
• 50DMA: Negative
• 100DMA: Negative
• 200DMA: Negative
• MACD: Positive
• RSI: Neutral
• STOCH: Positive

Evaluating momentum and price trends is crucial in stock analysis to make informed investment decisions. For IN:ONELIFECAP, the sentiment is Negative. The current price of 12.53 is above the 20-day moving average (MA) of 12.24, below the 50-day MA of 13.13, and below the 200-day MA of 13.42, indicating a bearish trend. The MACD of -0.33 indicates Positive momentum. The RSI at 44.11 is Neutral, neither overbought nor oversold. The STOCH value of 12.75 is Positive, not indicating any strong overbought or oversold conditions. Overall, these indicators collectively point to a Negative sentiment for IN:ONELIFECAP.

Onelife Capital Advisors Limited Peers Comparison

Name	Overall Rating	Market Cap	P/E Ratio	ROE	Dividend Yield	Revenue Growth	EPS Growth
Sector *	68 Neutral	$18.06B	11.97	10.24%	3.74%	9.75%	1.30%
TCIFINANCE	52 Neutral	₹170.95M	4.68		―	479.93%	―
KHANDSE	49 Neutral	₹376.62M	39.52		―	-1.73%	-463.95%
ONELIFECAP	42 Neutral	₹159.52M	―		―	-43.42%	-508.49%
GLFL	―	₹160.04M	262.11		―	―	―
LFIC	―	₹197.25M	―		1.24%	―	―
TFL	41 Neutral	₹826.35M	123.69		―	-16.55%	-334.08%