Onelife Capital Advisors Limited (ONELIFECAP) AI Stock Analysis

• Market Cap: ₹214.56M
• Dividend Yield: N/A
• Average Volume (3M): 2.89K
• Price to Earnings (P/E): ―
• Beta (1Y): 0.95
• Revenue Growth: -62.38%
• EPS Growth: 21.41%
• Country: IN
• Employees: 17
• Sector: Financial
• Sector Strength: 70
• Industry: Financial - Capital Markets
• EPS (TTM): -3.38
• Shares Outstanding: 13,360,000
• 10 Day Avg. Volume: 990
• 30 Day Avg. Volume: 2,886
• PEG Ratio: <0.01
• Price to Book (P/B): 0.38
• Price to Sales (P/S): 0.42
• P/FCF Ratio: 0.39
• Enterprise Value/Market Cap: N/A
• Enterprise Value/Revenue: N/A
• Enterprise Value/Gross Profit: N/A
• Enterprise Value/Ebitda: N/A
• 1Y Price Target: N/A
• Price Target Upside: N/A
• Rating Consensus: N/A
• Number of Analyst Covering: 0
• EPS Forecast (FY): N/A
• Revenue Forecast (FY): N/A

• Rating: 48 Neutral
• Price Target: ₹17.00 ▲(6.25% Upside)

Onelife Capital Advisors Limited faces significant financial challenges, with poor profitability and high leverage being major concerns. Despite positive technical indicators suggesting bullish momentum, the stock's valuation is unattractive due to a negative P/E ratio and lack of dividend yield. The absence of earnings call data and corporate events limits further insights.

Positive Factors

Cash Flow Strength

Strong operating and free cash flow provide a liquidity buffer and support operational stability, aiding in overcoming financial challenges.

Revenue Model

A diversified revenue model with fees from advisory and management services ensures steady income streams, supporting long-term growth.

Cash Reserves

Strong cash reserves enhance financial flexibility, allowing the company to navigate through periods of revenue instability.

Negative Factors

High Leverage

High leverage increases financial risk and limits the company's ability to invest in growth opportunities, affecting long-term sustainability.

Profitability Challenges

Persistent profitability issues undermine financial health, requiring strategic adjustments to improve margins and operational efficiency.

Declining Revenue

Declining revenue indicates market challenges and operational inefficiencies, necessitating strategic initiatives to stabilize and grow income.

Onelife Capital Advisors Limited Business Overview & Revenue Model

Company Description

Onelife Capital Advisors Limited provides strategic advisory services to corporates, high net worth individuals, family offices, etc. in India. The company operates through Advisory Services, Broking Services, and NBFC Business segments. It offers advisory for fund raising through Indian and international markets that ensure capital structures and transaction processing for private placements. The company also advises companies on fund raising during the seed, growth, and expansion phases, as well as acquisition financing and structuring the deal to maximize value for its stakeholders. Its research coverage sectors include castor oil and derivatives, food processing, glass, infrastructure, metals, oil and gas, oral care, packaging, payment gateway, pharma, power, and recycle. In addition, the company engages in commodity broking and other related ancillary services. Further, it provides financing services. The company was incorporated in 2007 and is based in Thane, India.

How the Company Makes Money

Onelife Capital Advisors generates revenue through several key streams, primarily by charging fees for its investment advisory and asset management services. These fees can include management fees based on a percentage of assets under management (AUM), performance fees tied to the returns generated for clients, and consulting fees for financial planning services. Additionally, the company may earn revenue through commissions on financial products it recommends to clients, as well as through partnerships with financial institutions that provide complementary services. Significant partnerships and collaborations with other financial entities may also contribute to its earnings by expanding its service offerings and client base.

Onelife Capital Advisors Limited Financial Statement Overview

Summary

Onelife Capital Advisors Limited is facing considerable financial challenges, driven by poor profitability and increased leverage. Despite positive cash flow trends, the negative income trajectory and high financial leverage pose risks to future performance. The company needs to address operational inefficiencies and stabilize revenue to improve its financial position.

Income Statement

The income statement reveals significant challenges with profitability, highlighted by negative net income and declining revenue. The gross profit margin is negative in the most recent year, indicating cost inefficiencies. Additionally, the net profit margin has worsened, coupled with a substantial decline in revenue compared to prior periods, reflecting operational difficulties and market challenges.

Balance Sheet

The balance sheet shows a highly leveraged position with a rising debt-to-equity ratio, indicating increased financial risk. The equity ratio has decreased over time, signaling reduced financial stability. Stockholders' equity has declined significantly, impacting the company's long-term sustainability. However, cash reserves remain relatively strong, providing some liquidity buffer.

Cash Flow

Cash flow analysis indicates strong operating cash flow and a significant improvement in free cash flow in the latest period. This positive cash flow trend offers some optimism amidst challenging income and balance sheet conditions. However, historical volatility in operating cash flow and negative free cash flow in previous periods highlight potential sustainability concerns.

Breakdown	TTM	Dec 2025	Dec 2024	Dec 2023	Dec 2022	Dec 2021
Income Statement
Total Revenue	8.56M	72.16M	401.71M	32.00M	34.64M	28.35M
Gross Profit	-300.07M	-266.34M	225.56M	4.42M	20.31M	7.25M
EBITDA	-18.26M	-186.00K	87.27M	-9.26M	170.00K	8.47M
Net Income	-62.41M	-51.43M	3.87M	-24.79M	-3.96M	-541.00K
Balance Sheet
Total Assets	0.00	1.72B	1.65B	1.24B	1.07B	904.20M
Cash, Cash Equivalents and Short-Term Investments	306.05M	383.01M	141.58M	43.95M	13.46M	15.02M
Total Debt	0.00	230.63M	268.54M	131.67M	149.41M	10.00M
Total Liabilities	-352.07M	1.36B	1.14B	417.04M	224.45M	55.16M
Stockholders Equity	352.07M	346.84M	507.00M	820.17M	845.00M	848.90M
Cash Flow
Free Cash Flow	0.00	343.08M	-282.94M	118.65M	-20.16M	-21.54M
Operating Cash Flow	0.00	558.96M	-251.52M	185.20M	-20.07M	-21.54M
Investing Cash Flow	0.00	-269.93M	133.87M	-121.98M	-120.10M	38.00K
Financing Cash Flow	0.00	-31.12M	112.25M	-32.73M	138.62M	-1.24M

Onelife Capital Advisors Limited Technical Analysis

• Technical Analysis Sentiment: Positive
• Last Price: 16.00
• 50DMA: Positive
• 100DMA: Positive
• 200DMA: Positive
• MACD: Positive
• RSI: Neutral
• STOCH: Neutral

Evaluating momentum and price trends is crucial in stock analysis to make informed investment decisions. For IN:ONELIFECAP, the sentiment is Positive. The current price of 16 is below the 20-day moving average (MA) of 16.21, above the 50-day MA of 15.11, and above the 200-day MA of 13.12, indicating a neutral trend. The MACD of 0.35 indicates Positive momentum. The RSI at 49.89 is Neutral, neither overbought nor oversold. The STOCH value of 25.34 is Neutral, not indicating any strong overbought or oversold conditions. Overall, these indicators collectively point to a Positive sentiment for IN:ONELIFECAP.

Onelife Capital Advisors Limited Peers Comparison

Name	Overall Rating	Market Cap	P/E Ratio	ROE	Dividend Yield	Revenue Growth	EPS Growth
Sector *	68 Neutral	$18.00B	11.42	9.92%	3.81%	9.73%	1.22%
LFIC	55 Neutral	₹197.25M	―	―	1.70%	-93.62%	-115.49%
TCIFINANCE	54 Neutral	₹443.71M	12.03	―	―	797.65%	―
KHANDSE	49 Neutral	₹309.65M	-15.86	―	―	-12.64%	-390.34%
ONELIFECAP	48 Neutral	₹214.56M	-5.26	―	―	-62.38%	21.41%
TFL	45 Neutral	₹845.78M	-14.99	―	―	-29.62%	-308.12%
GLFL	44 Neutral	₹227.59M	390.23	―	―	―	―

Onelife Capital Advisors Limited Corporate Events

Onelife Capital Advisors Shuts Trading Window Ahead of Q3 FY2026 Results

Onelife Capital Advisors Limited has announced the closure of its trading window for all designated persons from 1 January 2026 until 48 hours after the declaration of its unaudited financial results for the quarter ended 31 December 2025, in compliance with SEBI’s Prohibition of Insider Trading Regulations, 2015. The move is a standard governance measure aimed at preventing insider trading ahead of the upcoming quarterly results, and the company has stated that the board meeting date to approve the standalone and consolidated unaudited financial results will be communicated in due course.

Onelife Capital Advisors Delays Rights Issue Committee Meeting Pending Exchange Approvals

Onelife Capital Advisors Limited, a financial services and capital markets advisory firm listed on BSE and NSE, operates within India’s securities markets and caters to investors through its capital-raising and related advisory activities. The company has informed the exchanges that its Rights Issue Committee meeting, previously scheduled for 23 December 2025 after an earlier rescheduling, has been cancelled because in-principle approvals from BSE and NSE for the proposed rights issue are still pending; the company plans to reconvene the committee meeting once the requisite approvals are received and will issue a fresh exchange intimation at that time, signalling a procedural delay in its capital-raising plans but not an abandonment of the rights issue.

Onelife Capital Advisors Announces Rights Issue and Strategic Acquisition

Onelife Capital Advisors Limited has announced the approval of a rights issue to raise up to Rs 30 Crores through the issuance of equity shares to existing shareholders, subject to regulatory approvals. Additionally, the company plans to acquire equity shares of Family Care Hospitals Limited from a related party, and has constituted a Rights Issue Committee to oversee the process, indicating strategic moves to strengthen its financial position and expand its market presence.