Onelife Capital Advisors Limited (ONELIFECAP) AI Stock Analysis

• Market Cap: ₹158.58M
• Dividend Yield: N/A
• Average Volume (3M): 940.00
• Price to Earnings (P/E): ―
• Beta (1Y): 1.17
• Revenue Growth: -43.42%
• EPS Growth: -508.49%
• Country: IN
• Employees: 17
• Sector: Financial
• Sector Strength: 65
• Industry: Financial - Capital Markets
• EPS (TTM): -0.38
• Shares Outstanding: 13,360,000
• 10 Day Avg. Volume: 587
• 30 Day Avg. Volume: 940
• PEG Ratio: N/A
• Price to Book (P/B): 0.00
• Price to Sales (P/S): 0.00
• P/FCF Ratio: 0.00
• Enterprise Value/Market Cap: N/A
• Enterprise Value/Revenue: N/A
• Enterprise Value/Gross Profit: N/A
• Enterprise Value/Ebitda: N/A
• 1Y Price Target: ₹12.00
• Price Target Upside: -3.46% Downside
• Rating Consensus: Hold
• Number of Analyst Covering: 1

• Rating: 41 Neutral
• Price Target: ₹12.00 ▼(-3.46% Downside)

Onelife Capital Advisors Limited faces significant financial and operational challenges, with poor profitability and high leverage being the most critical issues. The technical analysis indicates a bearish trend, and the valuation metrics highlight profitability concerns. The absence of earnings call insights and corporate events further limits positive outlooks.

Onelife Capital Advisors Limited Business Overview & Revenue Model

Company Description

Onelife Capital Advisors Limited (ONELIFECAP) is a financial services company operating primarily in the capital markets sector. The company offers a range of services including investment advisory, wealth management, and financial planning. Its core products are geared towards helping clients optimize their investment portfolios and achieve their financial goals through strategic asset allocation and market analysis.

How the Company Makes Money

Onelife Capital Advisors Limited generates revenue through advisory fees charged for its investment and wealth management services. These fees are typically based on a percentage of the assets under management (AUM), aligning the company's earnings with the performance and growth of its clients' portfolios. Additionally, the company may earn commissions or fees from financial products it recommends or sells to clients. Key partnerships with financial institutions and asset managers can also contribute to its revenue by enabling access to a broader range of investment products and services.

Onelife Capital Advisors Limited Financial Statement Overview

Summary

Onelife Capital Advisors Limited is facing considerable financial challenges, driven by poor profitability and increased leverage. Despite positive cash flow trends, the negative income trajectory and high financial leverage pose risks to future performance. The company needs to address operational inefficiencies and stabilize revenue to improve its financial position.

Income Statement

The income statement reveals significant challenges with profitability, highlighted by negative net income and declining revenue. The gross profit margin is negative in the most recent year, indicating cost inefficiencies. Additionally, the net profit margin has worsened, coupled with a substantial decline in revenue compared to prior periods, reflecting operational difficulties and market challenges.

Balance Sheet

The balance sheet shows a highly leveraged position with a rising debt-to-equity ratio, indicating increased financial risk. The equity ratio has decreased over time, signaling reduced financial stability. Stockholders' equity has declined significantly, impacting the company's long-term sustainability. However, cash reserves remain relatively strong, providing some liquidity buffer.

Cash Flow

Cash flow analysis indicates strong operating cash flow and a significant improvement in free cash flow in the latest period. This positive cash flow trend offers some optimism amidst challenging income and balance sheet conditions. However, historical volatility in operating cash flow and negative free cash flow in previous periods highlight potential sustainability concerns.

Breakdown	TTM	Mar 2025	Mar 2024	Mar 2023	Mar 2022	Mar 2021
Income Statement
Total Revenue	459.18M	317.84M	401.71M	44.44M	34.64M	28.35M
Gross Profit	-14.19M	-1.51M	225.56M	16.39M	20.31M	7.25M
EBITDA	20.08M	-193.57M	86.67M	-9.26M	170.00K	8.36M
Net Income	-73.25M	-51.43M	3.87M	-24.79M	-3.96M	-545.00K
Balance Sheet
Total Assets	0.00	1.72B	1.65B	1.24B	1.07B	904.20M
Cash, Cash Equivalents and Short-Term Investments	194.17M	306.05M	229.16M	67.00M	13.46M	15.02M
Total Debt	0.00	230.63M	268.55M	131.67M	149.41M	10.00M
Total Liabilities	-466.63M	1.36B	1.14B	417.04M	224.45M	55.16M
Stockholders Equity	466.63M	346.84M	507.00M	820.17M	845.00M	848.90M
Cash Flow
Free Cash Flow	0.00	343.08M	-282.94M	118.65M	-20.16M	-21.54M
Operating Cash Flow	0.00	558.96M	-251.52M	185.20M	-20.07M	-21.54M
Investing Cash Flow	0.00	-269.93M	133.87M	-121.98M	-120.10M	38.00K
Financing Cash Flow	0.00	-31.12M	112.25M	-32.73M	138.62M	-1.24M

Onelife Capital Advisors Limited Technical Analysis

• Technical Analysis Sentiment: Negative
• Last Price: 12.43
• 50DMA: Negative
• 100DMA: Positive
• 200DMA: Negative
• MACD: Positive
• RSI: Neutral
• STOCH: Positive

Evaluating momentum and price trends is crucial in stock analysis to make informed investment decisions. For IN:ONELIFECAP, the sentiment is Negative. The current price of 12.43 is below the 20-day moving average (MA) of 13.32, below the 50-day MA of 13.52, and below the 200-day MA of 13.82, indicating a bearish trend. The MACD of -0.30 indicates Positive momentum. The RSI at 40.09 is Neutral, neither overbought nor oversold. The STOCH value of 11.32 is Positive, not indicating any strong overbought or oversold conditions. Overall, these indicators collectively point to a Negative sentiment for IN:ONELIFECAP.

Onelife Capital Advisors Limited Peers Comparison

Name	Overall Rating	Market Cap	P/E Ratio	ROE	Dividend Yield	Revenue Growth	EPS Growth
Sector *	63 Neutral	₹715.44B	27.93	11.00%	1.23%	7.83%	-0.30%
ONELIFECAP	41 Neutral	₹158.58M	―		―	-43.42%	-508.49%
GLFL	―	₹180.93M	293.83		―	―	―
KHANDSE	―	₹379.97M	39.52		―	―	―
LFIC	―	$197.25M	―		1.22%	―	―
TCIFINANCE	―	₹174.16M	4.74		―	―	―
TFL	―	₹1.02B	123.69		―	―	―