DCM Financial Services Limited (DCMFINSERV) AI Stock Analysis

• Market Cap: ₹133.19M
• Dividend Yield: N/A
• Average Volume (3M): 1.81K
• Price to Earnings (P/E): ―
• Beta (1Y): 1.17
• Revenue Growth: -50.53%
• EPS Growth: -41.83%
• Country: IN
• Employees: 6
• Sector: Financial
• Sector Strength: 75
• Industry: Financial - Credit Services
• EPS (TTM): -0.12
• Shares Outstanding: 22,125,053
• 10 Day Avg. Volume: 1,344
• 30 Day Avg. Volume: 1,808
• PEG Ratio: N/A
• Price to Book (P/B): N/A
• Price to Sales (P/S): N/A
• P/FCF Ratio: N/A
• Enterprise Value/Market Cap: N/A
• Enterprise Value/Revenue: N/A
• Enterprise Value/Gross Profit: N/A
• Enterprise Value/Ebitda: N/A
• 1Y Price Target: ₹6.00
• Price Target Upside: -0.33% Downside
• Rating Consensus: Hold
• Number of Analyst Covering: 1

• Rating: 45 Neutral
• Price Target: ₹6.00 ▼(-0.33% Downside)

The overall stock score is primarily impacted by the company's poor financial performance, characterized by significant profitability, leverage, and liquidity challenges. Technical analysis indicates a bearish trend, while valuation metrics highlight ongoing losses and lack of dividends, further weighing down the score.

DCM Financial Services Limited Business Overview & Revenue Model

Company Description

DCM Financial Services Limited (DCMFINSERV) is a financial services company specializing in providing comprehensive financial solutions to both individual and corporate clients. Operating in various sectors including investment management, risk assessment, and financial consulting, DCMFINSERV offers a range of core products and services such as portfolio management, financial planning, and insurance advisory services. With a commitment to leveraging advanced technology and market insights, the company aims to empower its clients to achieve their financial goals.

How the Company Makes Money

DCM Financial Services Limited generates revenue through multiple streams, primarily by charging fees for its financial advisory and management services. The company earns management fees based on the assets under management (AUM) from clients who utilize their investment management services. Additionally, DCMFINSERV generates income through performance-based fees, which are contingent on exceeding specific financial benchmarks for clients. Revenue is also derived from commissions on financial products sold, such as insurance policies and investment instruments. Significant partnerships with financial institutions and technology providers enhance DCMFINSERV's service offerings, allowing them to access a broader client base and improve operational efficiencies, thereby contributing to their overall earnings.

DCM Financial Services Limited Financial Statement Overview

Summary

DCM Financial Services Limited is facing significant financial difficulties across all key areas. The company is struggling with profitability, high leverage, and liquidity issues, which pose substantial risks to its financial stability and future growth prospects.

Income Statement

The income statement reveals significant challenges, with negative net profit margins and EBIT margins indicating ongoing losses. Despite a slight revenue growth, the company has struggled to maintain profitability, as evidenced by negative EBIT and EBITDA margins.

Balance Sheet

The balance sheet shows a concerning financial position with negative stockholders' equity and a high debt-to-equity ratio, indicating potential solvency issues. The return on equity is minimal, reflecting poor returns on shareholders' investments.

Cash Flow

Cash flow analysis highlights severe issues, with negative operating and free cash flows. The free cash flow to net income ratio is positive, but overall cash flow performance is weak, indicating liquidity challenges.

Breakdown	TTM	Dec 2025	Dec 2024	Dec 2023	Dec 2022	Dec 2021
Income Statement
Total Revenue	16.24M	16.71M	6.78M	-1.84M	32.00K	1.84M
Gross Profit	13.04M	11.86M	3.80M	-6.82M	-4.86M	-2.31M
EBITDA	-16.19M	-5.58M	-6.57M	-5.72M	11.87M	6.44M
Net Income	-6.62M	-11.85M	-9.38M	-48.49M	4.76M	-1.29M
Balance Sheet
Total Assets	0.00	214.71M	236.49M	287.83M	375.20M	391.65M
Cash, Cash Equivalents and Short-Term Investments	0.00	54.67M	11.53M	125.51M	14.36M	8.32M
Total Debt	0.00	693.96M	695.74M	736.95M	781.92M	798.70M
Total Liabilities	488.78M	713.96M	723.94M	765.86M	804.69M	825.83M
Stockholders Equity	-488.78M	-499.53M	-487.74M	-478.04M	-429.80M	-434.48M
Cash Flow
Free Cash Flow	0.00	-2.89M	-14.36M	-14.81M	-10.77M	-4.97M
Operating Cash Flow	0.00	-2.89M	-14.34M	-14.78M	-10.04M	-4.97M
Investing Cash Flow	0.00	6.10M	55.38M	59.80M	25.27M	10.95M
Financing Cash Flow	0.00	-3.68M	-41.25M	-44.53M	-16.38M	-6.53M

DCM Financial Services Limited Technical Analysis

• Technical Analysis Sentiment: Positive
• Last Price: 6.02
• 50DMA: Negative
• 100DMA: Negative
• 200DMA: Negative
• MACD: Negative
• RSI: Neutral
• STOCH: Neutral

Evaluating momentum and price trends is crucial in stock analysis to make informed investment decisions. For IN:DCMFINSERV, the sentiment is Positive. The current price of 6.02 is above the 20-day moving average (MA) of 5.93, below the 50-day MA of 6.23, and below the 200-day MA of 6.53, indicating a neutral trend. The MACD of -0.05 indicates Negative momentum. The RSI at 49.87 is Neutral, neither overbought nor oversold. The STOCH value of 48.97 is Neutral, not indicating any strong overbought or oversold conditions. Overall, these indicators collectively point to a Positive sentiment for IN:DCMFINSERV.

DCM Financial Services Limited Peers Comparison

Name	Overall Rating	Market Cap	P/E Ratio	ROE	Dividend Yield	Revenue Growth	EPS Growth
Sector *	68 Neutral	$18.05B	11.73	10.24%	3.73%	9.66%	1.70%
BAIDFIN	62 Neutral	₹1.36B	9.46		0.87%	29.23%	38.30%
VIJIFIN	54 Neutral	₹500.17M	34,600.00		―	51.61%	―
TCIFINANCE	52 Neutral	₹171.46M	4.62		―	479.93%	―
DCMFINSERV	45 Neutral	₹133.19M	―		―	-50.53%	-41.83%
MAHAPEXLTD	―	₹1.47B	4.69		―	―	―
WILLAMAGOR	―	₹362.87M	1.34		―	―	―