DCM Financial Services Limited (DCMFINSERV) AI Stock Analysis

• Market Cap: ₹116.38M
• Dividend Yield: N/A
• Average Volume (3M): 3.86K
• Price to Earnings (P/E): ―
• Beta (1Y): -0.24
• Revenue Growth: -70.89%
• EPS Growth: -142.26%
• Country: IN
• Employees: 6
• Sector: Financial
• Sector Strength: 70
• Industry: Financial - Credit Services
• EPS (TTM): -0.12
• Shares Outstanding: 22,125,053
• 10 Day Avg. Volume: 4,812
• 30 Day Avg. Volume: 3,861
• PEG Ratio: -0.32
• Price to Book (P/B): -0.23
• Price to Sales (P/S): 3635.49
• P/FCF Ratio: -40.21
• Enterprise Value/Market Cap: N/A
• Enterprise Value/Revenue: N/A
• Enterprise Value/Gross Profit: N/A
• Enterprise Value/Ebitda: N/A
• 1Y Price Target: N/A
• Price Target Upside: N/A
• Rating Consensus: N/A
• Number of Analyst Covering: 0
• EPS Forecast (FY): N/A
• Revenue Forecast (FY): N/A

• Rating: 43 Neutral
• Price Target: ₹5.00 ▲(0.00% Upside)
• Action: Reiterated Date: 04/01/26
• Date: Action: Reiterated 04/01/26

The score is primarily constrained by very weak financial performance (losses, negative equity, and negative operating/free cash flow). Technical indicators are mixed and do not show strong momentum, and valuation remains unattractive/unclear due to the negative P/E and lack of dividend yield support.

Positive Factors

Free cash flow conversion

A positive free-cash-flow-to-net-income ratio, despite negative absolute cash flows, indicates the company retains some ability to convert accounting losses into cash over time. This conversion capacity can support working capital and provides a foundation for recovery if revenue trends stabilize and cost controls persist.

Negative Factors

Negative equity and leverage

Negative shareholders' equity and elevated leverage present structural solvency risk, limiting access to capital and increasing refinancing needs. Over months, this can constrain strategic options, force dilutive recapitalizations, or require external support, undermining long-term financial flexibility and investor confidence.

DCM Financial Services Limited Business Overview & Revenue Model

Company Description

DCM Financial Services Limited does not have significant operations. Previously, it was involved in the auto finance business. The company was incorporated in 1991 and is based in New Delhi, India....

How the Company Makes Money

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DCM Financial Services Limited Financial Statement Overview

Breakdown	TTM	Mar 2025	Mar 2024	Mar 2023	Mar 2022	Mar 2021
Income Statement
Total Revenue	32.00K	32.00K	45.00K	-1.84M	32.00K	1.84M
Gross Profit	-5.02M	-5.43M	-5.13M	-6.82M	-4.86M	-2.31M
EBITDA	-2.34M	-3.69M	-6.57M	-5.72M	12.05M	6.45M
Net Income	-16.92M	-11.85M	-9.38M	-48.49M	4.76M	-1.29M
Balance Sheet
Total Assets	207.93M	214.71M	236.49M	287.83M	375.20M	391.65M
Cash, Cash Equivalents and Short-Term Investments	49.25M	54.67M	11.53M	124.73M	14.36M	8.32M
Total Debt	693.47M	693.96M	695.74M	736.95M	781.92M	798.70M
Total Liabilities	713.56M	713.96M	723.65M	765.86M	806.54M	825.83M
Stockholders Equity	-505.91M	-499.53M	-487.45M	-478.04M	-431.65M	-434.48M
Cash Flow
Free Cash Flow	-231.00K	-2.89M	-14.36M	-14.81M	-10.77M	-4.97M
Operating Cash Flow	-231.00K	-2.89M	-14.34M	-14.78M	-10.04M	-4.97M
Investing Cash Flow	2.77M	6.10M	55.38M	59.80M	25.27M	10.95M
Financing Cash Flow	-1.22M	-3.68M	-41.25M	-44.53M	-16.38M	-6.53M

DCM Financial Services Limited Technical Analysis

• Technical Analysis Sentiment: Negative
• Last Price: 5.00
• 50DMA: Positive
• 100DMA: Positive
• 200DMA: Negative
• MACD: Positive
• RSI: Neutral
• STOCH: Neutral

Evaluating momentum and price trends is crucial in stock analysis to make informed investment decisions. For IN:DCMFINSERV, the sentiment is Negative. The current price of 5 is below the 20-day moving average (MA) of 5.97, below the 50-day MA of 5.04, and below the 200-day MA of 5.59, indicating a neutral trend. The MACD of -0.03 indicates Positive momentum. The RSI at 47.29 is Neutral, neither overbought nor oversold. The STOCH value of 35.57 is Neutral, not indicating any strong overbought or oversold conditions. Overall, these indicators collectively point to a Negative sentiment for IN:DCMFINSERV.

DCM Financial Services Limited Peers Comparison

Name	Overall Rating	Market Cap	P/E Ratio	ROE	Dividend Yield	Revenue Growth	EPS Growth
Sector *	68 Neutral	$18.00B	11.42	9.92%	3.81%	9.73%	1.22%
BAIDFIN	64 Neutral	₹1.67B	7.49	―	0.85%	27.19%	73.43%
MAHAPEXLTD	50 Neutral	₹1.43B	7.59	―	―	-6.94%	-97.47%
VIJIFIN	50 Neutral	₹463.13M	9.83	―	―	39.46%	―
WILLAMAGOR	46 Neutral	₹292.32M	0.36	―	―	3048.97%	99.88%
DCMFINSERV	43 Neutral	₹116.38M	-11.08	―	―	-70.89%	-142.26%
TCIFINANCE	41 Neutral	₹195.53M	-8.05	―	―	797.65%	―

DCM Financial Services Limited Corporate Events