Gujarat Lease Financing Limited (IN:GLFL)
:GLFL
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Gujarat Lease Financing Limited
(GLFL)
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Rating:45Neutral
Price Target:
₹7.00
▼(-16.57% Downside)
Action:ReiteratedDate:05/06/26
The score is constrained primarily by weak financial fundamentals, led by persistently negative equity and high leverage risk, alongside volatile revenue and cash-flow history. Technical indicators are supportive in the near term but look overbought, which tempers the signal. Valuation also detracts due to an extremely high P/E and no available dividend yield support.
Positive Factors
Recent cash-flow rebound
Operating and free cash flow swung sharply positive in 2026 after prior deeply negative years. A meaningful cash-flow recovery, if sustained, improves liquidity, reduces immediate refinancing pressure and funds operations or deleveraging, materially strengthening near-term financial flexibility.
Negative Factors
Persistently negative equity
Negative shareholders’ equity is a structural red flag that limits capital-raising and absorbs losses poorly. It constrains strategic flexibility, can trigger creditor covenants or regulatory concerns, and typically requires recapitalization to remediate, posing a durable solvency risk.
Read all positive and negative factors
Positive Factors
Negative Factors
Recent cash-flow rebound
Operating and free cash flow swung sharply positive in 2026 after prior deeply negative years. A meaningful cash-flow recovery, if sustained, improves liquidity, reduces immediate refinancing pressure and funds operations or deleveraging, materially strengthening near-term financial flexibility.
Read all positive factors
Gujarat Lease Financing Limited (GLFL) vs. iShares MSCI India ETF (INDA)
Market Cap
₹197.20M
Dividend YieldN/A
Average Volume (3M)3.09K
Price to Earnings (P/E)198.0
Beta (1Y)0.33
Revenue Growth0.50%
EPS Growth-23.61%
CountryIN
Employees3
SectorFinancial
Sector Strength70
IndustryShell Companies
Share Statistics
EPS (TTM)0.03
Shares Outstanding27,125,769
10 Day Avg. Volume0
30 Day Avg. Volume3,092
Financial Highlights & Ratios
PEG Ratio0.00
Price to Book (P/B)-2.31
Price to Sales (P/S)21.93
P/FCF Ratio1.67
Enterprise Value/Market CapN/A
Enterprise Value/RevenueN/A
Enterprise Value/Gross ProfitN/A
Enterprise Value/EbitdaN/A
Forecast
1Y Price TargetN/A
Price Target UpsideN/A
Rating ConsensusN/A
Number of Analyst Covering0
EPS Forecast (FY)N/A
Revenue Forecast (FY)N/A
Gujarat Lease Financing Limited Business Overview & Revenue Model
Company Description
Gujarat Lease Financing Limited does not have significant operations. Previously, it was engaged in the provision of various financial services. The company was incorporated in 1983 and is based in Ahmedabad, India....
How the Company Makes Money
null...
Gujarat Lease Financing Limited Financial Statement Overview
Summary
Income Statement
38
Negative
Balance Sheet
18
Very Negative
Cash Flow
44
Neutral
| Breakdown | TTM | Mar 2026 | Mar 2025 | Mar 2024 | Mar 2023 | Mar 2022 |
|---|---|---|---|---|---|---|
Income Statement | ||||||
| Total Revenue | 4.26M | 4.25M | 4.21M | 4.80M | 2.88M | 2.93M |
| Gross Profit | -1.53M | 3.34M | 3.31M | -75.00K | 1.97M | 2.84M |
| EBITDA | -453.25K | 486.00K | 1.48M | 874.00K | -531.00K | -583.00K |
| Net Income | 583.00K | 471.00K | 586.00K | 868.00K | 1.85M | -822.00K |
Balance Sheet | ||||||
| Total Assets | 63.44M | 64.23M | 63.62M | 62.79M | 61.36M | 59.36M |
| Cash, Cash Equivalents and Short-Term Investments | 60.43M | 60.26M | 4.35M | 60.56M | 7.73M | 53.52M |
| Total Debt | 100.00M | 100.00M | 100.00M | 100.00M | 100.00M | 100.00M |
| Total Liabilities | 104.39M | 104.57M | 104.23M | 103.99M | 103.72M | 103.56M |
| Stockholders Equity | -40.94M | -40.35M | -40.61M | -41.20M | -42.36M | -44.20M |
Cash Flow | ||||||
| Free Cash Flow | -2.02M | 55.91M | -3.82M | -9.08M | 1.84M | -3.39M |
| Operating Cash Flow | -2.01M | 55.97M | -3.82M | -9.06M | 1.87M | -3.39M |
| Investing Cash Flow | 2.09M | -55.00K | 4.11M | 3.99M | 2.84M | 2.92M |
| Financing Cash Flow | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 |
Gujarat Lease Financing Limited Peers Comparison
UnderperformOutperform
Sector (68)
Name | Overall Rating | Market Cap | P/E Ratio | ROE | Dividend Yield | Revenue Growth | EPS Growth |
|---|---|---|---|---|---|---|---|
68 Neutral | $18.00B | 11.42 | 9.92% | 3.81% | 9.73% | 1.22% | |
62 Neutral | ₹638.40M | 20.64 | ― | ― | 78.70% | 2090.59% | |
55 Neutral | ₹197.25M | 9.57 | ― | 1.70% | -105.97% | -85.08% | |
51 Neutral | ₹712.08M | -3.17 | ― | ― | -58.96% | 59.08% | |
45 Neutral | ₹197.20M | 198.00 | ― | ― | 0.50% | -23.61% | |
43 Neutral | ₹106.20M | -11.08 | ― | ― | -76.08% | -158.66% | |
41 Neutral | ₹185.75M | -8.05 | ― | ― | 8724.24% | ― |
* Financial Sector Average
IN:GLFL
Gujarat Lease Financing Limited
7.27
-0.02
-0.27%
IN:DCMFINSERV
DCM Financial Services Limited
4.80
-0.48
-9.09%
IN:LFIC
Lakshmi Finance & Industrial Corp. Ltd.
―
―
―
IN:ONELIFECAP
Onelife Capital Advisors Limited
19.06
8.67
83.50%
IN:TCIFINANCE
TCI Finance Limited
14.43
3.32
29.88%
IN:VIJIFIN
Viji Finance Ltd.
4.48
2.14
91.45%
Glossary
BuyA stock rated as a "Buy" is expected to perform better than the overall market or a specific benchmark over the near-to-medium term. This rating suggests the stock is likely to deliver higher returns compared to other stocks in the same sector or market index. Note: This is not investment advice; please consult a financial advisor before making investment decisions.
HoldA stock rated as a "Hold" is expected to perform in line with the overall market or a specific benchmark. This rating indicates that the stock is neither particularly compelling nor unfavorable for investment. Note: This is not investment advice; please consult a financial advisor before making investment decisions.
SellA stock rated as a "Sell" is expected to perform worse than the overall market or a specific benchmark over the near-to-medium term. This rating suggests the stock may deliver lower returns compared to other stocks in the same sector or market index. Note: This is not investment advice; please consult a financial advisor before making investment decisions.
Disclaimer
This AI Analyst Stock Report is automatically generated by our AI systems using advanced algorithms and publicly available financial, technical, and market data. While the information provided aims to be accurate and insightful, it is intended for informational purposes only and should not be considered financial advice. Any content created by an AI (Artificial Intelligence) system may contain inaccuracies and/or contain errors. Investing in stocks carries inherent risks, and past performance is not indicative of future results. This report does not account for your personal financial circumstances, objectives, or risk tolerance. Always conduct your own research or consult with a qualified financial advisor before making investment decisions. The analysis and recommendations provided are based on historical and current data and may not fully reflect future market conditions or unexpected developments. Neither the creators of this report nor its affiliated entities guarantee the accuracy, completeness, or reliability of the information presented. Use this report at your own discretion and risk.