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EFC (I) Ltd. (IN:EFCIL)
:EFCIL
India Market
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EFC (I) Ltd. (EFCIL) AI Stock Analysis

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IN:EFCIL

EFC (I) Ltd.

(EFCIL)

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Neutral 54 (OpenAI - 5.2)
Rating:54Neutral
Price Target:
₹185.00
▼(-8.26% Downside)
Action:N/A
Date:05/30/26
Score is primarily constrained by financial quality concerns—sharp deterioration in operating cash flow and elevated leverage—despite strong reported revenue/profit growth. Technicals add pressure due to a clear downtrend below major moving averages. Valuation is a partial offset with a moderate P/E.
Positive Factors
Strong revenue growth and scale
A 123% revenue increase signals a meaningful step-up in scale and market traction. Durable higher topline expands the addressable base, enables operating leverage, and provides capacity to invest in product/service expansion and sales channels, strengthening competitive positioning over months.
Negative Factors
Deterioration in operating cash flow
A sharp drop in operating cash flow despite higher reported earnings indicates weak cash conversion and working-capital or timing stress. This reduces internal funding for capex and debt service, raising reliance on external financing and increasing operational risk over the medium term.
Read all positive and negative factors
Positive Factors
Negative Factors
Strong revenue growth and scale
A 123% revenue increase signals a meaningful step-up in scale and market traction. Durable higher topline expands the addressable base, enables operating leverage, and provides capacity to invest in product/service expansion and sales channels, strengthening competitive positioning over months.
Read all positive factors

EFC (I) Ltd. (EFCIL) vs. iShares MSCI India ETF (INDA)

EFC (I) Ltd. Business Overview & Revenue Model

Company Description
EFC (I) Limited engages in real estate leasing business in India. It operates through the Rental, Interior, and Furniture segments. The company engages in the development, buying, selling, and leasing out of co-working spaces and infrastructure pr...

EFC (I) Ltd. Financial Statement Overview

Summary
Strong FY2026 growth and profitability (revenue up ~123% YoY; net margin ~22%), but the profile is weighed down by weak cash-quality (operating cash flow fell sharply to ~₹0.35B from ~₹1.34B) and a levered balance sheet (debt-to-equity ~1.74). Gross margin volatility also raises earnings consistency risk.
Income Statement
74
Positive
Balance Sheet
58
Neutral
Cash Flow
36
Negative
BreakdownTTMMar 2025Mar 2024
Income Statement
Total Revenue4.66B10.37B6.57B
Gross Profit3.01B4.42B34.19M
EBITDA2.25B4.68B3.42B
Net Income754.42M2.32B1.13B
Balance Sheet
Total Assets21.71B26.75B16.99B
Cash, Cash Equivalents and Short-Term Investments1.50B882.93M1.41B
Total Debt11.02B14.06B8.78B
Total Liabilities14.87B18.61B11.18B
Stockholders Equity6.22B8.07B5.43B
Cash Flow
Free Cash Flow634.34M345.35M-117.62M
Operating Cash Flow444.11M345.35M1.34B
Investing Cash Flow3.43B968.69M-1.05B
Financing Cash Flow-3.91B-1.38B-243.72M

EFC (I) Ltd. Peers Comparison

Overall Rating
UnderperformOutperform
Sector (65)
Financial Indicators
Name
Overall Rating
Market Cap
P/E Ratio
ROE
Dividend Yield
Revenue Growth
EPS Growth
73
Outperform
₹14.13B18.314.98%55.05%
71
Outperform
₹27.96B10.883.13%31.61%-30.97%
65
Neutral
$2.17B12.193.79%4.94%3.15%1.96%
60
Neutral
₹16.35B22.2912.11%24.20%
54
Neutral
₹26.77B11.8757.85%55.38%
53
Neutral
₹33.99B1,478.720.69%14.65%95.62%
48
Neutral
₹13.58B-16.6819.52%-66.71%-356.19%
* Real Estate Sector Average
Performance Comparison
Ticker
Company Name
Price
Change
% Change
IN:EFCIL
EFC (I) Ltd.
180.95
-156.05
-46.31%
IN:ALLCARGO
Allcargo Logistics Limited
9.07
-2.50
-21.61%
IN:GATEWAY
Gateway Distriparks Limited
55.96
-8.90
-13.72%
IN:MAHLOG
Mahindra Logistics Ltd.
342.55
51.24
17.59%
IN:SPMLINFRA
SPML Infra Limited
207.40
15.40
8.02%
IN:SYNCOMF
Syncom Formulation (India) Ltd.
15.03
-6.78
-31.09%

EFC (I) Ltd. Corporate Events

EFC (I) Limited Releases Q4 FY26 Investor Presentation on Annual Performance
May 28, 2026
EFC (I) Limited has released an investor presentation detailing its financial and operational performance for the fourth quarter and full year ended March 31, 2026. The disclosure, made under Indian listing regulations, is intended to update share...
EFC (I) Limited Releases Investor Presentation for Q4 and FY26 Performance
May 28, 2026
EFC (I) Limited has released an investor presentation detailing its financial and operational performance for the quarter and full year ended March 31, 2026. The presentation, shared with both major Indian stock exchanges, is intended to update sh...
EFC (I) Limited Posts Robust FY26 Results as Workspace Platform Accelerates Growth
May 28, 2026
EFC (I) Limited reported strong financial results for the fourth quarter and full year ended March 31, 2026, highlighting broad-based growth across its rental, interior, and furniture segments. Consolidated revenue for Q4 FY26 rose 39% year-on-yea...
EFC (I) Limited Reports Clean FY 2026 Results and Strengthens Audit Framework
May 28, 2026
EFC (I) Limited’s board has approved the audited standalone and consolidated financial results for the quarter and full year ended March 31, 2026, with the statutory auditor Mehra Goel Co. issuing an unmodified opinion, confirming that the ...
EFC (I) Limited Gets Clean Audit on FY26 Standalone and Consolidated Results
May 28, 2026
EFC (I) Limited’s board has approved the audited standalone and consolidated financial results for the quarter and full year ended March 31, 2026, in compliance with SEBI’s listing regulations. The results, prepared under Indian Accoun...
EFC (I) Limited Confirms No Deviation in Use of Preferential Issue Funds
May 28, 2026
EFC (I) Limited has reported that there is no deviation or variation in the use of funds raised through a preferential issue amounting to Rs. 22,964.16 lakh, completed in January 2024 as part of a larger Rs. 24,244.44 lakh capital raise. The proce...
EFC (I) Limited Appoints New Internal Auditors for FY 2026-27
May 28, 2026
EFC (I) Limited has appointed M/s. Dhirubhai Shah Co. LLP, a chartered accountancy firm with extensive experience in accounts, finance, audit, internal audit and consultancy, as its internal auditors for the financial year 2026-27, effective May ...
EFC (I) Limited Updates Fair Disclosure Code for Price-Sensitive Information
May 28, 2026
EFC (I) Limited has amended its Code of Practices and Procedures for Fair Disclosure of Unpublished Price Sensitive Information in line with Regulation 8(2) of the SEBI (Prohibition of Insider Trading) Regulations, 2015. The updated policy, approv...
EFC (I) Ltd Forms New Wholly Owned Real Estate Subsidiary in Pune
May 6, 2026
EFC (I) Limited has incorporated a new wholly owned subsidiary, EFC Estate Wakadewadi 3 Private Limited, in India to hold and acquire a specified commercial property in Pune. The move, executed for cash with a nominal initial capital of Rs. 1,000 ...
EFC (I) Limited Sets Terms for ₹160-Crore Rights Issue to Strengthen Equity Base
May 1, 2026
EFC (I) Limited’s board has approved the terms of a rights issue of 10,662,786 fully paid equity shares with a face value of ₹2 each at an issue price of ₹150 per share, including a ₹148 premium. The rights issue will raise...
EFC (I) Ltd. Clears Rs 159.94 Crore Rights Issue at Rs 150 a Share
May 1, 2026
EFC (I) Ltd. has approved a rights issue of fully paid-up equity shares with a face value of Rs 2 each, priced at Rs 150 per share including premium, to raise approximately Rs 159.94 crore. The offer, cleared in-principle by both BSE and NSE, will...
EFC (I) sets May 7, 2026 record date for rights issue eligibility
May 1, 2026
EFC (I) Limited has fixed 7 May 2026 as the record date to determine shareholders eligible to receive rights entitlements in its upcoming rights issue of equity shares. The move signals a planned capital-raising exercise that will allow existing i...
Glossary
BuyA stock rated as a "Buy" is expected to perform better than the overall market or a specific benchmark over the near-to-medium term. This rating suggests the stock is likely to deliver higher returns compared to other stocks in the same sector or market index. Note: This is not investment advice; please consult a financial advisor before making investment decisions.
HoldA stock rated as a "Hold" is expected to perform in line with the overall market or a specific benchmark. This rating indicates that the stock is neither particularly compelling nor unfavorable for investment. Note: This is not investment advice; please consult a financial advisor before making investment decisions.
SellA stock rated as a "Sell" is expected to perform worse than the overall market or a specific benchmark over the near-to-medium term. This rating suggests the stock may deliver lower returns compared to other stocks in the same sector or market index. Note: This is not investment advice; please consult a financial advisor before making investment decisions.

Disclaimer

This AI Analyst Stock Report is automatically generated by our AI systems using advanced algorithms and publicly available financial, technical, and market data. While the information provided aims to be accurate and insightful, it is intended for informational purposes only and should not be considered financial advice. Any content created by an AI (Artificial Intelligence) system may contain inaccuracies and/or contain errors. Investing in stocks carries inherent risks, and past performance is not indicative of future results. This report does not account for your personal financial circumstances, objectives, or risk tolerance. Always conduct your own research or consult with a qualified financial advisor before making investment decisions. The analysis and recommendations provided are based on historical and current data and may not fully reflect future market conditions or unexpected developments. Neither the creators of this report nor its affiliated entities guarantee the accuracy, completeness, or reliability of the information presented. Use this report at your own discretion and risk.Date of analysis: May 30, 2026