Mizrahi Tefahot Bank Ltd (IL:MZTF)
TASE:MZTF
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MZTF Stock Chart & Stats
24110.00
-1.10(-0.68%)
At close: 4:00 PM EST
24110.00
-1.10(-0.68%)
Day’s Range― - ―
52-Week Range17,675.07 - 25,778.54
Previous CloseN/A
Volume353.60K
Average Volume (3M)409.64K
Market Cap
₪59.38B
Enterprise Value29.14B
Total Cash (Recent Filing)₪74.96B
Total Debt (Recent Filing)₪44.72B
Price to Earnings (P/E)10.6
Beta1.10
Next EarningsN/A
EPS EstimateN/A
Next Dividend Ex-DateN/A
Dividend Yield4.11%
Share Statistics
EPS (TTM)N/A
Shares Outstanding260,089,720
10 Day Avg. Volume420,187
30 Day Avg. Volume409,640
Financial Highlights & Ratios
PEG Ratio3.80
Price to Book (P/B)1.66
Price to Sales (P/S)1.95
P/FCF Ratio3.59
Enterprise Value/Market CapN/A
Enterprise Value/RevenueN/A
Enterprise Value/Gross ProfitN/A
Enterprise Value/EbitdaN/A
Forecast
1Y Price Target
₪26,162.50Price Target Upside8.51% Upside
Rating ConsensusHold
Number of Analyst Covering2
EPS Forecast (FY)N/A
Revenue Forecast (FY)N/A
Bulls Say, Bears Say
Bulls Say
Mortgage-focused Retail FranchiseA durable mortgage franchise anchors the bank's business model by generating stable, long-duration loan assets and deep retail customer relationships. Mortgages support recurring net interest income, cross-sell opportunities, and deposit stability, bolstering long-term revenue resilience.
Strong Revenue AccelerationSustained ~33% TTM revenue acceleration alongside ~19% net margins indicates robust franchise growth and pricing power. This trend reflects improved scale and demand across lending and fee businesses, supporting durable earnings generation over the medium term.
High Cash Conversion & ROEFree cash flow near 95% of net income and mid-teens ROE point to high earnings quality and effective capital deployment. Strong cash conversion supports dividend capacity and internal investment, providing financial flexibility across business cycles.
Bears Say
Cash-flow VolatilityLarge swings in operating cash flow and a sharp negative turn in FCF growth reduce predictability for capital allocation, dividends and provisioning. This volatility can force conservative capital buffers and complicate multi-quarter planning for lending growth.
Meaningful LeverageDebt roughly 1.3x equity, while typical for banks, raises sensitivity to credit losses and market stress. Meaningful leverage limits downside buffer, increases regulatory and funding risk exposure, and can amplify earnings volatility during adverse macro or credit environments.
Margin NormalizationA trend of declining margins versus prior years suggests normalization from earlier peaks, potentially from pricing pressure or higher funding costs. Lower margins constrain long-term profitability expansion and reduce the margin for error if loan performance or funding conditions worsen.
Mizrahi Tefahot News
MZTF FAQ
What was Mizrahi Tefahot Bank Ltd’s price range in the past 12 months?
Mizrahi Tefahot Bank Ltd lowest stock price was 17675.07 and its highest was 25778.54 in the past 12 months.
What is Mizrahi Tefahot Bank Ltd’s market cap?
Mizrahi Tefahot Bank Ltd’s market cap is ₪59.38B.
When is Mizrahi Tefahot Bank Ltd’s upcoming earnings report date?
The company’s upcoming earnings report date is not yet available.
How were Mizrahi Tefahot Bank Ltd’s earnings last quarter?
Currently, no data Available
Is Mizrahi Tefahot Bank Ltd overvalued?
According to Wall Street analysts Mizrahi Tefahot Bank Ltd’s price is currently Undervalued.
Does Mizrahi Tefahot Bank Ltd pay dividends?
Mizrahi Tefahot Bank Ltd pays a Quarterly dividend of 285.244 which represents an annual dividend yield of 4.11%. See more information on Mizrahi Tefahot Bank Ltd dividends here
What is Mizrahi Tefahot Bank Ltd’s EPS estimate?
Mizrahi Tefahot Bank Ltd’s EPS estimate for its next earnings report is not yet available.
How many shares outstanding does Mizrahi Tefahot Bank Ltd have?
Mizrahi Tefahot Bank Ltd has 260,089,720 shares outstanding.
What happened to Mizrahi Tefahot Bank Ltd’s price movement after its last earnings report?
Currently, no data Available
Which hedge fund is a major shareholder of Mizrahi Tefahot Bank Ltd?
Currently, no hedge funds are holding shares in IL:MZTF
What is the TipRanks Smart Score and how is it calculated?
Smart Score combines eight research factors - such as analyst recommendations, hedge fund trends, and technical indicators - to measure a stock’s outlook. These signals are unified into a single score that reflects bullish or bearish momentum. See detailed methodology
Company Description
Mizrahi Tefahot Bank Ltd
Mizrahi Tefahot Bank Ltd., together with its subsidiaries, provides a range of international, commercial, domestic, and personal banking services to individuals and businesses in Israel, Switzerland, and internationally. It operates through six segments: Household, Small Business, Private Banking, Commercial Banking, Business Banking, and Financial Management. The company offers checking, savings, and deposits accounts; and loans, such as instant, home renovation, auto, all-purpose, student, and business; mortgages; and credit cards. It also provides foreign trade services, including import, export, and documentary credit; bank guarantees; transactions in foreign currency, which include trading in derivative instruments, factoring services, and investments in deposits and securities; financing of real estate and construction projects; mergers and acquisitions services; and private and online banking services. In addition, the company offers capital market services, including consultancy for capital market activities, distribution of mutual funds, management of securities portfolios for clients, pension advisory service, trust services, provision of registration services; operates provident funds, mutual funds, and insurance incidental to mortgages; and participates in syndication transactions, as well as engages in credit operations. As of December 31, 2021, it operated through a network of 225 branches and business centers, including 52 Bank Yahav branches and 29 Union Bank branches in Israel; and two bank affiliates. The company was formerly known as United Mizrahi Bank Limited and changed its name to Mizrahi Tefahot Bank Ltd. in November 2005. The company was incorporated in 1923 and is headquartered in Ramat Gan, Israel.
MZTF Stock 12 Month Forecast
Average Price Target
26,162.50
▲(8.51% Upside)