Strong Credit Growth
The bank reported very strong credit growth across most asset classes, including mortgages, corporate, and middle market, as part of its strategic plan.
Healthy Demand for Mortgages
Demand for mortgages remains healthy, and the bank continues to follow its strategy to retain market share despite heavy competition.
Robust Liquidity and Capital Ratios
The bank maintains robust liquidity with a high share of core deposits and capital ratios consistent with profitability and growth.
Strong Financial Performance
Net profit for Q3 2025 reached ILS 1.483 billion, and the return on equity was 17.6%. Total revenues for Q3 were ILS 3.830 billion.
Cost Efficiency
The bank achieved a cost-income ratio below 35%, in line with its strategic plan, as operating and other expenses totaled ILS 1.310 billion.