Mizrahi Tefahot Bank Ltd (IL:MZTF)
TASE:MZTF
MZTF Stock Chart & Stats
23200.00
-1.10(-0.68%)
At close: 4:00 PM EST
23200.00
-1.10(-0.68%)
Day’s Range― - ―
52-Week Range15,087.57 - 25,778.54
Previous CloseN/A
Volume353.60K
Average Volume (3M)409.64K
Market Cap
₪60.31B
Enterprise Value21.98B
Total Cash (Recent Filing)₪81.38B
Total Debt (Recent Filing)₪43.05B
Price to Earnings (P/E)10.7
Beta1.07
Next Earnings
May 27, 2026EPS Estimate
532.6Next Dividend Ex-DateN/A
Dividend Yield4.11%
Share Statistics
EPS (TTM)535.00
Shares Outstanding259,966,250
10 Day Avg. Volume420,187
30 Day Avg. Volume409,640
Financial Highlights & Ratios
PEG Ratio3.80
Price to Book (P/B)1.66
Price to Sales (P/S)1.95
P/FCF Ratio3.59
Enterprise Value/Market CapN/A
Enterprise Value/RevenueN/A
Enterprise Value/Gross ProfitN/A
Enterprise Value/EbitdaN/A
Forecast
1Y Price Target
₪26,255.21Price Target Upside13.17% Upside
Rating ConsensusHold
Number of Analyst Covering2
EPS Forecast (FY)22.95
Revenue Forecast (FY)₪14.93B
Bulls Say, Bears Say
Bulls Say
Strong Profitability And ReturnsHigh and stable TTM net margin (~19%) with operating margin near ~31% and ROE about ~17% indicate durable earnings power. This supports internal capital generation, dividend capacity and reinvestment for the bank’s mortgage and lending franchise over the medium term.
Re-accelerating Revenue GrowthA notable re-acceleration of revenue (~29.5% TTM) suggests expanding loan volumes or fee income and improving market traction. Sustained top-line growth enhances scale economics, helps absorb fixed costs, and supports long-term profitability resilience.
Improving Capital And Leverage TrendLeverage has meaningfully improved versus 2021 while maintaining strong returns, reflecting better capital efficiency and risk management. A stronger capital position reduces vulnerability to shocks and provides durable capacity for lending and regulatory flexibility.
Bears Say
Elevated Absolute LeverageEven after improvement, absolute leverage remains meaningful for a regional bank, making earnings and capital sensitive to credit losses or market stress. Elevated leverage can amplify volatility in downturns and constrain capital actions over the medium term.
Volatile Cash Flow ConversionAlthough recent FCF is strong relative to income, FCF growth has been uneven and fell ~31% TTM with erratic 2023 operating cash flow. This variability reduces predictability for dividends, buybacks and reinvestment, weakening financial flexibility over time.
Multi-year Gross Margin ErosionA sustained decline in gross margin suggests worsening product economics or adverse mix shifts toward lower-margin activities. If unchecked, persistent margin erosion could pressure operating profits and require either higher revenues or structural cost cuts to maintain returns.
Mizrahi Tefahot News
MZTF FAQ
What was Mizrahi Tefahot Bank Ltd’s price range in the past 12 months?
Mizrahi Tefahot Bank Ltd lowest stock price was 15087.57 and its highest was 25778.54 in the past 12 months.
What is Mizrahi Tefahot Bank Ltd’s market cap?
Mizrahi Tefahot Bank Ltd’s market cap is ₪60.31B.
When is Mizrahi Tefahot Bank Ltd’s upcoming earnings report date?
Mizrahi Tefahot Bank Ltd’s upcoming earnings report date is May 27, 2026 which is in 51 days.
How were Mizrahi Tefahot Bank Ltd’s earnings last quarter?
Mizrahi Tefahot Bank Ltd released its earnings results on Feb 26, 2026. The company reported 535 earnings per share for the quarter, missing the consensus estimate of 559.5 by -24.5.
Is Mizrahi Tefahot Bank Ltd overvalued?
According to Wall Street analysts Mizrahi Tefahot Bank Ltd’s price is currently Undervalued.
Does Mizrahi Tefahot Bank Ltd pay dividends?
Mizrahi Tefahot Bank Ltd pays a Quarterly dividend of 285.244 which represents an annual dividend yield of 4.11%. See more information on Mizrahi Tefahot Bank Ltd dividends here
What is Mizrahi Tefahot Bank Ltd’s EPS estimate?
Mizrahi Tefahot Bank Ltd’s EPS estimate is 532.6.
How many shares outstanding does Mizrahi Tefahot Bank Ltd have?
Mizrahi Tefahot Bank Ltd has 259,966,250 shares outstanding.
What happened to Mizrahi Tefahot Bank Ltd’s price movement after its last earnings report?
Mizrahi Tefahot Bank Ltd reported an EPS of 535 in its last earnings report, missing expectations of 559.5. Following the earnings report the stock price went down -4.33%.
Which hedge fund is a major shareholder of Mizrahi Tefahot Bank Ltd?
Currently, no hedge funds are holding shares in IL:MZTF
What is the TipRanks Smart Score and how is it calculated?
Smart Score combines eight research factors - such as analyst recommendations, hedge fund trends, and technical indicators - to measure a stock’s outlook. These signals are unified into a single score that reflects bullish or bearish momentum. See detailed methodology
Company Description
Mizrahi Tefahot Bank Ltd
Mizrahi Tefahot Bank Ltd., together with its subsidiaries, provides a range of international, commercial, domestic, and personal banking services to individuals and businesses in Israel, Switzerland, and internationally. It operates through six segments: Household, Small Business, Private Banking, Commercial Banking, Business Banking, and Financial Management. The company offers checking, savings, and deposits accounts; and loans, such as instant, home renovation, auto, all-purpose, student, and business; mortgages; and credit cards. It also provides foreign trade services, including import, export, and documentary credit; bank guarantees; transactions in foreign currency, which include trading in derivative instruments, factoring services, and investments in deposits and securities; financing of real estate and construction projects; mergers and acquisitions services; and private and online banking services. In addition, the company offers capital market services, including consultancy for capital market activities, distribution of mutual funds, management of securities portfolios for clients, pension advisory service, trust services, provision of registration services; operates provident funds, mutual funds, and insurance incidental to mortgages; and participates in syndication transactions, as well as engages in credit operations. As of December 31, 2021, it operated through a network of 225 branches and business centers, including 52 Bank Yahav branches and 29 Union Bank branches in Israel; and two bank affiliates. The company was formerly known as United Mizrahi Bank Limited and changed its name to Mizrahi Tefahot Bank Ltd. in November 2005. The company was incorporated in 1923 and is headquartered in Ramat Gan, Israel.
MZTF Stock 12 Month Forecast
Average Price Target
26,255.21
▲(13.17% Upside)