Israel Discount Bank Limited Class A (IL:DSCT)
TASE:DSCT
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DSCT Stock Chart & Stats
3441.00
-0.38(-1.49%)
At close: 4:00 PM EST
3441.00
-0.38(-1.49%)
Day’s Range― - ―
52-Week Range2,636.84 - 4,093.27
Previous CloseN/A
Volume2.67M
Average Volume (3M)3.00M
Market Cap
₪38.31B
Enterprise Value28.52B
Total Cash (Recent Filing)₪53.69B
Total Debt (Recent Filing)₪43.90B
Price to Earnings (P/E)9.6
Beta1.21
Next Earnings
Aug 17, 2026EPS Estimate
118.7Next Dividend Ex-DateN/A
Dividend Yield3.69%
Share Statistics
EPS (TTM)3.28
Shares Outstanding1,223,504,000
10 Day Avg. Volume3,177,080
30 Day Avg. Volume2,996,804
Financial Highlights & Ratios
PEG Ratio-3.48
Price to Book (P/B)1.23
Price to Sales (P/S)1.65
P/FCF Ratio3.75
Enterprise Value/Market CapN/A
Enterprise Value/RevenueN/A
Enterprise Value/Gross ProfitN/A
Enterprise Value/EbitdaN/A
Forecast
1Y Price Target
₪4,000.00Price Target Upside16.25% Upside
Rating ConsensusModerate Buy
Number of Analyst Covering1
EPS Forecast (FY)3.72
Revenue Forecast (FY)₪15.51B
Bulls Say, Bears Say
Bulls Say
Profitability / MarginsSustained high TTM margins and mid-teens ROE indicate durable core profitability for a regional bank. Strong EBIT and net margins provide a buffer versus cyclical revenue swings, supporting internal reinvestment, dividend capacity and resilience through modest economic slowdowns.
Improving Free Cash FlowMaterial improvement in free cash flow and positive operating cash generation in the TTM signal increasing internal funding capacity. Even with moderate cash conversion, rising FCF supports durable capital allocation options—debt paydown, dividends, or targeted investments—over the next several quarters.
Equity Growth / Capital BaseAn expanding equity base alongside solid returns on capital strengthens loss-absorption capacity and regulatory resilience. Growing equity provides lasting flexibility for lending growth or provisioning, reducing dependency on short-term funding and supporting medium-term strategic initiatives.
Bears Say
Rising LeverageMaterial increase in leverage versus prior years meaningfully raises financial risk for a regional bank. Higher debt-to-equity increases sensitivity to funding cost shocks and limits flexibility for acquisitions or rapid balance-sheet adjustments, heightening vulnerability if credit conditions tighten.
Weakening Revenue TrendA multi-period turn to declining revenue undermines the sustainability of earnings expansion despite solid margins. Persistent top-line pressure can compress future investment capacity and force trade-offs between margin maintenance, credit growth and customer acquisition over the next several quarters.
Volatile Operating Cash FlowHigh variability in operating cash flow across years reduces predictability of internal funding and makes dividend and capital planning harder. Even with recent FCF improvement, inconsistent cash generation raises execution risk for strategic plans and elevates reliance on external funding when lows recur.
Discount News
DSCT FAQ
What was Israel Discount Bank Limited Class A’s price range in the past 12 months?
Israel Discount Bank Limited Class A lowest stock price was 2636.84 and its highest was 4093.27 in the past 12 months.
What is Israel Discount Bank Limited Class A’s market cap?
Israel Discount Bank Limited Class A’s market cap is ₪38.31B.
When is Israel Discount Bank Limited Class A’s upcoming earnings report date?
Israel Discount Bank Limited Class A’s upcoming earnings report date is Aug 17, 2026 which is in 76 days.
How were Israel Discount Bank Limited Class A’s earnings last quarter?
Israel Discount Bank Limited Class A released its earnings results on May 18, 2026. The company reported 70 earnings per share for the quarter, beating the consensus estimate of 65.3 by 4.7.
Is Israel Discount Bank Limited Class A overvalued?
According to Wall Street analysts Israel Discount Bank Limited Class A’s price is currently Undervalued.
Does Israel Discount Bank Limited Class A pay dividends?
Israel Discount Bank Limited Class A pays a Quarterly dividend of 46.31 which represents an annual dividend yield of 3.69%. See more information on Israel Discount Bank Limited Class A dividends here
What is Israel Discount Bank Limited Class A’s EPS estimate?
Israel Discount Bank Limited Class A’s EPS estimate is 118.7.
How many shares outstanding does Israel Discount Bank Limited Class A have?
Israel Discount Bank Limited Class A has 1,223,504,000 shares outstanding.
What happened to Israel Discount Bank Limited Class A’s price movement after its last earnings report?
Israel Discount Bank Limited Class A reported an EPS of 70 in its last earnings report, beating expectations of 65.3. Following the earnings report the stock price went up 1.953%.
Which hedge fund is a major shareholder of Israel Discount Bank Limited Class A?
Currently, no hedge funds are holding shares in IL:DSCT
What is the TipRanks Smart Score and how is it calculated?
Smart Score combines eight research factors - such as analyst recommendations, hedge fund trends, and technical indicators - to measure a stock’s outlook. These signals are unified into a single score that reflects bullish or bearish momentum. See detailed methodology
Company Description
Israel Discount Bank Limited Class A
Israel Discount Bank Limited, together with its subsidiaries, provides various banking and financial services in Israel, Europe, and North America. The company operates through Retail Banking, Middle Market Banking, Corporate Banking, Financial Operations, Discount Capital, Discount Bancorp, Israel Credit Cards Company, and Other segments. Its personal banking services include checking accounts, deposits and savings products, loans and credit facilities, mortgages, credit cards, capital market products, consulting services, family banking programs, and tax exemption services. The company also provides accounts, credit, funds, credit cards, and loans for small businesses; commercial business products for factories, workshops, service providers, and merchants; corporate, residential and commercial construction, infrastructure, and rental property financing; and personal consulting services for corporations and executives in various fields of investment, inliquidity, and asset management; brokerage and trading services; customized services for diamond traders; and capital market consulting, including foreign trade, documentary collection and credit, foreign guarantee, export financing, online foreign trade, anti money laundering, and mutual fund services. In addition, it offers tools for capital market transactions; provides Israeli private banking, foreign currency, commercial payment, securities custody and execution, capital market advisory, international banking, portfolio management, and online and digital banking services; manages securities investment portfolios for private customers, corporations, not-for-profit organizations, and institutional bodies; and initiates and assists public offerings and private placements, as well as provides underwriting and distribution services. The company operates through a chain of 171 branches in Israel. Israel Discount Bank Limited was incorporated in 1935 and is based in Tel Aviv, Israel.
DSCT Company Deck
DSCT Earnings Call
Q4 2026
0:00 / 0:00
DSCT Stock 12 Month Forecast
Average Price Target
4,000.00
▲(16.25% Upside)