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Jacob Finance & Investments Ltd. (IL:JCFN)
TASE:JCFN
Israel Market
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Jacob Finance & Investments Ltd. (JCFN) Price & Analysis

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JCFN Stock Chart & Stats

3363.00
0.00(0.00%)
At close: 4:00 PM EST
3363.00
0.00(0.00%)

Bulls Say, Bears Say

Bulls Say
High Operating And Net MarginsSustained very high operating and net margins indicate durable pricing power and efficient underwriting for a credit services firm. High margins create an earnings buffer, support reinvestment or deleveraging, and underpin long-term cash generation even with modest revenue growth.
Positive TTM Operating And Free Cash FlowRecent TTM positive operating and free cash flow demonstrate the business can convert earnings into cash, supporting debt service and internal funding. That cash-generation capacity is a durable strength for capital allocation and cushions against cyclical funding stress.
Healthy Return On Equity (~19% TTM)A ~19% TTM ROE signals effective capital deployment and attractive unit economics in lending/credit operations. Even if leverage inflates ROE, consistent above-average returns suggest the core business earns spreads sufficient to reward shareholders over multiple cycles.
Bears Say
High Balance-sheet LeverageVery high leverage materially raises financial risk and reduces flexibility. If credit conditions tighten or funding costs rise, debt servicing and refinancing become constraints, amplifying downside in earnings and limiting strategic options over the medium term.
Inconsistent Cash Generation HistoricallyHistoric volatility in operating and free cash flow signals sensitivity to timing, collections, or working-capital swings. That inconsistency increases reliance on external funding and heightens refinancing and liquidity risk, undermining the stability of cash-driven strategies.
Margin Volatility And One-off EffectsMaterial swings in gross and operating margins suggest results may reflect mix, timing or non-recurring items rather than steady core profitability. Margin unpredictability weakens forecasting accuracy and complicates long-term capital allocation and dividend or buyback planning.

JCFN FAQ

What was Jacob Finance & Investments Ltd.’s price range in the past 12 months?
Jacob Finance & Investments Ltd. lowest stock price was 2650.00 and its highest was 3845.28 in the past 12 months.
    What is Jacob Finance & Investments Ltd.’s market cap?
    Jacob Finance & Investments Ltd.’s market cap is ₪721.30M.
      When is Jacob Finance & Investments Ltd.’s upcoming earnings report date?
      The company’s upcoming earnings report date is not yet available.
      How were Jacob Finance & Investments Ltd.’s earnings last quarter?
      Currently, no data Available
      Is Jacob Finance & Investments Ltd. overvalued?
      According to Wall Street analysts Jacob Finance & Investments Ltd.’s price is currently Overvalued. Get more investment ideas with TipRanks Premium
        Does Jacob Finance & Investments Ltd. pay dividends?
        Jacob Finance & Investments Ltd. pays a N/A dividend of 0.447 which represents an annual dividend yield of N/A. See more information on Jacob Finance & Investments Ltd. dividends here
          What is Jacob Finance & Investments Ltd.’s EPS estimate?
          Jacob Finance & Investments Ltd.’s EPS estimate for its next earnings report is not yet available.
          How many shares outstanding does Jacob Finance & Investments Ltd. have?
          Jacob Finance & Investments Ltd. has 24,584,196 shares outstanding.
            What happened to Jacob Finance & Investments Ltd.’s price movement after its last earnings report?
            Currently, no data Available
            Which hedge fund is a major shareholder of Jacob Finance & Investments Ltd.?
            Currently, no hedge funds are holding shares in IL:JCFN
            What is the TipRanks Smart Score and how is it calculated?
            Smart Score combines eight research factors - such as analyst recommendations, hedge fund trends, and technical indicators - to measure a stock’s outlook. These signals are unified into a single score that reflects bullish or bearish momentum. See detailed methodology

              Company Description

              Jacob Finance & Investments Ltd.

              Jacob Finance and Investments Ltd, founded in 2009, offers financial lending solutions distinct from conventional banking and is headquartered in Tel Aviv, Israel.

              Jacob Finance & Investments Ltd. (JCFN) Earnings & Revenues

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