DIRECT FINANCE OF DIRECT GROUP (2006)LTD (IL:DIFI)
TASE:DIFI
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DIFI Stock Chart & Stats
54960.00
-7.10(-1.18%)
At close: 4:00 PM EST
54960.00
-7.10(-1.18%)
Day’s Range― - ―
52-Week Range42,479.87 - 63,104.42
Previous CloseN/A
Volume9.19K
Average Volume (3M)4.66K
Market Cap
₪1.81B
Enterprise Value10.19B
Total Cash (Recent Filing)₪49.95M
Total Debt (Recent Filing)₪8.36B
Price to Earnings (P/E)12.1
Beta0.71
Next Earnings
Aug 18, 2026EPS EstimateN/A
Next Dividend Ex-DateN/A
Dividend Yield5.03%
Share Statistics
EPS (TTM)53.86
Shares Outstanding2,957,971
10 Day Avg. Volume7,233
30 Day Avg. Volume4,656
Financial Highlights & Ratios
PEG Ratio-2.13
Price to Book (P/B)1.09
Price to Sales (P/S)0.97
P/FCF Ratio-5.68
Enterprise Value/Market CapN/A
Enterprise Value/RevenueN/A
Enterprise Value/Gross ProfitN/A
Enterprise Value/EbitdaN/A
Forecast
1Y Price TargetN/A
Price Target UpsideN/A
Rating ConsensusN/A
Number of Analyst Covering0
EPS Forecast (FY)N/A
Revenue Forecast (FY)N/A
Bulls Say, Bears Say
Bulls Say
Multi-year Revenue GrowthSustained multi-year revenue growth and mid-single-digit TTM expansion indicate the company continues to grow core lending or credit-service volume. Durable top-line growth supports scale economics, better loss-absorption capacity, and longer-term revenue diversification versus one-off gains.
Solid ProfitabilityConsistently positive net margins and recent operating-profit improvement show the business can generate sustainable earnings from its activities. Strong operating margins enhance internal funding ability, support reinvestment, and provide a cushion against cyclical credit deterioration in a capital-intensive credit services industry.
Recent Positive Cash Flow ReboundThe TTM recovery to positive operating and free cash flow demonstrates improved cash conversion and short-term funding self-sufficiency. Durable positive FCF growth increases ability to service liabilities and invest in growth without permanent reliance on new borrowing if the trend persists.
Bears Say
Very High LeverageDebt-to-equity above 6x materially reduces financial flexibility and heightens exposure to rising funding costs or market dislocations. For a credit-services firm, such leverage amplifies credit loss impacts and constrains capital allocation, increasing structural vulnerability across business cycles.
Inconsistent Cash GenerationHistorical swings between negative annual cash flows and the recent TTM rebound indicate earnings do not reliably convert to cash. This fragile cash profile means the firm may need external funding in stress periods, undermining long-term resilience given its high leverage.
Volatile Earnings QualityProfitability has shown material swings and a step-down from earlier peaks, reflecting sensitivity to credit cycles and operating leverage. Persistent earnings volatility complicates planning, weakens predictability of returns, and raises the bar for sustaining shareholder value over multiple quarters.
DIFI FAQ
What was DIRECT FINANCE OF DIRECT GROUP (2006)LTD’s price range in the past 12 months?
DIRECT FINANCE OF DIRECT GROUP (2006)LTD lowest stock price was 42479.87 and its highest was 63104.42 in the past 12 months.
What is DIRECT FINANCE OF DIRECT GROUP (2006)LTD’s market cap?
DIRECT FINANCE OF DIRECT GROUP (2006)LTD’s market cap is ₪1.81B.
When is DIRECT FINANCE OF DIRECT GROUP (2006)LTD’s upcoming earnings report date?
DIRECT FINANCE OF DIRECT GROUP (2006)LTD’s upcoming earnings report date is Aug 18, 2026 which is in 74 days.
How were DIRECT FINANCE OF DIRECT GROUP (2006)LTD’s earnings last quarter?
DIRECT FINANCE OF DIRECT GROUP (2006)LTD released its earnings results on May 20, 2026. The company reported 1626.2 earnings per share for the quarter, beating the consensus estimate of N/A by 1626.2.
Is DIRECT FINANCE OF DIRECT GROUP (2006)LTD overvalued?
According to Wall Street analysts DIRECT FINANCE OF DIRECT GROUP (2006)LTD’s price is currently Overvalued.
Does DIRECT FINANCE OF DIRECT GROUP (2006)LTD pay dividends?
DIRECT FINANCE OF DIRECT GROUP (2006)LTD pays a Quarterly dividend of 1425.666 which represents an annual dividend yield of 5.03%. See more information on DIRECT FINANCE OF DIRECT GROUP (2006)LTD dividends here
What is DIRECT FINANCE OF DIRECT GROUP (2006)LTD’s EPS estimate?
DIRECT FINANCE OF DIRECT GROUP (2006)LTD’s EPS estimate for its next earnings report is not yet available.
How many shares outstanding does DIRECT FINANCE OF DIRECT GROUP (2006)LTD have?
DIRECT FINANCE OF DIRECT GROUP (2006)LTD has 2,957,971 shares outstanding.
What happened to DIRECT FINANCE OF DIRECT GROUP (2006)LTD’s price movement after its last earnings report?
DIRECT FINANCE OF DIRECT GROUP (2006)LTD reported an EPS of 1626.2 in its last earnings report, beating expectations of N/A. Following the earnings report the stock price went up 6.954%.
Which hedge fund is a major shareholder of DIRECT FINANCE OF DIRECT GROUP (2006)LTD?
Currently, no hedge funds are holding shares in IL:DIFI
What is the TipRanks Smart Score and how is it calculated?
Smart Score combines eight research factors - such as analyst recommendations, hedge fund trends, and technical indicators - to measure a stock’s outlook. These signals are unified into a single score that reflects bullish or bearish momentum. See detailed methodology
Company Description
DIRECT FINANCE OF DIRECT GROUP (2006)LTD
Direct Finance of Direct Group (2006) Ltd provides finance products in Israel. It provides personal loans, including car loans. The company was incorporated in 2006 and is based in Petah Tikva, Israel. Direct Finance of Direct Group (2006) Ltd operates as a subsidiary of Direct Insurance - Financial Investments Ltd.