DIRECT FINANCE OF DIRECT GROUP (2006)LTD (IL:DIFI)
TASE:DIFI
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DIFI Stock Chart & Stats
54960.00
-7.10(-1.18%)
At close: 4:00 PM EST
54960.00
-7.10(-1.18%)
Day’s Range― - ―
52-Week Range43,251.03 - 61,037.34
Previous CloseN/A
Volume9.19K
Average Volume (3M)4.66K
Market Cap
₪1.63B
Enterprise Value10.01B
Total Cash (Recent Filing)₪11.44M
Total Debt (Recent Filing)₪8.39B
Price to Earnings (P/E)12.3
Beta0.71
Next Earnings
May 19, 2026EPS EstimateN/A
Next Dividend Ex-DateN/A
Dividend Yield5.03%
Share Statistics
EPS (TTM)824.10
Shares Outstanding2,957,383
10 Day Avg. Volume7,233
30 Day Avg. Volume4,656
Financial Highlights & Ratios
PEG Ratio-2.13
Price to Book (P/B)1.09
Price to Sales (P/S)0.97
P/FCF Ratio-5.68
Enterprise Value/Market CapN/A
Enterprise Value/RevenueN/A
Enterprise Value/Gross ProfitN/A
Enterprise Value/EbitdaN/A
Forecast
1Y Price TargetN/A
Price Target UpsideN/A
Rating ConsensusN/A
Number of Analyst Covering0
EPS Forecast (FY)N/A
Revenue Forecast (FY)N/A
Bulls Say, Bears Say
Bulls Say
Revenue Growth Re-accelerationSustained re-acceleration to 9.5% revenue growth shows demand recovery and scale potential in the credit-services business. Over a 2–6 month horizon this trend supports higher top-line resilience, better utilization of fixed costs, and a path to rebuild operating leverage if management sustains originations and fee income.
Positive Returns On EquityAn ROE of 8.9% indicates the company still converts equity capital into measurable returns despite headwinds. As a durable metric, positive ROE suggests core underwriting and asset pricing generate shareholder returns and provides a platform to reinvest or support payouts if profitability stabilizes.
Ongoing ProfitabilityRemaining profitable at a 7.8% net margin signals the company operates with positive earnings power despite margin compression. Persisting profitability supports strategic options—continued operations, selective reinvestment, and potential dividend maintenance—provided margins do not deteriorate further.
Bears Say
High And Rising LeverageDebt-to-equity near 6.2x marks materially higher financial risk and tighter covenant/refinancing exposure. Over a multi-month horizon this elevated leverage amplifies earnings volatility, raises interest costs, reduces strategic flexibility, and makes the firm more vulnerable to funding shocks or rising market rates.
Persistent Negative Cash GenerationMulti-year negative operating and free cash flow indicate the business consumes cash to run and grow, forcing reliance on external financing. With elevated debt this structural cash shortfall increases refinancing needs, constrains investment capacity, and raises the chance of balance-sheet stress if market access tightens.
Margin DeteriorationA sharp fall in net margins over recent years suggests persistent pressure from pricing, cost inflation, or mix shifts that materially reduce earnings power. Lower margins weaken the company's ability to service debt, fund growth or sustain distributions absent a credible plan to restore prior profitability levels.
DIFI FAQ
What was DIRECT FINANCE OF DIRECT GROUP (2006)LTD’s price range in the past 12 months?
DIRECT FINANCE OF DIRECT GROUP (2006)LTD lowest stock price was 43251.03 and its highest was 61037.34 in the past 12 months.
What is DIRECT FINANCE OF DIRECT GROUP (2006)LTD’s market cap?
DIRECT FINANCE OF DIRECT GROUP (2006)LTD’s market cap is ₪1.63B.
When is DIRECT FINANCE OF DIRECT GROUP (2006)LTD’s upcoming earnings report date?
DIRECT FINANCE OF DIRECT GROUP (2006)LTD’s upcoming earnings report date is May 19, 2026 which is in 26 days.
How were DIRECT FINANCE OF DIRECT GROUP (2006)LTD’s earnings last quarter?
DIRECT FINANCE OF DIRECT GROUP (2006)LTD released its earnings results on Mar 26, 2026. The company reported 824.1 earnings per share for the quarter, beating the consensus estimate of N/A by 824.1.
Is DIRECT FINANCE OF DIRECT GROUP (2006)LTD overvalued?
According to Wall Street analysts DIRECT FINANCE OF DIRECT GROUP (2006)LTD’s price is currently Overvalued.
Does DIRECT FINANCE OF DIRECT GROUP (2006)LTD pay dividends?
DIRECT FINANCE OF DIRECT GROUP (2006)LTD pays a Quarterly dividend of 1425.666 which represents an annual dividend yield of 5.03%. See more information on DIRECT FINANCE OF DIRECT GROUP (2006)LTD dividends here
What is DIRECT FINANCE OF DIRECT GROUP (2006)LTD’s EPS estimate?
DIRECT FINANCE OF DIRECT GROUP (2006)LTD’s EPS estimate for its next earnings report is not yet available.
How many shares outstanding does DIRECT FINANCE OF DIRECT GROUP (2006)LTD have?
DIRECT FINANCE OF DIRECT GROUP (2006)LTD has 2,957,383 shares outstanding.
What happened to DIRECT FINANCE OF DIRECT GROUP (2006)LTD’s price movement after its last earnings report?
DIRECT FINANCE OF DIRECT GROUP (2006)LTD reported an EPS of 824.1 in its last earnings report, beating expectations of N/A. Following the earnings report the stock price went up 1.661%.
Which hedge fund is a major shareholder of DIRECT FINANCE OF DIRECT GROUP (2006)LTD?
Currently, no hedge funds are holding shares in IL:DIFI
What is the TipRanks Smart Score and how is it calculated?
Smart Score combines eight research factors - such as analyst recommendations, hedge fund trends, and technical indicators - to measure a stock’s outlook. These signals are unified into a single score that reflects bullish or bearish momentum. See detailed methodology
Company Description
DIRECT FINANCE OF DIRECT GROUP (2006)LTD
Direct Finance of Direct Group (2006) Ltd provides finance products in Israel. It provides personal loans, including car loans. The company was incorporated in 2006 and is based in Petah Tikva, Israel. Direct Finance of Direct Group (2006) Ltd operates as a subsidiary of Direct Insurance - Financial Investments Ltd.