Isracard Ltd. (IL:ISCD)
TASE:ISCD
ISCD Stock Chart & Stats
1382.00
-0.06(-0.37%)
At close: 4:00 PM EST
1382.00
-0.06(-0.37%)
Day’s Range― - ―
52-Week Range1,136.54 - 1,712.00
Previous CloseN/A
Volume641.33K
Average Volume (3M)900.02K
Market Cap
₪4.77B
Enterprise Value8.61B
Total Cash (Recent Filing)₪408.00M
Total Debt (Recent Filing)₪4.25B
Price to Earnings (P/E)―
Beta0.88
Next Earnings
May 27, 2026EPS EstimateN/A
Next Dividend Ex-DateN/A
Dividend Yield2.45%
Share Statistics
EPS (TTM)20.30
Shares Outstanding325,509,800
10 Day Avg. Volume1,066,765
30 Day Avg. Volume900,023
Financial Highlights & Ratios
PEG Ratio0.91
Price to Book (P/B)1.26
Price to Sales (P/S)0.94
P/FCF Ratio6.56
Enterprise Value/Market CapN/A
Enterprise Value/RevenueN/A
Enterprise Value/Gross ProfitN/A
Enterprise Value/EbitdaN/A
Forecast
1Y Price TargetN/A
Price Target UpsideN/A
Rating ConsensusN/A
Number of Analyst Covering0
EPS Forecast (FY)N/A
Revenue Forecast (FY)N/A
Bulls Say, Bears Say
Bulls Say
Consistent Revenue GrowthSustained revenue growth, including a pronounced increase in 2025, indicates strong product adoption and market penetration in core payments businesses. Durable top-line expansion supports scale economies, underwriting of fixed costs, and the capacity to invest in platform and merchant relationships over the medium term.
Positive Operating Cash GenerationConsistent positive operating and free cash flow provides operational liquidity even during earnings volatility, enabling the company to fund working capital, maintain dividends or service debt without immediate capital raises. Strong cash conversion underpins resilience and financial flexibility over coming quarters.
Durable Payments Business ModelA payments and card-issuance franchise benefits from structural network effects, recurring transactional revenue and high switching costs with merchants and issuers. This entrenched market position in domestic payments supports long-term revenue visibility and cross-sell opportunities across consumer finance services.
Bears Say
Return To Net Losses In 2025A reversion to operating and net losses materially weakens earnings quality and undermines retained-earnings accumulation. Persistent or recurring losses could force strategic trade-offs (cost cuts, reduced investment, or capital raises), constrain dividend policy, and impair investor confidence across the next several quarters.
Material Increase In Debt / LeverageA step-up in debt raises fixed financing costs and reduces balance-sheet flexibility, increasing refinancing and interest-rate risk. Higher leverage limits ability to invest in growth initiatives or absorb cyclical shocks and makes recovery from the 2025 profit shortfall more capital-structure dependent over the medium term.
Volatile Cash Flow And EarningsIntermittent free-cash-flow performance and episodic earnings swings complicate planning and capital allocation. Volatility increases the risk that positive OCF may not sustainably cover debt servicing, dividends, or investment, forcing conservative policies that could slow strategic execution over months.
Isracard News
ISCD FAQ
What was Isracard Ltd.’s price range in the past 12 months?
Isracard Ltd. lowest stock price was 1136.54 and its highest was 1712.00 in the past 12 months.
What is Isracard Ltd.’s market cap?
Isracard Ltd.’s market cap is ₪4.77B.
When is Isracard Ltd.’s upcoming earnings report date?
Isracard Ltd.’s upcoming earnings report date is May 27, 2026 which is in 59 days.
How were Isracard Ltd.’s earnings last quarter?
Isracard Ltd. released its earnings results on Mar 11, 2026. The company reported 20.3 earnings per share for the quarter, beating the consensus estimate of N/A by 20.3.
Is Isracard Ltd. overvalued?
According to Wall Street analysts Isracard Ltd.’s price is currently Overvalued.
Does Isracard Ltd. pay dividends?
Isracard Ltd. pays a Notavailable dividend of 608.657 which represents an annual dividend yield of 2.45%. See more information on Isracard Ltd. dividends here
What is Isracard Ltd.’s EPS estimate?
Isracard Ltd.’s EPS estimate for its next earnings report is not yet available.
How many shares outstanding does Isracard Ltd. have?
Isracard Ltd. has 325,509,800 shares outstanding.
What happened to Isracard Ltd.’s price movement after its last earnings report?
Isracard Ltd. reported an EPS of 20.3 in its last earnings report, beating expectations of N/A. Following the earnings report the stock price went down -1.15%.
Which hedge fund is a major shareholder of Isracard Ltd.?
Currently, no hedge funds are holding shares in IL:ISCD
What is the TipRanks Smart Score and how is it calculated?
Smart Score combines eight research factors - such as analyst recommendations, hedge fund trends, and technical indicators - to measure a stock’s outlook. These signals are unified into a single score that reflects bullish or bearish momentum. See detailed methodology
Company Description
Isracard Ltd.
Isracard Ltd. operates as a credit card company in Israel. Its products include Anyway App, Anypay, Topcash, Touch-Pay, Garmin Pay, and Isracard application. The company offers loans and credit plans, as well as issues debit cards. It also provides discounting and clearing services for the debit card brands, such as Isracard, MasterCard, American Express, and Visa. The company was founded in 1975 and is based in Tel Aviv, Israel. Isracard Ltd.(TASE:ISCD) operates independently of Bank Hapoalim B.M. as of March 9, 2020.