Oriental Payment Group Holdings Limited (8613) AI Stock Analysis

• Market Cap: HK$148.43M
• Dividend Yield: N/A
• Average Volume (3M): 477.35K
• Price to Earnings (P/E): ―
• Beta (1Y): -0.51
• Revenue Growth: 13.08%
• EPS Growth: 8.63%
• Country: HK
• Employees: 20
• Sector: Technology
• Sector Strength: 83
• Industry: Software - Infrastructure
• EPS (TTM): -0.01
• Shares Outstanding: 1,927,716,700
• 10 Day Avg. Volume: 137,060
• 30 Day Avg. Volume: 477,353
• PEG Ratio: 0.89
• Price to Book (P/B): -49.49
• Price to Sales (P/S): 7.52
• P/FCF Ratio: -34.08
• Enterprise Value/Market Cap: N/A
• Enterprise Value/Revenue: N/A
• Enterprise Value/Gross Profit: N/A
• Enterprise Value/Ebitda: N/A
• 1Y Price Target: N/A
• Price Target Upside: N/A
• Rating Consensus: Moderate Sell
• Number of Analyst Covering: 0

• Rating: 38 Underperform
• Price Target: HK$0.00 ▼(-100.00% Downside)

The overall stock score is heavily influenced by the company's poor financial performance, which is the most significant factor. The technical analysis also indicates a bearish trend, further impacting the score. The negative P/E ratio and lack of dividend yield contribute to a weak valuation score. The absence of earnings call data and corporate events means these components do not affect the score.

Oriental Payment Group Holdings Limited Business Overview & Revenue Model

Company Description

Oriental Payment Group Holdings Limited (8613) is a financial services company that specializes in providing payment solutions and technology services to various industries. The company operates primarily within the fintech sector, offering a range of products including electronic payment processing, mobile payment solutions, and other financial technologies aimed at enhancing transaction efficiency and security for businesses and consumers.

How the Company Makes Money

Oriental Payment Group generates revenue through multiple channels, primarily focusing on transaction fees from processing electronic payments. The company earns a percentage of each transaction processed through its platform, which can include credit card transactions, mobile payments, and online banking transfers. Additionally, it may offer subscription-based services for businesses that require ongoing access to its payment technologies. Strategic partnerships with financial institutions and e-commerce platforms also enhance its revenue potential by expanding its customer base and facilitating cross-promotional opportunities. Moreover, the company may engage in value-added services, such as fraud detection and data analytics, which can provide supplementary income streams.

Oriental Payment Group Holdings Limited Financial Statement Overview

Summary

Oriental Payment Group Holdings Limited is struggling with profitability and consistent revenue generation, impacting its overall financial health. While there are improvements in cash flows and some stability in equity, the company faces challenges in reducing its debt burden and enhancing margins to achieve sustainable growth.

Income Statement

The company shows significant revenue volatility, with a major decline from 2020 to 2023. Recent revenue growth is positive but insufficient to offset accumulated net losses, which have consistently widened over the years. Profit margins are negative, indicating persistent operational challenges.

Balance Sheet

The debt-to-equity ratio has increased over time, suggesting rising leverage, although the company's equity base remains relatively stable. The equity ratio is moderate, but the company's balance sheet shows a decreasing trend in stockholders' equity, reflecting financial strain.

Cash Flow

The company has improved its operating cash flow from a negative position in 2023 to positive in 2024, indicating better cash management. However, free cash flow remains relatively low, and past negative cash flows highlight ongoing liquidity concerns.

Breakdown	TTM	Dec 2024	Dec 2023	Dec 2022	Dec 2021	Dec 2020
Income Statement
Total Revenue	34.90M	35.12M	31.72M	8.38M	3.89M	12.37M
Gross Profit	10.72M	11.57M	9.21M	644.00K	289.00K	4.47M
EBITDA	-15.07M	-15.25M	-19.20M	-20.25M	-26.82M	-17.61M
Net Income	-34.21M	-34.21M	-37.16M	-32.23M	-38.51M	-30.66M
Balance Sheet
Total Assets	57.99M	57.99M	112.69M	111.46M	82.00M	82.67M
Cash, Cash Equivalents and Short-Term Investments	3.96M	3.96M	4.43M	11.02M	31.41M	29.24M
Total Debt	26.72M	26.72M	18.19M	26.47M	33.90M	12.71M
Total Liabilities	63.33M	63.33M	89.37M	59.11M	58.46M	35.22M
Stockholders Equity	-5.34M	-5.34M	23.32M	52.35M	23.54M	47.45M
Cash Flow
Free Cash Flow	-5.40M	-7.75M	2.41M	-32.70M	-26.28M	-19.00M
Operating Cash Flow	-1.40M	-3.69M	4.27M	-29.35M	-13.13M	-18.23M
Investing Cash Flow	-4.58M	-4.06M	-2.01M	-3.35M	-13.15M	-776.00K
Financing Cash Flow	6.84M	7.07M	-8.79M	12.77M	29.12M	10.16M

Oriental Payment Group Holdings Limited Technical Analysis

• Technical Analysis Sentiment: Negative
• Last Price: 0.08
• 50DMA: Negative
• 100DMA: Negative
• 200DMA: Negative
• MACD: Negative
• RSI: Neutral
• STOCH: Neutral

Evaluating momentum and price trends is crucial in stock analysis to make informed investment decisions. For HK:8613, the sentiment is Negative. The current price of 0.08 is below the 20-day moving average (MA) of 0.08, below the 50-day MA of 0.09, and below the 200-day MA of 0.12, indicating a bearish trend. The MACD of >-0.01 indicates Negative momentum. The RSI at 46.75 is Neutral, neither overbought nor oversold. The STOCH value of 47.06 is Neutral, not indicating any strong overbought or oversold conditions. Overall, these indicators collectively point to a Negative sentiment for HK:8613.

Oriental Payment Group Holdings Limited Peers Comparison

Name	Overall Rating	Market Cap	P/E Ratio	ROE	Dividend Yield	Revenue Growth	EPS Growth
8017	81 Outperform	HK$1.42B	20.54	40.88%	―	97.38%	656.03%
8062	74 Outperform	HK$139.20M	24.79	4.10%	6.90%	-26.14%	-82.03%
Sector *	61 Neutral	$35.62B	7.50	-10.94%	1.87%	8.86%	-10.27%
9923	61 Neutral	HK$5.59B	50.15	3.35%	―	-9.32%	477.27%
8613	38 Underperform	HK$148.43M	―	-380.55%	―	13.08%	8.63%
G9D	―	€111.90M	16.96	2.23%	―	―	―
0818	59 Neutral	HK$1.44B	10.12	1.98%	―	-17.60%	-6.20%