Oriental Payment Group Holdings Limited (8613) AI Stock Analysis

• Market Cap: HK$131.08M
• Dividend Yield: N/A
• Average Volume (3M): 174.05K
• Price to Earnings (P/E): ―
• Beta (1Y): -0.58
• Revenue Growth: 13.08%
• EPS Growth: 8.63%
• Country: HK
• Employees: 20
• Sector: Technology
• Sector Strength: 88
• Industry: Software - Infrastructure
• EPS (TTM): N/A
• Shares Outstanding: 1,927,716,700
• 10 Day Avg. Volume: 67,146
• 30 Day Avg. Volume: 174,048
• PEG Ratio: 0.89
• Price to Book (P/B): -49.49
• Price to Sales (P/S): 7.52
• P/FCF Ratio: -34.08
• Enterprise Value/Market Cap: N/A
• Enterprise Value/Revenue: N/A
• Enterprise Value/Gross Profit: N/A
• Enterprise Value/Ebitda: N/A
• 1Y Price Target: N/A
• Price Target Upside: N/A
• Rating Consensus: Hold
• Number of Analyst Covering: 0

• Rating: 41 Neutral
• Price Target: HK$0.00 ▼(-100.00% Downside)

The overall stock score is heavily influenced by the company's poor financial performance, which is the most significant factor. Technical analysis and valuation also contribute negatively, with bearish momentum and a negative P/E ratio. The absence of earnings call data and corporate events means these factors do not impact the score.

Oriental Payment Group Holdings Limited Business Overview & Revenue Model

Company Description

Oriental Payment Group Holdings Limited, a merchant acquirer, provides payment processing services to various merchants visited by Chinese tourists in Thailand. The company enables its merchants to accept various cross-border electronic payment methods, including credit cards, debit cards, QR codes, NFC, and other alternative payment technologies. It also offers marketing and administrative; and environmental, social, and governance reporting and consultancy services. The company was founded in 2004 and is headquartered in Bangkok, Thailand.

How the Company Makes Money

Oriental Payment Group generates revenue through multiple channels, primarily focusing on transaction fees from processing electronic payments. The company earns a percentage of each transaction processed through its platform, which can include credit card transactions, mobile payments, and online banking transfers. Additionally, it may offer subscription-based services for businesses that require ongoing access to its payment technologies. Strategic partnerships with financial institutions and e-commerce platforms also enhance its revenue potential by expanding its customer base and facilitating cross-promotional opportunities. Moreover, the company may engage in value-added services, such as fraud detection and data analytics, which can provide supplementary income streams.

Oriental Payment Group Holdings Limited Financial Statement Overview

Summary

Oriental Payment Group Holdings Limited is facing significant financial challenges. The income statement reveals declining revenues and substantial losses, with a deeply negative net profit margin. The balance sheet shows high leverage and negative equity, indicating financial instability. Cash flow analysis highlights severe liquidity issues, with negative growth in free cash flow.

Income Statement

The company has experienced a significant decline in revenue over the past year, with a negative revenue growth rate of -13.61%. Gross profit margin stands at 32.93%, which is relatively stable, but the net profit margin is deeply negative at -97.41%, indicating substantial losses. EBIT and EBITDA margins are also negative, reflecting operational inefficiencies and high costs relative to revenue.

Balance Sheet

The balance sheet shows a concerning debt-to-equity ratio of -5.01, indicating negative equity and high leverage. Return on equity is positive at 6.41%, but this is due to negative equity. The equity ratio is not calculable due to negative equity, suggesting financial instability and potential solvency issues.

Cash Flow

The company has a negative free cash flow growth rate of -420.29%, highlighting severe cash flow challenges. Operating cash flow to net income ratio is negative, indicating that the company is not generating sufficient cash from operations to cover its losses. The free cash flow to net income ratio is positive, but this is due to negative net income, which is not a favorable indicator.

Breakdown	TTM	Dec 2024	Dec 2023	Dec 2022	Dec 2021	Dec 2020
Income Statement
Total Revenue	34.90M	35.12M	31.72M	8.38M	3.89M	12.37M
Gross Profit	10.72M	11.57M	9.21M	644.00K	289.00K	4.47M
EBITDA	-15.07M	-15.25M	-19.20M	-20.25M	-26.20M	-17.61M
Net Income	-34.21M	-34.21M	-37.16M	-32.23M	-38.51M	-30.66M
Balance Sheet
Total Assets	57.99M	57.99M	112.69M	111.46M	82.00M	82.67M
Cash, Cash Equivalents and Short-Term Investments	3.96M	3.96M	4.43M	11.68M	31.41M	29.24M
Total Debt	26.72M	26.72M	18.19M	36.17M	33.90M	29.13M
Total Liabilities	63.33M	63.33M	89.37M	59.11M	58.46M	35.22M
Stockholders Equity	-5.34M	-5.34M	23.32M	52.35M	23.54M	47.45M
Cash Flow
Free Cash Flow	-5.40M	-7.75M	2.44M	-32.70M	-26.28M	-19.00M
Operating Cash Flow	-1.40M	-3.69M	4.27M	-29.35M	-13.13M	-18.23M
Investing Cash Flow	-4.58M	-4.06M	-2.01M	-3.35M	-13.15M	-776.00K
Financing Cash Flow	6.84M	7.07M	-8.79M	12.77M	29.12M	10.16M

Oriental Payment Group Holdings Limited Technical Analysis

• Technical Analysis Sentiment: Neutral
• Last Price: 0.07
• 50DMA: Negative
• 100DMA: Negative
• 200DMA: Negative
• MACD: Negative
• RSI: Neutral
• STOCH: Neutral

Evaluating momentum and price trends is crucial in stock analysis to make informed investment decisions. For HK:8613, the sentiment is Neutral. The current price of 0.07 is above the 20-day moving average (MA) of 0.07, below the 50-day MA of 0.07, and below the 200-day MA of 0.11, indicating a neutral trend. The MACD of >-0.01 indicates Negative momentum. The RSI at 51.04 is Neutral, neither overbought nor oversold. The STOCH value of 56.25 is Neutral, not indicating any strong overbought or oversold conditions. Overall, these indicators collectively point to a Neutral sentiment for HK:8613.

Oriental Payment Group Holdings Limited Peers Comparison

Name	Overall Rating	Market Cap	P/E Ratio	ROE	Dividend Yield	Revenue Growth	EPS Growth
8017	81 Outperform	HK$1.18B	15.95	40.88%	―	97.38%	656.03%
8062	74 Outperform	HK$136.80M	24.36	4.10%	7.02%	-26.14%	-82.03%
0818	65 Neutral	HK$1.80B	11.48	1.98%	―	-17.23%	-6.20%
3315	64 Neutral	€773.73M	16.64	2.23%	5.67%	-16.76%	-50.21%
Sector *	61 Neutral	$37.18B	12.37	-10.20%	1.83%	8.50%	-7.62%
9923	54 Neutral	HK$4.46B	37.84	3.35%	―	-9.32%	477.27%
8613	41 Neutral	HK$131.08M	―	-380.55%	―	13.08%	8.63%