Oriental Payment Group Holdings Limited (8613) AI Stock Analysis

• Market Cap: HK$167.71M
• Dividend Yield: N/A
• Average Volume (3M): 182.33K
• Price to Earnings (P/E): ―
• Beta (1Y): -0.43
• Revenue Growth: 168.04%
• EPS Growth: N/A
• Country: HK
• Employees: 20
• Sector: Technology
• Sector Strength: 81
• Industry: Software - Infrastructure
• EPS (TTM): >-0.01
• Shares Outstanding: 1,927,716,700
• 10 Day Avg. Volume: 331,000
• 30 Day Avg. Volume: 182,333
• PEG Ratio: 0.18
• Price to Book (P/B): 3.64
• Price to Sales (P/S): 0.00
• P/FCF Ratio: -5.83
• Enterprise Value/Market Cap: N/A
• Enterprise Value/Revenue: N/A
• Enterprise Value/Gross Profit: N/A
• Enterprise Value/Ebitda: N/A
• 1Y Price Target: N/A
• Price Target Upside: N/A
• Rating Consensus: N/A
• Number of Analyst Covering: 0

• Rating: 47 Neutral
• Price Target: ―

The overall score for Oriental Payment Group Holdings Limited is primarily impacted by its weak financial performance, characterized by poor profitability and increasing debt. Technical indicators provide some short-term positive momentum, but valuation metrics highlight significant concerns with negative earnings and no dividend yield. The lack of earnings call and corporate events data leaves these areas unaddressed.

Oriental Payment Group Holdings Limited Business Overview & Revenue Model

Company Description

Oriental Payment Group Holdings Limited (8613) is a Hong Kong-based company that specializes in providing payment services, focusing primarily on the Southeast Asian market. The company offers a range of payment processing solutions, including merchant acquiring and online payment gateway services, catering to a variety of industries such as retail, hospitality, and e-commerce. Its core products aim to facilitate secure and efficient transactions for both businesses and consumers in the region.

How the Company Makes Money

Oriental Payment Group Holdings Limited generates revenue primarily through transaction fees charged to merchants who use its payment processing services. The company earns money by providing merchant acquiring services, where it facilitates card payments between merchants and their customers, taking a percentage of each transaction as a fee. Additionally, the company offers online payment gateway services that enable e-commerce businesses to accept payments through their websites or mobile apps, with revenue coming from subscription fees and transaction-based charges. Key partnerships with financial institutions and technology providers also play a significant role in supporting the company's revenue streams by enhancing its service offerings and expanding its market reach.

Oriental Payment Group Holdings Limited Financial Statement Overview

Summary

Oriental Payment Group Holdings Limited is struggling with profitability and consistent revenue generation, impacting its overall financial health. While there are improvements in cash flows and some stability in equity, the company faces challenges in reducing its debt burden and enhancing margins to achieve sustainable growth.

Income Statement

The company shows significant revenue volatility, with a major decline from 2020 to 2023. Recent revenue growth is positive but insufficient to offset accumulated net losses, which have consistently widened over the years. Profit margins are negative, indicating persistent operational challenges.

Balance Sheet

The debt-to-equity ratio has increased over time, suggesting rising leverage, although the company's equity base remains relatively stable. The equity ratio is moderate, but the company's balance sheet shows a decreasing trend in stockholders' equity, reflecting financial strain.

Cash Flow

The company has improved its operating cash flow from a negative position in 2023 to positive in 2024, indicating better cash management. However, free cash flow remains relatively low, and past negative cash flows highlight ongoing liquidity concerns.

Breakdown
TTM	Mar 2024	Mar 2023	Mar 2022	Mar 2021	Mar 2020
Income Statement		Total Revenue
40.66M	31.72M	8.38M	3.89M	12.37M	80.48M
	Gross Profit
11.37M	9.21M	644.00K	289.00K	4.47M	25.41M
	EBIT
-30.70M	-38.37M	-32.88M	-31.49M	-24.47M	-4.20M
	EBITDA
-23.16M	-19.20M	-20.25M	-26.82M	-17.61M	4.01M
	Net Income Common Stockholders
-35.00M	-37.16M	-32.23M	-38.51M	-30.66M	-5.58M
Balance Sheet		Cash, Cash Equivalents and Short-Term Investments
3.23M	4.43M	11.02M	31.41M	29.24M	36.91M
	Total Assets
64.34M	112.69M	111.46M	82.00M	82.67M	94.10M
	Total Debt
29.42M	18.19M	26.47M	33.90M	12.71M	1.26M
	Net Debt
26.26M	13.76M	15.45M	2.49M	-16.53M	-35.66M
	Total Liabilities
56.65M	89.37M	59.11M	58.46M	35.22M	18.31M
	Stockholders Equity
7.70M	23.32M	52.35M	23.54M	47.45M	75.79M
Cash Flow		Free Cash Flow
2.42M	2.41M	-32.70M	-26.28M	-19.00M	-11.83M
	Operating Cash Flow
4.04M	4.27M	-29.35M	-13.13M	-18.23M	-3.82M
	Investing Cash Flow
-1.65M	-2.01M	-3.35M	-13.15M	-776.00K	-10.51M
	Financing Cash Flow
-6.51M	-8.79M	12.77M	29.12M	10.16M	-1.44M

Oriental Payment Group Holdings Limited Technical Analysis

• Technical Analysis Sentiment: Negative
• Last Price: 0.10
• 50DMA: Negative
• 100DMA: Negative
• 200DMA: Negative
• MACD: Positive
• RSI: Neutral
• STOCH: Neutral

Evaluating momentum and price trends is crucial in stock analysis to make informed investment decisions. For HK:8613, the sentiment is Negative. The current price of 0.1 is below the 20-day moving average (MA) of 0.11, below the 50-day MA of 0.13, and below the 200-day MA of 0.13, indicating a bearish trend. The MACD of -0.01 indicates Positive momentum. The RSI at 40.37 is Neutral, neither overbought nor oversold. The STOCH value of 35.01 is Neutral, not indicating any strong overbought or oversold conditions. Overall, these indicators collectively point to a Negative sentiment for HK:8613.

Oriental Payment Group Holdings Limited Peers Comparison

Name	Overall Rating	Market Cap	P/E Ratio	ROE	Dividend Yield	Revenue Growth	EPS Growth
Sector *	62 Neutral	$11.89B	9.95	-7.22%	4.98%	7.31%	-8.91%
1181	53 Neutral	HK$186.15M	53.14	-8.51%	45.37%	-10.93%	-143.61%
8120	51 Neutral	HK$65.05M	―	-58.38%	―	-14.40%	25.64%
8331	49 Neutral	HK$21.00M	―	-4.41%	―	―	―
8613	47 Neutral	HK$167.71M	―	-146.66%	―	168.04%	―
8196	40 Underperform	HK$27.31M	―	-9.50%	―	-58.07%	-331.12%
8156	25 Underperform	HK$106.46M	―		―	-11.42%	26.75%