Flying Financial Service Holdings Limited (8030) AI Stock Analysis

• Market Cap: HK$4.10B
• Dividend Yield: N/A
• Average Volume (3M): 454.58K
• Price to Earnings (P/E): 67.9
• Beta (1Y): 0.09
• Revenue Growth: -26.27%
• EPS Growth: -54.61%
• Country: HK
• Employees: 23
• Sector: Financial
• Sector Strength: 70
• Industry: Real Estate - Development
• EPS (TTM): 0.09
• Shares Outstanding: 339,219,450
• 10 Day Avg. Volume: 472,355
• 30 Day Avg. Volume: 454,582
• PEG Ratio: -0.13
• Price to Book (P/B): 1.59
• Price to Sales (P/S): 2.18
• P/FCF Ratio: -11.32
• Enterprise Value/Market Cap: N/A
• Enterprise Value/Revenue: N/A
• Enterprise Value/Gross Profit: N/A
• Enterprise Value/Ebitda: N/A
• 1Y Price Target: N/A
• Price Target Upside: N/A
• Rating Consensus: N/A
• Number of Analyst Covering: 0
• EPS Forecast (FY): N/A
• Revenue Forecast (FY): N/A

• Rating: 64 Neutral
• Price Target: ―

Flying Financial Service Holdings Limited exhibits strong revenue growth and profitability, supported by a solid balance sheet. However, cash flow challenges and overbought technical indicators temper enthusiasm. The attractive valuation based on the P/E ratio adds a positive note, but overall improvements in cash management and monitoring of technical signals are advised.

Flying Financial Service Holdings Limited Business Overview & Revenue Model

Company Description

Flying Financial Service Holdings Limited, an investment holding company, engages in the provision of financial services to property developers in the People's Republic of China. The company operates through four segments: Investment in Property Development Projects; Operation of Financial Services Platform; Provision of Entrusted Loan, Pawn Loan, Other Loan Services, and Financial Consultation Services; and Finance Lease Services. It offers short-term and long-term loans and financial consultation services to borrowers and financial institutions. It also provides long-term finance lease services; investment income services; and operates a financial services platform. The company was founded in 2001 and is headquartered in Shenzhen, China.

How the Company Makes Money

Flying Financial Service Holdings Limited generates revenue primarily through the interest income and service fees from its loan products. The company offers various loan options, including secured and unsecured loans, and earns a significant portion of its income from the interest charged on these loans. In addition, the company may also receive fees for loan origination and other financial services provided to its clients. By targeting SMEs and individual customers, Flying Financial Service Holdings Limited taps into a broad market with substantial demand for flexible financing solutions. Its revenue is influenced by the prevailing interest rate environment, the creditworthiness of its clients, and the overall economic conditions in China. Strategic partnerships with financial institutions can also play a role in expanding its market reach and enhancing its service offerings.

Flying Financial Service Holdings Limited Financial Statement Overview

Summary

Flying Financial Service Holdings Limited shows strong revenue growth and profitability improvements with a 48.76% increase in revenue and improved net profit margin. The balance sheet is solid with no debt, but cash flow management remains a challenge with historical negative free cash flows and missing data. Overall, the company's financial health is improving, though better cash flow conversion is needed.

Income Statement

Flying Financial Service Holdings Limited has shown significant improvement in its financial performance over the years. The gross profit margin has consistently remained at 100%, indicating strong cost management. The net profit margin improved to 43.64% in 2024 from 20.04% in 2023, reflecting enhanced profitability. Revenue growth rate is robust, with a 48.76% increase from 2023 to 2024, showcasing strong top-line growth. However, the lack of EBITDA data in 2024 limits a full analysis of operational efficiency.

Balance Sheet

The company's balance sheet indicates a solid equity position with a debt-to-equity ratio of 0 in 2024, suggesting no leverage risk. Return on equity improved significantly to 31.84% in 2024 from 30.84% in 2023, reflecting effective use of shareholder funds. The equity ratio of 77.70% in 2024 implies a strong capital structure. However, the absence of debt could limit growth opportunities through leverage.

Cash Flow

Cash flow analysis is constrained by missing data for 2024. Historically, the company's free cash flow has been negative, indicating cash management challenges. The operating cash flow to net income ratio was negative in 2023, suggesting issues in converting profits into cash. The lack of free cash flow data in 2024 restricts the evaluation of cash flow improvements.

Breakdown	TTM	Dec 2024	Dec 2023	Dec 2022	Dec 2021	Dec 2020
Income Statement
Total Revenue	116.92M	125.71M	84.49M	76.67M	20.06M	19.72M
Gross Profit	116.92M	125.71M	79.75M	69.98M	13.47M	19.72M
EBITDA	0.00	193.99M	28.43M	10.33M	-264.74M	-485.93M
Net Income	56.00M	54.87M	16.93M	2.60M	-265.60M	-470.35M
Balance Sheet
Total Assets	292.81M	221.83M	102.37M	55.70M	88.20M	394.67M
Cash, Cash Equivalents and Short-Term Investments	0.00	54.60M	16.56M	4.91M	14.09M	3.57M
Total Debt	18.96M	0.00	7.14M	8.51M	5.95M	15.89M
Total Liabilities	90.90M	49.44M	47.29M	40.21M	92.59M	92.96M
Stockholders Equity	201.91M	172.39M	54.88M	15.24M	10.24M	289.48M
Cash Flow
Free Cash Flow	112.09M	-24.26M	-10.02M	-16.85M	5.05M	-7.14M
Operating Cash Flow	112.10M	-24.25M	-10.01M	-16.82M	5.05M	-7.12M
Investing Cash Flow	-6.22M	266.00K	182.00K	11.70M	8.00K	-29.00K
Financing Cash Flow	0.00	61.77M	22.14M	-1.52M	2.10M	-2.77M

Flying Financial Service Holdings Limited Technical Analysis

• Technical Analysis Sentiment: Positive
• Last Price: 9.88
• 50DMA: Positive
• 100DMA: Positive
• 200DMA: Positive
• MACD: Positive
• RSI: Neutral
• STOCH: Neutral

Evaluating momentum and price trends is crucial in stock analysis to make informed investment decisions. For HK:8030, the sentiment is Positive. The current price of 9.88 is below the 20-day moving average (MA) of 11.87, above the 50-day MA of 8.54, and above the 200-day MA of 4.19, indicating a neutral trend. The MACD of 0.76 indicates Positive momentum. The RSI at 55.26 is Neutral, neither overbought nor oversold. The STOCH value of 29.29 is Neutral, not indicating any strong overbought or oversold conditions. Overall, these indicators collectively point to a Positive sentiment for HK:8030.

Flying Financial Service Holdings Limited Peers Comparison

Name	Overall Rating	Market Cap	P/E Ratio	ROE	Dividend Yield	Revenue Growth	EPS Growth
Sector *	68 Neutral	$18.00B	11.42	9.92%	3.81%	9.73%	1.22%
8030	64 Neutral	HK$4.10B	67.90	38.47%	―	-26.27%	-54.61%
1321	58 Neutral	€1.27B	14.05	1.84%	―	-54.44%	120.18%
0131	58 Neutral	HK$868.06M	―	-16.32%	5.04%	-11.00%	-676.27%
0147	41 Neutral	HK$5.75B	―	―	―	―	―
1813	41 Neutral	HK$816.53M	―	-55.49%	―	-29.26%	88.87%
1638	39 Underperform	HK$1.05B	―	―	―	-45.46%	-33.35%