International Business Settlement Holdings Limited (0147) AI Stock Analysis

• Market Cap: HK$2.74B
• Dividend Yield: N/A
• Average Volume (3M): 19.61M
• Price to Earnings (P/E): ―
• Beta (1Y): 2.61
• Revenue Growth: N/A
• EPS Growth: N/A
• Country: HK
• Employees: 73
• Sector: Real Estate
• Sector Strength: 63
• Industry: Real Estate - Development
• EPS (TTM): >-0.01
• Shares Outstanding: 20,319,072,000
• 10 Day Avg. Volume: 29,138,500
• 30 Day Avg. Volume: 19,610,833
• PEG Ratio: N/A
• Price to Book (P/B): 5.37
• Price to Sales (P/S): 0.00
• P/FCF Ratio: 305.13
• Enterprise Value/Market Cap: N/A
• Enterprise Value/Revenue: N/A
• Enterprise Value/Gross Profit: N/A
• Enterprise Value/Ebitda: N/A
• 1Y Price Target: N/A
• Price Target Upside: N/A
• Rating Consensus: N/A
• Number of Analyst Covering: 0

• Rating: 42 Neutral
• Price Target: ―

The overall stock score reflects significant financial challenges, with declining revenues and ongoing net losses as critical concerns. While technical indicators suggest some neutral momentum, the lack of profitability and dividends complicates valuation, creating a high-risk investment profile.

International Business Settlement Holdings Limited Business Overview & Revenue Model

Company Description

International Business Settlement Holdings Limited (0147) is a company engaged in providing cross-border financial services and trade settlement solutions. It operates primarily within the financial services sector, focusing on facilitating international trade and transactions through innovative financial products and services.

How the Company Makes Money

The company makes money by offering a range of financial services that facilitate cross-border transactions. Key revenue streams include transaction fees from financial settlements, currency exchange services, and trade financing solutions. The company may also generate income through strategic partnerships with financial institutions and technology providers, enhancing its service offerings and expanding its client base. Additionally, its involvement in the development of digital payment platforms and blockchain technology may contribute to its earnings by providing cutting-edge solutions for international business settlements.

International Business Settlement Holdings Limited Financial Statement Overview

Summary

International Business Settlement Holdings Limited faces significant financial challenges, with declining revenues and persistent net losses impacting both income and cash flow statements. The balance sheet shows moderate leverage but declining equity, increasing financial risk. The company must address these critical issues to stabilize and improve its financial health.

Income Statement

The company has seen a significant decline in total revenue from HKD 865.7 million to HKD 173.7 million, marking an 80% decrease. Gross profit margin improved slightly from 28.94% to 21.02%, but net income remains negative, indicating ongoing profitability challenges. Net profit margin was -34.35% for the latest annual report, showing a troubling net loss. The EBIT margin improved marginally to 9.99%, but the overall financial performance remains weak, with negative growth trends.

Balance Sheet

The debt-to-equity ratio is at 1.01, indicating a moderate level of leverage. However, the stockholders' equity has decreased, and total assets have also declined. The equity ratio stands at 26.99%, reflecting a reduced portion of assets funded by equity. The balance sheet shows increased risk due to a shrinking equity base and relatively high leverage.

Cash Flow

The company reported a negative free cash flow of HKD 104.1 million, although it improved from a more negative figure last year. Operating cash flow is negative at HKD 24.6 million, indicating cash flow challenges. The free cash flow to net income ratio is negative, reflecting poor cash generation relative to net losses. Overall, cash flow remains a concern with limited improvement.

Breakdown	Mar 2024	Mar 2023	Mar 2022	Mar 2021	Mar 2020
Income Statement
Total Revenue	173.69M	865.70M	304.42M	85.52M	393.54M
Gross Profit	36.52M	250.53M	17.75M	21.20M	64.41M
EBITDA	116.18M	144.65M	-114.08M	-126.93M	-103.84M
Net Income	-59.67M	-72.72M	-119.14M	-132.28M	-175.49M
Balance Sheet
Total Assets	1.97B	2.38B	3.16B	3.36B	2.97B
Cash, Cash Equivalents and Short-Term Investments	334.52M	269.69M	522.87M	633.06M	711.19M
Total Debt	537.95M	830.50M	846.43M	801.99M	630.92M
Total Liabilities	1.39B	1.76B	2.44B	2.52B	1.99B
Stockholders Equity	530.85M	589.65M	673.46M	774.33M	896.50M
Cash Flow
Free Cash Flow	-104.08M	-284.13M	-158.17M	-119.18M	-327.53M
Operating Cash Flow	-24.58M	18.10M	-55.61M	3.34M	-18.38M
Investing Cash Flow	-97.41M	-302.14M	-95.16M	-121.30M	-240.38M
Financing Cash Flow	175.36M	31.88M	22.62M	33.12M	61.35M

International Business Settlement Holdings Limited Technical Analysis

• Technical Analysis Sentiment: Positive
• Last Price: 0.15
• 50DMA: Positive
• 100DMA: Positive
• 200DMA: Positive
• MACD: Negative
• RSI: Neutral
• STOCH: Neutral

Evaluating momentum and price trends is crucial in stock analysis to make informed investment decisions. For HK:0147, the sentiment is Positive. The current price of 0.15 is above the 20-day moving average (MA) of 0.11, above the 50-day MA of 0.07, and above the 200-day MA of 0.08, indicating a bullish trend. The MACD of 0.03 indicates Negative momentum. The RSI at 58.71 is Neutral, neither overbought nor oversold. The STOCH value of 29.82 is Neutral, not indicating any strong overbought or oversold conditions. Overall, these indicators collectively point to a Positive sentiment for HK:0147.

International Business Settlement Holdings Limited Peers Comparison

Name	Overall Rating	Market Cap	P/E Ratio	ROE	Dividend Yield	Revenue Growth	EPS Growth
0640	75 Outperform	HK$574.62M	4.95	20.67%	10.29%	25.95%	44.16%
0863	61 Neutral	HK$10.75B	227.62	6.56%	―	78.59%	―
6178	61 Neutral	€88.69B	17.72	4.53%	0.22%	0.05%	-32.78%
0338	59 Neutral	$28.27B	45.25	0.58%	1.25%	-8.96%	―
Sector *	54 Neutral	$1.23B	3.78	0.67%	6.00%	-2.39%	-129.28%
0147	42 Neutral	HK$2.74B	―		―	―	―

International Business Settlement Holdings Limited Corporate Events

International Business Settlement Holdings Acquires Full Equity in Target Company

International Business Settlement Holdings Limited has announced a transaction involving the acquisition of 100% equity interests in a target company for RMB5 million. This acquisition is classified as a discloseable transaction under the Hong Kong Listing Rules, requiring notification and announcement due to its size. The consideration for the acquisition was calculated after a loan waiver, and the company’s directors consider the terms fair and beneficial for the group and its shareholders.