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International Business Settlement Holdings Limited (HK:0147)
:0147
Hong Kong Market
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International Business Settlement Holdings Limited (0147) AI Stock Analysis

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HK:0147

International Business Settlement Holdings Limited

(0147)

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Neutral 41 (OpenAI - 4o)
Rating:41Neutral
Price Target:
HK$0.50
▲(100.00% Upside)
The overall stock score is primarily driven by the company's poor financial performance, characterized by significant losses and high leverage. Technical analysis provides a neutral outlook, while valuation metrics highlight unprofitability and lack of dividends. These factors collectively result in a low overall score.

International Business Settlement Holdings Limited (0147) vs. iShares MSCI Hong Kong ETF (EWH)

International Business Settlement Holdings Limited Business Overview & Revenue Model

Company DescriptionInternational Business Settlement Holdings Limited (0147) is a diversified holding company that operates primarily in the financial services sector. The company focuses on providing cross-border payment solutions, settlement services, and financial technology services to facilitate international trade and commerce. Through its innovative technology platform, the company aims to streamline payment processes for businesses engaged in global transactions, ensuring efficiency and security in their financial operations.
How the Company Makes MoneyThe company's revenue model is primarily based on transaction fees generated from its payment processing services. Each time a business utilizes its platform for cross-border transactions, International Business Settlement Holdings Limited collects a fee, which can vary based on transaction volume and currency exchange rates. Additionally, the company may generate revenue through subscription services for access to premium features of its financial technology platform. Strategic partnerships with banks and financial institutions enhance its service offerings, allowing the company to expand its customer base and increase transaction volume, thereby boosting its earnings.

International Business Settlement Holdings Limited Financial Statement Overview

Summary
The company faces significant financial challenges, with high revenue growth overshadowed by substantial losses and operational inefficiencies. The balance sheet is heavily leveraged, increasing financial risk, while cash flow metrics indicate poor cash generation and sustainability issues.
Income Statement
25
Negative
The company has experienced significant revenue growth of 74.24% in the latest year, which is a positive indicator. However, the profitability metrics are concerning, with a negative gross profit margin of -16.77% and a net profit margin of -122.85%, indicating substantial losses. The EBIT and EBITDA margins are also negative, reflecting operational inefficiencies and high costs relative to revenue.
Balance Sheet
30
Negative
The balance sheet shows a high debt-to-equity ratio of 1.76, indicating significant leverage and potential financial risk. The return on equity is negative at -75.50%, suggesting that the company is not generating sufficient returns on shareholders' equity. The equity ratio is not directly provided, but the high leverage and negative ROE highlight financial instability.
Cash Flow
20
Very Negative
The cash flow statement reveals a drastic decline in free cash flow growth of -97.74%, indicating cash flow challenges. The operating cash flow to net income ratio is very low at 0.0001, suggesting poor cash generation relative to net income. The free cash flow to net income ratio is 1.0, which is neutral but does not offset the overall weak cash flow performance.
BreakdownTTMDec 2024Dec 2023Dec 2022Dec 2021Dec 2020
Income Statement
Total Revenue106.86M186.19M173.69M865.70M304.42M85.52M
Gross Profit13.77M-31.23M36.52M250.53M17.75M21.20M
EBITDA56.65M-206.51M116.18M144.65M-114.08M-126.93M
Net Income-47.75M-228.75M-59.67M-72.72M-119.14M-132.28M
Balance Sheet
Total Assets1.95B1.55B1.97B2.38B3.16B3.36B
Cash, Cash Equivalents and Short-Term Investments326.08M315.41M334.52M269.69M522.87M633.06M
Total Debt610.05M534.39M591.48M830.50M846.43M801.99M
Total Liabilities1.46B1.38B1.39B1.76B2.44B2.52B
Stockholders Equity480.33M302.98M530.85M589.65M673.46M774.33M
Cash Flow
Free Cash Flow8.46M191.00K-104.08M-284.13M-158.17M-119.18M
Operating Cash Flow8.46M191.00K-24.58M18.10M-55.61M3.34M
Investing Cash Flow-24.94M-8.74M-97.41M-302.14M-95.16M-121.30M
Financing Cash Flow-2.73M-9.91M175.36M31.88M22.62M33.12M

International Business Settlement Holdings Limited Technical Analysis

Technical Analysis Sentiment
Neutral
Last Price0.25
Price Trends
50DMA
0.32
Negative
100DMA
0.24
Positive
200DMA
0.15
Positive
Market Momentum
MACD
-0.01
Negative
RSI
43.23
Neutral
STOCH
31.89
Neutral
Evaluating momentum and price trends is crucial in stock analysis to make informed investment decisions. For HK:0147, the sentiment is Neutral. The current price of 0.25 is below the 20-day moving average (MA) of 0.25, below the 50-day MA of 0.32, and above the 200-day MA of 0.15, indicating a neutral trend. The MACD of -0.01 indicates Negative momentum. The RSI at 43.23 is Neutral, neither overbought nor oversold. The STOCH value of 31.89 is Neutral, not indicating any strong overbought or oversold conditions. Overall, these indicators collectively point to a Neutral sentiment for HK:0147.

International Business Settlement Holdings Limited Peers Comparison

Overall Rating
UnderperformOutperform
Sector (65)
Financial Indicators
Name
Overall Rating
Market Cap
P/E Ratio
ROE
Dividend Yield
Revenue Growth
EPS Growth
65
Neutral
$2.17B12.193.79%4.94%3.15%1.96%
64
Neutral
HK$4.10B67.9038.47%-26.27%-54.61%
58
Neutral
HK$868.06M-16.32%5.04%-11.00%-676.27%
52
Neutral
HK$1.58B-2.67-4.51%8.66%23.54%-204.92%
51
Neutral
HK$756.45M-6.26%2.88%-5.90%-14746.88%
41
Neutral
HK$5.75B
* Real Estate Sector Average
Performance Comparison
Ticker
Company Name
Price
Change
% Change
HK:0147
International Business Settlement Holdings Limited
0.26
0.16
160.00%
HK:0131
Cheuk Nang (Holdings) Limited
1.24
-0.44
-26.37%
HK:0160
Hon Kwok Land Investment Co., Ltd.
1.04
-0.25
-19.38%
HK:0563
Shanghai Industrial Urban Development Group Ltd
0.34
-0.08
-19.05%
HK:8030
Flying Financial Service Holdings Limited
9.88
8.92
929.17%

International Business Settlement Holdings Limited Corporate Events

International Business Settlement Holdings Eyes Bitcoin Mining Expansion with Potential Acquisition
Oct 22, 2025

International Business Settlement Holdings Limited announced a non-legally binding letter of intent through its joint venture, Keen Golden Limited, to potentially acquire SAI US INC, a Bitcoin mining data center in the United States. This acquisition aligns with the company’s strategy to expand its Bitcoin mining capabilities, optimizing operations and increasing competitiveness in the Fintech industry, which could create long-term value for shareholders.

The most recent analyst rating on (HK:0147) stock is a Hold with a HK$0.50 price target. To see the full list of analyst forecasts on International Business Settlement Holdings Limited stock, see the HK:0147 Stock Forecast page.

International Business Settlement Holdings Enhances Cryptocurrency Operations with New Acquisitions
Oct 17, 2025

International Business Settlement Holdings Limited has announced the completion of transactions involving the purchase of supercomputing servers and Bitcoins. The company has settled a US$10 million purchase price through a Bitcoin pledge, with the transactions finalized in September 2025. This strategic move is expected to bolster the company’s operations in the cryptocurrency sector by enhancing its mining capabilities and financial strategies. The use of Bitcoin for settlement reflects the company’s innovative approach to leveraging digital currencies, potentially impacting its market positioning and offering new opportunities for stakeholders.

The most recent analyst rating on (HK:0147) stock is a Hold with a HK$0.50 price target. To see the full list of analyst forecasts on International Business Settlement Holdings Limited stock, see the HK:0147 Stock Forecast page.

International Business Settlement Holdings Plans Further Bitcoin Acquisitions
Oct 16, 2025

International Business Settlement Holdings Limited has announced plans for further acquisitions of Bitcoin as part of its strategy to invest in cryptocurrencies. The company intends to spend up to HK$200 million on these acquisitions, which will be conducted through Matrixport, a regulated trading platform. This move is seen as a strategic effort to strengthen its position in the fintech industry and capitalize on the growing importance of digital currencies.

The most recent analyst rating on (HK:0147) stock is a Hold with a HK$0.50 price target. To see the full list of analyst forecasts on International Business Settlement Holdings Limited stock, see the HK:0147 Stock Forecast page.

International Business Settlement Holdings Limited Grants 2 Billion Share Options
Oct 15, 2025

International Business Settlement Holdings Limited announced the grant of 2 billion share options under its 2023 Share Option Scheme. This move, aimed at rewarding and incentivizing its directors and employees, represents approximately 8.66% of the company’s total shares in issue. The options, which have no performance targets, are priced at HK$0.274 per share and are exercisable over a ten-year period, starting from the first anniversary of the grant date. This strategic decision is expected to enhance employee motivation and align with the company’s long-term growth objectives.

The most recent analyst rating on (HK:0147) stock is a Hold with a HK$0.50 price target. To see the full list of analyst forecasts on International Business Settlement Holdings Limited stock, see the HK:0147 Stock Forecast page.

International Business Settlement Holdings Completes Major Share Subscription
Sep 30, 2025

International Business Settlement Holdings Limited has completed a subscription agreement, issuing 2,782,330,000 new shares at HK$0.18 each, raising approximately HK$500.3 million. The proceeds will primarily be used for investment in a joint venture and other cryptocurrency-related businesses, including purchasing supercomputer servers and hosting services, with the funds expected to be fully utilized by September 2026. This move alters the company’s shareholding structure, with the new shares representing approximately 12.04% of the enlarged share capital.

The most recent analyst rating on (HK:0147) stock is a Hold with a HK$0.50 price target. To see the full list of analyst forecasts on International Business Settlement Holdings Limited stock, see the HK:0147 Stock Forecast page.

International Business Settlement Holdings Acquires Bitcoin to Boost Cryptocurrency Strategy
Sep 25, 2025

International Business Settlement Holdings Limited, through its 70%-owned joint venture Keen Golden, has announced the acquisition of 105.88972 units of Bitcoin for US$12.0 million. The transaction, conducted on a regulated trading platform, is part of the company’s broader cryptocurrency-related business strategy, including previous acquisitions of supercomputing servers. This move is seen as a strategic investment to enhance the company’s position in the digital currency market, leveraging internal resources for the purchase.

The most recent analyst rating on (HK:0147) stock is a Hold with a HK$0.50 price target. To see the full list of analyst forecasts on International Business Settlement Holdings Limited stock, see the HK:0147 Stock Forecast page.

International Business Settlement Holdings Expands Cryptocurrency Operations with Major Server Purchase
Sep 19, 2025

International Business Settlement Holdings Limited announced the purchase of 1863 units of HASH supercomputing servers for cryptocurrency mining at approximately US$10.9 million. This transaction, considered discloseable under Hong Kong’s Listing Rules, is expected to be settled through a Bitcoin pledge, reflecting the company’s strategic focus on expanding its cryptocurrency operations.

The most recent analyst rating on (HK:0147) stock is a Hold with a HK$0.50 price target. To see the full list of analyst forecasts on International Business Settlement Holdings Limited stock, see the HK:0147 Stock Forecast page.

International Business Settlement Holdings Limited Successfully Passes All Resolutions at AGM
Sep 15, 2025

International Business Settlement Holdings Limited announced that all proposed ordinary resolutions were passed at its Annual General Meeting held on 15 September 2025. Key resolutions included the adoption of financial statements, re-election of directors, re-appointment of auditors, and granting mandates to issue and repurchase shares. The successful passing of these resolutions reflects strong shareholder support and positions the company for continued operational stability and strategic flexibility.

The most recent analyst rating on (HK:0147) stock is a Hold with a HK$0.50 price target. To see the full list of analyst forecasts on International Business Settlement Holdings Limited stock, see the HK:0147 Stock Forecast page.

International Business Settlement Holdings Expands into Cryptocurrency Mining
Sep 11, 2025

International Business Settlement Holdings Limited has announced the formation of a joint venture to expand its cryptocurrency-related business, specifically through Bitcoin mining. The joint venture plans to purchase supercomputing servers from a leading global supplier and will manage operations with a team of experts. This move aligns with the company’s strategy to capitalize on the growing Fintech industry and digital asset ecosystem, supported by the Hong Kong Government’s policies.

The most recent analyst rating on (HK:0147) stock is a Hold with a HK$0.50 price target. To see the full list of analyst forecasts on International Business Settlement Holdings Limited stock, see the HK:0147 Stock Forecast page.

International Business Settlement Holdings Announces New Share Subscription
Aug 29, 2025

International Business Settlement Holdings Limited has entered into agreements to issue new shares under a general mandate. The company has agreed to allot and issue 2,782,330,000 new shares at a price of HK$0.18 per share, representing a significant portion of its existing and enlarged share capital. This move is aimed at raising capital, but the completion of the subscription is contingent upon fulfilling certain conditions, and there is no guarantee it will proceed. Stakeholders are advised to exercise caution.

The most recent analyst rating on (HK:0147) stock is a Hold with a HK$0.50 price target. To see the full list of analyst forecasts on International Business Settlement Holdings Limited stock, see the HK:0147 Stock Forecast page.

International Business Settlement Holdings Forms Crypto-Asset Joint Venture
Aug 8, 2025

International Business Settlement Holdings Limited has announced the formation of a joint venture with Mr. Chen, with its subsidiary Successtime holding a 70% stake and Mr. Chen holding 30%. This joint venture, focused on crypto-assets, represents a discloseable transaction under Hong Kong’s Listing Rules, indicating a strategic move to enhance the company’s position in the crypto-asset industry.

International Business Settlement Holdings Explores Crypto-Asset Joint Venture
Aug 7, 2025

International Business Settlement Holdings Limited has announced a potential joint venture focused on crypto-assets, which is still under negotiation with independent third parties. The company’s shares experienced unusual price and volume movements, leading to a temporary trading halt, but trading has now resumed. The outcome of the joint venture is uncertain, and stakeholders are advised to exercise caution.

International Business Settlement Holdings Announces Trading Halt for Joint Venture News
Aug 7, 2025

International Business Settlement Holdings Limited has announced a trading halt on its shares on the Hong Kong Stock Exchange as of August 7, 2025. This pause is pending the release of inside information regarding the formation of a joint venture, potentially impacting the company’s strategic direction and market positioning.

International Business Settlement Holdings Limited Announces AGM and Share Issuance Plans
Jul 28, 2025

International Business Settlement Holdings Limited has announced its upcoming annual general meeting scheduled for September 15, 2025, in Hong Kong. Key agenda items include the adoption of financial statements, re-election of directors, and re-appointment of auditors. Additionally, a resolution will be considered to authorize the directors to issue and manage additional company shares, potentially impacting the company’s capital structure and shareholder value.

Glossary
BuyA stock rated as a "Buy" is expected to perform better than the overall market or a specific benchmark over the near-to-medium term. This rating suggests the stock is likely to deliver higher returns compared to other stocks in the same sector or market index. Note: This is not investment advice; please consult a financial advisor before making investment decisions.
HoldA stock rated as a "Hold" is expected to perform in line with the overall market or a specific benchmark. This rating indicates that the stock is neither particularly compelling nor unfavorable for investment. Note: This is not investment advice; please consult a financial advisor before making investment decisions.
SellA stock rated as a "Sell" is expected to perform worse than the overall market or a specific benchmark over the near-to-medium term. This rating suggests the stock may deliver lower returns compared to other stocks in the same sector or market index. Note: This is not investment advice; please consult a financial advisor before making investment decisions.

Disclaimer

This AI Analyst Stock Report is automatically generated by our AI systems using advanced algorithms and publicly available financial, technical, and market data. While the information provided aims to be accurate and insightful, it is intended for informational purposes only and should not be considered financial advice. Any content created by an AI (Artificial Intelligence) system may contain inaccuracies and/or contain errors. Investing in stocks carries inherent risks, and past performance is not indicative of future results. This report does not account for your personal financial circumstances, objectives, or risk tolerance. Always conduct your own research or consult with a qualified financial advisor before making investment decisions. The analysis and recommendations provided are based on historical and current data and may not fully reflect future market conditions or unexpected developments. Neither the creators of this report nor its affiliated entities guarantee the accuracy, completeness, or reliability of the information presented. Use this report at your own discretion and risk.Date of analysis: Oct 24, 2025