International Business Settlement Holdings Limited (0147) AI Stock Analysis

• Market Cap: HK$4.96B
• Dividend Yield: N/A
• Average Volume (3M): 38.65M
• Price to Earnings (P/E): ―
• Beta (1Y): 2.58
• Revenue Growth: N/A
• EPS Growth: N/A
• Country: HK
• Employees: 73
• Sector: Real Estate
• Sector Strength: 44
• Industry: Real Estate - Development
• EPS (TTM): >-0.01
• Shares Outstanding: 20,319,072,000
• 10 Day Avg. Volume: 58,192,493
• 30 Day Avg. Volume: 38,647,164
• PEG Ratio: -0.02
• Price to Book (P/B): 4.09
• Price to Sales (P/S): 6.66
• P/FCF Ratio: 6.49K
• Enterprise Value/Market Cap: N/A
• Enterprise Value/Revenue: N/A
• Enterprise Value/Gross Profit: N/A
• Enterprise Value/Ebitda: N/A
• 1Y Price Target: HK$0.50
• Price Target Upside: 127.27% Upside
• Rating Consensus: Hold
• Number of Analyst Covering: 1

• Rating: 54 Neutral
• Price Target: HK$0.00 ▼(-100.00% Downside)

The overall stock score is primarily impacted by the company's weak financial performance, characterized by significant losses and high leverage. While technical analysis shows positive momentum, the poor valuation due to negative earnings and lack of dividends further weighs down the score.

International Business Settlement Holdings Limited Business Overview & Revenue Model

Company Description

International Business Settlement Holdings Limited (0147) is a diversified holding company that operates primarily in the financial services sector. The company focuses on providing cross-border payment solutions, settlement services, and financial technology services to facilitate international trade and commerce. Through its innovative technology platform, the company aims to streamline payment processes for businesses engaged in global transactions, ensuring efficiency and security in their financial operations.

How the Company Makes Money

The company's revenue model is primarily based on transaction fees generated from its payment processing services. Each time a business utilizes its platform for cross-border transactions, International Business Settlement Holdings Limited collects a fee, which can vary based on transaction volume and currency exchange rates. Additionally, the company may generate revenue through subscription services for access to premium features of its financial technology platform. Strategic partnerships with banks and financial institutions enhance its service offerings, allowing the company to expand its customer base and increase transaction volume, thereby boosting its earnings.

International Business Settlement Holdings Limited Financial Statement Overview

Summary

International Business Settlement Holdings Limited faces significant financial challenges, with high revenue growth overshadowed by substantial losses and operational inefficiencies. The balance sheet is heavily leveraged, increasing financial risk, while cash flow metrics indicate poor cash generation and sustainability issues. The company needs to address its profitability and leverage to improve its financial health.

Income Statement

The company has experienced significant revenue growth of 74.24% in the latest year, which is a positive indicator. However, the profitability metrics are concerning, with a negative gross profit margin of -16.77% and a net profit margin of -122.85%, indicating substantial losses. The EBIT and EBITDA margins are also negative, reflecting operational inefficiencies and high costs relative to revenue.

Balance Sheet

The balance sheet shows a high debt-to-equity ratio of 1.76, indicating significant leverage and potential financial risk. The return on equity is negative at -75.50%, suggesting that the company is not generating sufficient returns on shareholders' equity. The equity ratio is not directly provided, but the high leverage and negative ROE highlight financial instability.

Cash Flow

The cash flow statement reveals a drastic decline in free cash flow growth of -97.74%, indicating cash flow challenges. The operating cash flow to net income ratio is very low at 0.0001, suggesting poor cash generation relative to net income. The free cash flow to net income ratio is 1.0, which is neutral but does not offset the overall weak cash flow performance.

Breakdown	TTM	Dec 2024	Dec 2023	Dec 2022	Dec 2021	Dec 2020
Income Statement
Total Revenue	106.86M	186.19M	173.69M	865.70M	304.42M	85.52M
Gross Profit	13.77M	-31.23M	36.52M	250.53M	17.75M	21.20M
EBITDA	30.73M	-206.51M	116.18M	144.65M	-114.08M	-126.93M
Net Income	-47.75M	-228.75M	-59.67M	-72.72M	-119.14M	-132.28M
Balance Sheet
Total Assets	1.95B	1.55B	1.97B	2.38B	3.16B	3.36B
Cash, Cash Equivalents and Short-Term Investments	326.08M	315.41M	334.52M	269.69M	522.87M	633.06M
Total Debt	610.05M	534.39M	537.95M	830.50M	846.43M	801.99M
Total Liabilities	1.46B	1.38B	1.39B	1.76B	2.44B	2.52B
Stockholders Equity	480.33M	302.98M	530.85M	589.65M	673.46M	774.33M
Cash Flow
Free Cash Flow	8.46M	191.00K	-104.08M	-284.13M	-158.17M	-119.18M
Operating Cash Flow	8.46M	191.00K	-24.58M	18.10M	-55.61M	3.34M
Investing Cash Flow	-24.94M	-8.74M	-97.41M	-302.14M	-95.16M	-121.30M
Financing Cash Flow	-2.73M	-9.91M	175.36M	31.88M	22.62M	33.12M

International Business Settlement Holdings Limited Technical Analysis

• Technical Analysis Sentiment: Positive
• Last Price: 0.22
• 50DMA: Positive
• 100DMA: Positive
• 200DMA: Positive
• MACD: Positive
• RSI: Neutral
• STOCH: Neutral

Evaluating momentum and price trends is crucial in stock analysis to make informed investment decisions. For HK:0147, the sentiment is Positive. The current price of 0.22 is above the 20-day moving average (MA) of 0.20, above the 50-day MA of 0.13, and above the 200-day MA of 0.09, indicating a bullish trend. The MACD of 0.04 indicates Positive momentum. The RSI at 57.31 is Neutral, neither overbought nor oversold. The STOCH value of 40.88 is Neutral, not indicating any strong overbought or oversold conditions. Overall, these indicators collectively point to a Positive sentiment for HK:0147.

International Business Settlement Holdings Limited Peers Comparison

Name	Overall Rating	Market Cap	P/E Ratio	ROE	Dividend Yield	Revenue Growth	EPS Growth
8030	64 Neutral	HK$1.28B	8.92	48.79%	―	48.94%	11.99%
0131	58 Neutral	€946.38M	6.08	-2.79%	4.31%	92.46%	-154.18%
0147	54 Neutral	HK$4.96B	―		―	―	―
0160	54 Neutral	HK$763.66M	―	-6.26%	5.84%	-5.90%	-14746.88%
Sector *	53 Neutral	$1.25B	2.63	-2.60%	5.62%	-2.15%	-122.77%
0563	52 Neutral	HK$1.60B	2.80	-2.45%	8.66%	56.41%	-167.15%

International Business Settlement Holdings Limited Corporate Events

International Business Settlement Holdings Forms Crypto-Asset Joint Venture

International Business Settlement Holdings Limited has announced the formation of a joint venture with Mr. Chen, with its subsidiary Successtime holding a 70% stake and Mr. Chen holding 30%. This joint venture, focused on crypto-assets, represents a discloseable transaction under Hong Kong’s Listing Rules, indicating a strategic move to enhance the company’s position in the crypto-asset industry.

International Business Settlement Holdings Explores Crypto-Asset Joint Venture

International Business Settlement Holdings Limited has announced a potential joint venture focused on crypto-assets, which is still under negotiation with independent third parties. The company’s shares experienced unusual price and volume movements, leading to a temporary trading halt, but trading has now resumed. The outcome of the joint venture is uncertain, and stakeholders are advised to exercise caution.

International Business Settlement Holdings Announces Trading Halt for Joint Venture News

International Business Settlement Holdings Limited has announced a trading halt on its shares on the Hong Kong Stock Exchange as of August 7, 2025. This pause is pending the release of inside information regarding the formation of a joint venture, potentially impacting the company’s strategic direction and market positioning.

International Business Settlement Holdings Limited Announces AGM and Share Issuance Plans

International Business Settlement Holdings Limited has announced its upcoming annual general meeting scheduled for September 15, 2025, in Hong Kong. Key agenda items include the adoption of financial statements, re-election of directors, and re-appointment of auditors. Additionally, a resolution will be considered to authorize the directors to issue and manage additional company shares, potentially impacting the company’s capital structure and shareholder value.

International Business Settlement Holdings Reports Significant Loss for 2025

International Business Settlement Holdings Limited reported a significant loss for the year ended March 31, 2025, with a total comprehensive expense of HK$386,161,000. The company’s financial performance was impacted by substantial impairment losses and increased administrative expenses, indicating challenges in its operational and financial stability.

International Business Settlement Holdings Limited Enhances Governance with New Nomination Committee

International Business Settlement Holdings Limited has established a nomination committee as part of its corporate governance structure. The committee, appointed by the board, will consist of at least three members, with a majority being independent non-executive directors, and aims to ensure diversity by including at least one member of a different gender. This move is likely to enhance the company’s governance practices by providing a structured approach to board nominations, potentially improving transparency and accountability within the organization.

International Business Settlement Holdings Schedules Board Meeting for Annual Results

International Business Settlement Holdings Limited has announced a board meeting scheduled for June 27, 2025, to discuss and approve the audited annual results for the year ending March 31, 2025. The meeting will also consider the payment of a final dividend, which could impact shareholder returns and reflect the company’s financial health.