Bank of Jiujiang Co., Ltd. Class H (HK:6190)
:6190
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Bank of Jiujiang Co., Ltd. Class H
(6190)
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Rating:62Neutral
Price Target:
HK$2.50
▲(46.20% Upside)
Action:ReiteratedDate:04/10/26
The score is supported primarily by very attractive valuation (low P/E and dividend). This is tempered by mixed financial performance—downtrending ROE, rising leverage, and historically volatile cash flows—while technicals are constructive but appear overextended, suggesting higher near-term volatility risk.
Positive Factors
Large, growing balance sheet and equity base
A growing asset base (416B→524B) with equity accumulation gives the bank scale to expand lending and deposit franchises. Size supports diversification across corporate, SME and retail segments and provides capacity to absorb shocks, underpinning a durable regional banking franchise.
Negative Factors
Material increase in leverage and debt
A sharp jump in debt to ~80B materially increases leverage and funding risk. Higher leverage raises interest expense and regulatory capital sensitivity, constraining strategic flexibility and magnifying downside if asset quality or margins deteriorate over the medium term.
Read all positive and negative factors
Positive Factors
Negative Factors
Large, growing balance sheet and equity base
A growing asset base (416B→524B) with equity accumulation gives the bank scale to expand lending and deposit franchises. Size supports diversification across corporate, SME and retail segments and provides capacity to absorb shocks, underpinning a durable regional banking franchise.
Read all positive factors
Bank of Jiujiang Co., Ltd. Class H (6190) vs. iShares MSCI Hong Kong ETF (EWH)
Market Cap
HK$6.61B
Dividend Yield3.72%
Average Volume (3M)29.53K
Price to Earnings (P/E)5.4
Beta (1Y)-0.04
Revenue Growth-8.91%
EPS GrowthN/A
CountryHK
Employees5,773
SectorFinancial
Sector Strength70
IndustryBanks - Regional
Share Statistics
EPS (TTM)0.18
Shares Outstanding482,367,200
10 Day Avg. Volume20,140
30 Day Avg. Volume29,526
Financial Highlights & Ratios
PEG Ratio0.25
Price to Book (P/B)0.13
Price to Sales (P/S)0.25
P/FCF Ratio0.61
Enterprise Value/Market CapN/A
Enterprise Value/RevenueN/A
Enterprise Value/Gross ProfitN/A
Enterprise Value/EbitdaN/A
Forecast
1Y Price TargetN/A
Price Target UpsideN/A
Rating ConsensusN/A
Number of Analyst Covering0
EPS Forecast (FY)N/A
Revenue Forecast (FY)N/A
Bank of Jiujiang Co., Ltd. Class H Business Overview & Revenue Model
Company Description
Bank of Jiujiang Co., Ltd. provides various banking and financial products and services for individuals, corporate customers, and small and micro enterprises in the People's Republic of China. It operates through Corporate Banking, Retail Banking,...
How the Company Makes Money
The company primarily makes money through (1) net interest income and (2) non-interest income (fees and commissions), with additional contributions from (3) investment-related income, subject to available disclosures.
1) Net interest income (core...
Bank of Jiujiang Co., Ltd. Class H Financial Statement Overview
Summary
Income Statement
58
Neutral
Balance Sheet
55
Neutral
Cash Flow
35
Negative
| Breakdown | Dec 2025 | Dec 2024 | Dec 2023 | Dec 2022 | Dec 2021 |
|---|---|---|---|---|---|
Income Statement | |||||
| Total Revenue | 17.63B | 4.35B | 4.25B | 5.27B | 5.08B |
| Gross Profit | 4.33B | 9.55B | 4.25B | 5.27B | 5.08B |
| EBITDA | 1.48B | 1.30B | 0.00 | 2.52B | 2.44B |
| Net Income | 806.11M | 744.43M | 723.58M | 1.62B | 1.73B |
Balance Sheet | |||||
| Total Assets | 523.66B | 516.46B | 503.85B | 479.70B | 461.50B |
| Cash, Cash Equivalents and Short-Term Investments | 29.80B | 13.25B | 36.75B | 35.79B | 38.36B |
| Total Debt | 79.97B | 47.63B | 37.49B | 29.13B | 31.81B |
| Total Liabilities | 489.02B | 473.93B | 462.89B | 443.29B | 426.09B |
| Stockholders Equity | 33.99B | 41.75B | 40.16B | 35.63B | 34.68B |
Cash Flow | |||||
| Free Cash Flow | 7.13B | -38.30B | -17.62B | -41.36B | 268.50M |
| Operating Cash Flow | 7.56B | -37.85B | -17.02B | -40.95B | 1.01B |
| Investing Cash Flow | -13.28B | 7.49B | 18.07B | 3.53B | 266.23M |
| Financing Cash Flow | 4.11B | 22.24B | 10.92B | 24.76B | 10.29B |
Bank of Jiujiang Co., Ltd. Class H Technical Analysis
Positive
1.71
Price Trends
1.91
Positive
1.82
Positive
2.54
Negative
Market Momentum
0.11
Negative
77.28
Negative
89.78
Negative
Evaluating momentum and price trends is crucial in stock analysis to make informed investment decisions. For HK:6190, the sentiment is Positive. The current price of 1.71 is below the 20-day moving average (MA) of 2.04, below the 50-day MA of 1.91, and below the 200-day MA of 2.54, indicating a neutral trend. The MACD of 0.11 indicates Negative momentum. The RSI at 77.28 is Negative, neither overbought nor oversold. The STOCH value of 89.78 is Negative, not indicating any strong overbought or oversold conditions. Overall, these indicators collectively point to a Positive sentiment for HK:6190.
Bank of Jiujiang Co., Ltd. Class H Peers Comparison
UnderperformOutperform
Sector (68)
Name | Overall Rating | Market Cap | P/E Ratio | ROE | Dividend Yield | Revenue Growth | EPS Growth |
|---|---|---|---|---|---|---|---|
68 Neutral | $18.00B | 11.42 | 9.92% | 3.81% | 9.73% | 1.22% | |
67 Neutral | HK$8.06B | 3.07 | 6.28% | 6.22% | -1.76% | -11.39% | |
62 Neutral | HK$6.61B | 5.43 | 0.50% | 3.72% | -8.91% | ― | |
62 Neutral | HK$14.44B | 3.98 | 5.60% | 5.32% | -1.24% | 4.34% | |
60 Neutral | HK$14.39B | 1.84 | 4.62% | 6.13% | -3.34% | -22.01% | |
58 Neutral | HK$12.24B | 2.96 | 3.11% | 4.24% | -7.58% | 12.65% | |
57 Neutral | HK$15.10B | 2.83 | 4.11% | ― | -5.76% | 18.15% |
* Financial Sector Average
HK:6190
Bank of Jiujiang Co., Ltd. Class H
2.32
-2.30
-49.82%
HK:9668
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0.85
0.01
1.19%
HK:1578
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2.37
0.73
44.42%
HK:1216
Zhongyuan Bank Co., Ltd. Class H
0.34
0.04
12.04%
HK:2558
Jinshang Bank Co., Ltd. Class H
1.38
0.06
4.55%
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Bank of Guizhou Co. Ltd. Class H
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-0.02
-1.98%
Bank of Jiujiang Co., Ltd. Class H Corporate Events
Bank of Jiujiang Proposes Final 2025 Dividend and Outlines Tax Treatment for H Shareholders
Mar 31, 2026
Bank of Jiujiang Co., Ltd., a Chinese commercial bank with H shares traded in Hong Kong, provides banking and financial services to corporate and retail clients, and caters to both mainland and international investors. Its role in the regional ban...
Bank of Jiujiang Publishes Audited 2025 Annual Results and Sets Out Reporting Arrangements
Mar 31, 2026
Bank of Jiujiang Co., Ltd., a PRC‑incorporated joint stock commercial bank listed in Hong Kong, focuses on providing banking and financial services in Mainland China and operates outside the supervisory regime of the Hong Kong Monetary Autho...
Bank of Jiujiang Sets March 31 Board Meeting to Approve 2025 Results and Consider Dividend
Mar 19, 2026
Bank of Jiujiang Co., Ltd. has scheduled a board meeting for March 31, 2026, to review and approve the annual results of the bank and its subsidiaries for the financial year ended December 31, 2025. The board will also consider whether to recommen...
Bank of Jiujiang Strengthens Audit Committee Powers and Governance Framework
Mar 2, 2026
Bank of Jiujiang has revised the terms of reference for its Board Audit Committee as of February 2026, aligning its structure and operations with the Company Law of the People’s Republic of China, banking governance guidelines and Hong Kong ...
Bank of Jiujiang Secures Strong Shareholder Turnout at 2026 Extraordinary Meetings
Mar 2, 2026
Bank of Jiujiang Co., Ltd. held its first extraordinary general meeting of 2026 along with separate class meetings for domestic and H shareholders in Jiujiang, Jiangxi Province on 28 February 2026. The meetings, chaired by Chairman Zhou Shixin and...
Bank of Jiujiang Calls 2026 EGM to Approve Dual Share Issuances and Capital Changes
Feb 10, 2026
Bank of Jiujiang Co., Ltd., a PRC-incorporated joint stock commercial bank listed in Hong Kong, serves retail and institutional customers through a broad suite of banking and financial services. The bank focuses on its regional base in Jiangxi Pro...
Bank of Jiujiang Calls 2026 H Shareholders Meeting on Dual Share Issuance Plans
Feb 10, 2026
Bank of Jiujiang Co., Ltd. has convened its first 2026 H Shareholders class meeting to be held in late February in Jiujiang, immediately after its extraordinary general meeting and domestic shareholders class meeting. The session will focus on pro...
Bank of Jiujiang Sets Date for 2026 EGM and Closure of H-Share Register
Feb 4, 2026
Bank of Jiujiang has scheduled its first extraordinary general meeting of 2026 for 28 February and will temporarily close its register of H-share members from 24 to 28 February 2026, during which no share transfers will be processed; only H shareh...
Bank of Jiujiang’s Major Shareholders Signal Support for Planned Domestic Share Issuance
Jan 23, 2026
Bank of Jiujiang has received letters of intent from two major existing shareholders, the Jiujiang Finance Bureau and Industrial Bank, to participate in its planned non-public issuance of domestic shares, with the finance bureau intending to subsc...
Glossary
BuyA stock rated as a "Buy" is expected to perform better than the overall market or a specific benchmark over the near-to-medium term. This rating suggests the stock is likely to deliver higher returns compared to other stocks in the same sector or market index. Note: This is not investment advice; please consult a financial advisor before making investment decisions.
HoldA stock rated as a "Hold" is expected to perform in line with the overall market or a specific benchmark. This rating indicates that the stock is neither particularly compelling nor unfavorable for investment. Note: This is not investment advice; please consult a financial advisor before making investment decisions.
SellA stock rated as a "Sell" is expected to perform worse than the overall market or a specific benchmark over the near-to-medium term. This rating suggests the stock may deliver lower returns compared to other stocks in the same sector or market index. Note: This is not investment advice; please consult a financial advisor before making investment decisions.
Disclaimer
This AI Analyst Stock Report is automatically generated by our AI systems using advanced algorithms and publicly available financial, technical, and market data. While the information provided aims to be accurate and insightful, it is intended for informational purposes only and should not be considered financial advice. Any content created by an AI (Artificial Intelligence) system may contain inaccuracies and/or contain errors. Investing in stocks carries inherent risks, and past performance is not indicative of future results. This report does not account for your personal financial circumstances, objectives, or risk tolerance. Always conduct your own research or consult with a qualified financial advisor before making investment decisions. The analysis and recommendations provided are based on historical and current data and may not fully reflect future market conditions or unexpected developments. Neither the creators of this report nor its affiliated entities guarantee the accuracy, completeness, or reliability of the information presented. Use this report at your own discretion and risk.