51 Credit Card Inc. (HK:2051)
:2051
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2051 Stock Chart & Stats
HK$0.52
>-HK$0.01(-1.60%)
At close: 4:00 PM EST
HK$0.52
>-HK$0.01(-1.60%)
Day’s Range― - ―
52-Week RangeHK$0.31 - HK$0.87
Previous CloseN/A
Volume45.00K
Average Volume (3M)3.55M
Market Cap
HK$798.69M
Enterprise ValueHK$548.03M
Total Cash (Recent Filing)HK$214.18M
Total Debt (Recent Filing)HK$16.02M
Price to Earnings (P/E)―
Beta0.94
Next Earnings
Aug 27, 2026EPS EstimateN/A
Next Dividend Ex-DateN/A
Dividend YieldN/A
Share Statistics
EPS (TTM)-0.10
Shares Outstanding1,629,984,300
10 Day Avg. Volume2,347,100
30 Day Avg. Volume3,554,366
Financial Highlights & Ratios
PEG Ratio-0.05
Price to Book (P/B)1.07
Price to Sales (P/S)2.96
P/FCF Ratio-7.49
Enterprise Value/Market CapN/A
Enterprise Value/RevenueN/A
Enterprise Value/Gross ProfitN/A
Enterprise Value/EbitdaN/A
Forecast
1Y Price TargetN/A
Price Target UpsideN/A
Rating ConsensusN/A
Number of Analyst Covering0
EPS Forecast (FY)N/A
Revenue Forecast (FY)N/A
Bulls Say, Bears Say
Bulls Say
Conservative Balance SheetThe company's leverage is low and improving, giving balance-sheet flexibility to absorb near-term losses and access financing if needed. Low debt reduces refinancing risk and supports strategic options over the next 2–6 months while management works on operating fixes.
Revenue ReboundA strong 2025 revenue recovery suggests restored customer demand or better product traction. If revenue growth persists, it provides a runway to leverage fixed costs and improve unit economics, making margin recovery more achievable over a multi-month horizon.
Prior Positive FCF HistoryThe firm has demonstrated the ability to generate positive free cash flow in recent years, indicating the underlying business model can be cash-generative. Combined with a conservative balance sheet, this historical cash generation supports the plausibility of returning to sustainable cash flow if execution stabilizes.
Bears Say
Very Low Gross MarginsPersistently thin gross margins constrain the company's ability to cover operating expenses and achieve profitable scaling. With margins near single digits, the business needs sustained high revenue growth or structural cost changes to reach sustainable profitability within several months to a year.
Large Net LossesDeep and widening net losses show the company is not currently converting revenue into profits. Continued large losses erode equity, limit reinvestment capacity, and raise the likelihood of dilution or restructuring if operating performance does not materially improve.
Return To Cash BurnA reversal to negative operating and free cash flow materially increases funding risk and reduces financial flexibility. Sustained cash burn can force external financing, slow strategic investments, and constrain the company's ability to execute turnaround plans over the coming months.
51 Credit Card Inc. News
2051 FAQ
What was 51 Credit Card Inc.’s price range in the past 12 months?
51 Credit Card Inc. lowest stock price was HK$0.31 and its highest was HK$0.87 in the past 12 months.
What is 51 Credit Card Inc.’s market cap?
51 Credit Card Inc.’s market cap is HK$798.69M.
When is 51 Credit Card Inc.’s upcoming earnings report date?
51 Credit Card Inc.’s upcoming earnings report date is Aug 27, 2026 which is in 75 days.
How were 51 Credit Card Inc.’s earnings last quarter?
51 Credit Card Inc. released its earnings results on Mar 27, 2026. The company reported -HK$0.07 earnings per share for the quarter, missing the consensus estimate of N/A by -HK$0.07.
Is 51 Credit Card Inc. overvalued?
According to Wall Street analysts 51 Credit Card Inc.’s price is currently Overvalued.
Does 51 Credit Card Inc. pay dividends?
51 Credit Card Inc. does not currently pay dividends.
What is 51 Credit Card Inc.’s EPS estimate?
51 Credit Card Inc.’s EPS estimate for its next earnings report is not yet available.
How many shares outstanding does 51 Credit Card Inc. have?
51 Credit Card Inc. has 1,629,984,300 shares outstanding.
What happened to 51 Credit Card Inc.’s price movement after its last earnings report?
51 Credit Card Inc. reported an EPS of -HK$0.07 in its last earnings report, missing expectations of N/A. Following the earnings report the stock price went down -6.25%.
Which hedge fund is a major shareholder of 51 Credit Card Inc.?
Currently, no hedge funds are holding shares in HK:2051
What is the TipRanks Smart Score and how is it calculated?
Smart Score combines eight research factors - such as analyst recommendations, hedge fund trends, and technical indicators - to measure a stock’s outlook. These signals are unified into a single score that reflects bullish or bearish momentum. See detailed methodology
Company Description
51 Credit Card Inc.
Vala Inc. is a financial entity focused on credit card services. The firm provides solutions for consolidating the management of various credit cards from diverse banks, simplifies the process of applying for new cards, and streamlines credit card bill payments. Founded by Hai Tao Sun, Vala Inc. maintains its headquarters in Hangzhou, China.
Technical Analysis
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