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2051 Stock Chart & Stats
HK$0.38
-HK$0.03(-6.58%)
At close: 4:00 PM EDT
HK$0.38
-HK$0.03(-6.58%)
Day’s Range― - ―
52-Week RangeHK$0.30 - HK$0.87
Previous CloseN/A
Volume3.53M
Average Volume (3M)3.55M
Market Cap
HK$537.89M
Enterprise ValueHK$462.21M
Total Cash (Recent Filing)HK$214.18M
Total Debt (Recent Filing)HK$16.02M
Price to Earnings (P/E)―
Beta0.98
Next Earnings
Aug 27, 2026EPS EstimateN/A
Next Dividend Ex-DateN/A
Dividend YieldN/A
Share Statistics
EPS (TTM)-0.10
Shares Outstanding1,629,984,300
10 Day Avg. Volume2,347,100
30 Day Avg. Volume3,554,366
Financial Highlights & Ratios
PEG Ratio-0.05
Price to Book (P/B)1.07
Price to Sales (P/S)2.96
P/FCF Ratio-7.49
Enterprise Value/Market CapN/A
Enterprise Value/RevenueN/A
Enterprise Value/Gross ProfitN/A
Enterprise Value/EbitdaN/A
Forecast
1Y Price TargetN/A
Price Target UpsideN/A
Rating ConsensusN/A
Number of Analyst Covering0
EPS Forecast (FY)N/A
Revenue Forecast (FY)N/A
Bulls Say, Bears Say
Bulls Say
Low And Improving LeverageVery low and falling debt-to-equity materially reduces financial risk and gives durable financing flexibility. With minimal leverage the firm can better absorb multi-quarter losses, access capital on less onerous terms, and prioritize investment or restructuring without a heavy interest burden.
Strong Revenue Rebound In 2025A 44.9% year-over-year revenue rebound indicates renewed demand and an ability to grow core credit-service volumes. Sustained top-line reacceleration provides a structural runway to leverage fixed costs, improve unit economics, and create a clearer path toward durable margin recovery if maintained.
Prior Demonstrated ProfitabilityHaving achieved profitability in 2023 shows the business model can generate positive earnings under the right conditions. This historical profit provides evidence that management and operations can be corrected to restore sustainable profitability, reducing the likelihood losses are permanently structural.
Bears Say
Very Low Gross MarginsPersistently thin gross margins severely limit the firm's ability to cover operating expenses and generate operating leverage. At ~4.5–4.8%, margin expansion must come from meaningful pricing, mix, or cost-of-goods improvements; absent that, revenue growth alone will struggle to deliver sustained profitability.
Deteriorating Cash Flow And Free Cash BurnA sharp reversal to negative operating and free cash flow increases funding risk and reduces strategic optionality. Persistent cash burn forces reliance on external financing or equity, risks dilution, and constrains the firm's ability to invest in growth or absorb shocks until operating cash generation is restored.
Sizable Net Losses And Negative ReturnsDeep net losses and negative ROE indicate capital is not generating returns, eroding shareholder equity and limiting reinvestment capacity. Sustained negative profitability undermines long-term value creation and heightens the need for structural changes to restore positive returns on capital.
51 Credit Card Inc. News
2051 FAQ
What was 51 Credit Card Inc.’s price range in the past 12 months?
51 Credit Card Inc. lowest stock price was HK$0.30 and its highest was HK$0.87 in the past 12 months.
What is 51 Credit Card Inc.’s market cap?
51 Credit Card Inc.’s market cap is HK$537.89M.
When is 51 Credit Card Inc.’s upcoming earnings report date?
51 Credit Card Inc.’s upcoming earnings report date is Aug 27, 2026 which is in 23 days.
How were 51 Credit Card Inc.’s earnings last quarter?
51 Credit Card Inc. released its earnings results on Mar 27, 2026. The company reported -HK$0.07 earnings per share for the quarter, missing the consensus estimate of N/A by -HK$0.07.
Is 51 Credit Card Inc. overvalued?
According to Wall Street analysts 51 Credit Card Inc.’s price is currently Overvalued.
Does 51 Credit Card Inc. pay dividends?
51 Credit Card Inc. does not currently pay dividends.
What is 51 Credit Card Inc.’s EPS estimate?
51 Credit Card Inc.’s EPS estimate for its next earnings report is not yet available.
How many shares outstanding does 51 Credit Card Inc. have?
51 Credit Card Inc. has 1,629,984,300 shares outstanding.
What happened to 51 Credit Card Inc.’s price movement after its last earnings report?
51 Credit Card Inc. reported an EPS of -HK$0.07 in its last earnings report, missing expectations of N/A. Following the earnings report the stock price went down -6.25%.
Which hedge fund is a major shareholder of 51 Credit Card Inc.?
Currently, no hedge funds are holding shares in HK:2051
What is the TipRanks Smart Score and how is it calculated?
Smart Score combines eight research factors - such as analyst recommendations, hedge fund trends, and technical indicators - to measure a stock’s outlook. These signals are unified into a single score that reflects bullish or bearish momentum. See detailed methodology
Company Description
51 Credit Card Inc.
Vala Inc. is a financial entity focused on credit card services. The firm provides solutions for consolidating the management of various credit cards from diverse banks, simplifies the process of applying for new cards, and streamlines credit card bill payments. Founded by Hai Tao Sun, Vala Inc. maintains its headquarters in Hangzhou, China.
Technical Analysis
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