51 Credit Card Inc. (HK:2051)
:2051
Want to see HK:2051 full AI Analyst Report?
2051 Stock Chart & Stats
HK$0.52
>-HK$0.01(-1.60%)
At close: 4:00 PM EST
HK$0.52
>-HK$0.01(-1.60%)
Day’s Range― - ―
52-Week RangeHK$0.24 - HK$0.87
Previous CloseN/A
Volume45.00K
Average Volume (3M)3.55M
Market Cap
HK$994.29M
Enterprise ValueHK$664.88M
Total Cash (Recent Filing)HK$214.18M
Total Debt (Recent Filing)HK$16.02M
Price to Earnings (P/E)―
Beta0.75
Next Earnings
Aug 27, 2026EPS EstimateN/A
Next Dividend Ex-DateN/A
Dividend YieldN/A
Share Statistics
EPS (TTM)-0.10
Shares Outstanding1,629,984,300
10 Day Avg. Volume2,347,100
30 Day Avg. Volume3,554,366
Financial Highlights & Ratios
PEG Ratio-0.05
Price to Book (P/B)1.07
Price to Sales (P/S)2.96
P/FCF Ratio-7.49
Enterprise Value/Market CapN/A
Enterprise Value/RevenueN/A
Enterprise Value/Gross ProfitN/A
Enterprise Value/EbitdaN/A
Forecast
1Y Price TargetN/A
Price Target UpsideN/A
Rating ConsensusN/A
Number of Analyst Covering0
EPS Forecast (FY)N/A
Revenue Forecast (FY)N/A
Bulls Say, Bears Say
Bulls Say
Conservative Balance SheetMaterial reduction in leverage over three years provides durable financial flexibility. Lower debt reduces refinancing and interest burden risk, enabling the company to sustain operations through loss-making periods, pursue strategic investments, or access capital on better terms.
Revenue ReboundA strong, sustained revenue recovery signals improving product-market fit or distribution execution. Higher top-line scale increases the opportunity to leverage fixed costs, improving the path to sustainable profitability if margins or cost structure are stabilized.
Historical Cash-generation AbilityPast periods of positive free cash flow demonstrate the underlying business can generate cash under the right conditions. This historical cash-generation track record implies restoration is feasible with execution, supporting long-term funding and reinvestment prospects.
Bears Say
Negative Cash Flow In 2025A return to substantial operating and free cash flow deficits materially increases funding risk if losses persist. Persistent cash burn can force dilution, credit reliance, or cuts to growth programs, constraining the company's ability to execute its strategy over the medium term.
Very Low Gross MarginsSub-5% gross margins leave little room to cover operating expenses and absorb cost shocks. Low structural margins make profitability highly sensitive to customer acquisition costs and pricing pressure, impeding durable margin expansion without product mix or pricing changes.
Inconsistent Profitability And Sizable LossesVolatile earnings and steep net losses undermine confidence in earnings quality and return generation. Persistent negative margins and swings reduce ability to retain equity, depress ROE, and raise the likelihood of repeated capital raises or strategic retrenchment over the next several quarters.
51 Credit Card Inc. News
2051 FAQ
What was 51 Credit Card Inc.’s price range in the past 12 months?
51 Credit Card Inc. lowest stock price was HK$0.24 and its highest was HK$0.87 in the past 12 months.
What is 51 Credit Card Inc.’s market cap?
51 Credit Card Inc.’s market cap is HK$994.29M.
When is 51 Credit Card Inc.’s upcoming earnings report date?
51 Credit Card Inc.’s upcoming earnings report date is Aug 27, 2026 which is in 97 days.
How were 51 Credit Card Inc.’s earnings last quarter?
51 Credit Card Inc. released its earnings results on Mar 27, 2026. The company reported -HK$0.076 earnings per share for the quarter, missing the consensus estimate of N/A by -HK$0.076.
Is 51 Credit Card Inc. overvalued?
According to Wall Street analysts 51 Credit Card Inc.’s price is currently Overvalued.
Does 51 Credit Card Inc. pay dividends?
51 Credit Card Inc. does not currently pay dividends.
What is 51 Credit Card Inc.’s EPS estimate?
51 Credit Card Inc.’s EPS estimate for its next earnings report is not yet available.
How many shares outstanding does 51 Credit Card Inc. have?
51 Credit Card Inc. has 1,629,984,300 shares outstanding.
What happened to 51 Credit Card Inc.’s price movement after its last earnings report?
51 Credit Card Inc. reported an EPS of -HK$0.076 in its last earnings report, missing expectations of N/A. Following the earnings report the stock price went down -6.25%.
Which hedge fund is a major shareholder of 51 Credit Card Inc.?
Currently, no hedge funds are holding shares in HK:2051
What is the TipRanks Smart Score and how is it calculated?
Smart Score combines eight research factors - such as analyst recommendations, hedge fund trends, and technical indicators - to measure a stock’s outlook. These signals are unified into a single score that reflects bullish or bearish momentum. See detailed methodology
Company Description
51 Credit Card Inc.
Vala, Inc. operates as credit card company. It offers managing multiple credit cards across different issuing banks, new credit card application and credit card bill repayment services. The company was founded by Hai Tao Sun and is headquartered in Hangzhou, China.
Technical Analysis
Quanzhou Huixin Micro-credit Co., Ltd. Class H
―
Zhongguancun Science-Tech Leasing Co. Ltd. Class H
―
Global International Credit Group Ltd.
―
Haitong Unitrust International Financial Leasing Co., Ltd Class H
―
Zuoli Kechuang Micro-finance Co. Ltd. Class H
―