tiprankstipranks
Quanzhou Huixin Micro-credit Co., Ltd. Class H (HK:1577)
:1577
Hong Kong Market
Want to see HK:1577 full AI Analyst Report?

Quanzhou Huixin Micro-credit Co., Ltd. Class H (1577) Price & Analysis

0 Followers

1577 Stock Chart & Stats

HK$1.00
-HK$0.01(-1.41%)
At close: 4:00 PM EST
HK$1.00
-HK$0.01(-1.41%)

Bulls Say, Bears Say

Bulls Say
High Profitability And MarginsSustained high gross, operating and net margins indicate the firm earns strong spreads on lending and controls costs. That margin cushion supports internal funding, resilient earnings through loan-cycle swings and sustained return on equity, underpinning long-term capital generation.
Consistent Cash Generation And FCF RecoveryReliable operating cash flow that covers earnings and a rebound in free cash flow demonstrate durable cash conversion. This supports ongoing lending, dividend capacity and optional deleveraging without immediate reliance on external funding, enhancing long-term financial flexibility.
Generally Conservative Balance SheetA large equity base and historically low leverage reduce default and liquidity risk, giving capacity to absorb credit losses and finance growth. Steady ROE signals efficient capital use, preserving strategic optionality across economic cycles and regulatory changes.
Bears Say
Top-line Volatility And 2025 Revenue DeclineMaterial swings in revenue, including a notable 2025 decline, make earnings and loan-originations less predictable. For a micro‑lender, volatile top-line trends can force underwriting, liquidity and capital-allocation changes that impede stable growth and planning over coming quarters.
Sharp Rise In Debt In 2025A sudden increase in debt raises fixed obligations and reduces the previous cushion from low leverage. Even if leverage is still modest, the change increases refinancing and liquidity sensitivity, particularly risky if revenue or collections remain uneven across the next several quarters.
Small Scale And Geographic ConcentrationOperating as a regional micro‑credit lender with only 56 employees suggests limited scale and geographic concentration. That confines diversification, constrains economies of scale and raises sensitivity to local economic or regulatory shifts, increasing structural business risk over months.

Quanzhou Huixin Micro-credit Co., Ltd. Class H News

1577 FAQ

What was Quanzhou Huixin Micro-credit Co., Ltd. Class H’s price range in the past 12 months?
Quanzhou Huixin Micro-credit Co., Ltd. Class H lowest stock price was HK$0.29 and its highest was HK$1.20 in the past 12 months.
    What is Quanzhou Huixin Micro-credit Co., Ltd. Class H’s market cap?
    Quanzhou Huixin Micro-credit Co., Ltd. Class H’s market cap is HK$748.00M.
      When is Quanzhou Huixin Micro-credit Co., Ltd. Class H’s upcoming earnings report date?
      Quanzhou Huixin Micro-credit Co., Ltd. Class H’s upcoming earnings report date is Sep 01, 2026 which is in 61 days.
        How were Quanzhou Huixin Micro-credit Co., Ltd. Class H’s earnings last quarter?
        Quanzhou Huixin Micro-credit Co., Ltd. Class H released its earnings results on Mar 26, 2026. The company reported HK$0.092 earnings per share for the quarter, beating the consensus estimate of N/A by HK$0.092.
          Is Quanzhou Huixin Micro-credit Co., Ltd. Class H overvalued?
          According to Wall Street analysts Quanzhou Huixin Micro-credit Co., Ltd. Class H’s price is currently Overvalued. Get more investment ideas with TipRanks Premium
            Does Quanzhou Huixin Micro-credit Co., Ltd. Class H pay dividends?
            Quanzhou Huixin Micro-credit Co., Ltd. Class H pays a Annually dividend of HK$0.057 which represents an annual dividend yield of 5.46%. See more information on Quanzhou Huixin Micro-credit Co., Ltd. Class H dividends here
              What is Quanzhou Huixin Micro-credit Co., Ltd. Class H’s EPS estimate?
              Quanzhou Huixin Micro-credit Co., Ltd. Class H’s EPS estimate for its next earnings report is not yet available.
              How many shares outstanding does Quanzhou Huixin Micro-credit Co., Ltd. Class H have?
              Quanzhou Huixin Micro-credit Co., Ltd. Class H has 180,000,000 shares outstanding.
                What happened to Quanzhou Huixin Micro-credit Co., Ltd. Class H’s price movement after its last earnings report?
                Quanzhou Huixin Micro-credit Co., Ltd. Class H reported an EPS of HK$0.092 in its last earnings report, beating expectations of N/A. Following the earnings report the stock price went down -0.916%.
                  Which hedge fund is a major shareholder of Quanzhou Huixin Micro-credit Co., Ltd. Class H?
                  Currently, no hedge funds are holding shares in HK:1577
                  What is the TipRanks Smart Score and how is it calculated?
                  Smart Score combines eight research factors - such as analyst recommendations, hedge fund trends, and technical indicators - to measure a stock’s outlook. These signals are unified into a single score that reflects bullish or bearish momentum. See detailed methodology

                    Quanzhou Huixin Micro-credit Co., Ltd. Class H Stock Smart Score

                    7
                    Neutral
                    1
                    2
                    3
                    4
                    5
                    6
                    7
                    8
                    9
                    10

                    Technicals

                    SMA
                    Positive
                    20 days / 200 days
                    Momentum
                    30.43%
                    12-Months-Change

                    Fundamentals

                    Return on Equity
                    6.16%
                    Trailing 12-Months
                    Asset Growth
                    21.09%
                    Trailing 12-Months

                    Company Description

                    Quanzhou Huixin Micro-credit Co., Ltd. Class H

                    Quanzhou Huixin Micro-credit Co., Ltd., a microfinance company, provides various short-term financing solutions to entrepreneurial individuals, small and medium-sized enterprises, and microenterprises in the People’s Republic of China. It offers revolving credit, joint-guaranteed, targeted payment, bridge, and collateralized quick-access loans. The company also provides investment advisory, management advisory, and information technology advisory services; treasury operation; and food manufacturing services. Quanzhou Huixin Micro-credit Co., Ltd. was incorporated in 2010 and is headquartered in Quanzhou, the People’s Republic of China.

                    Quanzhou Huixin Micro-credit Co., Ltd. Class H (1577) Earnings & Revenues

                    Similar Stocks
                    Company
                    Price & Change
                    Follow
                    Hanhua Financial Holding Co., Ltd. Class H
                    51 Credit Card Inc.
                    Yangzhou Guangling District Taihe Rural Micro-finance Company Limited Class H
                    VCREDIT Holdings Limited
                    Zuoli Kechuang Micro-finance Co. Ltd. Class H
                    Popular Stocks