Guangdong Join-Share Financing Guarantee Investment Co., Ltd. Class H (HK:1543)
:1543
Top Page
Guangdong Join-Share Financing Guarantee Investment Co., Ltd. Class H
(1543)
Select Model
Select Model
Rating:51Neutral
Price Target:
HK$0.25
▼(-21.56% Downside)
Action:DowngradedDate:01/27/26
The score is held back primarily by weak financial quality driven by multi-year negative operating/free cash flow, alongside bearish technicals (price below key moving averages and negative MACD). Partially offsetting these risks are a relatively low P/E and a high dividend yield.
Positive Factors
Essential financing-guarantee business
The company occupies a structural role facilitating SME access to bank credit through guarantee products. This creates recurring fee-based revenue potential and long-term client relationships tied to credit intermediation, supporting sustained demand across credit cycles.
Negative Factors
Weak cash generation
Persistent negative operating and free cash flow means reported profits aren't converting to cash, raising reliance on external funds to support guarantee obligations and working capital. Continued cash deficits threaten liquidity, dividend sustainability, and funding of growth initiatives.
Read all positive and negative factors
Positive Factors
Negative Factors
Essential financing-guarantee business
The company occupies a structural role facilitating SME access to bank credit through guarantee products. This creates recurring fee-based revenue potential and long-term client relationships tied to credit intermediation, supporting sustained demand across credit cycles.
Read all positive factors
Guangdong Join-Share Financing Guarantee Investment Co., Ltd. Class H (1543) vs. iShares MSCI Hong Kong ETF (EWH)
Market Cap
HK$340.25M
Dividend Yield6.48%
Average Volume (3M)232.07K
Price to Earnings (P/E)5.1
Beta (1Y)0.25
Revenue Growth-15.82%
EPS Growth2.51%
CountryHK
Employees291
SectorFinancial
Sector Strength70
IndustryFinancial - Credit Services
Share Statistics
EPS (TTM)>-0.01
Shares Outstanding554,363,340
10 Day Avg. Volume183,000
30 Day Avg. Volume232,066
Financial Highlights & Ratios
PEG Ratio1.78
Price to Book (P/B)0.36
Price to Sales (P/S)1.89
P/FCF Ratio-2.32
Enterprise Value/Market CapN/A
Enterprise Value/RevenueN/A
Enterprise Value/Gross ProfitN/A
Enterprise Value/EbitdaN/A
Forecast
1Y Price TargetN/A
Price Target UpsideN/A
Rating ConsensusN/A
Number of Analyst Covering0
EPS Forecast (FY)N/A
Revenue Forecast (FY)N/A
Guangdong Join-Share Financing Guarantee Investment Co., Ltd. Class H Business Overview & Revenue Model
Company Description
Guangdong Join-Share Financing Guarantee Investment Co., Ltd., together with its subsidiaries, provides credit-based financing solutions to small and medium-sized enterprises (SMEs) for their financing and business needs in the People's Republic o...
How the Company Makes Money
Guangdong Join-Share Financing Guarantee Investment Co., Ltd. generates revenue primarily through fees charged for its guarantee services. These fees are paid by clients—mostly SMEs—seeking to obtain loans or credit facilities from financial insti...
Guangdong Join-Share Financing Guarantee Investment Co., Ltd. Class H Financial Statement Overview
Summary
Income Statement
62
Positive
Balance Sheet
66
Positive
Cash Flow
24
Negative
| Breakdown | TTM | Dec 2024 | Dec 2023 | Dec 2022 | Dec 2021 | Dec 2020 |
|---|---|---|---|---|---|---|
Income Statement | ||||||
| Total Revenue | 358.38M | 387.16M | 336.04M | 346.49M | 369.10M | 364.16M |
| Gross Profit | 318.04M | 333.76M | 290.60M | 310.81M | 310.47M | 311.03M |
| EBITDA | 108.79M | 111.56M | 0.00 | 81.18M | 147.40M | 165.78M |
| Net Income | 41.32M | 42.18M | 38.40M | 42.58M | 81.99M | 106.58M |
Balance Sheet | ||||||
| Total Assets | 3.87B | 3.88B | 3.79B | 3.67B | 3.45B | 3.19B |
| Cash, Cash Equivalents and Short-Term Investments | 896.44M | 699.62M | 1.04B | 883.17M | 891.39M | 896.54M |
| Total Debt | 1.01B | 1.04B | 794.80M | 805.85M | 464.50M | 205.31M |
| Total Liabilities | 1.50B | 1.52B | 1.43B | 1.32B | 1.08B | 774.45M |
| Stockholders Equity | 2.02B | 2.03B | 2.02B | 2.07B | 2.10B | 2.09B |
Cash Flow | ||||||
| Free Cash Flow | 47.01M | -315.65M | -41.41M | -45.95M | -160.87M | -25.16M |
| Operating Cash Flow | 59.34M | -282.23M | -34.17M | -37.57M | -156.17M | -22.63M |
| Investing Cash Flow | -145.33M | -56.79M | -218.55M | -154.63M | 220.89M | 87.06M |
| Financing Cash Flow | 99.94M | 64.83M | 241.20M | 244.73M | 72.68M | -154.99M |
Guangdong Join-Share Financing Guarantee Investment Co., Ltd. Class H Technical Analysis
Negative
0.32
Price Trends
0.24
Negative
0.28
Negative
0.30
Negative
Market Momentum
>-0.01
Positive
40.27
Neutral
1.80
Positive
Evaluating momentum and price trends is crucial in stock analysis to make informed investment decisions. For HK:1543, the sentiment is Negative. The current price of 0.32 is above the 20-day moving average (MA) of 0.23, above the 50-day MA of 0.24, and above the 200-day MA of 0.30, indicating a bearish trend. The MACD of >-0.01 indicates Positive momentum. The RSI at 40.27 is Neutral, neither overbought nor oversold. The STOCH value of 1.80 is Positive, not indicating any strong overbought or oversold conditions. Overall, these indicators collectively point to a Negative sentiment for HK:1543.
Guangdong Join-Share Financing Guarantee Investment Co., Ltd. Class H Peers Comparison
UnderperformOutperform
Sector (68)
Name | Overall Rating | Market Cap | P/E Ratio | ROE | Dividend Yield | Revenue Growth | EPS Growth |
|---|---|---|---|---|---|---|---|
76 Outperform | HK$680.00M | 6.27 | 6.16% | 5.46% | -24.04% | 60.24% | |
71 Outperform | HK$388.00M | 6.89 | 5.52% | 5.43% | -1.47% | 2.86% | |
68 Neutral | $18.00B | 11.42 | 9.92% | 3.81% | 9.73% | 1.22% | |
67 Neutral | HK$371.70M | 5.31 | 3.00% | 4.88% | -12.94% | -15.93% | |
59 Neutral | HK$270.55M | 20.00 | 1.09% | ― | 8.77% | -76.88% | |
53 Neutral | HK$161.86M | -2.46 | 4.61% | ― | -25.74% | ― | |
51 Neutral | HK$340.25M | 5.14 | 2.04% | 6.48% | -15.82% | 2.51% |
* Financial Sector Average
HK:1543
Guangdong Join-Share Financing Guarantee Investment Co., Ltd. Class H
0.22
-0.02
-9.17%
HK:1563
International Alliance Financial Leasing Co., Ltd.
0.16
-0.02
-11.11%
HK:1577
Quanzhou Huixin Micro-credit Co., Ltd. Class H
1.00
0.19
23.46%
HK:1669
Global International Credit Group Ltd.
0.97
0.45
86.54%
HK:0605
China Financial Services Holdings Limited
0.80
-0.26
-24.53%
HK:6866
Zuoli Kechuang Micro-finance Co. Ltd. Class H
0.32
0.04
16.67%
Guangdong Join-Share Financing Guarantee Investment Co., Ltd. Class H Corporate Events
Guangdong Join-Share Confirms Completion of 60 Million-Share Disposal by Largest Shareholder
Jan 21, 2026
Guangdong Join-Share Financing Guarantee Investment Co., Ltd. announced that Foshan Financial Investment has completed the disposal and share transfer registration of 60 million domestic shares in the company to six investors, a move that diversif...
Guangdong Join-Share Major Shareholder to Sell 60 Million Domestic Shares While Retaining Control
Jan 5, 2026
Guangdong Join-Share Financing Guarantee Investment Co., Ltd. announced that its substantial shareholder Foshan Financial Investment has agreed to dispose of 60 million domestic shares of the company to six independent investors for RMB76.914 mill...
Foshan Financial Investment to Dispose of Shares in Guangdong Join-Share
Nov 3, 2025
Foshan Financial Investment Holding Co., Ltd., the largest shareholder of Guangdong Join-Share Financing Guarantee Investment Co., Ltd., plans to dispose of 60,000,000 domestic shares in the company. Despite this significant share disposal, Foshan...
Glossary
BuyA stock rated as a "Buy" is expected to perform better than the overall market or a specific benchmark over the near-to-medium term. This rating suggests the stock is likely to deliver higher returns compared to other stocks in the same sector or market index. Note: This is not investment advice; please consult a financial advisor before making investment decisions.
HoldA stock rated as a "Hold" is expected to perform in line with the overall market or a specific benchmark. This rating indicates that the stock is neither particularly compelling nor unfavorable for investment. Note: This is not investment advice; please consult a financial advisor before making investment decisions.
SellA stock rated as a "Sell" is expected to perform worse than the overall market or a specific benchmark over the near-to-medium term. This rating suggests the stock may deliver lower returns compared to other stocks in the same sector or market index. Note: This is not investment advice; please consult a financial advisor before making investment decisions.
Disclaimer
This AI Analyst Stock Report is automatically generated by our AI systems using advanced algorithms and publicly available financial, technical, and market data. While the information provided aims to be accurate and insightful, it is intended for informational purposes only and should not be considered financial advice. Any content created by an AI (Artificial Intelligence) system may contain inaccuracies and/or contain errors. Investing in stocks carries inherent risks, and past performance is not indicative of future results. This report does not account for your personal financial circumstances, objectives, or risk tolerance. Always conduct your own research or consult with a qualified financial advisor before making investment decisions. The analysis and recommendations provided are based on historical and current data and may not fully reflect future market conditions or unexpected developments. Neither the creators of this report nor its affiliated entities guarantee the accuracy, completeness, or reliability of the information presented. Use this report at your own discretion and risk.