Guangdong Join-Share Financing Guarantee Investment Co., Ltd. Class H (HK:1543)
:1543
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Guangdong Join-Share Financing Guarantee Investment Co., Ltd. Class H
(1543)
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Rating:49Neutral
Price Target:
HK$0.19
â–¼(-40.94% Downside)
Action:Reiterated
Date:05/21/26
The score is held back primarily by deteriorating profitability (sharp net income drop and margin compression) and historically volatile cash generation, despite a strong 2025 cash flow rebound and moderate leverage. Technicals remain weak with the stock below key longer-term moving averages and a negative MACD. Valuation is mixed: the very high dividend yield is a positive, but negative P/E reflects unstable earnings.
Positive Factors
High operating margins
Very strong gross and EBIT margins indicate the core guarantee service generates high operating profitability and low direct cost intensity. Over the medium term this provides a structural buffer to absorb credit shocks or higher provisioning and supports reinvestment into underwriting and risk management capabilities.
Negative Factors
Declining revenue and net income
A large year-on-year revenue decline and sharp net income drop materially weaken the firm's earnings power. For a fee-based guarantor, sustained top-line contraction reduces fee income scale, constrains ability to build reserves, and makes profitability sensitive to credit loss volatility and fixed operating costs over the medium term.
Read all positive and negative factors
Positive Factors
Negative Factors
High operating margins
Very strong gross and EBIT margins indicate the core guarantee service generates high operating profitability and low direct cost intensity. Over the medium term this provides a structural buffer to absorb credit shocks or higher provisioning and supports reinvestment into underwriting and risk management capabilities.
Read all positive factors
Guangdong Join-Share Financing Guarantee Investment Co., Ltd. Class H (1543) vs. iShares MSCI Hong Kong ETF (EWH)
Market Cap
HK$296.55M
Dividend Yield6.48%
Average Volume (3M)232.07K
Price to Earnings (P/E)―
Beta (1Y)0.34
Revenue Growth-23.52%
EPS Growth-76.11%
CountryHK
Employees291
SectorFinancial
Sector Strength70
IndustryFinancial - Credit Services
Share Statistics
EPS (TTM)<0.01
Shares Outstanding554,363,340
10 Day Avg. Volume183,000
30 Day Avg. Volume232,066
Financial Highlights & Ratios
PEG Ratio-0.57
Price to Book (P/B)0.22
Price to Sales (P/S)1.46
P/FCF Ratio5.14
Enterprise Value/Market CapN/A
Enterprise Value/RevenueN/A
Enterprise Value/Gross ProfitN/A
Enterprise Value/EbitdaN/A
Forecast
1Y Price TargetN/A
Price Target UpsideN/A
Rating ConsensusN/A
Number of Analyst Covering0
EPS Forecast (FY)N/A
Revenue Forecast (FY)N/A
Guangdong Join-Share Financing Guarantee Investment Co., Ltd. Class H Business Overview & Revenue Model
Company Description
Guangdong Join-Share Financing Guarantee Investment Co., Ltd., together with its subsidiaries, provides credit-based financing solutions to small and medium-sized enterprises (SMEs) for their financing and business needs in the People's Republic o...
How the Company Makes Money
The company primarily makes money by charging fees for providing financing guarantee services, where it guarantees a borrower’s obligations to a lender and earns guarantee fees (often based on the guaranteed amount and the guarantee period) as rev...
Guangdong Join-Share Financing Guarantee Investment Co., Ltd. Class H Financial Statement Overview
Summary
Income Statement
46
Neutral
Balance Sheet
62
Positive
Cash Flow
41
Neutral
| Breakdown | Dec 2025 | Dec 2024 | Dec 2023 | Dec 2022 | Dec 2021 |
|---|---|---|---|---|---|
Income Statement | |||||
| Total Revenue | 297.25M | 387.16M | 336.04M | 346.49M | 369.10M |
| Gross Profit | 261.51M | 333.76M | 290.60M | 310.81M | 310.47M |
| EBITDA | 84.58M | 111.56M | 0.00 | 81.18M | 147.40M |
| Net Income | 10.11M | 42.18M | 38.40M | 42.58M | 81.99M |
Balance Sheet | |||||
| Total Assets | 3.91B | 3.88B | 3.79B | 3.67B | 3.45B |
| Cash, Cash Equivalents and Short-Term Investments | 925.17M | 699.62M | 1.04B | 883.17M | 891.39M |
| Total Debt | 990.65M | 1.04B | 794.80M | 805.85M | 464.50M |
| Total Liabilities | 1.53B | 1.52B | 1.43B | 1.32B | 1.08B |
| Stockholders Equity | 2.02B | 2.03B | 2.02B | 2.07B | 2.10B |
Cash Flow | |||||
| Free Cash Flow | 84.58M | -315.65M | -41.41M | -45.95M | -160.87M |
| Operating Cash Flow | 91.08M | -282.23M | -34.17M | -37.57M | -156.17M |
| Investing Cash Flow | 103.01M | -56.79M | -218.55M | -154.63M | 220.89M |
| Financing Cash Flow | -70.18M | 64.83M | 241.20M | 244.73M | 72.68M |
Guangdong Join-Share Financing Guarantee Investment Co., Ltd. Class H Technical Analysis
Neutral
0.32
Price Trends
0.21
Negative
0.24
Negative
0.28
Negative
Market Momentum
>-0.01
Negative
50.10
Neutral
71.39
Neutral
Evaluating momentum and price trends is crucial in stock analysis to make informed investment decisions. For HK:1543, the sentiment is Neutral. The current price of 0.32 is above the 20-day moving average (MA) of 0.18, above the 50-day MA of 0.21, and above the 200-day MA of 0.28, indicating a neutral trend. The MACD of >-0.01 indicates Negative momentum. The RSI at 50.10 is Neutral, neither overbought nor oversold. The STOCH value of 71.39 is Neutral, not indicating any strong overbought or oversold conditions. Overall, these indicators collectively point to a Neutral sentiment for HK:1543.
Guangdong Join-Share Financing Guarantee Investment Co., Ltd. Class H Peers Comparison
UnderperformOutperform
Sector (68)
Name | Overall Rating | Market Cap | P/E Ratio | ROE | Dividend Yield | Revenue Growth | EPS Growth |
|---|---|---|---|---|---|---|---|
78 Outperform | HK$440.00M | 6.89 | 5.52% | 5.43% | -8.15% | 14.16% | |
76 Outperform | HK$700.40M | 2.73 | 6.16% | 5.46% | 32.46% | 9.09% | |
68 Neutral | $18.00B | 11.42 | 9.92% | 3.81% | 9.73% | 1.22% | |
67 Neutral | HK$395.30M | 6.16 | 2.91% | 4.88% | -7.97% | 53.91% | |
49 Neutral | HK$296.55M | -10.62 | 0.52% | 6.48% | -23.52% | -76.11% | |
47 Neutral | HK$573.60M | -1.95 | -12.57% | 9.77% | 9.41% | -219.96% |
* Financial Sector Average
HK:1543
Guangdong Join-Share Financing Guarantee Investment Co., Ltd. Class H
0.19
-0.06
-24.00%
HK:1577
Quanzhou Huixin Micro-credit Co., Ltd. Class H
1.03
0.07
7.29%
HK:1669
Global International Credit Group Ltd.
1.10
0.48
77.42%
HK:1915
Yangzhou Guangling District Taihe Rural Micro-finance Company Limited Class H
0.27
0.00
0.00%
HK:2003
VCREDIT Holdings Limited
1.18
-2.86
-70.79%
HK:6866
Zuoli Kechuang Micro-finance Co. Ltd. Class H
0.34
0.07
24.07%
Guangdong Join-Share Financing Guarantee Investment Co., Ltd. Class H Corporate Events
Guangdong Join-Share Reschedules 2025 AGM and Adjusts Book Closure Dates
May 6, 2026
Guangdong Join-Share Financing Guarantee Investment Co., Ltd. has rescheduled its 2025 annual general meeting from 5 June 2026 to 30 June 2026 at 3:00 p.m., citing administrative reasons for the change. The adjustment reflects routine corporate ad...
Guangdong Join-Share Profit Tumbles as Revenue and Shareholder Earnings Slide in 2025
Mar 29, 2026
Guangdong Join-Share Financing Guarantee Investment Co., Ltd. reported a sharp slowdown for 2025, with total revenue declining about 25.7% year on year to roughly RMB266.6 million and core revenue at RMB261.0 million. The company’s guarantee...
Guangdong Join-Share Schedules Board Meeting to Approve 2025 Results and Consider Dividend
Mar 17, 2026
Guangdong Join-Share Financing Guarantee Investment Co., Ltd. has scheduled a board meeting for 27 March 2026 to review and approve the audited annual results of the company and its subsidiaries for the financial year ended 31 December 2025. At th...
Glossary
BuyA stock rated as a "Buy" is expected to perform better than the overall market or a specific benchmark over the near-to-medium term. This rating suggests the stock is likely to deliver higher returns compared to other stocks in the same sector or market index. Note: This is not investment advice; please consult a financial advisor before making investment decisions.
HoldA stock rated as a "Hold" is expected to perform in line with the overall market or a specific benchmark. This rating indicates that the stock is neither particularly compelling nor unfavorable for investment. Note: This is not investment advice; please consult a financial advisor before making investment decisions.
SellA stock rated as a "Sell" is expected to perform worse than the overall market or a specific benchmark over the near-to-medium term. This rating suggests the stock may deliver lower returns compared to other stocks in the same sector or market index. Note: This is not investment advice; please consult a financial advisor before making investment decisions.
Disclaimer
This AI Analyst Stock Report is automatically generated by our AI systems using advanced algorithms and publicly available financial, technical, and market data. While the information provided aims to be accurate and insightful, it is intended for informational purposes only and should not be considered financial advice. Any content created by an AI (Artificial Intelligence) system may contain inaccuracies and/or contain errors. Investing in stocks carries inherent risks, and past performance is not indicative of future results. This report does not account for your personal financial circumstances, objectives, or risk tolerance. Always conduct your own research or consult with a qualified financial advisor before making investment decisions. The analysis and recommendations provided are based on historical and current data and may not fully reflect future market conditions or unexpected developments. Neither the creators of this report nor its affiliated entities guarantee the accuracy, completeness, or reliability of the information presented. Use this report at your own discretion and risk.