Prosper One International Holdings Company Limited Class S (1470) AI Stock Analysis

• Market Cap: HK$51.20M
• Dividend Yield: N/A
• Average Volume (3M): 33.73K
• Price to Earnings (P/E): 9.3
• Beta (1Y): 0.71
• Revenue Growth: 152.61%
• EPS Growth: N/A
• Country: HK
• Employees: 61
• Sector: Consumer Cyclical
• Sector Strength: 66
• Industry: Luxury Goods
• EPS (TTM): <0.01
• Shares Outstanding: 800,000,000
• 10 Day Avg. Volume: 48,400
• 30 Day Avg. Volume: 33,733
• PEG Ratio: 0.44
• Price to Book (P/B): 4.13
• Price to Sales (P/S): 0.00
• P/FCF Ratio: 1.84
• Enterprise Value/Market Cap: N/A
• Enterprise Value/Revenue: N/A
• Enterprise Value/Gross Profit: N/A
• Enterprise Value/Ebitda: N/A
• 1Y Price Target: N/A
• Price Target Upside: N/A
• Rating Consensus: Hold
• Number of Analyst Covering: 1

• Rating: 48 Neutral
• Price Target: HK$0.00 ▼(-100.00%Downside)

The overall stock score is primarily impacted by poor financial performance, particularly cash flow challenges and low solvency. Despite a potentially undervalued P/E ratio, technical indicators provide mixed signals, suggesting caution. The lack of earnings call insights or significant corporate events further reduces confidence in the stock.

Prosper One International Holdings Company Limited Class S Business Overview & Revenue Model

Company Description

Prosper One International Holdings Company Limited Class S (1470) is an investment holding company engaged primarily in the financial services sector. The company is focused on providing a range of financial products and services, including wealth management, asset management, and investment advisory services. Through its subsidiaries and associated companies, Prosper One International Holdings aims to offer comprehensive financial solutions to its clients.

How the Company Makes Money

Prosper One International Holdings Company Limited generates revenue through a diversified set of financial services. Key revenue streams include fees and commissions from wealth management and investment advisory services. The company also earns income through asset management, where it charges management and performance fees based on assets under management (AUM). Additionally, Prosper One may engage in proprietary trading and investment activities, contributing to its earnings. Significant partnerships with financial institutions and investment firms enhance its service offerings and broaden its client base, further influencing its revenue generation.

Prosper One International Holdings Company Limited Class S Financial Statement Overview

Summary

Prosper One International Holdings faces significant challenges across its financial statements. Despite strong gross profit margins, overall profitability is low with inconsistent revenue growth. The balance sheet reveals a concerning low equity ratio, affecting long-term solvency. Cash flow issues are evident, with negative operating and free cash flows, indicating liquidity concerns.

Income Statement

The company's income statement reveals a mixed performance. Gross profit margin is healthy at approximately 57.7% in 2024, which indicates effective cost management relative to revenue. However, net profit margin is low at 1.8%, suggesting limited profitability after accounting for all expenses. Revenue growth has been inconsistent, with a significant increase of 73.1% from 2023 to 2024, but a decline in previous years. EBITDA and EBIT margins show improvement, yet remain modest, reflecting challenges in operational efficiency.

Balance Sheet

The balance sheet shows a weak equity base with a debt-to-equity ratio of 0.06, indicating low leverage, which can be positive but also reflects limited financial flexibility. The equity ratio is poor, with equity representing only 8.9% of total assets, highlighting a potential risk in terms of solvency. Return on equity is positive at 8.3%, but low, suggesting limited returns for shareholders. The overall financial stability appears fragile due to low equity levels.

Cash Flow

The cash flow statement indicates significant negative cash flows, with operating cash flow at -$53.48 million and free cash flow at -$54.03 million in 2024, reflecting cash management challenges. The operating cash flow to net income ratio is negative, suggesting operations are not generating sufficient cash to cover net income. Free cash flow to net income ratio is also negative, indicating inadequate free cash flow generation relative to net income.

Breakdown	TTM	Jun 2024	Jun 2023	Jun 2022	Jun 2021	Jun 2020
Income Statement
Total Revenue	93.96M	71.85M	41.51M	75.27M	83.37M	94.19M
Gross Profit	31.73M	41.46M	36.44M	39.09M	39.62M	12.39M
EBITDA	8.67M	5.35M	1.80M	-235.00K	3.29M	-21.86M
Net Income	5.60M	1.28M	-2.66M	-6.45M	-769.00K	-59.01M
Balance Sheet
Total Assets	143.19M	173.09M	201.60M	163.86M	185.80M	190.91M
Cash, Cash Equivalents and Short-Term Investments	65.11M	65.84M	126.19M	86.14M	13.41M	22.17M
Total Debt	46.08M	941.00K	135.00K	5.00M	18.13M	33.91M
Total Liabilities	125.63M	157.72M	184.74M	142.29M	157.08M	163.88M
Stockholders Equity	17.56M	15.37M	16.85M	21.57M	28.72M	27.03M
Cash Flow
Free Cash Flow	-103.41M	-54.03M	37.92M	58.72M	-2.83M	1.54M
Operating Cash Flow	-102.93M	-53.48M	38.43M	58.72M	-2.83M	1.78M
Investing Cash Flow	-480.00K	-548.00K	3.28M	8.59M	4.70M	-242.00K
Financing Cash Flow	-1.08M	-779.00K	5.45M	1.80M	-11.99M	-1.08M

Prosper One International Holdings Company Limited Class S Technical Analysis

• Technical Analysis Sentiment: Positive
• Last Price: 0.06
• 50DMA: Positive
• 100DMA: Positive
• 200DMA: Positive
• MACD: Negative
• RSI: Negative
• STOCH: Neutral

Evaluating momentum and price trends is crucial in stock analysis to make informed investment decisions. For HK:1470, the sentiment is Positive. The current price of 0.06 is above the 20-day moving average (MA) of 0.05, above the 50-day MA of 0.05, and above the 200-day MA of 0.05, indicating a bullish trend. The MACD of <0.01 indicates Negative momentum. The RSI at 72.64 is Negative, neither overbought nor oversold. The STOCH value of 78.67 is Neutral, not indicating any strong overbought or oversold conditions. Overall, these indicators collectively point to a Positive sentiment for HK:1470.

Prosper One International Holdings Company Limited Class S Peers Comparison

Name	Overall Rating	Market Cap	P/E Ratio	ROE	Dividend Yield	Revenue Growth	EPS Growth
3311	79 Outperform	$60.64B	6.18	14.62%	4.93%	1.21%	2.15%
1109	76 Outperform	$214.64B	7.74	9.66%	8.11%	9.97%	-19.80%
3316	74 Outperform	HK$6.37B	10.75	36.29%	7.60%	25.93%	8.97%
1199	69 Neutral	$21.11B	7.80	5.64%	5.21%	5.93%	-3.64%
Sector *	57 Neutral	HK$24.54B	3.89	-2.03%	6.19%	-0.31%	-67.70%
1470	48 Neutral	HK$51.20M	9.29	38.09%	―	152.61%	―
3319	46 Neutral	€4.35B	―	-29.17%	16.77%	-11.94%	-756.32%

Prosper One International Holdings Company Limited Class S Corporate Events

Prosper One International Announces Key Leadership Change

Prosper One International Holdings Company Limited has announced a change in its company secretary and authorized representatives. Ms. Tung Wing Yee Winnie has resigned from her roles, and Sir Kwok Siu Man KR has been appointed as her successor. Sir Kwok brings over 30 years of extensive legal and corporate secretarial experience, having held various senior executive positions in Hong Kong and overseas. This change is expected to enhance the company’s corporate governance and operational efficiency.