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China Huirong Financial Holdings Ltd. (HK:1290)
:1290
Hong Kong Market

China Huirong Financial Holdings Ltd. (1290) AI Stock Analysis

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HK:1290

China Huirong Financial Holdings Ltd.

(1290)

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Rating:55Neutral
Price Target:
HK$0.50
▼(-24.24% Downside)
Action:ReiteratedDate:11/05/25
The overall score of 55 reflects significant concerns in financial performance, particularly negative cash flow and lack of revenue growth, which heavily weigh on the outlook. Technical indicators further signal bearish trends with the stock trading below key moving averages. A reasonable valuation with an attractive dividend yield provides some support, but it is not enough to offset the primary risks.
Positive Factors
Stable Profitability Margins
Consistent profitability margins indicate effective cost management and operational efficiency, contributing to long-term financial stability.
Negative Factors
Cash Flow Volatility
Volatile cash flows and negative operating cash flow can hinder the company's ability to invest in growth and meet financial obligations.
Read all positive and negative factors
Positive Factors
Negative Factors
Stable Profitability Margins
Consistent profitability margins indicate effective cost management and operational efficiency, contributing to long-term financial stability.
Read all positive factors

China Huirong Financial Holdings Ltd. (1290) vs. iShares MSCI Hong Kong ETF (EWH)

China Huirong Financial Holdings Ltd. Business Overview & Revenue Model

Company Description
China Huirong Financial Holdings Ltd. (1290) is a financial services company based in Hong Kong, primarily engaged in providing a diverse range of financial solutions. The company operates in sectors including financial leasing, investment managem...
How the Company Makes Money
China Huirong Financial Holdings Ltd. generates revenue through multiple key streams. The company earns income primarily from interest on loans and financial leases provided to customers. Additionally, it generates fees from its investment managem...

China Huirong Financial Holdings Ltd. Financial Statement Overview

Summary
Financial performance is mixed with moderate profitability (Gross Profit Margin 34.3%, Net Profit Margin 7.7%) but concerning negative revenue growth (-0.3%) and poor cash flow metrics (Free Cash Flow -80.3M, growth rate -69.3%). Balance sheet stability is decent with a Debt-to-Equity Ratio of 0.58, but low ROE (2.6%) limits upside.
Income Statement
65
Positive
Balance Sheet
60
Neutral
Cash Flow
40
Negative
BreakdownTTMDec 2024Dec 2023Dec 2022Dec 2021Dec 2020
Income Statement
Total Revenue646.38M653.16M654.93M621.01M485.67M254.63M
Gross Profit172.49M224.06M209.50M184.81M236.35M123.71M
EBITDA135.94M156.15M145.03M120.75M180.15M78.81M
Net Income52.64M50.48M46.45M41.06M87.17M2.22M
Balance Sheet
Total Assets3.32B3.50B3.30B2.99B2.84B2.53B
Cash, Cash Equivalents and Short-Term Investments261.66M247.32M142.34M431.77M576.39M541.50M
Total Debt959.25M1.11B942.22M734.45M603.11M519.36M
Total Liabilities1.12B1.30B1.14B873.82M742.46M590.66M
Stockholders Equity1.90B1.91B1.88B1.87B1.87B1.78B
Cash Flow
Free Cash Flow391.17M-80.33M-261.48M-111.94M69.59M404.06M
Operating Cash Flow391.70M-77.77M-254.19M-102.49M98.46M410.78M
Investing Cash Flow-171.27M-59.05M4.80M-26.19M-75.67M-7.26M
Financing Cash Flow-252.71M136.05M189.92M89.58M108.42M-479.17M

China Huirong Financial Holdings Ltd. Technical Analysis

Technical Analysis Sentiment
Negative
Last Price0.66
Price Trends
50DMA
0.55
Negative
100DMA
0.57
Negative
200DMA
0.61
Negative
Market Momentum
MACD
>-0.01
Negative
RSI
43.10
Neutral
STOCH
80.00
Neutral
Evaluating momentum and price trends is crucial in stock analysis to make informed investment decisions. For HK:1290, the sentiment is Negative. The current price of 0.66 is above the 20-day moving average (MA) of 0.54, above the 50-day MA of 0.55, and above the 200-day MA of 0.61, indicating a neutral trend. The MACD of >-0.01 indicates Negative momentum. The RSI at 43.10 is Neutral, neither overbought nor oversold. The STOCH value of 80.00 is Neutral, not indicating any strong overbought or oversold conditions. Overall, these indicators collectively point to a Negative sentiment for HK:1290.

China Huirong Financial Holdings Ltd. Peers Comparison

Overall Rating
UnderperformOutperform
Sector (68)
Financial Indicators
Name
Overall Rating
Market Cap
P/E Ratio
ROE
Dividend Yield
Revenue Growth
EPS Growth
68
Neutral
$18.00B11.429.92%3.81%9.73%1.22%
67
Neutral
HK$377.60M5.313.00%4.88%-12.94%-15.93%
65
Neutral
HK$1.37B4.318.51%7.43%1.11%3.98%
57
Neutral
HK$279.00M20.631.09%8.77%-76.88%
55
Neutral
HK$588.78M5.552.76%5.45%-1.76%6.11%
* Financial Sector Average
Performance Comparison
Ticker
Company Name
Price
Change
% Change
HK:1290
China Huirong Financial Holdings Ltd.
0.54
-0.06
-10.00%
HK:3903
Hanhua Financial Holding Co., Ltd. Class H
0.17
0.00
0.00%
HK:1563
International Alliance Financial Leasing Co., Ltd.
0.17
-0.01
-8.33%
HK:1601
Zhongguancun Science-Tech Leasing Co. Ltd. Class H
0.85
0.09
11.84%
HK:1915
Yangzhou Guangling District Taihe Rural Micro-finance Company Limited Class H
0.27
0.00
0.00%
HK:6866
Zuoli Kechuang Micro-finance Co. Ltd. Class H
0.32
0.05
18.52%
Glossary
BuyA stock rated as a "Buy" is expected to perform better than the overall market or a specific benchmark over the near-to-medium term. This rating suggests the stock is likely to deliver higher returns compared to other stocks in the same sector or market index. Note: This is not investment advice; please consult a financial advisor before making investment decisions.
HoldA stock rated as a "Hold" is expected to perform in line with the overall market or a specific benchmark. This rating indicates that the stock is neither particularly compelling nor unfavorable for investment. Note: This is not investment advice; please consult a financial advisor before making investment decisions.
SellA stock rated as a "Sell" is expected to perform worse than the overall market or a specific benchmark over the near-to-medium term. This rating suggests the stock may deliver lower returns compared to other stocks in the same sector or market index. Note: This is not investment advice; please consult a financial advisor before making investment decisions.

Disclaimer

This AI Analyst Stock Report is automatically generated by our AI systems using advanced algorithms and publicly available financial, technical, and market data. While the information provided aims to be accurate and insightful, it is intended for informational purposes only and should not be considered financial advice. Any content created by an AI (Artificial Intelligence) system may contain inaccuracies and/or contain errors. Investing in stocks carries inherent risks, and past performance is not indicative of future results. This report does not account for your personal financial circumstances, objectives, or risk tolerance. Always conduct your own research or consult with a qualified financial advisor before making investment decisions. The analysis and recommendations provided are based on historical and current data and may not fully reflect future market conditions or unexpected developments. Neither the creators of this report nor its affiliated entities guarantee the accuracy, completeness, or reliability of the information presented. Use this report at your own discretion and risk.Date of analysis: Nov 05, 2025