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Hong Kong Finance Group Ltd. (HK:1273)
:1273
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Hong Kong Finance Group Ltd. (1273) AI Stock Analysis

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HK:1273

Hong Kong Finance Group Ltd.

(1273)

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Outperform 82 (OpenAI - 4o)
Rating:82Outperform
Price Target:
HK$0.50
▼(-7.41% Downside)
The overall stock score is driven by strong technical indicators and attractive valuation metrics. The company's solid financial performance, particularly its revenue growth and balance sheet stability, further supports the positive outlook. The absence of earnings call data and corporate events does not detract from the overall positive assessment.

Hong Kong Finance Group Ltd. (1273) vs. iShares MSCI Hong Kong ETF (EWH)

Hong Kong Finance Group Ltd. Business Overview & Revenue Model

Company DescriptionHong Kong Finance Group Ltd. (1273) is a diversified financial services company based in Hong Kong, focusing on providing a range of financial solutions including investment advisory, asset management, and wealth management services. The company operates primarily in the financial services sector, catering to individual and institutional clients with tailored investment strategies and financial planning services. Its core products include mutual funds, securities trading, and financial consulting, aimed at helping clients achieve their financial goals.
How the Company Makes MoneyHong Kong Finance Group Ltd. generates revenue through multiple streams, primarily by charging fees for asset management and investment advisory services. The company earns management fees based on the assets under management (AUM) and performance fees linked to the returns generated for clients. Additionally, revenue is generated from brokerage commissions on securities trading and transaction fees for facilitating investment activities. Significant partnerships with financial institutions and technology providers enhance its service offerings and operational efficiency, contributing to its overall earnings. Market dynamics, client acquisition strategies, and the performance of financial markets also play crucial roles in driving the company's revenue.

Hong Kong Finance Group Ltd. Financial Statement Overview

Summary
Hong Kong Finance Group Ltd. exhibits strong revenue growth and a solid balance sheet with low leverage. While profitability margins are slightly under pressure, the company maintains a robust cash flow position. Continued focus on improving operational cash flow and profitability will be key to sustaining financial health.
Income Statement
75
Positive
The company demonstrates strong revenue growth with a 20.44% increase in the latest year, indicating a positive trajectory. Gross profit margin remains high, showcasing efficient cost management. However, the net profit margin has slightly decreased compared to previous years, suggesting some pressure on profitability. Overall, the income statement reflects robust growth but with a need to monitor profitability closely.
Balance Sheet
80
Positive
The balance sheet is solid with a low debt-to-equity ratio of 0.12, indicating conservative leverage and financial stability. Return on equity is modest at 5.42%, suggesting room for improvement in generating returns for shareholders. The equity ratio is healthy, reflecting a strong capital structure. Overall, the balance sheet is stable, with low leverage and a strong equity position.
Cash Flow
70
Positive
Cash flow performance has improved significantly, with a 363.76% growth in free cash flow, indicating enhanced cash generation capabilities. The free cash flow to net income ratio is nearly 1, showing efficient conversion of profits into cash. However, the operating cash flow to net income ratio is low, suggesting potential issues in cash flow from operations. Overall, cash flow is improving, but operational cash flow needs attention.
BreakdownTTMDec 2024Dec 2023Dec 2022Dec 2021Dec 2020
Income Statement
Total Revenue126.88M152.81M136.73M163.27M154.88M157.60M
Gross Profit90.17M137.10M136.73M163.27M154.88M157.60M
EBITDA82.47M62.39M80.15M104.43M99.83M116.07M
Net Income46.34M46.17M42.69M58.88M70.55M73.22M
Balance Sheet
Total Assets1.11B1.02B1.13B1.13B1.18B1.10B
Cash, Cash Equivalents and Short-Term Investments32.02M34.23M28.38M29.88M24.88M80.02M
Total Debt198.08M105.00M307.04M326.57M426.44M406.71M
Total Liabilities277.24M168.94M318.38M341.49M440.45M425.13M
Stockholders Equity835.58M852.00M816.62M784.72M736.62M676.86M
Cash Flow
Free Cash Flow35.82M166.14M26.78M129.74M-34.98M219.09M
Operating Cash Flow41.17M169.98M28.96M130.05M-33.85M221.06M
Investing Cash Flow-3.31M-2.35M-139.00K-14.30M-29.13M-1.98M
Financing Cash Flow-47.55M-162.53M-30.32M-110.75M7.84M-154.34M

Hong Kong Finance Group Ltd. Technical Analysis

Technical Analysis Sentiment
Positive
Last Price0.54
Price Trends
50DMA
0.50
Positive
100DMA
0.45
Positive
200DMA
0.40
Positive
Market Momentum
MACD
<0.01
Positive
RSI
59.78
Neutral
STOCH
73.33
Neutral
Evaluating momentum and price trends is crucial in stock analysis to make informed investment decisions. For HK:1273, the sentiment is Positive. The current price of 0.54 is above the 20-day moving average (MA) of 0.54, above the 50-day MA of 0.50, and above the 200-day MA of 0.40, indicating a bullish trend. The MACD of <0.01 indicates Positive momentum. The RSI at 59.78 is Neutral, neither overbought nor oversold. The STOCH value of 73.33 is Neutral, not indicating any strong overbought or oversold conditions. Overall, these indicators collectively point to a Positive sentiment for HK:1273.

Hong Kong Finance Group Ltd. Peers Comparison

Overall Rating
UnderperformOutperform
Sector (68)
Financial Indicators
Name
Overall Rating
Market Cap
P/E Ratio
ROE
Dividend Yield
Revenue Growth
EPS Growth
HK$224.10M4.855.53%4.81%-1.58%8.16%
HK$457.99M8.216.09%-5.52%-35.27%
HK$208.00M71.720.81%-21.78%-19.44%
$18.00B11.429.92%3.81%9.73%1.22%
HK$114.09M-0.75-14.21%-2.07%-114.10%
HK$121.49M-1.62-21.07%25.64%-25.07%
* Financial Sector Average
Performance Comparison
Ticker
Company Name
Price
Change
% Change
HK:1273
Hong Kong Finance Group Ltd.
0.54
0.23
74.19%
HK:1319
Oi Wah Pawnshop Credit Holdings Ltd.
0.24
0.04
18.41%
HK:1915
Yangzhou Guangling District Taihe Rural Micro-finance Company Limited Class H
0.26
-0.25
-49.02%
HK:2263
Fu Shek Financial Holdings Limited
0.21
0.03
16.67%
HK:0379
China Ever Grand Financial Leasing Group Co., Ltd.
0.08
0.04
100.00%
HK:0397
Power Financial Group Limited
0.05
-0.05
-50.00%

Hong Kong Finance Group Ltd. Corporate Events

Hong Kong Finance Group Announces New Loan Agreement
Oct 16, 2025

Hong Kong Finance Group Limited announced a new loan agreement with Customer AC, granting a loan of HK$8,000,000. This loan is collateralized by a commercial property in Hong Kong and will be used to settle a previous loan. The transaction is considered discloseable under the Listing Rules due to its size. The company has assessed the credit risk as manageable, citing the borrower’s strong repayment history and the property’s prime location.

The most recent analyst rating on (HK:1273) stock is a Buy with a HK$0.50 price target. To see the full list of analyst forecasts on Hong Kong Finance Group Ltd. stock, see the HK:1273 Stock Forecast page.

Hong Kong Finance Group Announces New Loan Agreement to Settle Previous Debt
Sep 29, 2025

Hong Kong Finance Group Limited announced a new loan agreement on September 27, 2025, providing HK$16,000,000 in financial assistance to a group of borrowers. This new loan is intended to settle the outstanding balance of a previous loan of HK$18,000,000. The transaction is classified as discloseable under the Hong Kong Stock Exchange’s listing rules due to the aggregated loan amount exceeding certain percentage thresholds. This move reflects the company’s ongoing strategy to manage its loan portfolio while adhering to regulatory requirements.

The most recent analyst rating on (HK:1273) stock is a Buy with a HK$0.50 price target. To see the full list of analyst forecasts on Hong Kong Finance Group Ltd. stock, see the HK:1273 Stock Forecast page.

Hong Kong Finance Group Provides HK$40 Million Loan with Prime Collateral
Sep 22, 2025

Hong Kong Finance Group Limited has entered into a Loan Agreement with Customer E, providing financial assistance amounting to HK$40,000,000. The loan is secured by a first mortgage on a residential property valued at approximately HK$145,000,000, with a loan-to-value ratio of 27.6%. The loan is considered a discloseable transaction under the Listing Rules, and the Group will finance it using its general working capital. The risk associated with the loan is deemed manageable due to the collateral’s prime location and the solid net worth of the guarantor, Customer F.

The most recent analyst rating on (HK:1273) stock is a Buy with a HK$0.50 price target. To see the full list of analyst forecasts on Hong Kong Finance Group Ltd. stock, see the HK:1273 Stock Forecast page.

Hong Kong Finance Group Secures Shareholder Approval for Key Resolutions at AGM
Sep 3, 2025

Hong Kong Finance Group Limited announced that all proposed resolutions were passed at its Annual General Meeting held on September 3, 2025. Key resolutions included the approval of financial statements, the declaration of a final dividend, re-election of directors, and granting mandates for share issuance and repurchase. The approval of these resolutions reflects shareholder confidence and supports the company’s strategic initiatives, potentially enhancing its market position and operational capabilities.

The most recent analyst rating on (HK:1273) stock is a Buy with a HK$0.50 price target. To see the full list of analyst forecasts on Hong Kong Finance Group Ltd. stock, see the HK:1273 Stock Forecast page.

Glossary
BuyA stock rated as a "Buy" is expected to perform better than the overall market or a specific benchmark over the near-to-medium term. This rating suggests the stock is likely to deliver higher returns compared to other stocks in the same sector or market index. Note: This is not investment advice; please consult a financial advisor before making investment decisions.
HoldA stock rated as a "Hold" is expected to perform in line with the overall market or a specific benchmark. This rating indicates that the stock is neither particularly compelling nor unfavorable for investment. Note: This is not investment advice; please consult a financial advisor before making investment decisions.
SellA stock rated as a "Sell" is expected to perform worse than the overall market or a specific benchmark over the near-to-medium term. This rating suggests the stock may deliver lower returns compared to other stocks in the same sector or market index. Note: This is not investment advice; please consult a financial advisor before making investment decisions.

Disclaimer

This AI Analyst Stock Report is automatically generated by our AI systems using advanced algorithms and publicly available financial, technical, and market data. While the information provided aims to be accurate and insightful, it is intended for informational purposes only and should not be considered financial advice. Any content created by an AI (Artificial Intelligence) system may contain inaccuracies and/or contain errors. Investing in stocks carries inherent risks, and past performance is not indicative of future results. This report does not account for your personal financial circumstances, objectives, or risk tolerance. Always conduct your own research or consult with a qualified financial advisor before making investment decisions. The analysis and recommendations provided are based on historical and current data and may not fully reflect future market conditions or unexpected developments. Neither the creators of this report nor its affiliated entities guarantee the accuracy, completeness, or reliability of the information presented. Use this report at your own discretion and risk.Date of analysis: Oct 23, 2025