Hong Kong Finance Group Ltd. (HK:1273)
:1273
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Hong Kong Finance Group Ltd.
(1273)
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Rating:83Outperform
Price Target:
HK$0.50
▼(-16.67% Downside)
Action:ReiteratedDate:11/11/25
Hong Kong Finance Group Ltd. earns an overall score of 83, driven primarily by strong financial performance (score: 80, weight: 0.5) with robust revenue and cash flow growth, and an attractive valuation (score: 90, weight: 0.2) due to a low P/E ratio and solid dividend yield. Technical analysis (score: 85, weight: 0.3) further supports the positive outlook with bullish price trends, though potential overbought conditions signal a minor risk.
Positive Factors
Revenue Growth
Consistent revenue growth indicates expanding market reach and successful client acquisition strategies, supporting long-term business sustainability.
Negative Factors
Profitability Pressure
Decreasing net profit margins suggest potential challenges in cost management or pricing power, which could impact long-term profitability if not addressed.
Read all positive and negative factors
Positive Factors
Negative Factors
Revenue Growth
Consistent revenue growth indicates expanding market reach and successful client acquisition strategies, supporting long-term business sustainability.
Read all positive factors
Hong Kong Finance Group Ltd. (1273) vs. iShares MSCI Hong Kong ETF (EWH)
Market Cap
HK$249.00M
Dividend Yield4.19%
Average Volume (3M)229.87K
Price to Earnings (P/E)2.0
Beta (1Y)0.20
Revenue Growth-10.91%
EPS Growth5.91%
CountryHK
Employees50
SectorFinancial
Sector Strength70
IndustryFinancial - Mortgages
Share Statistics
EPS (TTM)0.07
Shares Outstanding415,000,000
10 Day Avg. Volume223,200
30 Day Avg. Volume229,866
Financial Highlights & Ratios
PEG Ratio0.34
Price to Book (P/B)0.18
Price to Sales (P/S)1.02
P/FCF Ratio0.94
Enterprise Value/Market CapN/A
Enterprise Value/RevenueN/A
Enterprise Value/Gross ProfitN/A
Enterprise Value/EbitdaN/A
Forecast
1Y Price TargetN/A
Price Target UpsideN/A
Rating ConsensusN/A
Number of Analyst Covering0
EPS Forecast (FY)N/A
Revenue Forecast (FY)N/A
Hong Kong Finance Group Ltd. Business Overview & Revenue Model
Company Description
Hong Kong Finance Group Limited, an investment holding company, provides property mortgage loans to individuals and corporations under the Hong Kong Finance brand name in Hong Kong. It also offers personal loans for HOS and public housing homeowne...
How the Company Makes Money
Hong Kong Finance Group Ltd. generates revenue through multiple streams, primarily from brokerage commissions on trading activities, advisory fees from investment and asset management services, and interest income from financing activities. The co...
Hong Kong Finance Group Ltd. Financial Statement Overview
Summary
Income Statement
75
Positive
Balance Sheet
80
Positive
Cash Flow
85
Very Positive
| Breakdown | TTM | Mar 2024 | Mar 2023 | Mar 2022 | Mar 2021 | Mar 2020 |
|---|---|---|---|---|---|---|
Income Statement | ||||||
| Total Revenue | 151.58M | 152.81M | 136.73M | 163.27M | 154.88M | 157.60M |
| Gross Profit | 148.81M | 137.10M | 136.73M | 163.27M | 154.88M | 157.60M |
| EBITDA | 81.27M | 62.39M | 80.15M | 104.43M | 99.83M | 116.07M |
| Net Income | 49.11M | 46.17M | 42.69M | 58.88M | 70.55M | 73.22M |
Balance Sheet | ||||||
| Total Assets | 1.09B | 1.02B | 1.13B | 1.13B | 1.18B | 1.10B |
| Cash, Cash Equivalents and Short-Term Investments | 14.67M | 34.23M | 28.38M | 29.88M | 24.88M | 80.02M |
| Total Debt | 188.57M | 105.00M | 307.04M | 326.57M | 426.44M | 406.71M |
| Total Liabilities | 211.29M | 168.94M | 318.38M | 341.49M | 440.45M | 425.13M |
| Stockholders Equity | 873.90M | 852.00M | 816.62M | 784.72M | 736.62M | 676.86M |
Cash Flow | ||||||
| Free Cash Flow | 86.55M | 166.14M | 26.78M | 129.74M | -34.98M | 219.09M |
| Operating Cash Flow | 87.93M | 169.98M | 28.96M | 130.05M | -33.85M | 221.06M |
| Investing Cash Flow | -1.38M | -2.35M | -139.00K | -14.30M | -29.13M | -1.98M |
| Financing Cash Flow | -105.40M | -162.53M | -30.32M | -110.75M | 7.84M | -154.34M |
Hong Kong Finance Group Ltd. Technical Analysis
Positive
0.60
Price Trends
0.60
Positive
0.59
Positive
0.52
Positive
Market Momentum
>-0.01
Negative
62.32
Neutral
77.78
Neutral
Evaluating momentum and price trends is crucial in stock analysis to make informed investment decisions. For HK:1273, the sentiment is Positive. The current price of 0.6 is above the 20-day moving average (MA) of 0.59, above the 50-day MA of 0.60, and above the 200-day MA of 0.52, indicating a bullish trend. The MACD of >-0.01 indicates Negative momentum. The RSI at 62.32 is Neutral, neither overbought nor oversold. The STOCH value of 77.78 is Neutral, not indicating any strong overbought or oversold conditions. Overall, these indicators collectively point to a Positive sentiment for HK:1273.
Hong Kong Finance Group Ltd. Peers Comparison
UnderperformOutperform
Sector (68)
Name | Overall Rating | Market Cap | P/E Ratio | ROE | Dividend Yield | Revenue Growth | EPS Growth |
|---|---|---|---|---|---|---|---|
83 Outperform | HK$249.00M | 2.01 | 5.69% | 4.19% | -10.91% | 5.91% | |
75 Outperform | HK$548.43M | 2.90 | ― | 6.70% | -7.82% | -5.16% | |
68 Neutral | $18.00B | 11.42 | 9.92% | 3.81% | 9.73% | 1.22% | |
61 Neutral | HK$295.00M | 9.85 | 2.10% | ― | -9.48% | 130.30% | |
46 Neutral | HK$107.25M | -1.86 | -5.84% | ― | -2.07% | -114.10% | |
42 Neutral | HK$111.36M | -1.47 | -29.10% | ― | 25.64% | -25.07% |
* Financial Sector Average
HK:1273
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-28.79%
Hong Kong Finance Group Ltd. Corporate Events
Hong Kong Finance Group Extends HK$15 Million Secured Loan, Triggers Discloseable Transaction
Dec 24, 2025
Hong Kong Finance Group Limited has agreed, through its lending arm HK Finance, to provide a new six‑month secured loan of HK$15 million at 17.4% per annum to a group of repeat borrowers, backed by second mortgages over high‑value resi...
Hong Kong Finance Group Announces Interim Dividend Update
Nov 27, 2025
Hong Kong Finance Group Limited has announced an interim cash dividend for the six months ending September 30, 2025, amounting to HKD 0.016 per share. The ex-dividend date is set for December 29, 2025, with a payment date of January 14, 2026. The ...
Hong Kong Finance Group Reports Stable Interim Results for 2025
Nov 26, 2025
Hong Kong Finance Group Limited reported its interim results for the six months ending September 30, 2025, showing a slight decrease in interest income but an overall increase in operating profit compared to the previous year. The company’s ...
Hong Kong Finance Group Announces Interim Dividend
Nov 26, 2025
Hong Kong Finance Group Limited has announced an interim cash dividend of HKD 0.016 per share for the six months ending September 30, 2025. The ex-dividend date is set for December 30, 2025, with the payment date scheduled for January 14, 2026. Th...
Hong Kong Finance Group to Announce Interim Results and Consider Dividend
Nov 13, 2025
Hong Kong Finance Group Limited has announced that its board of directors will meet on November 26, 2025, to approve the publication of its interim results for the six months ending September 30, 2025. The board will also consider the payment of a...
Hong Kong Finance Group Ltd. Announces New Loan Agreement
Oct 30, 2025
Hong Kong Finance Group Limited has entered into a New Loan Agreement with Customers J and K, providing a loan of HK$43,000,000. This transaction, which follows a previous loan of HK$3,000,000 to the same borrowers, is considered a discloseable tr...
Hong Kong Finance Group Announces Auditor Change to Deloitte
Oct 24, 2025
Hong Kong Finance Group Limited announced a change in its auditor, with PricewaterhouseCoopers resigning due to an inability to agree on remuneration terms for the upcoming financial year. Deloitte Touche Tohmatsu has been appointed as the new aud...
Hong Kong Finance Group Announces New Loan Agreement
Oct 16, 2025
Hong Kong Finance Group Limited announced a new loan agreement with Customer AC, granting a loan of HK$8,000,000. This loan is collateralized by a commercial property in Hong Kong and will be used to settle a previous loan. The transaction is cons...
Glossary
BuyA stock rated as a "Buy" is expected to perform better than the overall market or a specific benchmark over the near-to-medium term. This rating suggests the stock is likely to deliver higher returns compared to other stocks in the same sector or market index. Note: This is not investment advice; please consult a financial advisor before making investment decisions.
HoldA stock rated as a "Hold" is expected to perform in line with the overall market or a specific benchmark. This rating indicates that the stock is neither particularly compelling nor unfavorable for investment. Note: This is not investment advice; please consult a financial advisor before making investment decisions.
SellA stock rated as a "Sell" is expected to perform worse than the overall market or a specific benchmark over the near-to-medium term. This rating suggests the stock may deliver lower returns compared to other stocks in the same sector or market index. Note: This is not investment advice; please consult a financial advisor before making investment decisions.
Disclaimer
This AI Analyst Stock Report is automatically generated by our AI systems using advanced algorithms and publicly available financial, technical, and market data. While the information provided aims to be accurate and insightful, it is intended for informational purposes only and should not be considered financial advice. Any content created by an AI (Artificial Intelligence) system may contain inaccuracies and/or contain errors. Investing in stocks carries inherent risks, and past performance is not indicative of future results. This report does not account for your personal financial circumstances, objectives, or risk tolerance. Always conduct your own research or consult with a qualified financial advisor before making investment decisions. The analysis and recommendations provided are based on historical and current data and may not fully reflect future market conditions or unexpected developments. Neither the creators of this report nor its affiliated entities guarantee the accuracy, completeness, or reliability of the information presented. Use this report at your own discretion and risk.