Arta TechFin Corporation Limited (0279) AI Stock Analysis

• Market Cap: HK$776.24M
• Dividend Yield: N/A
• Average Volume (3M): 2.13M
• Price to Earnings (P/E): ―
• Beta (1Y): 1.98
• Revenue Growth: 191.15%
• EPS Growth: -1.98%
• Country: HK
• Employees: 30
• Sector: Financial
• Sector Strength: 70
• Industry: Financial - Conglomerates
• EPS (TTM): -0.01
• Shares Outstanding: 1,272,527,300
• 10 Day Avg. Volume: 566,923
• 30 Day Avg. Volume: 2,132,280
• PEG Ratio: 12.27
• Price to Book (P/B): -273.38
• Price to Sales (P/S): 194.92
• P/FCF Ratio: -466.24
• Enterprise Value/Market Cap: N/A
• Enterprise Value/Revenue: N/A
• Enterprise Value/Gross Profit: N/A
• Enterprise Value/Ebitda: N/A
• 1Y Price Target: N/A
• Price Target Upside: N/A
• Rating Consensus: N/A
• Number of Analyst Covering: 0
• EPS Forecast (FY): N/A
• Revenue Forecast (FY): N/A

• Rating: 41 Neutral
• Price Target: HK$0.51 ▼(-11.23% Downside)

The score is held down primarily by weak financial health: large losses, negative operating cash flow, and a highly risky balance sheet with negative equity. Technicals also reflect a clear downtrend, though oversold readings slightly temper the downside. Valuation offers limited support due to negative earnings and no dividend data.

Positive Factors

Revenue Growth

Sustained, high revenue growth indicates the company is expanding its top-line traction and market acceptance. Over 2–6 months this supports scale benefits, potential cross‑sell opportunities in financial services, and the ability to invest in product and distribution to pursue longer‑term profitability.

Free Cash Flow Improvement

A material improvement in free cash flow growth signals better cash conversion and operational efficiency trends. If sustained, higher FCF provides durable funding for working capital, debt servicing or targeted investments without reliance on equity raises or expensive financing.

Conglomerate Financial Services Model

Operating as a financial-services conglomerate can provide durable revenue diversification across product lines and client segments. This structural positioning supports risk spreading, cross‑selling, and resilience to isolated market shocks over the medium term.

Negative Factors

Negative Operating Cash Flow

Consistently negative operating cash flow undermines the firm's ability to sustain operations from core activities, forcing dependence on external financing or asset sales. Over months this weakens liquidity, limits reinvestment capacity, and raises solvency risk if trends persist.

Weak Balance Sheet & High Leverage

Negative equity and a materially adverse debt-to-equity position signal structural balance-sheet stress. This restricts strategic flexibility, increases refinancing and covenant risks, and can impede capital allocation or growth initiatives over the medium term.

Sustained Unprofitable Operations

Deep negative margins reflect operational inefficiencies or unprofitable pricing that erode shareholder value. Persisting large losses make it hard to self-fund growth, threaten capital reserves, and require a credible restructuring or margin recovery plan to restore durable viability.

Arta TechFin Corporation Limited Business Overview & Revenue Model

Company Description

Arta TechFin Corporation Limited, an investment holding company, provides a range of financial services in Hong Kong and the People's Republic of China. The company offers securities and futures brokerage, placing and underwriting, corporate finance advisory, and margin financing services; asset management services; insurance brokerage and financial planning services; and factoring, financial guarantee, and finance leasing services. It also trades in securities and futures. The company was formerly known as Freeman FinTech Corporation Limited and changed its name to Arta TechFin Corporation Limited in October 2021. Arta TechFin Corporation Limited is based in Quarry Bay, Hong Kong.

How the Company Makes Money

Arta TechFin Corporation generates revenue through multiple streams primarily focused on the deployment of its fintech solutions. Key revenue sources include transaction fees from its digital payment platforms, subscription fees for its financial analytics software, and licensing fees for its proprietary blockchain technology. Additionally, the company may engage in strategic partnerships with banks and financial institutions to integrate its services, thereby earning revenue through collaborative ventures and shared service agreements. The growth in digital finance and increasing demand for efficient payment solutions also contribute significantly to its earnings, positioning Arta TechFin to capitalize on the expanding fintech market.

Arta TechFin Corporation Limited Financial Statement Overview

Summary

Arta TechFin Corporation Limited shows significant revenue growth, but this is overshadowed by poor profitability and high leverage. The negative equity and high debt levels pose substantial financial risks. While there is some improvement in free cash flow, the overall financial health remains concerning.

Income Statement

The company has shown significant revenue growth of 119.92% in the most recent year, which is a positive sign. However, profitability metrics are concerning, with a negative net profit margin of -74.87% and negative EBIT and EBITDA margins, indicating operational inefficiencies and high costs relative to revenue.

Balance Sheet

The balance sheet reveals a high debt-to-equity ratio of -2.54, indicating high leverage and potential financial instability. The negative stockholders' equity suggests financial distress, and the return on equity is positive but misleading due to negative equity.

Cash Flow

Cash flow analysis shows improvement with a free cash flow growth rate of 34.49%. However, the operating cash flow is negative, and the operating cash flow to net income ratio is also negative, indicating challenges in generating cash from operations.

Breakdown	TTM	Dec 2024	Dec 2023	Dec 2022	Dec 2021	Dec 2020
Income Statement
Total Revenue	69.22M	69.22M	23.33M	13.32M	48.93M	33.27M
Gross Profit	58.77M	58.77M	-6.13M	7.93M	36.74M	20.32M
EBITDA	-29.79M	-30.11M	-50.58M	-79.10M	-44.05M	-36.08M
Net Income	-47.28M	-51.83M	-62.92M	-89.92M	2.77B	-701.69M
Balance Sheet
Total Assets	101.70M	101.70M	130.88M	117.48M	133.28M	1.42B
Cash, Cash Equivalents and Short-Term Investments	54.52M	54.52M	90.74M	65.37M	69.81M	399.04M
Total Debt	125.38M	125.38M	37.86M	66.68M	47.23M	3.05B
Total Liabilities	151.16M	151.16M	54.05M	83.83M	68.60M	4.39B
Stockholders Equity	-49.36M	-49.36M	76.83M	33.65M	64.69M	-2.97B
Cash Flow
Free Cash Flow	-28.12M	-28.94M	-53.74M	-71.33M	109.32M	-175.74M
Operating Cash Flow	-24.45M	-24.45M	-52.87M	-63.30M	109.82M	-173.44M
Investing Cash Flow	-7.16M	-8.39M	9.75M	-26.57M	-433.91M	-360.00K
Financing Cash Flow	-2.15M	-2.15M	77.38M	76.65M	-7.39M	422.88M

Arta TechFin Corporation Limited Technical Analysis

• Technical Analysis Sentiment: Neutral
• Last Price: 0.57
• 50DMA: Negative
• 100DMA: Negative
• 200DMA: Negative
• MACD: Negative
• RSI: Neutral
• STOCH: Neutral

Evaluating momentum and price trends is crucial in stock analysis to make informed investment decisions. For HK:0279, the sentiment is Neutral. The current price of 0.57 is below the 20-day moving average (MA) of 0.59, below the 50-day MA of 0.66, and below the 200-day MA of 0.74, indicating a neutral trend. The MACD of -0.02 indicates Negative momentum. The RSI at 52.04 is Neutral, neither overbought nor oversold. The STOCH value of 63.83 is Neutral, not indicating any strong overbought or oversold conditions. Overall, these indicators collectively point to a Neutral sentiment for HK:0279.

Arta TechFin Corporation Limited Peers Comparison

Name	Overall Rating	Market Cap	P/E Ratio	ROE	Dividend Yield	Revenue Growth	EPS Growth
Sector *	68 Neutral	$18.00B	11.42	9.92%	3.81%	9.73%	1.22%
6058	64 Neutral	HK$2.04B	26.84	2.32%	2.11%	20.05%	16.56%
3329	46 Neutral	HK$1.09B	-0.93	-99.49%	―	22.37%	20.18%
0397	46 Neutral	HK$109.53M	-0.70	-14.21%	―	-2.07%	-114.10%
0888	45 Neutral	HK$117.13M	-2.58	-174.97%	―	-7.34%	-302.50%
3623	44 Neutral	HK$643.28M	-16.78	-9.25%	―	-66.98%	-115.16%
0279	41 Neutral	HK$776.24M	-15.05	-499.08%	―	191.15%	-1.98%

Arta TechFin Corporation Limited Corporate Events

Arta TechFin Strengthens Governance With New Independent Non-Executive Director

Arta TechFin Corporation Limited has appointed seasoned finance and legal professional Ms. Jiao Jie as an independent non-executive director and chairlady of both its audit and nomination committees, effective 23 December 2025, replacing outgoing independent non-executive director Ms. Ling Kit Sum Imma. Jiao, who holds law and economics degrees from Peking University and a Magister Juris from Oxford, as well as CFA and CPA Australia qualifications, brings extensive board and senior management experience across multiple Hong Kong- and Nasdaq-listed companies, and her one-year appointment, with annual remuneration of HK$200,000, is expected to strengthen Arta TechFin’s corporate governance, regulatory compliance oversight and board independence.

The most recent analyst rating on (HK:0279) stock is a Hold with a HK$1.00 price target. To see the full list of analyst forecasts on Arta TechFin Corporation Limited stock, see the HK:0279 Stock Forecast page.

Arta TechFin Sets Out Board and Committee Roles Effective 23 December 2025

Arta TechFin Corporation Limited has announced the current composition of its board of directors, comprising executive, non-executive and independent non-executive directors, along with their respective roles on key board committees. Effective 23 December 2025, the company has clarified which directors chair and sit on its audit, nomination and remuneration committees, a move that enhances transparency in its corporate governance structure and provides investors with clearer visibility on oversight responsibilities.

The most recent analyst rating on (HK:0279) stock is a Hold with a HK$1.00 price target. To see the full list of analyst forecasts on Arta TechFin Corporation Limited stock, see the HK:0279 Stock Forecast page.

Arta TechFin Completes Disposal of Wholly-Owned Subsidiary

Arta TechFin Corporation Limited has successfully completed the disposal of its wholly-owned subsidiary, Arta Global Markets Limited, effective 17 December 2025. This transaction signifies that Arta Global Markets Limited is no longer a part of the Group, and its financial statements will no longer be consolidated with the Company. The Board emphasized that stakeholders should only rely on verified communications through official channels to avoid any misinformation or misrepresentation concerning the Group’s affiliations.

The most recent analyst rating on (HK:0279) stock is a Hold with a HK$1.00 price target. To see the full list of analyst forecasts on Arta TechFin Corporation Limited stock, see the HK:0279 Stock Forecast page.

Arta TechFin Reports Increased Revenue but Continues to Face Losses

Arta TechFin Corporation Limited reported its unaudited interim results for the six months ending September 30, 2025, showing a significant increase in revenue from HK$20,377,000 in 2024 to HK$66,548,000 in 2025. Despite the revenue growth, the company experienced an operating loss of HK$8,651,000, which is an improvement from the previous year’s loss of HK$16,528,000. The loss per share attributable to shareholders decreased from HK2.27 cents to HK1.16 cents, indicating a reduction in losses, but the company still faces challenges in achieving profitability.

The most recent analyst rating on (HK:0279) stock is a Hold with a HK$1.00 price target. To see the full list of analyst forecasts on Arta TechFin Corporation Limited stock, see the HK:0279 Stock Forecast page.

Arta TechFin Schedules Board Meeting for Interim Results and Dividend Consideration

Arta TechFin Corporation Limited has announced a board meeting scheduled for November 28, 2025, to approve the interim results for the six months ending September 30, 2025. The meeting will also consider the recommendation of an interim dividend, which could impact the company’s financial strategy and shareholder returns.

The most recent analyst rating on (HK:0279) stock is a Hold with a HK$1.00 price target. To see the full list of analyst forecasts on Arta TechFin Corporation Limited stock, see the HK:0279 Stock Forecast page.

Arta TechFin Revises Management Fee Structure with Concord

Arta TechFin Corporation Limited has released a supplemental announcement regarding a revised management fee structure under its agreement with Concord. The Board has confirmed that the new fee structure aligns with market standards and does not favor Concord over independent clients. The revision does not affect the previously disclosed annual transaction caps.

The most recent analyst rating on (HK:0279) stock is a Hold with a HK$1.00 price target. To see the full list of analyst forecasts on Arta TechFin Corporation Limited stock, see the HK:0279 Stock Forecast page.