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Hanmi Financial Corp. (HAFC)
NASDAQ:HAFC
Total Valuation
Hanmi Financial has a market cap or net worth of $751.34M. The enterprise value is $658.84M.
Market Cap$751.34M
Enterprise Value$658.84M
Share Statistics
Hanmi Financial has 30,126,028 shares outstanding. The number of shares has decreased by -2.65% in one year.
Shares Outstanding30,126,028
Owned by Insiders1.96%
Owned by Institutions16.43%
Financial Efficiency
Hanmi Financial’s return on equity (ROE) is 0.08 and return on invested capital (ROIC) is 5.15%.
Return on Equity (ROE)0.08
Return on Assets (ROA)<0.01
Return on Invested Capital (ROIC)5.15%
Return on Capital Employed (ROCE)0.09
Revenue Per Employee719.44K
Profits Per Employee104.19K
Employee Count597
Asset Turnover0.06
Inventory Turnover0.00
Valuation Ratios
The current PE Ratio of Hanmi Financial is 11.6. Hanmi Financial’s PEG ratio is ―.
PE Ratio11.6
PS Ratio―
PB Ratio―
Price to Fair Value0.97
Price to FCF―
Price to Operating Cash Flow14.94
PEG Ratio―
Income Statement
In the last 12 months, Hanmi Financial had revenue of 429.51M and earned 62.20M in profits. Earnings per share was 2.07.
Revenue429.51M
Gross Profit229.08M
Operating Income88.61M
Pretax Income88.61M
Net Income62.20M
EBITDA95.07M
Earnings Per Share (EPS)2.07
Cash Flow
In the last 12 months, operating cash flow was 49.81M and capital expenditures -2.09M, giving a free cash flow of 47.72M billion.
Operating Cash Flow49.81M
Free Cash Flow47.72M
Free Cash Flow per Share1.58
Dividends & Yields
Hanmi Financial pays an annual dividend of $0.27, resulting in a dividend yield of 4.25%
Dividend Per Share$0.27
Dividend Yield4.25%
Payout Ratio49.30%
Free Cash Flow Yield―
Earnings Yield―
Stock Price Statistics
Beta1.00
52-Week Price Change40.67%
50-Day Moving Average24.37
200-Day Moving Average23.23
Relative Strength Index (RSI)56.98
Average Volume (3m)172.26K
Important Dates
Hanmi Financial upcoming earnings date is Oct 28, 2025, After Close (Confirmed).
Last Earnings DateJul 29, 2025
Next Earnings DateOct 28, 2025
Ex-Dividend DateAug 04, 2025
Financial Position
Hanmi Financial as a current ratio of 0.19, with Debt / Equity ratio of 33.88%
Current Ratio0.19
Quick Ratio0.19
Debt to Market Cap0.55
Net Debt to EBITDA0.93
Interest Coverage Ratio0.45
Taxes
In the past 12 months, Hanmi Financial has paid 26.40M in taxes.
Income Tax26.40M
Effective Tax Rate0.30
Enterprise Valuation
Hanmi Financial EV to EBITDA ratio is 8.39, with an EV/FCF ratio of 15.54.
EV to Sales1.86
EV to EBITDA8.39
EV to Free Cash Flow15.54
EV to Operating Cash Flow14.78
Balance Sheet
Hanmi Financial has $423.93M in cash and marketable securities with $248.30M in debt, giving a net cash position of -$175.63M billion.
Cash & Marketable Securities$423.93M
Total Debt$248.30M
Net Cash-$175.63M
Net Cash Per Share-$5.83
Tangible Book Value Per Share$24.02
Margins
Gross margin is 40.56%, with operating margin of 20.63%, and net profit margin of 14.48%.
Gross Margin40.56%
Operating Margin20.63%
Pretax Margin20.63%
Net Profit Margin14.48%
EBITDA Margin22.13%
EBIT Margin20.63%
Analyst Forecast
The average price target for Hanmi Financial is $27.38, which is 11.43% higher than the current price. The consensus rating is Moderate Buy
Price Target$27.38
Price Target Upside9.78% Upside
Analyst ConsensusModerate Buy
Analyst Count4
Revenue Growth Forecast3.34%
EPS Growth Forecast-1.93%