Hanmi Financial Corp. (HAFC)
NASDAQ:HAFC
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Total Valuation
Hanmi Financial has a market cap or net worth of $895.37M. The enterprise value is $779.09M.
Market Cap$895.37M
Enterprise Value$779.09M
Share Statistics
Hanmi Financial has 29,766,436 shares outstanding. The number of shares has decreased by -2.65% in one year.
Shares Outstanding29,766,436
Owned by Insiders2.12%
Owned by Institutions19.53%
Financial Efficiency
Hanmi Financial’s return on equity (ROE) is 0.10 and return on invested capital (ROIC) is 6.58%.
Return on Equity (ROE)0.10
Return on Assets (ROA)<0.01
Return on Invested Capital (ROIC)6.58%
Return on Capital Employed (ROCE)0.11
Revenue Per Employee744.96K
Profits Per Employee127.45K
Employee Count597
Asset Turnover0.06
Inventory Turnover0.00
Valuation Ratios
The current PE Ratio of Hanmi Financial is 8.7. Hanmi Financial’s PEG ratio is 0.46.
PE Ratio8.7
PS Ratio1.81
PB Ratio1.01
Price to Fair Value1.01
Price to FCF3.96
Price to Operating Cash Flow4.40
PEG Ratio0.46
Income Statement
In the last 12 months, Hanmi Financial had revenue of 444.74M and earned 76.09M in profits. Earnings per share was 2.55.
Revenue444.74M
Gross Profit255.56M
Operating Income107.93M
Pretax Income107.93M
Net Income76.09M
EBITDA113.58M
Earnings Per Share (EPS)2.55
Cash Flow
In the last 12 months, operating cash flow was 204.04M and capital expenditures -2.72M, giving a free cash flow of 201.32M billion.
Operating Cash Flow204.04M
Free Cash Flow201.32M
Free Cash Flow per Share6.76
Dividends & Yields
Hanmi Financial pays an annual dividend of $0.27, resulting in a dividend yield of 3.82%
Dividend Per Share$0.27
Dividend Yield3.82%
Payout Ratio45.19%
Free Cash Flow Yield―
Earnings Yield―
Stock Price Statistics
Beta0.83
52-Week Price Change38.33%
50-Day Moving Average27.90
200-Day Moving Average26.30
Relative Strength Index (RSI)61.82
Average Volume (3m)167.75K
Important Dates
Hanmi Financial upcoming earnings date is Jul 28, 2026, After Close (Confirmed).
Last Earnings DateApr 21, 2026
Next Earnings DateJul 28, 2026
Ex-Dividend Date―
Financial Position
Hanmi Financial as a current ratio of 0.16, with Debt / Equity ratio of 16.27%
Current Ratio0.16
Quick Ratio0.16
Debt to Market Cap0.35
Net Debt to EBITDA0.60
Interest Coverage Ratio0.62
Taxes
In the past 12 months, Hanmi Financial has paid 31.84M in taxes.
Income Tax31.84M
Effective Tax Rate0.29
Enterprise Valuation
Hanmi Financial EV to EBITDA ratio is 7.70, with an EV/FCF ratio of 4.29.
EV to Sales1.97
EV to EBITDA7.70
EV to Free Cash Flow4.29
EV to Operating Cash Flow4.25
Balance Sheet
Hanmi Financial has $409.07M in cash and marketable securities with $130.62M in debt, giving a net cash position of $278.46M billion.
Cash & Marketable Securities$409.07M
Total Debt$130.62M
Net Cash$278.46M
Net Cash Per Share$9.35
Tangible Book Value Per Share$26.31
Margins
Gross margin is 58.77%, with operating margin of 24.27%, and net profit margin of 17.11%.
Gross Margin58.77%
Operating Margin24.27%
Pretax Margin24.27%
Net Profit Margin17.11%
EBITDA Margin25.54%
EBIT Margin24.27%
Analyst Forecast
The average price target for Hanmi Financial is $32.83, which is 11.43% higher than the current price. The consensus rating is Moderate Buy
Price Target$32.83
Price Target Upside16.84% Upside
Analyst ConsensusModerate Buy
Analyst Count3
Revenue Growth Forecast4.21%
EPS Growth Forecast26.10%