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Hanmi Financial Corp. (HAFC)
NASDAQ:HAFC
US Market
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Hanmi Financial (HAFC) Ratios

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Hanmi Financial Ratios

HAFC's free cash flow for Q3 2025 was $-1.32. For the 2025 fiscal year, HAFC's free cash flow was decreased by $ and operating cash flow was $0.85. See a summary of the company’s cash flow.
Ratios
TTM
Dec 24Dec 23Dec 22Dec 21
Liquidity Ratios
Current Ratio
0.00 0.19 233.52 1.74K 347.34
Quick Ratio
0.00 0.19 287.85 2.31K 446.94
Cash Ratio
0.00 0.05 45.23 524.52 85.86
Solvency Ratio
0.01 0.01 0.02 0.02 <0.01
Operating Cash Flow Ratio
0.00 0.02 18.91 80.73 13.19
Short-Term Operating Cash Flow Coverage
0.00 0.43 0.00 1.87 0.00
Net Current Asset Value
$ 525.66M$ -5.64B$ -4.92B$ -4.20B$ -4.04B
Leverage Ratios
Debt-to-Assets Ratio
0.00 0.06 0.11 0.05 0.04
Debt-to-Equity Ratio
0.00 0.65 1.22 0.55 0.47
Debt-to-Capital Ratio
0.00 0.39 0.55 0.35 0.32
Long-Term Debt-to-Capital Ratio
0.00 0.23 0.22 0.32 0.32
Financial Leverage Ratio
10.08 10.79 11.57 10.66 10.75
Debt Service Coverage Ratio
0.66 0.22 3.22 -0.40 -0.18
Interest Coverage Ratio
0.19 0.77 4.47 6.27 1.38
Debt to Market Cap
0.00 0.77 0.24 0.49 0.78
Interest Debt Per Share
5.99 19.92 26.92 12.31 10.30
Net Debt to EBITDA
-1.45 1.26 2.74 -31.83 -12.76
Profitability Margins
Gross Profit Margin
14.48%61.67%100.00%95.93%95.53%
EBIT Margin
35.63%28.82%51.77%57.52%26.56%
EBITDA Margin
36.03%30.53%57.31%3.42%4.30%
Operating Profit Margin
8.23%28.82%59.53%57.52%26.56%
Pretax Profit Margin
24.95%28.82%51.77%57.52%26.56%
Net Profit Margin
17.55%20.13%37.30%41.89%18.84%
Continuous Operations Profit Margin
17.55%20.13%37.30%41.89%18.84%
Net Income Per EBT
70.34%69.86%72.05%72.83%70.92%
EBT Per EBIT
303.05%100.00%86.96%100.00%100.00%
Return on Assets (ROA)
0.92%1.06%1.37%1.44%0.68%
Return on Equity (ROE)
9.59%11.40%15.90%15.34%7.31%
Return on Capital Employed (ROCE)
0.43%11.45%2.20%1.98%0.96%
Return on Invested Capital (ROIC)
0.31%6.40%4.32%3.27%1.78%
Return on Tangible Assets
0.92%1.06%1.38%1.44%0.68%
Earnings Yield
9.01%13.63%13.52%13.71%12.29%
Efficiency Ratios
Receivables Turnover
0.06 6.78 0.44 0.47 0.51
Payables Turnover
0.00 3.88 0.00 8.25 2.20
Inventory Turnover
0.00 0.00 0.00 -0.01 -0.02
Fixed Asset Turnover
20.32 18.10 11.90 9.50 8.47
Asset Turnover
0.05 0.05 0.04 0.03 0.04
Working Capital Turnover Ratio
0.05 -0.08 0.14 0.13 0.16
Cash Conversion Cycle
5.73K -40.34 823.49 -24.65K -16.01K
Days of Sales Outstanding
5.73K 53.80 823.49 773.67 716.35
Days of Inventory Outstanding
0.00 0.00 0.00 -25.38K -16.56K
Days of Payables Outstanding
0.00 94.14 0.00 44.26 166.22
Operating Cycle
5.73K 53.80 823.49 -24.60K -15.84K
Cash Flow Ratios
Operating Cash Flow Per Share
0.96 3.56 4.86 3.08 1.99
Free Cash Flow Per Share
0.90 3.48 4.80 2.99 1.84
CapEx Per Share
0.06 0.08 0.06 0.09 0.15
Free Cash Flow to Operating Cash Flow
0.93 0.98 0.99 0.97 0.93
Dividend Paid and CapEx Coverage Ratio
0.86 3.27 4.82 4.87 2.96
Capital Expenditure Coverage Ratio
15.23 44.56 76.48 34.41 13.71
Operating Cash Flow Coverage Ratio
0.00 0.24 0.19 0.27 0.22
Operating Cash Flow to Sales Ratio
0.07 0.27 0.54 0.40 0.27
Free Cash Flow Yield
3.33%17.95%19.39%12.64%16.25%
Valuation Ratios
Price-to-Earnings (P/E) Ratio
11.14 7.34 7.40 7.29 8.14
Price-to-Sales (P/S) Ratio
1.96 1.48 2.76 3.06 1.53
Price-to-Book (P/B) Ratio
1.04 0.84 1.18 1.12 0.60
Price-to-Free Cash Flow (P/FCF) Ratio
30.13 5.57 5.16 7.91 6.15
Price-to-Operating Cash Flow Ratio
28.09 5.45 5.09 7.68 5.70
Price-to-Earnings Growth (PEG) Ratio
1.01 -0.35 2.16 0.05 0.27
Price-to-Fair Value
1.04 0.84 1.18 1.12 0.60
Enterprise Value Multiple
3.99 6.10 7.55 57.49 22.90
Enterprise Value
590.98M 739.93M 1.18B 463.26M 220.50M
EV to EBITDA
3.97 6.10 7.55 57.49 22.90
EV to Sales
1.43 1.86 4.33 1.97 0.98
EV to Free Cash Flow
21.99 7.02 8.10 5.09 3.95
EV to Operating Cash Flow
20.55 6.86 7.99 4.94 3.66
Tangible Book Value Per Share
26.07 22.82 20.67 20.79 18.67
Shareholders’ Equity Per Share
26.07 23.19 21.04 21.17 19.06
Tax and Other Ratios
Effective Tax Rate
0.30 0.30 0.28 0.27 0.29
Revenue Per Share
13.82 13.13 8.97 7.75 7.40
Net Income Per Share
2.43 2.64 3.35 3.25 1.39
Tax Burden
0.70 0.70 0.72 0.73 0.71
Interest Burden
0.70 1.00 1.00 1.00 1.00
Research & Development to Revenue
0.00 0.00 0.00 0.00 0.00
SG&A to Revenue
0.15 0.20 0.28 0.31 0.30
Stock-Based Compensation to Revenue
<0.01 <0.01 <0.01 0.01 0.01
Income Quality
0.44 1.35 1.45 0.95 1.43
Currency in USD
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