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STOCKS

Hanmi Financial Corp. (HAFC)

NASDAQ:HAFC

HAFC

Hanmi Financial

RESEARCH TOOLSreports

Hanmi Financial (HAFC) Ratios

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76 Followers

Hanmi Financial Ratios

HAFC's free cash flow for Q4 2025 was $0.61. For the 2025 fiscal year, HAFC's free cash flow was decreased by $ and operating cash flow was $0.27. See a summary of the company’s cash flow.

Ratios	TTM	Dec 25	Dec 24	Dec 23	Dec 22
Liquidity Ratios
Current Ratio	49.21	49.21	0.19	0.19	0.30
Quick Ratio	49.21	49.21	0.19	0.19	0.30
Cash Ratio	1.38	1.38	0.05	0.05	0.05
Solvency Ratio	0.01	0.01	<0.01	0.01	0.02
Operating Cash Flow Ratio	1.33	1.33	<0.01	0.02	0.02
Short-Term Operating Cash Flow Coverage	1.37	1.37	0.24	0.43	0.49
Net Current Asset Value	$ 538.60M	$ 538.60M	$ -5.67B	$ -5.64B	$ -4.80B
Leverage Ratios
Debt-to-Assets Ratio	0.04	0.04	0.05	0.06	0.06
Debt-to-Equity Ratio	0.35	0.35	0.54	0.65	0.75
Debt-to-Capital Ratio	0.26	0.26	0.35	0.39	0.43
Long-Term Debt-to-Capital Ratio	0.14	0.14	0.19	0.23	0.22
Financial Leverage Ratio	9.88	9.88	10.49	10.79	11.57
Debt Service Coverage Ratio	0.24	0.25	0.16	0.22	0.34
Interest Coverage Ratio	0.62	0.62	0.45	0.77	3.89
Debt to Market Cap	0.36	0.35	0.55	0.77	0.64
Interest Debt Per Share	15.33	15.25	19.63	19.92	17.02
Net Debt to EBITDA	0.61	0.60	0.93	1.26	0.83
Profitability Margins
Gross Profit Margin	57.43%	57.46%	53.34%	61.67%	87.99%
EBIT Margin	24.28%	24.27%	20.63%	28.82%	45.69%
EBITDA Margin	24.84%	25.54%	22.13%	30.53%	49.71%
Operating Profit Margin	24.28%	24.27%	20.63%	28.82%	45.69%
Pretax Profit Margin	24.28%	24.27%	20.63%	28.82%	45.69%
Net Profit Margin	17.12%	17.11%	14.48%	20.13%	32.92%
Continuous Operations Profit Margin	17.12%	17.11%	14.48%	20.13%	32.92%
Net Income Per EBT	70.50%	70.50%	70.20%	69.86%	72.05%
EBT Per EBIT	100.00%	100.00%	100.00%	100.00%	100.00%
Return on Assets (ROA)	0.97%	0.97%	0.81%	1.06%	1.37%
Return on Equity (ROE)	9.85%	9.55%	8.50%	11.40%	15.90%
Return on Capital Employed (ROCE)	1.40%	1.40%	9.02%	11.45%	17.22%
Return on Invested Capital (ROIC)	1.00%	1.00%	5.15%	6.40%	9.08%
Return on Tangible Assets	0.97%	0.97%	0.81%	1.06%	1.38%
Earnings Yield	9.97%	9.43%	8.77%	13.63%	13.52%
Efficiency Ratios
Receivables Turnover	0.07	0.07	6.33	6.78	0.47
Payables Turnover	5.44	5.44	5.76	3.88	4.75
Inventory Turnover	0.00	0.00	0.00	0.00	0.00
Fixed Asset Turnover	21.81	21.82	20.07	18.10	13.48
Asset Turnover	0.06	0.06	0.06	0.05	0.04
Working Capital Turnover Ratio	0.51	0.44	-0.08	-0.08	-0.07
Cash Conversion Cycle	5.29K	5.28K	-5.77	-40.34	696.97
Days of Sales Outstanding	5.35K	5.35K	57.65	53.80	773.84
Days of Inventory Outstanding	0.00	0.00	0.00	0.00	0.00
Days of Payables Outstanding	67.11	67.11	63.42	94.14	76.86
Operating Cycle	5.35K	5.35K	57.65	53.80	773.84
Cash Flow Ratios
Operating Cash Flow Per Share	6.94	6.90	1.80	3.56	4.86
Free Cash Flow Per Share	6.85	6.90	1.71	3.48	4.80
CapEx Per Share	0.08	0.08	0.09	0.08	0.06
Free Cash Flow to Operating Cash Flow	0.99	1.00	0.95	0.98	0.99
Dividend Paid and CapEx Coverage Ratio	5.87	5.90	1.63	3.27	4.82
Capital Expenditure Coverage Ratio	82.83	89.30	20.59	44.56	76.48
Operating Cash Flow Coverage Ratio	0.73	0.73	0.14	0.24	0.31
Operating Cash Flow to Sales Ratio	0.46	0.46	0.13	0.27	0.48
Free Cash Flow Yield	26.43%	25.53%	7.24%	17.95%	19.39%
Valuation Ratios
Price-to-Earnings (P/E) Ratio	10.03	10.60	11.40	7.34	7.40
Price-to-Sales (P/S) Ratio	1.73	1.81	1.65	1.48	2.43
Price-to-Book (P/B) Ratio	0.96	1.01	0.97	0.84	1.18
Price-to-Free Cash Flow (P/FCF) Ratio	3.78	3.92	13.82	5.57	5.16
Price-to-Operating Cash Flow Ratio	3.71	3.92	13.14	5.45	5.09
Price-to-Earnings Growth (PEG) Ratio	1.86	0.46	-0.54	-0.35	2.16
Price-to-Fair Value	0.96	1.01	0.97	0.84	1.18
Enterprise Value Multiple	7.59	7.70	8.39	6.10	5.73
Enterprise Value	837.77M	874.53M	797.41M	739.93M	876.89M
EV to EBITDA	7.59	7.70	8.39	6.10	5.73
EV to Sales	1.89	1.97	1.86	1.86	2.85
EV to Free Cash Flow	4.12	4.25	15.54	7.02	6.03
EV to Operating Cash Flow	4.07	4.25	14.78	6.86	5.95
Tangible Book Value Per Share	26.45	26.31	24.02	22.82	20.67
Shareholders’ Equity Per Share	26.82	26.68	24.39	23.19	21.04
Tax and Other Ratios
Effective Tax Rate	0.30	0.29	0.30	0.30	0.28
Revenue Per Share	14.97	14.90	14.31	13.13	10.17
Net Income Per Share	2.56	2.55	2.07	2.64	3.35
Tax Burden	0.70	0.71	0.70	0.70	0.72
Interest Burden	1.00	1.00	1.00	1.00	1.00
Research & Development to Revenue	0.00	0.00	0.00	0.00	0.00
SG&A to Revenue	0.15	0.02	0.19	0.20	0.25
Stock-Based Compensation to Revenue	<0.01	<0.01	<0.01	<0.01	<0.01
Income Quality	2.71	2.71	0.87	1.35	1.45

Currency in USD