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Hanmi Financial (HAFC)
:HAFC
US Market
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Hanmi Financial (HAFC) Earnings Dates, Call Summary & Reports

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Earnings Data

Report Date
Jan 27, 2026
After Close (Confirmed)
Period Ending
2025 (Q4)
Consensus EPS Forecast
0.7
Last Year’s EPS
0.58
Same Quarter Last Year
Moderate Buy
Based on 2 Analysts Ratings

Earnings Call Summary

Q3 2025
Earnings Call Date:Oct 21, 2025|
% Change Since:
|
Earnings Call Sentiment|Positive
The earnings call highlighted strong financial performance with significant increases in net income and loan production, improved net interest margins, and successful expansion of strategic initiatives like USKC. Despite a slight decrease in SBA loan production, the overall tone was very positive, underscored by a strong focus on growth and asset quality.
Company Guidance
During Hanmi Financial Corporation's third quarter 2025 conference call, the company reported robust financial performance, highlighting several key metrics. Net income for the third quarter rose to $22.1 million, or $0.73 per diluted share, up from $15.1 million, or $0.50 per share, in the prior quarter. This improvement was largely due to increased net interest income and a reduction in credit loss expense. The company's return on average assets was 1.12%, while return on average equity stood at 10.69%. Pre-provision net revenues increased by 16.4% to $47 million, underscoring the strength of their core operations. The net interest margin expanded by 15 basis points to 3.22%, driven by higher average yields on loans and lower funding costs. Total loans increased by 3.5% to $6.53 billion, with significant loan production up 73% to $571 million. Deposits grew by 0.6% during the quarter, supported by new commercial accounts and market expansion, and the efficiency ratio improved to a two-year low of 52.65%. The company continued to focus on maintaining strong asset quality, reducing criticized and non-performing loans, and achieving a notable reduction in net charge-offs.
Significant Increase in Net Income
Net income for the third quarter was $22.1 million or $0.73 per diluted share, a substantial increase from $15.1 million or $0.50 per share in the second quarter.
Strong Loan Production Growth
Total loans increased to $6.53 billion, up 3.5% on a linked quarter basis, with loan production rising 73% to $571 million.
Improved Net Interest Margin
Net interest margin expanded by 15 basis points to 3.22% due to higher average yields on loans and lower funding costs.
Decrease in Credit Loss Expense
Credit loss expense dropped by $5.5 million quarter over quarter, leading to net loan recoveries of $500,000 for the third quarter.
Successful Expansion of the USKC Initiative
USKC loan balances increased by 8.2% to $910 million, and deposit balances for USKC customers increased by 9.5%, exceeding $1 billion for the first time.

Hanmi Financial (HAFC) Earnings, Revenues Date & History

The upcoming earnings date is based on a company’s previous reporting, and may be updated when the actual date is announced

HAFC Earnings History

Report Date
Fiscal Quarter
Forecast / EPS
Last Year's EPS
EPS YoY Change
Press Release
Slides
Play Transcript
Jan 27, 2026
2025 (Q4)
0.70 / -
0.58
Oct 21, 2025
2025 (Q3)
0.65 / 0.73
0.4948.98% (+0.24)
Jul 29, 2025
2025 (Q2)
0.61 / 0.50
0.484.17% (+0.02)
Apr 22, 2025
2025 (Q1)
0.57 / 0.58
0.516.00% (+0.08)
Jan 28, 2025
2024 (Q4)
0.52 / 0.58
0.61-4.92% (-0.03)
Oct 22, 2024
2024 (Q3)
0.48 / 0.49
0.62-20.97% (-0.13)
Jul 23, 2024
2024 (Q2)
0.47 / 0.48
0.67-28.36% (-0.19)
Apr 23, 2024
2024 (Q1)
0.52 / 0.50
0.72-30.56% (-0.22)
Jan 23, 2024
2023 (Q4)
0.59 / 0.61
0.93-34.41% (-0.32)
Oct 24, 2023
2023 (Q3)
0.62 / 0.62
0.89-30.34% (-0.27)
The table shows recent earnings report dates and whether the forecast was beat or missed. See the change in forecast and EPS from the previous year.
Beat
Missed

HAFC Earnings-Related Price Changes

Report Date
Price 1 Day Before
Price 1 Day After
Percentage Change
Oct 21, 2025
$24.45$26.46+8.22%
Jul 29, 2025
$23.16$22.73-1.86%
Apr 22, 2025
$21.99$22.74+3.41%
Jan 28, 2025
$22.11$23.70+7.19%
Earnings announcements can affect a stock’s price. This table shows the stock's price the day before and the day after recent earnings reports, including the percentage change.

FAQ

When does Hanmi Financial (HAFC) report earnings?
Hanmi Financial (HAFC) is schdueled to report earning on Jan 27, 2026, After Close (Confirmed).
    What is Hanmi Financial (HAFC) earnings time?
    Hanmi Financial (HAFC) earnings time is at Jan 27, 2026, After Close (Confirmed).
      Where can I see when companies are reporting earnings?
      You can see which companies are reporting today on our designated earnings calendar.
        What companies are reporting earnings today?
        You can see a list of the companies which are reporting today on TipRanks earnings calendar.
          What is HAFC EPS forecast?
          HAFC EPS forecast for the fiscal quarter 2025 (Q4) is 0.7.
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