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Hanmi Financial (HAFC)
:HAFC
Earnings Data
Report Date
Jan 27, 2026After Close (Confirmed)
Period Ending
2025 (Q4)Consensus EPS Forecast
0.7Last Year’s EPS
0.58Same Quarter Last Year
Moderate Buy
Based on 2 Analysts Ratings
Earnings Call Summary
Earnings Call Sentiment|Positive
The earnings call highlighted strong financial performance with significant increases in net income and loan production, improved net interest margins, and successful expansion of strategic initiatives like USKC. Despite a slight decrease in SBA loan production, the overall tone was very positive, underscored by a strong focus on growth and asset quality.Company Guidance
Significant Increase in Net Income
Net income for the third quarter was $22.1 million or $0.73 per diluted share, a substantial increase from $15.1 million or $0.50 per share in the second quarter.
Strong Loan Production Growth
Total loans increased to $6.53 billion, up 3.5% on a linked quarter basis, with loan production rising 73% to $571 million.
Improved Net Interest Margin
Net interest margin expanded by 15 basis points to 3.22% due to higher average yields on loans and lower funding costs.
Decrease in Credit Loss Expense
Credit loss expense dropped by $5.5 million quarter over quarter, leading to net loan recoveries of $500,000 for the third quarter.
Successful Expansion of the USKC Initiative
USKC loan balances increased by 8.2% to $910 million, and deposit balances for USKC customers increased by 9.5%, exceeding $1 billion for the first time.
HAFC Earnings History
The table shows recent earnings report dates and whether the forecast was beat or missed. See the change in forecast and EPS from the previous year.
Beat
Missed
HAFC Earnings-Related Price Changes
Report Date | Price 1 Day Before | Price 1 Day After | Percentage Change |
|---|---|---|---|
Oct 21, 2025 | $24.45 | $26.46 | +8.22% |
Jul 29, 2025 | $23.16 | $22.73 | -1.86% |
Apr 22, 2025 | $21.99 | $22.74 | +3.41% |
Jan 28, 2025 | $22.11 | $23.70 | +7.19% |
Earnings announcements can affect a stock’s price. This table shows the stock's price the day before and the day after recent earnings reports, including the percentage change.
FAQ
When does Hanmi Financial (HAFC) report earnings?
Hanmi Financial (HAFC) is schdueled to report earning on Jan 27, 2026, After Close (Confirmed).
What is Hanmi Financial (HAFC) earnings time?
Hanmi Financial (HAFC) earnings time is at Jan 27, 2026, After Close (Confirmed).
Where can I see when companies are reporting earnings?
You can see which companies are reporting today on our designated earnings calendar.
What companies are reporting earnings today?
You can see a list of the companies which are reporting today on TipRanks earnings calendar.
What is HAFC EPS forecast?
HAFC EPS forecast for the fiscal quarter 2025 (Q4) is 0.7.