US Global Investors (GROW) AI Stock Analysis

• Market Cap: $31.37M
• Dividend Yield: 3.63%
• Average Volume (3M): 49.40K
• Price to Earnings (P/E): ―
• Beta (1Y): 0.43
• Revenue Growth: 115.35%
• EPS Growth: -48.45%
• Country: US
• Employees: 23
• Sector: Financial
• Sector Strength: 70
• Industry: Asset Management - Global
• EPS (TTM): 0.12
• Shares Outstanding: 10,893,122
• 10 Day Avg. Volume: 55,431
• 30 Day Avg. Volume: 49,401
• PEG Ratio: 0.79
• Price to Book (P/B): 0.77
• Price to Sales (P/S): 4.10
• P/FCF Ratio: -41.85
• Enterprise Value/Market Cap: 0.27
• Enterprise Value/Revenue: 0.99
• Enterprise Value/Gross Profit: 2.41
• Enterprise Value/Ebitda: 7.08
• 1Y Price Target: N/A
• Price Target Upside: N/A
• Rating Consensus: Hold
• Number of Analyst Covering: 0
• EPS Forecast (FY): N/A
• Revenue Forecast (FY): N/A

• Rating: 53 Neutral
• Price Target: $2.50 ▲(0.40% Upside)

The overall stock score reflects the company's operational inefficiencies and cash management issues, as highlighted in the financial performance. Technical analysis indicates neutral momentum, while the valuation suggests potential overvaluation. The earnings call provided mixed insights, with strategic expansions offset by financial challenges.

Positive Factors

Strong Balance Sheet

A strong balance sheet with minimal leverage risk provides financial stability and flexibility, supporting long-term strategic initiatives and resilience against market volatility.

Global Expansion

Expanding global reach through listings in international markets can enhance brand recognition, increase AUM, and diversify revenue streams, supporting sustainable growth.

Share Buyback Increase

Increased share buybacks reflect confidence in the company's future prospects and can enhance shareholder value by reducing share count and potentially increasing earnings per share.

Negative Factors

Decline in Operating Revenues

A significant decline in operating revenues indicates challenges in maintaining revenue streams, which could impact profitability and limit resources for reinvestment in growth initiatives.

Net Loss for Fiscal Year

Reporting a net loss highlights financial challenges and could strain cash reserves, impacting the company's ability to invest in strategic opportunities and manage operational costs effectively.

Assets Under Management Decline

A decline in AUM can reduce management fee revenue, affecting overall financial performance and limiting the firm's ability to attract new investors or expand product offerings.

US Global Investors Business Overview & Revenue Model

Company Description

U.S. Global Investors, Inc. is a publicly owned investment manager. The firm primarily provides its services to investment companies. It also provides its services to pooled investment vehicles. The firm manages equity and fixed income mutual funds for its clients. It also manages hedge funds. The firm also manages exchange traded funds. It invests in the public equity and fixed income markets across the globe. It invests in G.A.R.P. and value stocks to make its equity investments. The firm employs a fundamental and quantitative analysis with top-down and bottom-up stock picking approach to make its investments. U.S. Global Investors, Inc. was founded in 1968 and is based in San Antonio, Texas.

How the Company Makes Money

US Global Investors generates revenue primarily through management fees charged on assets under management (AUM) in its mutual funds and ETFs. These fees are typically calculated as a percentage of AUM and vary based on the specific fund and its investment strategy. Additionally, the company may earn performance fees if certain funds exceed benchmark performance targets. Other revenue streams include service fees from investment advisory services, distribution fees, and potential partnerships with financial institutions for fund distribution. The firm’s ability to attract and retain investors, particularly in its niche sectors, plays a significant role in influencing its revenue.

US Global Investors Financial Statement Overview

Summary

US Global Investors faces challenges in maintaining profitability and cash flow stability. The income statement and cash flow metrics indicate operational and cash management issues, despite a strong balance sheet with low leverage.

Income Statement

US Global Investors has experienced significant volatility in its revenue and profitability. The TTM data shows a slight revenue growth of 1.12%, but the company is struggling with negative EBIT and EBITDA margins, indicating operational inefficiencies. The net profit margin is positive at 1.81%, showing some profitability, but it has declined significantly from previous years. The gross profit margin has also decreased, reflecting pressure on cost management.

Balance Sheet

The company's balance sheet is relatively stable with a very low debt-to-equity ratio of 0.00037, indicating minimal leverage risk. However, the return on equity is low at 0.34%, suggesting inefficient use of equity capital. The equity ratio is strong, showing a solid capital structure, but the declining ROE over the years is a concern.

Cash Flow

The cash flow situation is challenging, with negative operating and free cash flows in the TTM period. The free cash flow to net income ratio is above 1, indicating that free cash flow exceeds net income, which is positive. However, the negative operating cash flow to net income ratio highlights cash flow management issues. The free cash flow growth rate is positive, but the overall cash flow position is weak.

Breakdown	TTM	Dec 2025	Dec 2024	Dec 2023	Dec 2022	Dec 2021
Income Statement
Total Revenue	8.54M	8.45M	10.98M	15.07M	24.71M	21.65M
Gross Profit	3.51M	3.52M	6.18M	10.28M	18.66M	14.29M
EBITDA	1.20M	-200.00K	2.11M	4.33M	5.19M	8.54M
Net Income	858.00K	-334.00K	1.33M	3.15M	3.44M	31.96M
Balance Sheet
Total Assets	48.93M	48.06M	51.96M	55.67M	58.36M	62.28M
Cash, Cash Equivalents and Short-Term Investments	34.32M	34.24M	37.04M	37.04M	34.45M	20.76M
Total Debt	167.00K	83.00K	39.00K	66.00K	93.00K	43.00K
Total Liabilities	2.94M	2.86M	2.96M	3.65M	4.58M	7.95M
Stockholders Equity	45.99M	45.21M	49.01M	52.02M	53.78M	54.32M
Cash Flow
Free Cash Flow	-877.00K	-829.00K	777.00K	2.90M	10.31M	4.69M
Operating Cash Flow	-870.00K	-822.00K	990.00K	2.91M	10.54M	4.77M
Investing Cash Flow	1.04M	1.06M	4.42M	2.67M	-1.02M	8.65M
Financing Cash Flow	-2.92M	-3.08M	-3.41M	-2.50M	-1.64M	-941.00K

US Global Investors Technical Analysis

• Technical Analysis Sentiment: Positive
• Last Price: 2.49
• 50DMA: Negative
• 100DMA: Positive
• 200DMA: Positive
• MACD: Negative
• RSI: Neutral
• STOCH: Neutral

Evaluating momentum and price trends is crucial in stock analysis to make informed investment decisions. For GROW, the sentiment is Positive. The current price of 2.49 is above the 20-day moving average (MA) of 2.39, below the 50-day MA of 2.52, and above the 200-day MA of 2.36, indicating a neutral trend. The MACD of >-0.01 indicates Negative momentum. The RSI at 54.84 is Neutral, neither overbought nor oversold. The STOCH value of 76.50 is Neutral, not indicating any strong overbought or oversold conditions. Overall, these indicators collectively point to a Positive sentiment for GROW.

US Global Investors Peers Comparison

Name	Overall Rating	Market Cap	P/E Ratio	ROE	Dividend Yield	Revenue Growth	EPS Growth
APO	75 Outperform	$79.37B	19.93	20.30%	1.46%	-13.27%	-28.74%
Sector *	68 Neutral	$18.00B	11.42	9.92%	3.81%	9.73%	1.22%
GROW	53 Neutral	$31.37M	-90.98	1.82%	3.63%	115.35%	-48.45%
MDBH	50 Neutral	$35.06M	4.92	25.75%	―	121.21%	―
ALTI	49 Neutral	$571.95M	-2.19	-22.03%	―	-9.35%	-41.18%

US Global Investors Corporate Events

U.S. Global Investors Reports Strong Q1 2026 Earnings

U.S. Global Investors, Inc. is a registered investment advisory firm based in San Antonio, Texas, specializing in niche markets and offering investment management services to U.S. Global Investors Funds and ETFs.

U.S. Global Investors Earnings Call: Mixed Signals

The recent earnings call for U.S. Global Investors painted a mixed picture of the company’s financial health. While there was a positive note on the growth in revenue for certain segments and strategic expansions in global markets, the call also revealed significant financial challenges. Notably, there was a decline in operating revenues and the company reported a net loss for the fiscal year, indicating areas of concern for investors.

How the GENIUS Act Could Impact U.S. Global Investors: Navigating New Stablecoin Regulations

The enactment of the GENIUS Act in July 2025 presents a potential risk for U.S. Global Investors, as it introduces a stringent regulatory framework for payment stablecoin issuers. Although U.S. Global Investors’ operations remain unaffected directly, the companies they invest in might face increased operational costs and compliance challenges due to new licensing, reserve segregation, and audit requirements. Such regulatory burdens could hinder growth and introduce compliance risks, potentially diminishing the value of U.S. Global Investors’ investments and impacting their financial performance. This underscores the importance of monitoring regulatory changes and assessing their implications on investment strategies.

U.S. Global Investors Reports Decline in AUM Amid Market Challenges

U.S. Global Investors, Inc. is a Texas-based registered investment adviser that offers investment management services and corporate investments, primarily focusing on mutual funds and exchange-traded funds (ETFs). The company recently released its annual earnings report for the fiscal year ending June 30, 2025, highlighting its financial performance and strategic initiatives.