Generation Income Properties (GIPR) AI Stock Analysis

• Market Cap: $8.76M
• Dividend Yield: 29.07%
• Average Volume (3M): 12.34K
• Price to Earnings (P/E): ―
• Beta (1Y): 0.62
• Revenue Growth: 10.31%
• EPS Growth: 39.90%
• Country: US
• Employees: 4
• Sector: Real Estate
• Sector Strength: 63
• Industry: REIT - Diversified
• EPS (TTM): N/A
• Shares Outstanding: 5,443,188
• 10 Day Avg. Volume: 20,431
• 30 Day Avg. Volume: 12,340
• PEG Ratio: -0.11
• Price to Book (P/B): 2.86
• Price to Sales (P/S): 0.00
• P/FCF Ratio: 4.58
• Enterprise Value/Market Cap: 1.84
• Enterprise Value/Revenue: 0.41
• Enterprise Value/Gross Profit: 2.29
• Enterprise Value/Ebitda: 1.08
• 1Y Price Target: N/A
• Price Target Upside: N/A
• Rating Consensus: Hold
• Number of Analyst Covering: 1

• Rating: 44 Neutral
• Price Target: $1.50 ▼( -6.83% Downside)

Generation Income Properties faces considerable financial and operational challenges, reflected in the low financial performance score. Despite strategic initiatives to stabilize finances, persistent financial distress and high leverage pose significant risks. Technical analysis suggests some short-term support but long-term concerns. The high dividend yield is overshadowed by the suspension of payouts, indicating a need for cautious investment consideration.

Positive Factors

Asset Valuation

The net asset value (NAV) of the company's real estate is likely higher than the current stock price, supporting the Hold rating.

Financial Stability

Auditors removed the going concern language from the year-end 2024 financial statements, indicating some financial stability.

Strategic Initiatives

A Special Committee has been formed to explore strategic alternatives for improving shareholder value.

Negative Factors

Earnings Performance

The 1Q25 results were below analyst expectations, with a net loss due to lower property revenues and higher costs.

Interest Rates

High interest rates may impede the restructuring plan.

Lease Termination

The termination of the lease in Vacaville, which accounted for a significant portion of the company's rental income, is considered a material risk.

Generation Income Properties Business Overview & Revenue Model

Company Description

Generation Income Properties (GIP) is a Real Estate Investment Trust based in Tampa, Florida that specializes in acquiring a diversified portfolio of high quality single tenant properties. Our portfolio consists of office, industrial and retail assets across the United States occupied by primarily investment grade credit tenants.

How the Company Makes Money

Generation Income Properties makes money primarily through leasing its portfolio of commercial properties to tenants, thereby earning rental income. As a REIT, the company is required to distribute a significant portion of its taxable income to shareholders in the form of dividends, which is supported by the consistent cash flow from its lease agreements. Additionally, GIPR may engage in strategic acquisitions and dispositions of properties to optimize its portfolio, potentially generating gains from property sales. The company also benefits from long-term lease agreements with creditworthy tenants, which provide stability and predictability to its revenue streams.

Generation Income Properties Financial Statement Overview

Summary

Generation Income Properties is facing significant financial challenges. The lack of revenue in 2024 and consistent negative profit margins suggest operational difficulties. High leverage and declining equity highlight financial risk, while cash flow instability raises liquidity concerns. Immediate strategic adjustments are needed to stabilize the company's finances.

Income Statement

The company has experienced erratic revenue growth, with a significant drop in 2024 to zero revenue. Previous years showed moderate growth. Profit margins have consistently been negative, reflecting ongoing profitability challenges. The absence of revenue in 2024 is a major red flag.

Balance Sheet

The balance sheet shows a high level of debt compared to equity, with a debt-to-equity ratio of 1.3 in 2024. The equity ratio is low, indicating potential financial instability. Stockholders' equity has significantly decreased, reflecting financial distress.

Cash Flow

Operating cash flow has shown some improvement, but free cash flow remains negative except for 2024, where it turned positive due to zero capital expenditure. The inconsistent cash flow trends and reliance on financing activities indicate potential liquidity issues.

Breakdown
TTM	Dec 2024	Dec 2023	Dec 2022	Dec 2021	Dec 2020
Income Statement		Total Revenue
9.71M	9.76M	7.63M	5.43M	3.90M	3.52M
	Gross Profit
7.06M	7.09M	5.93M	4.22M	3.13M	2.81M
	EBIT
-4.34M	-5.13M	-3.46M	-808.19K	-324.66K	165.01K
	EBITDA
4.74M	4.44M	1.84M	3.43M	1.18M	1.51M
	Net Income Common Stockholders
-8.26M	-8.35M	-5.72M	-2.31M	-2.57M	-3.34M
Balance Sheet		Cash, Cash Equivalents and Short-Term Investments
1.19M	612.94K	3.12M	3.72M	10.59M	937.56K
	Total Assets
7.32M	106.56M	108.69M	64.21M	53.42M	40.68M
	Total Debt
3.74M	70.31M	68.73M	43.09M	28.97M	29.46M
	Net Debt
2.55M	69.69M	65.61M	39.37M	18.38M	28.52M
	Total Liabilities
3.88M	73.71M	74.17M	47.28M	30.15M	30.63M
	Stockholders Equity
3.43M	5.80M	15.30M	10.69M	13.65M	1.37M
Cash Flow		Free Cash Flow
1.92M	-4.75M	-31.94M	-12.27M	-8.46M	-16.19K
	Operating Cash Flow
1.71M	1.02M	12.35K	583.88K	-173.76K	256.66K
	Investing Cash Flow
-5.77M	-5.77M	-33.31M	-13.28M	-3.93M	-272.85K
	Financing Cash Flow
3.03M	2.25M	32.70M	5.83M	14.81M	-259.81K

Generation Income Properties Technical Analysis

• Technical Analysis Sentiment: Negative
• Last Price: 1.61
• 50DMA: Positive
• 100DMA: Negative
• 200DMA: Negative
• MACD: Negative
• RSI: Neutral
• STOCH: Neutral

Evaluating momentum and price trends is crucial in stock analysis to make informed investment decisions. For GIPR, the sentiment is Negative. The current price of 1.61 is below the 20-day moving average (MA) of 1.62, above the 50-day MA of 1.58, and below the 200-day MA of 1.85, indicating a neutral trend. The MACD of 0.02 indicates Negative momentum. The RSI at 51.39 is Neutral, neither overbought nor oversold. The STOCH value of 44.91 is Neutral, not indicating any strong overbought or oversold conditions. Overall, these indicators collectively point to a Negative sentiment for GIPR.

Generation Income Properties Peers Comparison

Name	Overall Rating	Market Cap	P/E Ratio	ROE	Dividend Yield	Revenue Growth	EPS Growth
MDV	66 Neutral	$143.29M	75.12	1.54%	8.16%	-4.13%	79.39%
Sector *	60 Neutral	$2.76B	10.59	0.51%	8507.90%	5.51%	-19.44%
FVR	52 Neutral	$214.33M	―	-0.37%	1.91%	―	―
MDRR	49 Neutral	$26.34M	471.19	-16.85%	2.04%	-10.27%	-32.99%
SQFT	46 Neutral	$7.24M	―	-49.21%	4.02%	2.72%	-584.61%
GIPR	44 Neutral	$8.76M	―	-110.42%	29.07%	10.31%	39.90%
MKZR	36 Underperform	$13.45M	―	-28.98%	69.94%	43.87%	-4679.89%

Generation Income Properties Corporate Events

Generation Income Properties Reports Q1 2025 Financial Results

On May 19, 2025, Generation Income Properties reported its financial results for the first quarter ending March 31, 2025, revealing a net loss of $2.7 million. The company announced a strategic review to explore opportunities for maximizing shareholder value, which may include a sale or merger. Despite the challenging economic environment, the company is actively working on debt restructuring and optimizing its capital structure to enhance liquidity and support future growth. The portfolio remains stable with a high occupancy rate and positive tenant engagement, although the net lease sector faces a muted transaction environment due to interest rate fluctuations.

Generation Income Properties Reports 2024 Net Loss Amid Growth

Generation Income Properties reported a net loss of $8.44 million for 2024, with significant growth in revenue driven by the acquisition of a 13-property portfolio. Despite suspending dividends to prioritize financial health, the company expanded its portfolio and extended debt and equity terms, aiming for long-term profitability and eventual dividend reinstatement. The company also closed an UPREIT transaction, increasing its Gross Asset Value to approximately $115 million, reflecting a strategic focus on capitalizing on market opportunities.