Generation Income Properties (GIPR) AI Stock Analysis

• Market Cap: $3.61M
• Dividend Yield: N/A
• Average Volume (3M): 1.14M
• Price to Earnings (P/E): ―
• Beta (1Y): 1.05
• Revenue Growth: -4.77%
• EPS Growth: 23.08%
• Country: US
• Employees: 4
• Sector: Real Estate
• Sector Strength: 53
• Industry: REIT - Diversified
• EPS (TTM): 0.34
• Shares Outstanding: 5,447,772
• 10 Day Avg. Volume: 610,358
• 30 Day Avg. Volume: 1,138,407
• PEG Ratio: 0.03
• Price to Book (P/B): 1.62
• Price to Sales (P/S): 0.96
• P/FCF Ratio: 9.19
• Enterprise Value/Market Cap: 20.00
• Enterprise Value/Revenue: 7.25
• Enterprise Value/Gross Profit: 9.78
• Enterprise Value/Ebitda: 16.26
• 1Y Price Target: N/A
• Price Target Upside: N/A
• Rating Consensus: Hold
• Number of Analyst Covering: 1
• EPS Forecast (FY): N/A
• Revenue Forecast (FY): N/A

• Rating: 40 Underperform
• Price Target: $0.69 ▼(-9.08% Downside)

The score is driven primarily by very weak financial performance (zero revenue in 2024, persistent losses, and high leverage) and a bearish technical backdrop (trading below major moving averages with negative MACD). Valuation provides limited support due to a negative P/E and no stated dividend yield, while the Nasdaq bid-price compliance issue adds additional downside risk.

Positive Factors

Stable net‑lease business model

Single-tenant net‑lease model provides structurally predictable rental cash flows and shifts most operating expenses to tenants. Over months this reduces landlord operating volatility, supports debt servicing capacity, and underpins long-term income stability if occupancy and lease rollovers remain healthy.

Portfolio optimization via asset sale

Disposition of a vacant industrial asset crystallizes value and removes an underperforming property from the portfolio. This improves near-term liquidity and reduces maintenance and vacancy drag, enabling redeployment or debt reduction and strengthening balance sheet flexibility over the following quarters.

Board and audit continuity

Reelection of the board and auditor ratification preserves governance continuity and audit oversight, lowering execution and reporting risk during restructuring. Stable leadership and consistent external controls support credible strategic planning and investor confidence over several quarters.

Negative Factors

Zero reported revenue and persistent losses

A reported absence of revenue in 2024 and ongoing negative margins indicate fundamental operational failure for a revenue‑dependent REIT. Sustained zero or erratic top line undermines distribution ability, restricts reinvestment, and threatens solvency unless rental income is restored or assets are monetized.

High leverage and declining equity

A debt-to-equity ratio around 1.3 and shrinking shareholders' equity increase refinancing and interest coverage risk. Elevated leverage limits strategic flexibility, raises sensitivity to rate moves, and can force asset sales or equity raises that dilute holders if operating performance does not stabilize.

Inconsistent cash flow and financing reliance

Irregular operating cash flow and historically negative free cash flow mean the company depends on external financing to meet obligations. Over months this increases liquidity and refinancing risk, constrains capital expenditures, and can drive repeated debt amendments or asset disposals to cover shortfalls.

Generation Income Properties Business Overview & Revenue Model

Company Description

Generation Income Properties (GIP) is a Real Estate Investment Trust based in Tampa, Florida that specializes in acquiring a diversified portfolio of high quality single tenant properties. Our portfolio consists of office, industrial and retail assets across the United States occupied by primarily investment grade credit tenants.

How the Company Makes Money

Generation Income Properties generates revenue primarily through rental income from its portfolio of commercial properties. The company leases these properties to tenants under long-term, net leases, which require tenants to cover property expenses such as maintenance, insurance, and taxes, thereby minimizing GIPR's operational costs. Additionally, GIPR may realize income from property appreciation and potential asset sales. The company could also form partnerships with real estate developers or other investment firms to co-invest in properties or share expertise, enhancing its revenue opportunities. Overall, the stability and predictability of rental income, combined with strategic property management, underpin GIPR's revenue model.

Generation Income Properties Financial Statement Overview

Summary

Income statement is extremely weak (revenue fell to zero in 2024 and margins remain negative). Balance sheet shows elevated leverage and declining equity, increasing financial risk. Cash flow is inconsistent, with prior negative free cash flow and improvement in 2024 tied to zero capex rather than strong operating strength.

Income Statement

The company has experienced erratic revenue growth, with a significant drop in 2024 to zero revenue. Previous years showed moderate growth. Profit margins have consistently been negative, reflecting ongoing profitability challenges. The absence of revenue in 2024 is a major red flag.

Balance Sheet

The balance sheet shows a high level of debt compared to equity, with a debt-to-equity ratio of 1.3 in 2024. The equity ratio is low, indicating potential financial instability. Stockholders' equity has significantly decreased, reflecting financial distress.

Cash Flow

Operating cash flow has shown some improvement, but free cash flow remains negative except for 2024, where it turned positive due to zero capital expenditure. The inconsistent cash flow trends and reliance on financing activities indicate potential liquidity issues.

Breakdown	TTM	Dec 2024	Dec 2023	Dec 2022	Dec 2021	Dec 2020
Income Statement
Total Revenue	9.95M	9.76M	7.63M	5.43M	3.90M	3.52M
Gross Profit	7.37M	7.09M	5.93M	4.22M	3.13M	2.81M
EBITDA	4.43M	4.44M	1.84M	984.03K	1.02M	1.40M
Net Income	-10.27M	-8.35M	-5.72M	-3.24M	-1.23M	-1.83M
Balance Sheet
Total Assets	103.45M	106.56M	108.69M	64.21M	53.42M	40.68M
Cash, Cash Equivalents and Short-Term Investments	247.29K	612.94K	3.12M	3.72M	10.59M	937.56K
Total Debt	68.71M	70.31M	56.83M	43.09M	28.97M	29.87M
Total Liabilities	74.52M	73.71M	74.17M	47.28M	30.15M	30.63M
Stockholders Equity	-3.93M	5.80M	15.30M	10.69M	13.67M	1.37M
Cash Flow
Free Cash Flow	-280.99K	1.02M	-31.94M	-12.27M	-8.46M	-16.19K
Operating Cash Flow	-280.98K	1.02M	12.35K	583.88K	-173.76K	256.66K
Investing Cash Flow	10.52M	-193.32K	-33.31M	-13.28M	-3.93M	-272.85K
Financing Cash Flow	-11.43M	-3.33M	32.70M	5.83M	13.61M	-259.81K

Generation Income Properties Technical Analysis

• Technical Analysis Sentiment: Negative
• Last Price: 0.76
• 50DMA: Negative
• 100DMA: Negative
• 200DMA: Negative
• MACD: Positive
• RSI: Neutral
• STOCH: Positive

Evaluating momentum and price trends is crucial in stock analysis to make informed investment decisions. For GIPR, the sentiment is Negative. The current price of 0.76 is above the 20-day moving average (MA) of 0.75, below the 50-day MA of 0.81, and below the 200-day MA of 1.18, indicating a bearish trend. The MACD of -0.03 indicates Positive momentum. The RSI at 41.29 is Neutral, neither overbought nor oversold. The STOCH value of 12.73 is Positive, not indicating any strong overbought or oversold conditions. Overall, these indicators collectively point to a Negative sentiment for GIPR.

Generation Income Properties Peers Comparison

Name	Overall Rating	Market Cap	P/E Ratio	ROE	Dividend Yield	Revenue Growth	EPS Growth
Sector *	65 Neutral	$2.17B	12.19	3.79%	4.94%	3.15%	1.96%
MDV	63 Neutral	$157.52M	-56.25	0.37%	8.15%	-0.59%	-160.22%
FVR	63 Neutral	$464.51M	-18.15	-4.39%	5.74%	―	―
MDRR	48 Neutral	$26.05M	-7.08	-18.66%	2.06%	-0.05%	-150.66%
MKZR	45 Neutral	$8.06M	-0.28	-33.51%	86.42%	26.56%	-20.97%
GIPR	40 Underperform	$3.61M	-0.36	-904.27%	―	-4.77%	23.08%
SQFT	40 Underperform	$3.71M	-0.32	-26.78%	―	-2.79%	72.36%

Generation Income Properties Corporate Events

Generation Income Faces Nasdaq Minimum Bid Price Noncompliance

On January 28, 2026, Generation Income Properties, Inc. disclosed that it had received notice from Nasdaq that its common stock had closed below $1.00 per share for 35 consecutive business days as of January 27, 2026, placing the company out of compliance with Nasdaq’s minimum bid price rule for continued listing on The Nasdaq Capital Market. The company has been granted a 180-day grace period, until July 6, 2026, to regain compliance by maintaining a closing bid price of at least $1.00 for at least 10 consecutive business days, with the possibility of an additional 180-day extension if certain conditions are met, including potentially implementing a reverse stock split; while the notice does not immediately affect its operations or SEC reporting, failure to regain compliance could ultimately lead to delisting, heightening listing-risk concerns for shareholders and other stakeholders.

The most recent analyst rating on (GIPR) stock is a Sell with a $0.76 price target. To see the full list of analyst forecasts on Generation Income Properties stock, see the GIPR Stock Forecast page.

Generation Income Properties Shareholders Reelect Board, Ratify Auditor

At its 2025 Annual Meeting of Stockholders held on December 19, 2025, in Tampa, Generation Income Properties, Inc. saw shareholders elect six directors — David Sobelman, Benjamin Adams, Gena Cheng, Stuart Eisenberg, Patrick Quilty, and Richard Russell — to serve on the board until the 2026 annual meeting, reaffirming the company’s existing leadership structure. Stockholders also ratified the appointment of CohnReznick LLP as the independent registered public accounting firm for fiscal year 2025, a move that maintains continuity in the company’s external financial oversight and supports stability in its reporting and audit practices for stakeholders.

The most recent analyst rating on (GIPR) stock is a Sell with a $0.72 price target. To see the full list of analyst forecasts on Generation Income Properties stock, see the GIPR Stock Forecast page.

Generation Income Properties Sells Florida Industrial Property

On October 30, 2025, Generation Income Properties completed the sale of its industrial property in Plant City, Florida, for $1,950,000. The sale of the vacant property, previously occupied by Irby Construction, marks a strategic move for the company, potentially impacting its real estate portfolio and financial positioning.

The most recent analyst rating on (GIPR) stock is a Hold with a $1.00 price target. To see the full list of analyst forecasts on Generation Income Properties stock, see the GIPR Stock Forecast page.

Generation Income Properties Amends Promissory Note Terms

On October 27, 2025, Generation Income Properties L.P. entered into a First Amendment to Secured Promissory Note with Brown Family Enterprises LLC. The agreement extended the maturity date of the note to December 15, 2025, potentially impacting the company’s financial obligations and stakeholder expectations.

The most recent analyst rating on (GIPR) stock is a Hold with a $1.50 price target. To see the full list of analyst forecasts on Generation Income Properties stock, see the GIPR Stock Forecast page.