Ten Lifestyle Group (TENG) AI Stock Analysis

• Market Cap: £72.84M
• Dividend Yield: N/A
• Average Volume (3M): 34.50K
• Price to Earnings (P/E): 30.2
• Beta (1Y): 0.07
• Revenue Growth: 3.49%
• EPS Growth: 112.71%
• Country: UK
• Employees: 1,268
• Sector: Consumer Cyclical
• Sector Strength: 84
• Industry: Travel Services
• EPS (TTM): 0.01
• Shares Outstanding: 96,204,490
• 10 Day Avg. Volume: 80,354
• 30 Day Avg. Volume: 34,503
• PEG Ratio: 0.21
• Price to Book (P/B): 2.12
• Price to Sales (P/S): 0.81
• P/FCF Ratio: 17.97
• Enterprise Value/Market Cap: N/A
• Enterprise Value/Revenue: N/A
• Enterprise Value/Gross Profit: N/A
• Enterprise Value/Ebitda: N/A
• 1Y Price Target: N/A
• Price Target Upside: N/A
• Rating Consensus: N/A
• Number of Analyst Covering: 0
• EPS Forecast (FY): N/A
• Revenue Forecast (FY): N/A

• Rating: 72 Outperform
• Price Target: 77.00p ▲(7.32% Upside)

Ten Lifestyle Group's stock is rated positively due to strong financial performance and bullish technical indicators. The company's improving margins and financial stability are significant strengths. However, the stock's valuation is moderate, and the technical indicators suggest caution due to overbought conditions. The absence of earnings call data and corporate events does not impact the score.

Positive Factors

Revenue Growth

Consistent revenue growth indicates a strong demand for TENG's services, suggesting a robust market position and potential for future expansion.

Margin Improvement

High and improving margins reflect efficient operations and pricing power, enhancing long-term profitability and competitive advantage.

Financial Stability

Improved financial leverage and stability reduce risk and increase the company's ability to invest in growth opportunities.

Negative Factors

Slowing Revenue Growth Rate

A slowdown in revenue growth could indicate market saturation or increased competition, potentially impacting future earnings.

Volatile Free Cash Flow

Volatile free cash flow may challenge the company's ability to maintain cash reserves and fund strategic initiatives.

Moderate Debt Levels

Carrying moderate debt levels poses risks if not managed carefully, potentially affecting financial flexibility and stability.

Ten Lifestyle Group Business Overview & Revenue Model

Company Description

Ten Lifestyle Group Plc provides concierge services to private banks, retail banks, premium payment card providers, and high-net-worth individuals in Europe, the Middle East, Africa, North and South America, and the Asia-Pacific Region. The company assists its members to access various consumer markets, such as travel, dining, and live entertainment through its proprietary digital platform. Its platform provides access to its members to best hotels, restaurants, shows, and events. The company was formerly known as Ten Lifestyle Holdings Limited and changed its name to Ten Lifestyle Group plc in November 2017. Ten Lifestyle Group Plc was founded in 1998 and is headquartered in London, the United Kingdom.

How the Company Makes Money

Ten Lifestyle Group generates revenue primarily through subscription fees and service charges. Clients pay a membership fee for access to a range of concierge services, which can vary based on the level of service required. Additionally, TENG earns commissions from various service providers such as hotels, restaurants, and entertainment venues when they book services on behalf of their clients. Strategic partnerships with luxury brands and service providers also play a crucial role in enhancing TENG's offerings and driving revenue, as these collaborations can lead to exclusive deals and promotional opportunities for their clientele, further solidifying client loyalty and increasing overall earnings.

Ten Lifestyle Group Financial Statement Overview

Summary

Ten Lifestyle Group has demonstrated strong revenue and profit growth, with improving margins and financial stability. The balance sheet reflects a healthier leverage position, and the company is generating sufficient cash from operations. However, the volatility in free cash flow growth and slowing revenue growth rate could be potential areas of concern moving forward.

Income Statement

Ten Lifestyle Group has shown consistent revenue growth over the years, with a notable increase in gross profit margins, reaching over 91% in the latest year. The net profit margin has improved significantly from negative values to a positive 3.45% in 2025, indicating enhanced profitability. EBIT and EBITDA margins have also improved, reflecting better operational efficiency. However, the revenue growth rate has slowed down recently, which could be a concern for future growth.

Balance Sheet

The company's debt-to-equity ratio has decreased over the years, indicating improved financial leverage and stability. Return on equity has turned positive, showing effective use of equity to generate profits. The equity ratio suggests a healthy proportion of equity in the company's asset base. However, the company still carries a moderate level of debt, which could pose risks if not managed carefully.

Cash Flow

Operating cash flow has been strong, with a positive ratio to net income, indicating good cash generation from operations. However, free cash flow growth has been volatile, with a significant decline in the latest year. The free cash flow to net income ratio is positive, but the recent drop in free cash flow growth suggests potential challenges in maintaining cash reserves.

Breakdown	TTM	Dec 2025	Dec 2024	Dec 2023	Dec 2022	Dec 2021
Income Statement
Total Revenue	69.61M	69.61M	67.26M	66.66M	48.65M	35.06M
Gross Profit	58.95M	63.57M	60.95M	60.97M	38.06M	26.73M
EBITDA	12.53M	12.93M	11.18M	2.31M	3.73M	1.91M
Net Income	2.40M	2.40M	1.02M	4.55M	-4.32M	-5.77M
Balance Sheet
Total Assets	54.83M	54.83M	49.16M	42.86M	33.24M	27.18M
Cash, Cash Equivalents and Short-Term Investments	9.72M	9.72M	9.27M	8.23M	6.58M	6.66M
Total Debt	9.10M	9.10M	11.00M	6.71M	6.09M	3.18M
Total Liabilities	28.15M	28.15M	30.82M	27.70M	23.40M	15.24M
Stockholders Equity	26.68M	26.68M	18.34M	15.16M	9.84M	11.95M
Cash Flow
Free Cash Flow	9.68M	3.15M	2.87M	2.47M	-3.15M	-2.06M
Operating Cash Flow	10.41M	10.59M	9.89M	10.28M	4.17M	3.51M
Investing Cash Flow	-7.44M	-7.42M	-7.01M	-7.81M	-7.32M	-5.57M
Financing Cash Flow	-1.58M	-1.99M	-2.00M	-1.17M	2.56M	-2.00M

Ten Lifestyle Group Technical Analysis

• Technical Analysis Sentiment: Positive
• Last Price: 71.75
• 50DMA: Positive
• 100DMA: Positive
• 200DMA: Positive
• MACD: Positive
• RSI: Negative
• STOCH: Negative

Evaluating momentum and price trends is crucial in stock analysis to make informed investment decisions. For GB:TENG, the sentiment is Positive. The current price of 71.75 is below the 20-day moving average (MA) of 72.34, above the 50-day MA of 63.58, and above the 200-day MA of 61.04, indicating a bullish trend. The MACD of 3.14 indicates Positive momentum. The RSI at 75.85 is Negative, neither overbought nor oversold. The STOCH value of 84.46 is Negative, not indicating any strong overbought or oversold conditions. Overall, these indicators collectively point to a Positive sentiment for GB:TENG.

Ten Lifestyle Group Peers Comparison

Name	Overall Rating	Market Cap	P/E Ratio	ROE	Dividend Yield	Revenue Growth	EPS Growth
JET2	75 Outperform	£2.62B	6.11	23.98%	1.18%	7.17%	-2.22%
TENG	72 Outperform	£72.84M	30.18	10.66%	―	3.49%	112.71%
TRN	70 Outperform	£870.26M	12.98	26.37%	―	4.39%	43.74%
IHG	69 Neutral	$20.76B	28.86	―	1.23%	5.55%	19.27%
PPH	65 Neutral	£754.25M	34.35	7.17%	1.84%	6.14%	1.27%
OTB	64 Neutral	£321.69M	40.59	14.50%	1.39%	-5.30%	-30.17%
Sector *	61 Neutral	$18.38B	12.79	-2.54%	3.03%	1.52%	-15.83%

Ten Lifestyle Group Corporate Events

Ten Lifestyle Group Awards New Management Incentive Share Options to Senior Executives

Ten Lifestyle Group has granted new nil-cost options over its ordinary shares to four senior executives under its Management Incentive Plan, covering the three-year performance period to the announcement of its 2028 financial results. Chief executive Alex Cheatle, group COO Andrew Long, CFO Alan Donald and chief proposition officer Victoria Carvalho together received 412,000 new options, taking their total holdings to between roughly 440,000 and 1.9 million options each, with vesting tied equally to total shareholder return and earnings per share targets designed to align management rewards with the company’s long-term strategic goals and shareholder interests.

The most recent analyst rating on (GB:TENG) stock is a Buy with a £77.00 price target. To see the full list of analyst forecasts on Ten Lifestyle Group stock, see the GB:TENG Stock Forecast page.

Ten Lifestyle Group Sets Date and Details for 2026 AGM

Ten Lifestyle Group plc has published the notice of its upcoming Annual General Meeting on its website and confirmed that the AGM will take place at its London offices on 17 February 2026 at 11:00 a.m. The company has also begun mailing physical copies of the AGM documents and proxy forms to shareholders, ensuring formal shareholder engagement and compliance with governance requirements ahead of the meeting.

The most recent analyst rating on (GB:TENG) stock is a Buy with a £77.00 price target. To see the full list of analyst forecasts on Ten Lifestyle Group stock, see the GB:TENG Stock Forecast page.

Ten Lifestyle Group Releases 2025 Annual Report Highlighting Industry Leadership

Ten Lifestyle Group has released its Annual Report and Accounts for the year ending 31 August 2025, available on its website. The report highlights the company’s ongoing commitment to leveraging its sophisticated personalization platform and extensive supplier network to drive customer loyalty for financial institutions and premium brands, reinforcing its position as a leader in the concierge technology industry.

The most recent analyst rating on (GB:TENG) stock is a Hold with a £63.00 price target. To see the full list of analyst forecasts on Ten Lifestyle Group stock, see the GB:TENG Stock Forecast page.

Ten Lifestyle Group Achieves Record Financial Performance and Expands Digital Services

Ten Lifestyle Group reported a successful financial year ending August 2025, with record net revenue of £65.7m and adjusted EBITDA of £14.6m, marking a significant increase in profitability. The company secured major contracts and expanded its digital offerings, such as the AI-powered Talia and Digital Dining, enhancing customer engagement and service quality. The growth in active members and the strategic focus on digital transformation position Ten strongly in the market, with expectations for continued revenue growth and profitability in 2026.

The most recent analyst rating on (GB:TENG) stock is a Hold with a £63.00 price target. To see the full list of analyst forecasts on Ten Lifestyle Group stock, see the GB:TENG Stock Forecast page.

Ten Lifestyle Group to Announce Preliminary Results and Host Investor Events

Ten Lifestyle Group plc has announced that it will release its preliminary results for the year ending 31 August 2025 on 12 November 2025. The company will host an analyst presentation on the same day and an investor webinar on 17 November 2025 to discuss the results and strategic priorities. Additionally, Ten will present at the MelloLondon investor event on 18 November 2025. These events provide opportunities for stakeholders to engage with the leadership team and gain insights into the company’s performance and future direction.

The most recent analyst rating on (GB:TENG) stock is a Hold with a £63.00 price target. To see the full list of analyst forecasts on Ten Lifestyle Group stock, see the GB:TENG Stock Forecast page.

Ten Lifestyle Group Proposes Name Change to Reflect Tech Focus

Ten Lifestyle Group plc has announced a proposed name change to Ten Technologies Group plc, reflecting its evolution into a technology-driven leader in customer experience. This change, pending shareholder approval, underscores the central role of technology in the company’s operations and growth strategy, with no impact on existing share certificates or trading identifiers.

The most recent analyst rating on (GB:TENG) stock is a Hold with a £63.00 price target. To see the full list of analyst forecasts on Ten Lifestyle Group stock, see the GB:TENG Stock Forecast page.

Ten Lifestyle Group Grants Share Options to Key Executives

Ten Lifestyle Group plc announced the granting of options over Ordinary Shares to key managerial personnel under its Company Share Option Plan. This strategic move aims to align the interests of management with long-term shareholder value, as the options become exercisable after three years, contingent on share price performance. This decision reflects the company’s commitment to its strategic goals and long-term shareholder interests.

The most recent analyst rating on (GB:TENG) stock is a Hold with a £63.00 price target. To see the full list of analyst forecasts on Ten Lifestyle Group stock, see the GB:TENG Stock Forecast page.

Ten Lifestyle Group Announces Total Voting Rights and Share Capital Update

Ten Lifestyle Group plc announced that as of 30 September 2025, the total number of Ordinary Shares in issue is 96,141,991. This information is crucial for shareholders to determine their interest in the company under the Financial Conduct Authority’s Disclosure and Transparency Rules. This announcement helps maintain transparency and compliance, potentially impacting shareholder decisions and company operations.

The most recent analyst rating on (GB:TENG) stock is a Hold with a £63.00 price target. To see the full list of analyst forecasts on Ten Lifestyle Group stock, see the GB:TENG Stock Forecast page.