Ten Lifestyle Group PLC (GB:TENG)
LSE:TENG
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Ten Lifestyle Group
(LSE:TENG)
Select Model
Select Model
Rating:72Outperform
Price Target:
71.00 p
▼(-1.05% Downside)
Action:UpgradedDate:12/11/25
Ten Lifestyle Group's stock is rated positively due to strong financial performance and bullish technical indicators. The company's improving margins and financial stability are significant strengths. However, the stock's valuation is moderate, and the technical indicators suggest caution due to overbought conditions. The absence of earnings call data and corporate events does not impact the score.
Positive Factors
High gross margins
Ten's gross profit margin above 91% shows a service model with low direct costs and favorable supplier economics. High, sustainable gross margins provide durable profitability potential and buffer operational variability, supporting reinvestment in tech and service delivery over the next several months.
Negative Factors
Slowing revenue growth
Slower top-line growth (Fundamentals.RevenueGrowth ~3.49%) limits the leverage of scale on fixed costs and can constrain margin expansion. For a partnership-driven concierge model, decelerating revenue makes it harder to justify incremental investment in client acquisition and product enhancements over the coming months.
Read all positive and negative factors
Positive Factors
Negative Factors
High gross margins
Ten's gross profit margin above 91% shows a service model with low direct costs and favorable supplier economics. High, sustainable gross margins provide durable profitability potential and buffer operational variability, supporting reinvestment in tech and service delivery over the next several months.
Read all positive factors
Ten Lifestyle Group (TENG) vs. iShares MSCI United Kingdom ETF (EWC)
Market Cap
£65.50M
Dividend YieldN/A
Average Volume (3M)34.50K
Price to Earnings (P/E)23.6
Beta (1Y)0.30
Revenue Growth3.49%
EPS Growth112.71%
CountryUK
Employees1,268
SectorConsumer Cyclical
Sector Strength84
IndustryTravel Services
Share Statistics
EPS (TTM)0.01
Shares Outstanding96,361,590
10 Day Avg. Volume80,354
30 Day Avg. Volume34,503
Financial Highlights & Ratios
PEG Ratio0.21
Price to Book (P/B)2.12
Price to Sales (P/S)0.81
P/FCF Ratio17.97
Enterprise Value/Market CapN/A
Enterprise Value/RevenueN/A
Enterprise Value/Gross ProfitN/A
Enterprise Value/EbitdaN/A
Forecast
1Y Price TargetN/A
Price Target UpsideN/A
Rating ConsensusN/A
Number of Analyst Covering0
EPS Forecast (FY)0.05
Revenue Forecast (FY)£73.01M
Ten Lifestyle Group Business Overview & Revenue Model
Company Description
Ten Lifestyle Group Plc provides concierge services to private banks, retail banks, premium payment card providers, and high-net-worth individuals in Europe, the Middle East, Africa, North and South America, and the Asia-Pacific Region. The compan...
How the Company Makes Money
Ten Lifestyle Group primarily makes money by providing concierge and lifestyle benefit services under contract to corporate clients (most notably banks and card issuers) that offer these services to their customers as part of premium account, cred...
Ten Lifestyle Group Financial Statement Overview
Summary
Income Statement
75
Positive
Balance Sheet
70
Positive
Cash Flow
65
Positive
| Breakdown | Aug 2025 | Aug 2024 | Aug 2023 | Aug 2022 | Aug 2021 |
|---|---|---|---|---|---|
Income Statement | |||||
| Total Revenue | 69.61M | 67.26M | 66.66M | 48.65M | 35.06M |
| Gross Profit | 63.57M | 60.95M | 60.97M | 38.06M | 26.73M |
| EBITDA | 12.93M | 11.18M | 2.31M | 3.73M | 1.91M |
| Net Income | 2.40M | 1.02M | 4.55M | -4.32M | -5.77M |
Balance Sheet | |||||
| Total Assets | 54.83M | 49.16M | 42.86M | 33.24M | 27.18M |
| Cash, Cash Equivalents and Short-Term Investments | 9.72M | 9.27M | 8.23M | 6.58M | 6.66M |
| Total Debt | 9.10M | 11.00M | 6.71M | 6.09M | 3.18M |
| Total Liabilities | 28.15M | 30.82M | 27.70M | 23.40M | 15.24M |
| Stockholders Equity | 26.68M | 18.34M | 15.16M | 9.84M | 11.95M |
Cash Flow | |||||
| Free Cash Flow | 3.15M | 2.87M | 2.47M | -3.15M | -2.06M |
| Operating Cash Flow | 10.59M | 9.89M | 10.28M | 4.17M | 3.51M |
| Investing Cash Flow | -7.42M | -7.01M | -7.81M | -7.32M | -5.57M |
| Financing Cash Flow | -1.99M | -2.00M | -1.17M | 2.56M | -2.00M |
Ten Lifestyle Group Technical Analysis
Negative
71.75
Price Trends
69.00
Negative
68.14
Negative
63.69
Positive
Market Momentum
-1.29
Positive
42.14
Neutral
33.43
Neutral
Evaluating momentum and price trends is crucial in stock analysis to make informed investment decisions. For GB:TENG, the sentiment is Negative. The current price of 71.75 is above the 20-day moving average (MA) of 67.97, above the 50-day MA of 69.00, and above the 200-day MA of 63.69, indicating a neutral trend. The MACD of -1.29 indicates Positive momentum. The RSI at 42.14 is Neutral, neither overbought nor oversold. The STOCH value of 33.43 is Neutral, not indicating any strong overbought or oversold conditions. Overall, these indicators collectively point to a Negative sentiment for GB:TENG.
Ten Lifestyle Group Peers Comparison
UnderperformOutperform
Sector (61)
Name | Overall Rating | Market Cap | P/E Ratio | ROE | Dividend Yield | Revenue Growth | EPS Growth |
|---|---|---|---|---|---|---|---|
75 Outperform | £2.05B | 1.18 | 24.73% | 1.18% | 7.17% | -2.22% | |
72 Outperform | £65.50M | 23.59 | 9.30% | ― | 3.49% | 112.71% | |
69 Neutral | $19.54B | 28.60 | -23.50% | 1.23% | 5.55% | 19.27% | |
69 Neutral | £834.47M | 5.79 | 27.44% | ― | 4.39% | 43.74% | |
64 Neutral | £234.46M | 40.51 | 5.43% | 1.39% | -5.30% | -30.17% | |
61 Neutral | $18.38B | 12.79 | -2.54% | 3.03% | 1.52% | -15.83% | |
54 Neutral | £656.31M | 56.99 | 4.65% | 1.84% | 6.14% | 1.27% |
* Consumer Cyclical Sector Average
GB:TENG
Ten Lifestyle Group
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4.25
6.67%
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Ten Lifestyle Group Corporate Events
Business Operations and Strategy
Ten Lifestyle Group Wins New Digital Loyalty Deal and Expands Platform in Japan
Positive
Mar 30, 2026
Ten Lifestyle Group has secured a new multi-year digital customer loyalty contract with an existing global corporate client, which is expected to launch in the Americas in the second half of its financial year ending 31 August 2026 and be classifi...
Business Operations and StrategyFinancial DisclosuresPrivate Placements and Financing
Ten Lifestyle lifts H1 revenue and profits as digital contracts drive growth
Positive
Mar 16, 2026
Ten Lifestyle Group reported a solid first half of fiscal 2026, with net revenue expected to rise 6% year on year to about £33.7m, or 9% at constant currency, and active members increasing 23% to 436,000 as digital engagement grew. Adjusted E...
Regulatory Filings and Compliance
Ten Lifestyle Group Updates Market on Total Voting Rights and Share Capital
Neutral
Mar 3, 2026
Ten Lifestyle Group plc, a concierge and lifestyle services specialist for affluent customers, operates a platform-based model for financial institutions and premium brands, underpinned by proprietary personalisation technology and long-term corpo...
Business Operations and Strategy
Ten Lifestyle Group Wins Major AMEA Contract With Leading Financial Services Provider
Positive
Feb 24, 2026
Ten Lifestyle Group, a concierge technology platform serving financial institutions and premium brands, delivers lifestyle, travel, dining and entertainment services to millions of members worldwide. Its model is built on multi-year contracts, pla...
Executive/Board ChangesShareholder Meetings
Ten Lifestyle Group Passes All AGM Resolutions and Announces Board Change
Neutral
Feb 17, 2026
Ten Lifestyle Group plc reported that all resolutions at its Annual General Meeting were duly passed, confirming shareholder support for the company’s current governance and strategic direction. The proxy voting results will be published on ...
Regulatory Filings and Compliance
Ten Lifestyle Group Confirms Current Share Capital and Voting Rights
Neutral
Feb 3, 2026
Ten Lifestyle Group plc has confirmed that, as of 31 January 2026, it has 96,312,991 ordinary shares of 0.1 pence each in issue, a figure that will serve as the reference denominator for investors assessing whether they must disclose holdings or c...
Business Operations and Strategy
Ten Lifestyle Group Wins Multi-Year Digital Concierge Contract With Major Bank
Positive
Jan 5, 2026
Ten Lifestyle Group has secured a new multi-year contract with an existing banking client to deliver a fully digital customer experience programme to around one million of the bank’s premium clients in Europe, expanding on its existing conci...
Regulatory Filings and Compliance
Ten Lifestyle Group Confirms Updated Share Capital and Voting Rights
Neutral
Jan 2, 2026
Ten Lifestyle Group plc, the AIM-quoted concierge and lifestyle services provider, has confirmed that as of 31 December 2025 it has 96,204,491 ordinary shares of 0.1 pence each in issue. This updated share capital and total voting rights figure pr...
Glossary
BuyA stock rated as a "Buy" is expected to perform better than the overall market or a specific benchmark over the near-to-medium term. This rating suggests the stock is likely to deliver higher returns compared to other stocks in the same sector or market index. Note: This is not investment advice; please consult a financial advisor before making investment decisions.
HoldA stock rated as a "Hold" is expected to perform in line with the overall market or a specific benchmark. This rating indicates that the stock is neither particularly compelling nor unfavorable for investment. Note: This is not investment advice; please consult a financial advisor before making investment decisions.
SellA stock rated as a "Sell" is expected to perform worse than the overall market or a specific benchmark over the near-to-medium term. This rating suggests the stock may deliver lower returns compared to other stocks in the same sector or market index. Note: This is not investment advice; please consult a financial advisor before making investment decisions.
Disclaimer
This AI Analyst Stock Report is automatically generated by our AI systems using advanced algorithms and publicly available financial, technical, and market data. While the information provided aims to be accurate and insightful, it is intended for informational purposes only and should not be considered financial advice. Any content created by an AI (Artificial Intelligence) system may contain inaccuracies and/or contain errors. Investing in stocks carries inherent risks, and past performance is not indicative of future results. This report does not account for your personal financial circumstances, objectives, or risk tolerance. Always conduct your own research or consult with a qualified financial advisor before making investment decisions. The analysis and recommendations provided are based on historical and current data and may not fully reflect future market conditions or unexpected developments. Neither the creators of this report nor its affiliated entities guarantee the accuracy, completeness, or reliability of the information presented. Use this report at your own discretion and risk.