TEAM plc (TEAM) AI Stock Analysis

• Market Cap: £21.75M
• Dividend Yield: N/A
• Average Volume (3M): 55.81K
• Price to Earnings (P/E): ―
• Beta (1Y): -0.07
• Revenue Growth: 59.01%
• EPS Growth: -164.94%
• Country: UK
• Employees: 71
• Sector: Financial
• Sector Strength: 72
• Industry: Asset Management
• EPS (TTM): -0.04
• Shares Outstanding: 62,140,022
• 10 Day Avg. Volume: 36,100
• 30 Day Avg. Volume: 55,807
• PEG Ratio: 0.02
• Price to Book (P/B): 1.16
• Price to Sales (P/S): 0.00
• P/FCF Ratio: -6.87
• Enterprise Value/Market Cap: N/A
• Enterprise Value/Revenue: N/A
• Enterprise Value/Gross Profit: N/A
• Enterprise Value/Ebitda: N/A
• 1Y Price Target: £38.00
• Price Target Upside: 8.57% Upside
• Rating Consensus: Hold
• Number of Analyst Covering: 0

• Rating: 53 Neutral
• Price Target: 35.00p ▲(0.00%Upside)

TEAM plc's stock score reflects strong revenue growth and strategic initiatives, offset by profitability challenges and negative cash flows. While technical indicators show potential for upward momentum, valuation concerns due to the negative P/E ratio weigh on the overall score. The company's strategic expansion and cost-cutting measures are promising, offering future potential.

TEAM plc Business Overview & Revenue Model

Company Description

TEAM plc (TEAM) is a financial services company primarily engaged in providing asset management and wealth management services. The company offers a range of investment solutions tailored to meet the diverse needs of its clients, including individuals, institutions, and intermediary partners. TEAM's core services include portfolio management, financial planning, and investment advisory, with a focus on delivering personalized strategies that align with clients' financial goals.

How the Company Makes Money

TEAM plc makes money through management fees and advisory fees charged on the assets it manages on behalf of its clients. The company earns revenue by charging a percentage of the assets under management (AUM) as a fee for its portfolio management services. Additionally, TEAM may receive performance-based fees if the investment returns exceed predefined benchmarks. The company may also engage in partnerships with financial institutions or third-party service providers to enhance its service offerings and expand its client base. These partnerships can lead to additional revenue streams through referral fees or collaborative investment products. Furthermore, TEAM's ability to attract and retain high-net-worth clients and institutional investors contributes significantly to its earnings, given the scalable nature of asset management services.

TEAM plc Financial Statement Overview

Summary

TEAM plc demonstrates strong revenue growth but struggles with profitability and cash flow management. High leverage and negative cash flows present risks, while a solid equity ratio provides some stability. Strategic focus on improving operational efficiency and cash generation is critical for better financial health.

Income Statement

TEAM plc has shown significant revenue growth, with a 93.1% increase from 2023 to 2024. However, the company exhibits weak profitability, with negative EBIT and net income margins of -28% and -28.3%, respectively, in 2024. This indicates operational inefficiencies and challenges in converting revenue into profit.

Balance Sheet

The balance sheet reveals a stable equity base, but the debt-to-equity ratio increased from 0.12 in 2023 to 0.24 in 2024, reflecting higher leverage. The equity ratio stands at 64% in 2024, which is robust, indicating a strong equity position relative to total assets.

Cash Flow

TEAM plc faces challenges with free cash flow, which has deteriorated by 224% from 2023 to 2024. The company also exhibits negative operating cash flow, highlighting struggles in generating cash from operations. The free cash flow to net income ratio is negative, indicating insufficient cash to cover losses.

Breakdown	Sep 2024	Sep 2023	Sep 2022	Sep 2021	Jun 2020
Income Statement
Total Revenue	10.28M	5.32M	2.12M	1.47M	560.80K
Gross Profit	5.77M	4.40M	1.71M	1.20M	505.60K
EBITDA	-1.58M	980.00K	-1.00M	-1.49M	-241.60K
Net Income	-2.91M	-445.00K	-1.52M	-1.71M	-369.60K
Balance Sheet
Total Assets	15.54M	15.94M	12.89M	9.89M	1.69M
Cash, Cash Equivalents and Short-Term Investments	1.74M	1.94M	1.75M	4.92M	253.00K
Total Debt	2.36M	1.02M	694.00K	467.00K	34.00K
Total Liabilities	5.60M	7.72M	4.23M	2.46M	316.00K
Stockholders Equity	9.95M	8.22M	8.66M	7.44M	1.37M
Cash Flow
Free Cash Flow	-2.80M	-865.00K	-1.38M	-1.51M	-299.20K
Operating Cash Flow	-2.79M	-820.00K	-1.36M	-1.46M	-290.40K
Investing Cash Flow	-10.00K	-65.00K	-5.04M	-1.71M	-626.40K
Financing Cash Flow	2.35M	224.00K	2.66M	7.16M	1.12M

TEAM plc Technical Analysis

• Technical Analysis Sentiment: Positive
• Last Price: 35.00
• 50DMA: Positive
• 100DMA: Positive
• 200DMA: Positive
• MACD: Negative
• RSI: Neutral
• STOCH: Negative

Evaluating momentum and price trends is crucial in stock analysis to make informed investment decisions. For GB:TEAM, the sentiment is Positive. The current price of 35 is above the 20-day moving average (MA) of 32.84, above the 50-day MA of 32.59, and above the 200-day MA of 18.24, indicating a bullish trend. The MACD of -0.01 indicates Negative momentum. The RSI at 61.58 is Neutral, neither overbought nor oversold. The STOCH value of 86.32 is Negative, not indicating any strong overbought or oversold conditions. Overall, these indicators collectively point to a Positive sentiment for GB:TEAM.

TEAM plc Peers Comparison

Name	Overall Rating	Market Cap	P/E Ratio	ROE	Dividend Yield	Revenue Growth	EPS Growth
Sector *	64 Neutral	$6.69B	10.23	7.22%	190.13%	24.15%	5.15%
KRM	57 Neutral	£13.74M	―		―	28.54%	72.05%
EMVC	56 Neutral	£13.74M	―	-18.57%	―	69.55%	-12.10%
FIPP	54 Neutral	£14.47M	―	-8.99%	―	-20.43%	-104.66%
TEAM	53 Neutral	£21.75M	―	-36.43%	―	59.01%	-164.94%

TEAM plc Corporate Events

TEAM plc Reports Revenue Growth and Strategic Expansion

TEAM plc reported a 41% increase in revenues to £5.8 million for the six months ending March 31, 2025, alongside a rise in total client assets to £1.112 billion. The company has undertaken a cost reduction program, cutting annual operating costs by £668,000, and is on track to reach breakeven by the end of the financial year. TEAM is preparing to launch its UCITS fund, which is expected to enhance international client access to its model portfolio services. The company continues to expand its international advisory network, adding 13 new advisors, and aims to leverage its differentiated offer to attract more advisors and clients. The strategic focus remains on accelerating the migration of client assets to managed portfolio services and expanding its international presence.

TEAM plc Announces Significant Change in Voting Rights

TEAM plc, a company based in Jersey, Channel Islands, has announced a significant change in its voting rights structure. Kevin Allenby has increased his voting rights in the company from 6.21% to 10.025% as of June 16, 2025. This acquisition of voting rights marks a notable shift in the company’s shareholder dynamics, potentially impacting its governance and strategic direction.

TEAM plc Announces Change in Major Shareholdings

TEAM plc, a company with shares listed on the stock exchange, has announced a change in its major holdings. Kevin Allenby, based in Jersey, Channel Islands, has acquired or disposed of voting rights, resulting in a holding of 6.21% of the company’s voting rights as of April 8, 2025. This change in holdings could impact the company’s governance and decision-making processes, potentially influencing its strategic direction and shareholder relations.

TEAM plc Announces AGM Results and Key Board Changes

TEAM plc announced that all resolutions at their recent Annual General Meeting were passed, reflecting strong shareholder support. The company also reported significant board changes, with Tim Hall joining as a non-executive director and David Turnbull stepping down. Additionally, Iain Walker has been appointed as the new non-Board CFO, succeeding Matthew Moore.