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Mountview Estates PLC (GB:MTVW)
LSE:MTVW
UK Market

Mountview Estates (MTVW) AI Stock Analysis

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GB:MTVW

Mountview Estates

(LSE:MTVW)

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Neutral 68 (OpenAI - 5.2)
Rating:68Neutral
Price Target:
9,728.00p
▼(-0.73% Downside)
The score is primarily supported by solid underlying profitability and balance-sheet strength, but is held back by volatile/weakening cash flow and negative technical momentum. Valuation (reasonable P/E and high dividend yield) and generally positive insider-buying events provide partial support.
Positive Factors
Financial Health
The company's strong financial health, marked by profitability and stable growth, ensures resilience and supports long-term operational stability.
CEO Confidence
The CEO's increased stake indicates confidence in the company's future, potentially boosting investor trust and signaling strong leadership commitment.
Cash Flow Generation
Strong cash flow generation enhances financial flexibility, allowing for strategic investments and stability in challenging market conditions.
Negative Factors
Revenue Decline
A decline in revenue growth can signal potential challenges in market demand or competition, impacting future profitability and expansion plans.
Shareholder Dissent
Shareholder dissent at the AGM highlights governance issues, which could affect investor confidence and necessitate management's focus on resolving these concerns.
ROE Improvement Needed
Low ROE indicates inefficiencies in generating returns on equity, which could affect shareholder value and necessitate strategic improvements.

Mountview Estates (MTVW) vs. iShares MSCI United Kingdom ETF (EWC)

Mountview Estates Business Overview & Revenue Model

Company DescriptionMountview Estates (MTVW) is a UK-based property investment company specializing in the acquisition and management of residential real estate. The company focuses on acquiring tenanted residential properties, primarily in London and the South East of England. Its core business is centered around property investment, management, and development, with the objective of maximizing returns for its shareholders through a combination of rental income and capital appreciation.
How the Company Makes MoneyMountview Estates generates revenue primarily through the rental income derived from its portfolio of residential properties. The company's business model involves purchasing tenanted properties at below-market value, managing them to enhance their value, and eventually selling them for a profit. By focusing on properties with existing tenants, Mountview Estates can ensure a steady stream of rental income, which constitutes a significant portion of its earnings. Additionally, the company benefits from capital appreciation as property values increase over time. Mountview Estates may also engage in strategic partnerships or joint ventures to expand its portfolio and enhance its revenue streams, although such details are not explicitly provided.

Mountview Estates Financial Statement Overview

Summary
Strong profitability and a conservatively positioned balance sheet (low-to-moderate leverage) support resilience, but recent revenue/earnings softness and highly volatile cash flow (sharp 2025 free-cash-flow decline) materially weaken quality and consistency.
Income Statement
78
Positive
Profitability remains a clear strength, with consistently very high gross and operating margins and solid net margins across the period. However, the latest year (2025 annual) shows a revenue decline (-7.1%) and lower earnings versus 2024, indicating softer top-line momentum and some pressure on the near-term growth trajectory.
Balance Sheet
82
Very Positive
The balance sheet looks conservatively positioned overall, supported by a large equity base and low-to-moderate leverage (debt-to-equity ~0.20 in 2025). That said, leverage has stepped up meaningfully versus 2021–2022 levels, and returns on equity have drifted down in 2025 versus prior years, suggesting less efficient profit generation on the capital base.
Cash Flow
55
Neutral
Cash generation is the most uneven area: operating cash flow swung from very strong (2022) to negative (2023), rebounded (2024), and then fell sharply again in 2025 with a steep free-cash-flow decline (-72.8%). While cash flow remains positive in the latest year, the volatility and weaker cash conversion versus earnings in 2025 raise quality-of-earnings and consistency concerns.
BreakdownTTMDec 2024Dec 2023Dec 2022Dec 2021Dec 2020
Income Statement
Total Revenue72.59M72.13M79.47M73.59M66.01M65.73M
Gross Profit19.11M42.18M48.45M40.60M40.87M43.22M
EBITDA32.98M36.33M41.50M34.06M34.73M37.42M
Net Income21.58M23.49M28.42M26.46M26.88M30.89M
Balance Sheet
Total Assets478.38M491.92M475.62M457.08M422.24M427.36M
Cash, Cash Equivalents and Short-Term Investments863.00K524.00K739.00K776.00K643.00K597.00K
Total Debt66.80M80.10M66.50M56.76M19.20M21.88M
Total Liabilities74.79M89.27M75.99M66.37M28.75M32.49M
Stockholders Equity403.58M402.65M399.63M390.71M393.49M394.87M
Cash Flow
Free Cash Flow24.36M1.89M9.72M-8.18M30.37M23.92M
Operating Cash Flow27.57M1.89M9.72M-8.18M30.37M23.92M
Investing Cash Flow3.33M4.76M0.000.00620.00K0.00
Financing Cash Flow-30.97M-8.27M-9.70M8.26M-30.62M-25.71M

Mountview Estates Technical Analysis

Technical Analysis Sentiment
Negative
Last Price9800.00
Price Trends
50DMA
9001.50
Negative
100DMA
9346.50
Negative
200DMA
9458.90
Negative
Market Momentum
MACD
-20.15
Positive
RSI
45.32
Neutral
STOCH
40.91
Neutral
Evaluating momentum and price trends is crucial in stock analysis to make informed investment decisions. For GB:MTVW, the sentiment is Negative. The current price of 9800 is above the 20-day moving average (MA) of 9050.00, above the 50-day MA of 9001.50, and above the 200-day MA of 9458.90, indicating a bearish trend. The MACD of -20.15 indicates Positive momentum. The RSI at 45.32 is Neutral, neither overbought nor oversold. The STOCH value of 40.91 is Neutral, not indicating any strong overbought or oversold conditions. Overall, these indicators collectively point to a Negative sentiment for GB:MTVW.

Mountview Estates Peers Comparison

Overall Rating
UnderperformOutperform
Sector (65)
Financial Indicators
Name
Overall Rating
Market Cap
P/E Ratio
ROE
Dividend Yield
Revenue Growth
EPS Growth
78
Outperform
£157.66M10.4311.42%2.05%10.84%113.75%
76
Outperform
£330.24M20.7910.87%3.66%97.27%25.80%
71
Outperform
£265.65M15.663.59%20.46%
68
Neutral
£350.91M16.265.35%5.88%-6.52%-20.26%
67
Neutral
£1.43B7.0810.30%3.62%-8.66%553.35%
65
Neutral
$2.17B12.193.79%4.94%3.15%1.96%
55
Neutral
£237.37M9.466.07%2.71%-14.09%
* Real Estate Sector Average
Performance Comparison
Ticker
Company Name
Price
Change
% Change
GB:MTVW
Mountview Estates
8,900.00
199.94
2.30%
GB:FOXT
Foxtons
52.50
-13.85
-20.87%
GB:GRI
Grainger
193.60
-6.90
-3.44%
GB:HLCL
Helical
191.00
15.44
8.79%
GB:LSL
LSL Property Services
270.00
-6.20
-2.24%
GB:TPFG
The Property Franchise
510.00
124.26
32.21%

Mountview Estates Corporate Events

Other
Mountview CEO Duncan Sinclair Increases Stake to 15.62%
Positive
Dec 22, 2025

Mountview Estates has disclosed that its chief executive officer, Duncan Sinclair, has increased his stake in the company through a purchase by Sinclair Estates Limited, a company he controls, of 500 ordinary shares at £87.50 per share on 19 December 2025. Following this transaction, Sinclair’s total beneficial interest has risen to 608,833 ordinary shares, representing 15.62% of Mountview’s total voting rights, underscoring a significant alignment of the CEO’s interests with those of other shareholders and signalling continued confidence in the company’s prospects.

Executive/Board ChangesDividendsFinancial Disclosures
Mountview Estates Reports Decline in Profits Amid Economic Challenges
Negative
Nov 20, 2025

Mountview Estates PLC reported its unaudited interim results for the half-year ending 30 September 2025, showing a slight increase in turnover by 1.3% to £37.9 million, but a decrease in gross profit by 10.8% to £20.6 million. Profit before tax fell by 14.4% to £15.5 million, and earnings per share dropped by 14.1% to 298.8 pence. Despite the challenging economic environment, the company maintained its interim dividend at 250p per share, demonstrating its commitment to shareholder returns. The board composition was confirmed with the re-election of Mr. Anthony Powell and the election of Ms. Tracey Hartley as directors. The company remains optimistic about future opportunities due to its reduced borrowings and strong financial position, allowing it to capitalize on potential purchasing opportunities.

Executive/Board ChangesShareholder Meetings
Mountview Estates Announces General Meeting Results Amid Shareholder Dissent
Neutral
Nov 17, 2025

Mountview Estates P.L.C. announced the successful passing of resolutions at its General Meeting, including the re-election of Mr. A. W. Powell and the election of Ms. T. E. B. Hartley as directors. Despite the resolutions passing, the company noted a significant minority opposition, with over 20% voting against each resolution, and expressed its intent to engage with shareholders to address their concerns.

Executive/Board ChangesShareholder Meetings
Mountview Estates Announces General Meeting for Director Elections
Neutral
Oct 22, 2025

Mountview Estates P.L.C. has announced a general meeting scheduled for 17 November 2025, following its annual general meeting results. The meeting will address the re-election of Mr. A. W. Powell and the election of Ms. T. E. B. Hartley as directors. This move is part of the company’s ongoing governance and leadership strategy, potentially impacting its operational focus and stakeholder engagement.

Other
Mountview Estates CEO Increases Stake in Company
Positive
Oct 17, 2025

Mountview Estates Plc, a company listed on the London Stock Exchange, announced that its CEO, Mr. Duncan Sinclair, through Sinclair Estates Limited, has purchased 1,551 Ordinary Shares of the company at £96.50 each. This transaction increases Mr. Sinclair’s total beneficial interest to 608,333 shares, representing 15.60% of the company’s total voting rights, highlighting his continued confidence in the company’s prospects.

Other
Mountview Estates CEO Increases Stake in Company
Neutral
Oct 16, 2025

Mountview Estates Plc announced that its CEO, Mr. Duncan Sinclair, through Sinclair Estates Limited, purchased 542 ordinary shares of the company at £96.50 per share. This transaction increases Mr. Sinclair’s total beneficial interest to 606,782 shares, representing 15.56% of the company’s total voting rights, indicating a significant stake in the company.

Regulatory Filings and Compliance
Mountview Estates CEO Increases Stake in Company
Positive
Oct 15, 2025

Mountview Estates Plc announced that its CEO, Mr. Duncan Sinclair, through Sinclair Estates Limited, purchased 7 Ordinary Shares of the company at £96.50 each, increasing his total beneficial interest to 606,240 shares, which represents 15.55% of the company’s total voting rights. This transaction, disclosed under the EU Market Abuse Regulation, signifies a continued confidence in the company’s prospects by its leadership, potentially impacting investor perceptions and market dynamics.

Glossary
BuyA stock rated as a "Buy" is expected to perform better than the overall market or a specific benchmark over the near-to-medium term. This rating suggests the stock is likely to deliver higher returns compared to other stocks in the same sector or market index. Note: This is not investment advice; please consult a financial advisor before making investment decisions.
HoldA stock rated as a "Hold" is expected to perform in line with the overall market or a specific benchmark. This rating indicates that the stock is neither particularly compelling nor unfavorable for investment. Note: This is not investment advice; please consult a financial advisor before making investment decisions.
SellA stock rated as a "Sell" is expected to perform worse than the overall market or a specific benchmark over the near-to-medium term. This rating suggests the stock may deliver lower returns compared to other stocks in the same sector or market index. Note: This is not investment advice; please consult a financial advisor before making investment decisions.

Disclaimer

This AI Analyst Stock Report is automatically generated by our AI systems using advanced algorithms and publicly available financial, technical, and market data. While the information provided aims to be accurate and insightful, it is intended for informational purposes only and should not be considered financial advice. Any content created by an AI (Artificial Intelligence) system may contain inaccuracies and/or contain errors. Investing in stocks carries inherent risks, and past performance is not indicative of future results. This report does not account for your personal financial circumstances, objectives, or risk tolerance. Always conduct your own research or consult with a qualified financial advisor before making investment decisions. The analysis and recommendations provided are based on historical and current data and may not fully reflect future market conditions or unexpected developments. Neither the creators of this report nor its affiliated entities guarantee the accuracy, completeness, or reliability of the information presented. Use this report at your own discretion and risk.Date of analysis: Dec 30, 2025