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The Property Franchise Group PLC (GB:TPFG)
LSE:TPFG
UK Market

The Property Franchise (TPFG) AI Stock Analysis

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GB:TPFG

The Property Franchise

(LSE:TPFG)

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Outperform 73 (OpenAI - 5.2)
Rating:73Outperform
Price Target:
491.00 p
▼(-5.03% Downside)
Action:ReiteratedDate:03/19/26
Overall score is driven by strong financial performance (profitability, low leverage, and high-quality free cash flow) and supported by a reasonable valuation with a solid dividend yield. The main offset is weak technical momentum, with the stock trading below key moving averages and negative MACD.
Positive Factors
Revenue Growth
Sustained multi-year revenue acceleration indicates the business is scaling its franchise footprint and services. A larger recurring revenue base supports operational leverage, stronger negotiating power with suppliers, and a more resilient platform for long-term margin recovery and reinvestment.
Negative Factors
Margin Compression
A sharp drop in gross margin suggests rising direct costs or pricing pressure that could materially erode profitability if persistent. Structural margin deterioration would reduce free cash flow and constrain reinvestment and dividend capacity absent offsetting efficiency gains or price recovery.
Read all positive and negative factors
Positive Factors
Negative Factors
Revenue Growth
Sustained multi-year revenue acceleration indicates the business is scaling its franchise footprint and services. A larger recurring revenue base supports operational leverage, stronger negotiating power with suppliers, and a more resilient platform for long-term margin recovery and reinvestment.
Read all positive factors

The Property Franchise (TPFG) vs. iShares MSCI United Kingdom ETF (EWC)

The Property Franchise Business Overview & Revenue Model

Company Description
The Property Franchise Group PLC manages residential real estate properties in the United Kingdom. The company provides residential letting, estate agency, and property management services to tenants and landlords; and financial services. The comp...
How the Company Makes Money
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The Property Franchise Financial Statement Overview

Summary
Strong fundamentals: rapid multi-year revenue expansion, healthy profitability (2025 net margin ~22.6%, EBIT margin ~30.2%), low leverage (debt-to-equity ~0.11), and strong cash generation with free cash flow ~99% of net income. Key watch items are 2025 margin compression (notably gross margin) and some year-to-year operating cash flow variability.
Income Statement
84
Very Positive
Balance Sheet
86
Very Positive
Cash Flow
88
Very Positive
BreakdownDec 2025Dec 2024Dec 2023Dec 2022Dec 2021
Income Statement
Total Revenue84.26M67.31M27.28M27.16M24.04M
Gross Profit41.91M44.97M21.88M19.80M18.78M
EBITDA31.85M20.77M11.31M11.40M9.39M
Net Income19.05M10.19M7.39M7.23M3.47M
Balance Sheet
Total Assets206.36M203.98M57.68M57.81M60.37M
Cash, Cash Equivalents and Short-Term Investments10.88M4.16M7.64M6.68M8.41M
Total Debt16.79M17.07M4.54M7.36M13.83M
Total Liabilities51.32M59.89M16.87M20.63M27.01M
Stockholders Equity155.07M144.16M40.81M37.16M33.35M
Cash Flow
Free Cash Flow22.28M14.38M8.59M8.49M8.69M
Operating Cash Flow22.42M14.68M9.02M9.01M8.95M
Investing Cash Flow-4.04M-15.76M-414.00K-234.00K-13.73M
Financing Cash Flow-11.66M-2.40M-7.65M-10.51M4.42M

The Property Franchise Technical Analysis

Technical Analysis Sentiment
Negative
Last Price517.00
Price Trends
50DMA
469.31
Negative
100DMA
488.80
Negative
200DMA
521.06
Negative
Market Momentum
MACD
-10.72
Negative
RSI
37.69
Neutral
STOCH
54.81
Neutral
Evaluating momentum and price trends is crucial in stock analysis to make informed investment decisions. For GB:TPFG, the sentiment is Negative. The current price of 517 is above the 20-day moving average (MA) of 432.12, above the 50-day MA of 469.31, and below the 200-day MA of 521.06, indicating a bearish trend. The MACD of -10.72 indicates Negative momentum. The RSI at 37.69 is Neutral, neither overbought nor oversold. The STOCH value of 54.81 is Neutral, not indicating any strong overbought or oversold conditions. Overall, these indicators collectively point to a Negative sentiment for GB:TPFG.

The Property Franchise Peers Comparison

Overall Rating
UnderperformOutperform
Sector (65)
Financial Indicators
Name
Overall Rating
Market Cap
P/E Ratio
ROE
Dividend Yield
Revenue Growth
EPS Growth
75
Outperform
£21.94M11.1224.60%7.10%7.02%-12.85%
73
Outperform
£274.13M17.2012.56%3.66%97.27%25.80%
69
Neutral
£129.38M13.938.96%2.05%10.84%113.75%
68
Neutral
£347.01M8.245.35%5.88%-6.52%-20.26%
66
Neutral
£3.59M935.512.37%6.43%-6.18%-66.67%
65
Neutral
$2.17B12.193.79%4.94%3.15%1.96%
64
Neutral
£225.37M15.8720.71%3.59%20.46%
* Real Estate Sector Average
Performance Comparison
Ticker
Company Name
Price
Change
% Change
GB:TPFG
The Property Franchise
430.00
23.57
5.80%
GB:FLK
Fletcher King
35.00
7.10
25.45%
GB:FOXT
Foxtons
44.00
-14.52
-24.81%
GB:LSL
LSL Property Services
226.00
-33.89
-13.04%
GB:WINK
M Winkworth
170.00
-14.65
-7.93%
GB:MTVW
Mountview Estates
8,900.00
393.06
4.62%

The Property Franchise Corporate Events

Business Operations and StrategyDividendsFinancial Disclosures
Property Franchise Group posts record year and lifts dividend on strong organic growth
Positive
Mar 17, 2026
The Property Franchise Group reported record 2025 results, with revenue up 25% to £84.3m and adjusted profit before tax up 39% to £31.0m, driven by strong organic growth and contributions from prior-year acquisitions. Recurring income ac...
Business Operations and StrategyFinancial Disclosures
Property Franchise Group sets March date for 2025 results and investor briefings
Positive
Mar 5, 2026
The Property Franchise Group PLC, the UK’s largest multi-brand property franchisor with more than 1,946 outlets and 18 estate agency and financial services brands, plans to leverage its nationwide network and AIM 100 status to deliver reside...
Business Operations and StrategyRegulatory Filings and Compliance
Property Franchise Group Buoyed by FCA Verdict on Pure Protection Market
Positive
Feb 6, 2026
The Property Franchise Group has welcomed the Financial Conduct Authority’s interim report on the UK pure protection market, noting that the regulator finds the distribution of these products is largely working well and delivering good outco...
Business Operations and StrategyFinancial DisclosuresM&A Transactions
Property Franchise Group Posts Record Year as Revenue Jumps 25% and Debt Falls
Positive
Jan 29, 2026
The Property Franchise Group reported a record 2025 financial year, with group revenue up 25% to £84.3m and profitability expected to come in slightly ahead of market expectations, underpinned by strong organic growth and a reduction in net d...
Business Operations and StrategyM&A Transactions
Property Franchise Group Buys Majority Stake in Smart Advice Financial Solutions
Positive
Jan 19, 2026
The Property Franchise Group PLC has acquired an 85% stake in Smart Advice Financial Solutions Ltd, an appointed representative of Mortgage Advice Bureau, adding 34 advisers and lifting its financial services network to 315 advisers. The board exp...
Glossary
BuyA stock rated as a "Buy" is expected to perform better than the overall market or a specific benchmark over the near-to-medium term. This rating suggests the stock is likely to deliver higher returns compared to other stocks in the same sector or market index. Note: This is not investment advice; please consult a financial advisor before making investment decisions.
HoldA stock rated as a "Hold" is expected to perform in line with the overall market or a specific benchmark. This rating indicates that the stock is neither particularly compelling nor unfavorable for investment. Note: This is not investment advice; please consult a financial advisor before making investment decisions.
SellA stock rated as a "Sell" is expected to perform worse than the overall market or a specific benchmark over the near-to-medium term. This rating suggests the stock may deliver lower returns compared to other stocks in the same sector or market index. Note: This is not investment advice; please consult a financial advisor before making investment decisions.

Disclaimer

This AI Analyst Stock Report is automatically generated by our AI systems using advanced algorithms and publicly available financial, technical, and market data. While the information provided aims to be accurate and insightful, it is intended for informational purposes only and should not be considered financial advice. Any content created by an AI (Artificial Intelligence) system may contain inaccuracies and/or contain errors. Investing in stocks carries inherent risks, and past performance is not indicative of future results. This report does not account for your personal financial circumstances, objectives, or risk tolerance. Always conduct your own research or consult with a qualified financial advisor before making investment decisions. The analysis and recommendations provided are based on historical and current data and may not fully reflect future market conditions or unexpected developments. Neither the creators of this report nor its affiliated entities guarantee the accuracy, completeness, or reliability of the information presented. Use this report at your own discretion and risk.Date of analysis: Mar 19, 2026