Moneysupermarket.com (MONY) AI Stock Analysis

• Market Cap: £1.03B
• Dividend Yield: 6.39%
• Average Volume (3M): 725.30K
• Price to Earnings (P/E): 12.9
• Beta (1Y): 1.14
• Revenue Growth: -0.18%
• EPS Growth: 8.24%
• Country: UK
• Employees: 695
• Sector: Communication Services
• Sector Strength: 97
• Industry: Software - Application
• EPS (TTM): 0.09
• Shares Outstanding: 527,305,700
• 10 Day Avg. Volume: 858,348
• 30 Day Avg. Volume: 725,297
• PEG Ratio: 1.79
• Price to Book (P/B): 4.30
• Price to Sales (P/S): 2.35
• P/FCF Ratio: 10.16
• Enterprise Value/Market Cap: N/A
• Enterprise Value/Revenue: N/A
• Enterprise Value/Gross Profit: N/A
• Enterprise Value/Ebitda: N/A
• 1Y Price Target: £254.75
• Price Target Upside: 29.84% Upside
• Rating Consensus: Strong Buy
• Number of Analyst Covering: 4

• Rating: 73 Outperform
• Price Target: 221.00p ▲(12.64% Upside)

Moneysupermarket.com is in a strong financial position with robust cash flow and effective debt management, contributing significantly to its overall score. The stock's valuation is attractive due to a low P/E ratio and high dividend yield, appealing to value and income investors. However, technical indicators suggest bearish momentum, which could pose short-term challenges. The absence of earnings call data and corporate events limits additional insights.

Moneysupermarket.com Business Overview & Revenue Model

Company Description

Mony Group Plc engages in the provision of money saving and personal finance services. It operates its business through the following business segments: Money, Insurance, Travel, Home Services, MoneySavingExpert.com, and Other. The Other segment refers to the shipping and voucher channel. The company was founded by Simon Justin Nixon in 1993 and is headquartered in Chester, the United Kingdom.

How the Company Makes Money

Moneysupermarket.com generates revenue primarily through affiliate marketing, where it earns commissions from financial service providers when users click through and purchase products after comparing prices on its platform. Key revenue streams include commissions from insurance providers, credit card issuers, and lenders, as well as fees from energy companies. The company has established significant partnerships with a wide range of financial institutions and service providers, enhancing its product offerings and driving traffic to its site. Additionally, Moneysupermarket.com may utilize advertising revenue from promoted listings and sponsored content, further contributing to its earnings.

Moneysupermarket.com Financial Statement Overview

Summary

Moneysupermarket.com demonstrates a robust financial position with consistent revenue and profit growth, improving margins, and effective debt management. The company shows strong cash flow generation capabilities, supporting its operational and strategic initiatives. While the company has managed to decrease its debt significantly, a slight slowdown in revenue growth and reduction in total assets could pose challenges for future expansion.

Income Statement

Moneysupermarket.com shows strong financial performance with consistent revenue growth, increasing from £316.7M in 2021 to £439.2M in 2024. The gross profit margin has remained robust, with 66.1% in 2024. The EBIT margin improved from 24.3% in 2023 to 25.8% in 2024, indicating increased operational efficiency. Net profit margin also shows improvement, reaching 18.3% in 2024 from 16.8% in 2023. However, the revenue growth rate has slowed slightly in recent years, which could be a concern for future growth.

Balance Sheet

The balance sheet displays a solid equity position with a healthy equity ratio of 59.6% in 2024. The company has managed to reduce its total debt significantly from £60.7M in 2023 to £35M in 2024, improving the debt-to-equity ratio to 0.15, which indicates low leverage and reduced financial risk. Return on Equity (ROE) has improved to 33.6% in 2024, reflecting effective utilization of equity capital. However, the decrease in total assets from 2022 to 2024 may limit future growth potential.

Cash Flow

The cash flow statement indicates strong cash generation with free cash flow growth of 11.2% from 2023 to 2024. The operating cash flow to net income ratio remains strong at 1.43, demonstrating efficient cash conversion from earnings. The company also has a high free cash flow to net income ratio of 1.26, indicating strong cash generation relative to earnings. The reduction in financing cash flow suggests a strategy to minimize external financing, which could limit leverage but supports financial stability.

Breakdown	TTM	Dec 2024	Dec 2023	Dec 2022	Dec 2021	Dec 2020
Income Statement
Total Revenue	441.00M	439.20M	432.10M	387.60M	316.70M	344.90M
Gross Profit	273.20M	290.60M	292.40M	236.00M	199.40M	208.70M
EBITDA	132.70M	139.00M	131.80M	115.50M	96.30M	111.30M
Net Income	82.30M	80.60M	72.70M	68.30M	52.70M	69.30M
Balance Sheet
Total Assets	420.00M	402.30M	405.10M	409.20M	422.80M	305.20M
Cash, Cash Equivalents and Short-Term Investments	28.70M	22.40M	16.60M	16.60M	12.50M	23.60M
Total Debt	65.80M	35.00M	60.70M	72.60M	89.20M	32.80M
Total Liabilities	190.60M	157.40M	179.00M	194.50M	215.20M	96.70M
Stockholders Equity	224.50M	239.70M	220.50M	208.70M	203.30M	208.50M
Cash Flow
Free Cash Flow	104.10M	101.50M	91.20M	89.30M	53.90M	71.70M
Operating Cash Flow	105.30M	115.60M	102.20M	100.70M	63.70M	82.30M
Investing Cash Flow	-14.10M	-13.80M	-20.90M	-16.90M	-67.30M	-17.70M
Financing Cash Flow	-86.00M	-96.00M	-76.20M	-79.70M	-7.50M	-65.20M

Moneysupermarket.com Technical Analysis

• Technical Analysis Sentiment: Negative
• Last Price: 196.20
• 50DMA: Negative
• 100DMA: Negative
• 200DMA: Positive
• MACD: Positive
• RSI: Neutral
• STOCH: Positive

Evaluating momentum and price trends is crucial in stock analysis to make informed investment decisions. For GB:MONY, the sentiment is Negative. The current price of 196.2 is below the 20-day moving average (MA) of 199.74, below the 50-day MA of 200.03, and above the 200-day MA of 195.15, indicating a neutral trend. The MACD of -1.31 indicates Positive momentum. The RSI at 40.94 is Neutral, neither overbought nor oversold. The STOCH value of 18.78 is Positive, not indicating any strong overbought or oversold conditions. Overall, these indicators collectively point to a Negative sentiment for GB:MONY.

Moneysupermarket.com Peers Comparison

Name	Overall Rating	Market Cap	P/E Ratio	ROE	Dividend Yield	Revenue Growth	EPS Growth
MONY	73 Outperform	£1.03B	12.90	37.18%	6.39%	-0.18%	8.24%
AUTO	73 Outperform	£6.71B	24.89	49.63%	1.37%	5.29%	12.50%
BCG	73 Outperform	£1.45B	39.69	12.82%	1.08%	12.26%	38.72%
RMV	64 Neutral	£5.39B	27.16	238.32%	1.22%	8.63%	5.20%
Sector *	60 Neutral	$48.67B	4.58	-11.27%	4.14%	2.83%	-41.78%

Moneysupermarket.com Corporate Events

MONY Group PLC Announces Share Repurchase

MONY Group PLC, a company involved in financial transactions, announced the repurchase of 74,304 of its ordinary shares from Morgan Stanley & Co. International Plc on the London Stock Exchange. This transaction, executed under previously issued instructions, saw shares purchased at prices ranging from 200.4000 to 202.8000 pence, with an average price of 201.7900 pence. The company plans to cancel the repurchased shares, which may impact its stock liquidity and shareholder value.

The most recent analyst rating on (GB:MONY) stock is a Buy with a £225.00 price target. To see the full list of analyst forecasts on Moneysupermarket.com stock, see the GB:MONY Stock Forecast page.

MONY Group PLC Executes Share Buyback Strategy

MONY Group PLC, a company involved in financial transactions, has announced a recent buyback of its own ordinary shares on the London Stock Exchange. On September 12, 2025, the company purchased 73,995 shares at a volume-weighted average price of 202.34 pence per share, with the intention to cancel these shares. This move is part of a previously announced plan from February 2025 and reflects MONY’s ongoing strategy to manage its capital structure, potentially impacting shareholder value and market perception.

The most recent analyst rating on (GB:MONY) stock is a Buy with a £228.00 price target. To see the full list of analyst forecasts on Moneysupermarket.com stock, see the GB:MONY Stock Forecast page.

MONY Group PLC Announces Share Buyback and Cancellation

MONY Group PLC operates in the financial sector, focusing on managing its securities and investments. The company announced the purchase of 73,809 of its ordinary shares on the London Stock Exchange, with plans to cancel these shares. This move is part of a previously announced strategy to manage its share capital, potentially impacting its share value and market perception.

The most recent analyst rating on (GB:MONY) stock is a Buy with a £228.00 price target. To see the full list of analyst forecasts on Moneysupermarket.com stock, see the GB:MONY Stock Forecast page.

Mony Group PLC Announces Managerial Share Acquisition

Mony Group PLC has announced that Mikey Smith, a person discharging managerial responsibilities within the company, has acquired ordinary shares through a Dividend Reinvestment Plan (DRIP). This transaction, which took place on the London Stock Exchange, involved the purchase of 188 shares at a price of £2.04995 each. This acquisition reflects the company’s ongoing engagement with its managerial staff in aligning their interests with shareholders through equity participation.

The most recent analyst rating on (GB:MONY) stock is a Buy with a £228.00 price target. To see the full list of analyst forecasts on Moneysupermarket.com stock, see the GB:MONY Stock Forecast page.

MONY Group PLC Repurchases and Cancels Own Shares

MONY Group PLC, a company involved in financial services, has executed a transaction involving the repurchase of its own ordinary shares. On 10 September 2025, MONY acquired 72,877 of its ordinary shares from Morgan Stanley & Co. International Plc on the London Stock Exchange and Multilateral Trading Facilities. The shares were bought at prices ranging from 204.0000 pence to 207.2000 pence, with a volume-weighted average price of 205.8200 pence per share. The company plans to cancel these shares, which could impact its share capital structure and potentially enhance shareholder value.

The most recent analyst rating on (GB:MONY) stock is a Buy with a £228.00 price target. To see the full list of analyst forecasts on Moneysupermarket.com stock, see the GB:MONY Stock Forecast page.

Mony Group PLC Corrects Shareholding Disclosure

Mony Group PLC announced an amendment to a previous notification regarding shareholding transactions involving its CEO, Peter Duffy. The corrected information clarifies that the shares were actually acquired by Sophie Norton, the spouse of Peter Duffy, under a Dividend Reinvestment Plan. This update ensures accurate disclosure of managerial share dealings, maintaining transparency and compliance with regulatory requirements.

The most recent analyst rating on (GB:MONY) stock is a Buy with a £228.00 price target. To see the full list of analyst forecasts on Moneysupermarket.com stock, see the GB:MONY Stock Forecast page.

Mony Group CEO Acquires Shares Through DRIP

Mony Group PLC, a company involved in financial services, has announced a transaction involving its Chief Executive Officer, Peter Duffy. The CEO acquired ordinary shares in the company through a Dividend Reinvestment Plan (DRIP), with the transaction taking place on the London Stock Exchange. This acquisition of shares by a key executive could indicate confidence in the company’s future prospects and may have implications for investor sentiment.

The most recent analyst rating on (GB:MONY) stock is a Buy with a £228.00 price target. To see the full list of analyst forecasts on Moneysupermarket.com stock, see the GB:MONY Stock Forecast page.

MONY Group PLC Executes Share Buyback

MONY Group PLC, a company involved in financial transactions, has announced the repurchase of 72,731 of its ordinary shares from Morgan Stanley & Co. International Plc on the London Stock Exchange. This transaction, initially instructed in February 2025, reflects MONY’s strategic decision to cancel the repurchased shares, potentially impacting its share capital structure and market positioning.

The most recent analyst rating on (GB:MONY) stock is a Buy with a £228.00 price target. To see the full list of analyst forecasts on Moneysupermarket.com stock, see the GB:MONY Stock Forecast page.

MONY Group PLC Appoints PwC as New External Auditor

MONY Group PLC, a company operating in the financial sector, has announced a change in its external auditor following a formal and competitive tender process. PricewaterhouseCoopers LLP (PwC) has been appointed as the new external auditor for the financial year ending December 31, 2026, succeeding the previous auditor, KPMG. This change is in compliance with regulations requiring the audit contract to be tendered every 10 years. The appointment of PwC is subject to shareholder approval at the 2026 Annual General Meeting, and further details will be provided in the 2025 Annual Report.

The most recent analyst rating on (GB:MONY) stock is a Buy with a £228.00 price target. To see the full list of analyst forecasts on Moneysupermarket.com stock, see the GB:MONY Stock Forecast page.

MONY Group PLC Announces Share Buyback and Cancellation

MONY Group PLC, a company listed on the London Stock Exchange, has announced the repurchase of 73,135 of its ordinary shares at prices ranging from 203.8 to 205.6 pence per share, with a volume-weighted average price of 204.8 pence. This buyback, executed through Morgan Stanley & Co. International Plc, is part of a previously announced plan and the company intends to cancel the repurchased shares, potentially impacting its share capital structure and shareholder value.

The most recent analyst rating on (GB:MONY) stock is a Buy with a £228.00 price target. To see the full list of analyst forecasts on Moneysupermarket.com stock, see the GB:MONY Stock Forecast page.