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Mineral & Financial Investments Ltd (GB:MAFL)
LSE:MAFL
UK Market
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Mineral & Financial Investments (MAFL) AI Stock Analysis

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GB:MAFL

Mineral & Financial Investments

(LSE:MAFL)

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Neutral 62 (OpenAI - 5.2)
Rating:62Neutral
Price Target:
43.00 p
▼(-1.15% Downside)
Action:Reiterated
Date:02/07/26
The score is driven primarily by financial quality: a very strong, low-leverage balance sheet and improved 2025 profitability are offset by persistent negative operating/free cash flow and historically uneven operating performance. Technicals add support with an uptrend above major moving averages, while valuation is moderately favorable due to a low P/E.
Positive Factors
Very low leverage and growing equity
The company’s minimal debt and material equity growth materially enhance solvency and financial flexibility. Low leverage reduces refinancing and interest risk, gives capacity to absorb portfolio volatility, and provides optionality to fund opportunistic investments or cover shortfalls without immediate external financing.
Negative Factors
Persistent negative operating and free cash flow
Ongoing negative operating and free cash flow creates a structural funding gap that erodes liquidity over time. This forces reliance on asset sales, portfolio realizations, or external funding, which can be dilutive or timing-dependent, and constrains the company’s ability to invest in growth or withstand prolonged market stress.
Read all positive and negative factors
Positive Factors
Negative Factors
Very low leverage and growing equity
The company’s minimal debt and material equity growth materially enhance solvency and financial flexibility. Low leverage reduces refinancing and interest risk, gives capacity to absorb portfolio volatility, and provides optionality to fund opportunistic investments or cover shortfalls without immediate external financing.
Read all positive factors

Mineral & Financial Investments (MAFL) vs. iShares MSCI United Kingdom ETF (EWC)

Mineral & Financial Investments Business Overview & Revenue Model

Company Description
Mineral & Financial Investments Limited functions as an investment entity, focusing its capital on opportunities within the natural resource sector. Its portfolio specifically targets projects involving minerals, metals, and oil and gas, all situa...
How the Company Makes Money
null...

Mineral & Financial Investments Financial Statement Overview

Summary
Balance sheet strength is a clear positive (very low debt vs. £13.67m equity), and 2025 shows a sharp revenue rebound with positive EBIT and net income. However, operating quality is weakened by consistently negative operating/free cash flow (including -£653k in 2025) and historically volatile operating results, reducing confidence in earnings durability.
Income Statement
62
Positive
Balance Sheet
82
Very Positive
Cash Flow
28
Negative
BreakdownTTMJun 2024Jun 2023Jun 2022Jun 2021Jun 2020
Income Statement
Total Revenue2.81M1.39M-219.00K119.00K128.00K99.00K
Gross Profit2.21M1.35M20.00K96.00K108.00K80.00K
EBITDA3.66M2.32M-441.00K-469.00K-403.00K-242.00K
Net Income3.52M2.17M2.00M1.55M899.00K964.00K
Balance Sheet
Total Assets16.94M14.15M11.80M9.75M7.68M6.70M
Cash, Cash Equivalents and Short-Term Investments12.54M10.20M11.78M9.72M7.66M6.68M
Total Debt10.00K16.00K10.00K10.00K10.00K10.00K
Total Liabilities518.00K475.00K358.00K323.00K228.00K266.00K
Stockholders Equity16.42M13.67M11.45M9.42M7.45M6.44M
Cash Flow
Free Cash Flow-235.00K-653.00K-504.00K-620.00K-348.00K-272.00K
Operating Cash Flow-235.00K-653.00K-504.00K-620.00K-348.00K-272.00K
Investing Cash Flow633.00K660.00K-151.00K652.00K-50.00K852.00K
Financing Cash Flow108.00K61.00K0.00282.00K25.00K0.00

Mineral & Financial Investments Technical Analysis

Technical Analysis Sentiment
Negative
Last Price43.50
Price Trends
50DMA
46.92
Negative
100DMA
48.42
Negative
200DMA
43.52
Negative
Market Momentum
MACD
-1.42
Positive
RSI
19.94
Positive
STOCH
27.46
Neutral
Evaluating momentum and price trends is crucial in stock analysis to make informed investment decisions. For GB:MAFL, the sentiment is Negative. The current price of 43.5 is below the 20-day moving average (MA) of 44.25, below the 50-day MA of 46.92, and below the 200-day MA of 43.52, indicating a bearish trend. The MACD of -1.42 indicates Positive momentum. The RSI at 19.94 is Positive, neither overbought nor oversold. The STOCH value of 27.46 is Neutral, not indicating any strong overbought or oversold conditions. Overall, these indicators collectively point to a Negative sentiment for GB:MAFL.

Mineral & Financial Investments Peers Comparison

Overall Rating
UnderperformOutperform
Sector (68)
Financial Indicators
Name
Overall Rating
Market Cap
P/E Ratio
ROE
Dividend Yield
Revenue Growth
EPS Growth
68
Neutral
$18.00B11.429.92%3.81%9.73%1.22%
62
Neutral
£15.74M4.5516.48%543.02%30.22%
59
Neutral
£708.18M4.3536.76%442.03%
43
Neutral
£11.55M-1.24-14.62%7.43%-51.54%
42
Neutral
£14.40M-515.00-16.69%16.98%99.21%
42
Neutral
£18.96M-2.76-36.43%8.61%39.01%
* Financial Sector Average
Performance Comparison
Ticker
Company Name
Price
Change
% Change
GB:MAFL
Mineral & Financial Investments
40.50
16.50
68.75%
GB:FIPP
Frontier IP
14.00
-6.00
-30.00%
GB:EMVC
NetScientific
51.50
4.50
9.57%
GB:IIG
Intuitive Investments Group Plc
295.00
174.00
143.80%
GB:TEAM
TEAM plc
16.50
-17.00
-50.75%

Mineral & Financial Investments Corporate Events

Business Operations and StrategyFinancial Disclosures
Mineral & Financial Investments lifts NAV 28% as it pivots toward copper and physical metals
Positive
Jul 2, 2026
Mineral Financial Investments reported unaudited net asset value of £16.96m as of 31 March 2026, up 28.3% year on year, with fully diluted NAV per share rising 21% to 40.5p and earnings per share jumping 68% to 7.4p for the nine-month period...
Glossary
BuyA stock rated as a "Buy" is expected to perform better than the overall market or a specific benchmark over the near-to-medium term. This rating suggests the stock is likely to deliver higher returns compared to other stocks in the same sector or market index. Note: This is not investment advice; please consult a financial advisor before making investment decisions.
HoldA stock rated as a "Hold" is expected to perform in line with the overall market or a specific benchmark. This rating indicates that the stock is neither particularly compelling nor unfavorable for investment. Note: This is not investment advice; please consult a financial advisor before making investment decisions.
SellA stock rated as a "Sell" is expected to perform worse than the overall market or a specific benchmark over the near-to-medium term. This rating suggests the stock may deliver lower returns compared to other stocks in the same sector or market index. Note: This is not investment advice; please consult a financial advisor before making investment decisions.

Disclaimer

This AI Analyst Stock Report is automatically generated by our AI systems using advanced algorithms and publicly available financial, technical, and market data. While the information provided aims to be accurate and insightful, it is intended for informational purposes only and should not be considered financial advice. Any content created by an AI (Artificial Intelligence) system may contain inaccuracies and/or contain errors. Investing in stocks carries inherent risks, and past performance is not indicative of future results. This report does not account for your personal financial circumstances, objectives, or risk tolerance. Always conduct your own research or consult with a qualified financial advisor before making investment decisions. The analysis and recommendations provided are based on historical and current data and may not fully reflect future market conditions or unexpected developments. Neither the creators of this report nor its affiliated entities guarantee the accuracy, completeness, or reliability of the information presented. Use this report at your own discretion and risk.Date of analysis: Feb 07, 2026