Sancus Lending Group Limited (GB:LEND)
LSE:LEND
Want to see GB:LEND full AI Analyst Report?
LEND Stock Chart & Stats
0.40 p
0.00 p(0.00%)
At close: 4:00 PM EST
0.40 p
0.00 p(0.00%)
Day’s Range― - ―
52-Week Range0.30 p - 3.00 p
Previous CloseN/A
Volume500.00K
Average Volume (3M)50.03K
Market Cap
£12.89M
Enterprise Value190.84M
Total Cash (Recent Filing)£3.16M
Total Debt (Recent Filing)£187.09M
Price to Earnings (P/E)7.4
Beta0.25
Next Earnings
Sep 28, 2026EPS EstimateN/A
Next Dividend Ex-DateN/A
Dividend YieldN/A
Share Statistics
EPS (TTM)<0.01
Shares Outstanding1,085,860,000
10 Day Avg. Volume91,091
30 Day Avg. Volume50,034
Financial Highlights & Ratios
PEG Ratio0.04
Price to Book (P/B)2.18
Price to Sales (P/S)0.11
P/FCF Ratio-0.03
Enterprise Value/Market CapN/A
Enterprise Value/RevenueN/A
Enterprise Value/Gross ProfitN/A
Enterprise Value/EbitdaN/A
Forecast
1Y Price TargetN/A
Price Target UpsideN/A
Rating ConsensusN/A
Number of Analyst Covering0
EPS Forecast (FY)<0.01
Revenue Forecast (FY)£17.88M
Bulls Say, Bears Say
Bulls Say
Return To Profitability & Revenue GrowthThe company returned to profitability with strong 2025 top-line momentum, indicating recovery in core loan origination and interest income. Durable revenue growth expands the lending base and underwriting scale, supporting longer-term earnings if credit quality and funding remain stable.
Diversified Funding Via Institutional PartnersA funding model that leverages institutional and private capital lets Sancus scale loan volumes without fully funding from its own balance sheet. This structural access to third-party capital reduces capital intensity and can preserve liquidity and ROE if partnerships remain reliable over cycles.
Niche Specialist Lending FranchiseFocus on secured development, bridging and SME lending creates a differentiated niche versus banks, leveraging underwriting expertise and faster execution. This specialization supports structural demand from clients needing speed and flexibility, helping sustain market share and pricing power.
Bears Say
Extremely High LeverageEquity near zero and a ~174x debt-to-equity ratio leave minimal loss-absorbing capacity. The balance sheet is highly sensitive to funding stress or asset-quality shocks, constraining strategic flexibility, increasing refinancing risk, and raising the chance of equity dilution or emergency capital raises.
Weak And Volatile Cash GenerationDeeply negative operating cash flow despite accounting profits shows earnings are not converting to cash, likely due to lending balance growth and working-capital moves. This creates persistent liquidity reliance on external funding, raising durability risk if partner capital or markets tighten.
Volatile Profitability With Thin Net MarginsOperating profitability appears strong but net margins are modest and historically volatile, reducing confidence in sustainable earnings. Combined with a tiny equity base, reported ROE is fragile and could swing sharply from credit losses or funding cost rises, harming long-term predictability.
Sancus Lending Group News
LEND FAQ
What was Sancus Lending Group Limited’s price range in the past 12 months?
Sancus Lending Group Limited lowest share price was 0.30 p and its highest was 3.00 p in the past 12 months.
What is Sancus Lending Group Limited’s market cap?
Sancus Lending Group Limited’s market cap is £12.89M.
When is Sancus Lending Group Limited’s upcoming earnings report date?
Sancus Lending Group Limited’s upcoming earnings report date is Sep 28, 2026 which is in 109 days.
How were Sancus Lending Group Limited’s earnings last quarter?
Sancus Lending Group Limited released its earnings results on Mar 19, 2026. The company reported 0.001 p earnings per share for the quarter, beating the consensus estimate of N/A by 0.001 p.
Is Sancus Lending Group Limited overvalued?
According to Wall Street analysts Sancus Lending Group Limited’s price is currently Overvalued.
Does Sancus Lending Group Limited pay dividends?
Sancus Lending Group Limited pays a Notavailable dividend of 0.465 p which represents an annual dividend yield of N/A. See more information on Sancus Lending Group Limited dividends here
What is Sancus Lending Group Limited’s EPS estimate?
Sancus Lending Group Limited’s EPS estimate for its next earnings report is not yet available.
How many shares outstanding does Sancus Lending Group Limited have?
Sancus Lending Group Limited has 1,085,860,000 shares outstanding.
What happened to Sancus Lending Group Limited’s price movement after its last earnings report?
Sancus Lending Group Limited reported an EPS of 0.001 p in its last earnings report, beating expectations of N/A. Following the earnings report the stock price went up 37.5%.
Which hedge fund is a major shareholder of Sancus Lending Group Limited?
Currently, no hedge funds are holding shares in GB:LEND
What is the TipRanks Smart Score and how is it calculated?
Smart Score combines eight research factors - such as analyst recommendations, hedge fund trends, and technical indicators - to measure a stock’s outlook. These signals are unified into a single score that reflects bullish or bearish momentum. See detailed methodology
Company Description
Sancus Lending Group Limited
Sancus Lending Group Limited offers specialized alternative financial services, predominantly serving clients in the United Kingdom and Ireland. The company organizes its activities across four distinct divisions: Offshore, United Kingdom, Ireland, and Sancus Loans Limited. Its core offerings include lending solutions collateralized by real estate, alongside financial support for small and medium-sized enterprises (SMEs). In addition to its lending portfolio, Sancus Lending Group is involved in property development and strategically invests in financial technology (fintech) firms. The organization, which was established in 2005, operated under the name GLI Finance Limited until its rebranding to Sancus Lending Group Limited in May 2021. Its main corporate offices are located in Saint Peter Port, United Kingdom.
Technical Analysis
Time Finance plc
―
Orchard Funding
―
Funding Circle Holdings
―
TruFin
―
Distribution Finance Capital Holdings Plc
―