Revenue GrowthSustained revenue growth near 30.8% shows expanding loan originations and stronger top-line momentum. Over 2–6 months this supports scale economics, greater fee capture and underwriting data accumulation, helping margin expansion and product cross-sell durability.
Operational Margin ImprovementPositive gross profit and EBIT/EBITDA margins indicate the core lending operations can be profitable before financing and provisioning. If sustained, operational leverage from scale can fund investments and absorb credit variability, improving long-term profitability prospects.
SME Lending Niche & Diversified FundingA focus on SME lending combined with origination fees, service fees, securitisation and partnerships creates diversified revenue and funding channels. This structural model supports repeatable cash flows and access to wholesale funding, strengthening business resilience.