Sancus Lending Group Limited (GB:LEND)
LSE:LEND
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LEND Stock Chart & Stats
0.40 p
0.00 p(0.00%)
At close: 4:00 PM EST
0.40 p
0.00 p(0.00%)
Day’s Range― - ―
52-Week Range0.30 p - 3.00 p
Previous CloseN/A
Volume500.00K
Average Volume (3M)50.03K
Market Cap
£13.43M
Enterprise Value191.13M
Total Cash (Recent Filing)£3.16M
Total Debt (Recent Filing)£187.09M
Price to Earnings (P/E)0.7
Beta0.38
Next Earnings
Sep 28, 2026EPS EstimateN/A
Next Dividend Ex-DateN/A
Dividend YieldN/A
Share Statistics
EPS (TTM)<0.01
Shares Outstanding1,085,860,000
10 Day Avg. Volume91,091
30 Day Avg. Volume50,034
Financial Highlights & Ratios
PEG Ratio0.04
Price to Book (P/B)2.18
Price to Sales (P/S)0.11
P/FCF Ratio-0.03
Enterprise Value/Market CapN/A
Enterprise Value/RevenueN/A
Enterprise Value/Gross ProfitN/A
Enterprise Value/EbitdaN/A
Forecast
1Y Price TargetN/A
Price Target UpsideN/A
Rating ConsensusN/A
Number of Analyst Covering0
EPS Forecast (FY)<0.01
Revenue Forecast (FY)£17.88M
Bulls Say, Bears Say
Bulls Say
Return To Profitability & Revenue GrowthThe company returned to profitability with robust top-line momentum in 2025 (revenue +22.77% YoY). Sustainable revenue growth indicates improving loan origination and demand, supporting recurring interest and fee income that can underpin medium-term earnings stability if cash conversion improves.
Secured Niche Lending ModelA focused business model providing secured property, bridging and SME financing gives structural advantages: collateral reduces loss severity, niche underwriting expertise supports pricing power, and geographic diversification across UK/Ireland/offshore spreads borrower and market concentration risk over the medium term.
Strong Operating MarginsVery high operating margins reflect efficient core lending operations and disciplined loan pricing. This operational efficiency creates a durable capacity to cover overhead and provisioning, enabling scalable profitability if funding costs and cash conversion are managed over the coming quarters.
Bears Say
Extremely High LeverageThe balance sheet is highly leveraged with a tiny equity base, making capital cushions minimal. This structural fragility raises refinancing and solvency risks: any asset-quality deterioration or funding stress could rapidly erode capital, constraining strategic flexibility and increasing reliance on external support.
Weak Cash GenerationOperating cash flow is deeply negative despite reported profits, indicating earnings are not converting to cash because lending balance and working-capital flows consume liquidity. This creates persistent funding reliance on partners or markets, elevating medium-term liquidity and execution risk for growth or refinancing.
Volatile Profitability And Thin Net MarginsPast large losses and highly variable margins reduce visibility into sustainable earnings power. With net margins modest after financing costs, the firm has limited buffers against credit losses or higher funding costs; combined with heavy leverage, this amplifies downside risk over a multi-month horizon.
Sancus Lending Group News
LEND FAQ
What was Sancus Lending Group Limited’s price range in the past 12 months?
Sancus Lending Group Limited lowest share price was 0.30 p and its highest was 3.00 p in the past 12 months.
What is Sancus Lending Group Limited’s market cap?
Sancus Lending Group Limited’s market cap is £13.43M.
When is Sancus Lending Group Limited’s upcoming earnings report date?
Sancus Lending Group Limited’s upcoming earnings report date is Sep 28, 2026 which is in 130 days.
How were Sancus Lending Group Limited’s earnings last quarter?
Sancus Lending Group Limited released its earnings results on Mar 19, 2026. The company reported 0.001 p earnings per share for the quarter, beating the consensus estimate of N/A by 0.001 p.
Is Sancus Lending Group Limited overvalued?
According to Wall Street analysts Sancus Lending Group Limited’s price is currently Overvalued.
Does Sancus Lending Group Limited pay dividends?
Sancus Lending Group Limited pays a Notavailable dividend of 0.465 p which represents an annual dividend yield of N/A. See more information on Sancus Lending Group Limited dividends here
What is Sancus Lending Group Limited’s EPS estimate?
Sancus Lending Group Limited’s EPS estimate for its next earnings report is not yet available.
How many shares outstanding does Sancus Lending Group Limited have?
Sancus Lending Group Limited has 1,085,860,000 shares outstanding.
What happened to Sancus Lending Group Limited’s price movement after its last earnings report?
Sancus Lending Group Limited reported an EPS of 0.001 p in its last earnings report, beating expectations of N/A. Following the earnings report the stock price went up 37.5%.
Which hedge fund is a major shareholder of Sancus Lending Group Limited?
Currently, no hedge funds are holding shares in GB:LEND
What is the TipRanks Smart Score and how is it calculated?
Smart Score combines eight research factors - such as analyst recommendations, hedge fund trends, and technical indicators - to measure a stock’s outlook. These signals are unified into a single score that reflects bullish or bearish momentum. See detailed methodology
Company Description
Sancus Lending Group Limited
Sancus Lending Group Limited provides alternative finance services primarily in the United Kingdom and Ireland. It operates through four segments: Offshore, United Kingdom, Ireland, and Sancus Loans Limited. The company offers property backed, and small and medium-sized enterprise loans. It also provides property development services; and invests in fintech companies. The company was formerly known as GLI Finance Limited and changed its name to Sancus Lending Group Limited in May 2021. Sancus Lending Group Limited was incorporated in 2005 and is based in Saint Peter Port, the United Kingdom.
Technical Analysis
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