KRM22 Plc (GB:KRM)
LSE:KRM
Want to see GB:KRM full AI Analyst Report?
Top Page
KRM22
(LSE:KRM)
Select Model
Select Model
Rating:49Neutral
Price Target:
31.00 p
▼(-16.22% Downside)
Action:Reiterated
Date:05/15/26
The score is primarily supported by improving fundamentals—stronger cash generation and a materially healthier balance sheet in 2025—offset by the lack of sustained profitability. Technicals are a notable headwind with the stock trading below major moving averages and a negative MACD, while valuation is constrained by a negative P/E and no dividend support.
Positive Factors
Balance-sheet de-risking
A material reduction in debt and restoration of positive equity materially improves financial flexibility and lowers refinancing risk. This durable change enhances resilience to shocks, supports longer-term investment and contract performance, and reduces reliance on external capital over the next several quarters.
Negative Factors
Ongoing operating and net losses
Continued operating and net losses limit retained earnings and the company's ability to fund larger strategic initiatives from profits. Even with improved cash flow, persistent losses mean margin recovery must be sustained to secure long-term earnings durability and investor confidence.
Read all positive and negative factors
Positive Factors
Negative Factors
Balance-sheet de-risking
A material reduction in debt and restoration of positive equity materially improves financial flexibility and lowers refinancing risk. This durable change enhances resilience to shocks, supports longer-term investment and contract performance, and reduces reliance on external capital over the next several quarters.
Read all positive factors
KRM22 (KRM) vs. iShares MSCI United Kingdom ETF (EWC)
Market Cap
£17.79M
Dividend YieldN/A
Average Volume (3M)2.74K
Price to Earnings (P/E)―
Beta (1Y)-0.02
Revenue Growth9.90%
EPS Growth-41.71%
CountryUK
Employees50
SectorFinancial
Sector Strength70
IndustryAsset Management
Share Statistics
EPS (TTM)-0.05
Shares Outstanding59,316,220
10 Day Avg. Volume5,399
30 Day Avg. Volume2,738
Financial Highlights & Ratios
PEG Ratio-0.18
Price to Book (P/B)3.08
Price to Sales (P/S)2.10
P/FCF Ratio6.59
Enterprise Value/Market CapN/A
Enterprise Value/RevenueN/A
Enterprise Value/Gross ProfitN/A
Enterprise Value/EbitdaN/A
Forecast
1Y Price TargetN/A
Price Target UpsideN/A
Rating ConsensusN/A
Number of Analyst Covering0
EPS Forecast (FY)-0.01
Revenue Forecast (FY)£8.60M
KRM22 Business Overview & Revenue Model
Company Description
KRM22 Plc, together with its subsidiaries, develops and sells risk management software to the financial services industry in the United Kingdom, Europe, the United States, and internationally. The company offers Risk Cockpit, which shows enterpris...
How the Company Makes Money
KRM22 primarily makes money by selling its risk management and compliance software (typically via recurring licensing/SaaS-style subscriptions) and by providing associated professional services such as implementation, configuration, onboarding, an...
KRM22 Financial Statement Overview
Summary
Income Statement
46
Neutral
Balance Sheet
58
Neutral
Cash Flow
64
Positive
| Breakdown | Dec 2025 | Dec 2024 | Dec 2023 | Dec 2022 | Dec 2021 |
|---|---|---|---|---|---|
Income Statement | |||||
| Total Revenue | 7.44M | 6.77M | 5.27M | 4.27M | 4.13M |
| Gross Profit | 4.58M | 5.60M | 4.12M | 3.32M | 3.45M |
| EBITDA | -385.00K | 350.00K | -3.22M | -989.00K | -1.29M |
| Net Income | -2.03M | -1.29M | -4.62M | -3.10M | -3.33M |
Balance Sheet | |||||
| Total Assets | 11.93M | 7.40M | 7.81M | 11.15M | 14.20M |
| Cash, Cash Equivalents and Short-Term Investments | 5.19M | 1.03M | 886.00K | 1.90M | 5.36M |
| Total Debt | 233.00K | 5.06M | 4.65M | 3.59M | 3.66M |
| Total Liabilities | 6.86M | 9.63M | 8.91M | 7.97M | 7.49M |
| Stockholders Equity | 5.07M | -2.23M | -1.10M | 3.18M | 6.71M |
Cash Flow | |||||
| Free Cash Flow | 2.37M | 268.00K | -2.00M | -2.97M | -802.00K |
| Operating Cash Flow | 2.38M | 1.42M | -879.00K | -2.12M | -47.00K |
| Investing Cash Flow | -1.15M | -1.16M | -1.16M | -848.00K | -755.00K |
| Financing Cash Flow | 2.96M | -122.00K | 1.04M | -535.00K | 4.19M |
KRM22 Technical Analysis
Negative
37.00
Price Trends
33.74
Negative
35.56
Negative
38.98
Negative
Market Momentum
-0.95
Positive
15.76
Positive
18.89
Positive
Evaluating momentum and price trends is crucial in stock analysis to make informed investment decisions. For GB:KRM, the sentiment is Negative. The current price of 37 is above the 20-day moving average (MA) of 31.27, above the 50-day MA of 33.74, and below the 200-day MA of 38.98, indicating a bearish trend. The MACD of -0.95 indicates Positive momentum. The RSI at 15.76 is Positive, neither overbought nor oversold. The STOCH value of 18.89 is Positive, not indicating any strong overbought or oversold conditions. Overall, these indicators collectively point to a Negative sentiment for GB:KRM.
KRM22 Peers Comparison
UnderperformOutperform
Sector (68)
Name | Overall Rating | Market Cap | P/E Ratio | ROE | Dividend Yield | Revenue Growth | EPS Growth |
|---|---|---|---|---|---|---|---|
71 Outperform | £57.81M | 13.24 | 10.95% | ― | 7.46% | 6.36% | |
68 Neutral | $18.00B | 11.42 | 9.92% | 3.81% | 9.73% | 1.22% | |
49 Neutral | £17.79M | -7.71 | 74.44% | ― | 9.90% | -41.71% | |
44 Neutral | ― | -1.70 | -47.36% | 3.45% | -65.77% | 81.79% | |
43 Neutral | £4.40M | -2.21 | -140.34% | ― | ― | 89.03% | |
42 Neutral | £13.00M | -2.82 | -16.69% | ― | 16.98% | 99.21% |
* Financial Sector Average
GB:KRM
KRM22
30.00
-1.50
-4.76%
GB:BLU
Blue Star Capital
9.25
4.75
105.56%
GB:EMVC
NetScientific
46.50
6.00
14.81%
GB:VLE
Volvere
2,640.00
440.00
20.00%
GB:KR1
KR1
14.50
-24.00
-62.34%
GB:RNEW
Ecofin U.S. Renewables Infrastructure Trust Plc
0.18
0.02
12.42%
KRM22 Corporate Events
Business Operations and StrategyFinancial DisclosuresPrivate Placements and Financing
KRM22 Raises £9.2m and Builds Cash as Recurring Revenue Climbs
Positive
May 13, 2026
KRM22 reported another year of growth for 2025, with annualised recurring revenue rising 18.8% at constant FX rates to £7.6m and total revenue up 9.9% to £7.4m, although losses before tax widened to £2.1m. The group now serves 51 in...
Glossary
BuyA stock rated as a "Buy" is expected to perform better than the overall market or a specific benchmark over the near-to-medium term. This rating suggests the stock is likely to deliver higher returns compared to other stocks in the same sector or market index. Note: This is not investment advice; please consult a financial advisor before making investment decisions.
HoldA stock rated as a "Hold" is expected to perform in line with the overall market or a specific benchmark. This rating indicates that the stock is neither particularly compelling nor unfavorable for investment. Note: This is not investment advice; please consult a financial advisor before making investment decisions.
SellA stock rated as a "Sell" is expected to perform worse than the overall market or a specific benchmark over the near-to-medium term. This rating suggests the stock may deliver lower returns compared to other stocks in the same sector or market index. Note: This is not investment advice; please consult a financial advisor before making investment decisions.
Disclaimer
This AI Analyst Stock Report is automatically generated by our AI systems using advanced algorithms and publicly available financial, technical, and market data. While the information provided aims to be accurate and insightful, it is intended for informational purposes only and should not be considered financial advice. Any content created by an AI (Artificial Intelligence) system may contain inaccuracies and/or contain errors. Investing in stocks carries inherent risks, and past performance is not indicative of future results. This report does not account for your personal financial circumstances, objectives, or risk tolerance. Always conduct your own research or consult with a qualified financial advisor before making investment decisions. The analysis and recommendations provided are based on historical and current data and may not fully reflect future market conditions or unexpected developments. Neither the creators of this report nor its affiliated entities guarantee the accuracy, completeness, or reliability of the information presented. Use this report at your own discretion and risk.