Fonix Mobile PLC (FNX) AI Stock Analysis

• Market Cap: £222.95M
• Dividend Yield: 3.82%
• Average Volume (3M): 93.10K
• Price to Earnings (P/E): 20.3
• Beta (1Y): 0.12
• Revenue Growth: 4.77%
• EPS Growth: 15.03%
• Country: UK
• Employees: 50
• Sector: Technology
• Sector Strength: 98
• Industry: Software - Infrastructure
• EPS (TTM): 0.06
• Shares Outstanding: 99,088,830
• 10 Day Avg. Volume: 87,612
• 30 Day Avg. Volume: 93,099
• PEG Ratio: N/A
• Price to Book (P/B): 0.00
• Price to Sales (P/S): 0.00
• P/FCF Ratio: 0.00
• Enterprise Value/Market Cap: N/A
• Enterprise Value/Revenue: N/A
• Enterprise Value/Gross Profit: N/A
• Enterprise Value/Ebitda: N/A
• 1Y Price Target: £269.00
• Price Target Upside: 19.56% Upside
• Rating Consensus: Moderate Buy
• Number of Analyst Covering: 2

• Rating: 78 Outperform
• Price Target: 245.00p ▲(8.89% Upside)

Fonix Mobile PLC demonstrates strong financial performance with robust growth and profitability, coupled with low financial risk. The company's strategic expansion and product diversification are positive indicators for future growth. While technical indicators present mixed signals, the stock's fair valuation and attractive dividend yield add to its appeal. Overall, Fonix is well-positioned in the industry, with strong fundamentals supporting its stock performance.

Fonix Mobile PLC Business Overview & Revenue Model

Company Description

Fonix Mobile Plc provides mobile payments and messaging services for media, charity, gaming, ticketing, mobility, and other digital service businesses in the United Kingdom. It offers carrier and SMS billing, and managed services. The company was incorporated in 2006 and is based in London, United Kingdom.

How the Company Makes Money

Fonix Mobile PLC generates revenue primarily through its mobile payments and messaging services. The company earns money by facilitating transactions via carrier billing and SMS billing, where it takes a percentage of each transaction processed through its platform. Additionally, Fonix provides mobile messaging services, charging businesses for sending SMS and other mobile communications to their customers. Key revenue streams include commissions from carrier billing transactions and fees for messaging services. Significant partnerships with mobile network operators and digital service providers enhance Fonix's service offerings and contribute to its revenue growth.

Fonix Mobile PLC Financial Statement Overview

Summary

Fonix Mobile PLC is performing strongly across all financial verticals. The income statement shows robust growth and profitability, with a Revenue Growth Rate of 17.20% and a Net Profit Margin of 14.03%. The balance sheet indicates low leverage with a Debt-to-Equity Ratio of 0.02, although the Equity Ratio is lower at 16.63%. The cash flow statement highlights excellent cash generation, with a Free Cash Flow Growth Rate of 52.30%.

Income Statement

Fonix Mobile PLC exhibits robust revenue growth with a Revenue Growth Rate of 17.20% from the previous year. The Gross Profit Margin stands at 22.43%, indicating efficient cost management. The Net Profit Margin is a healthy 14.03%, showcasing strong profitability. EBIT and EBITDA margins are 16.78% and 19.35%, respectively, underscoring operational efficiency. Overall, the company's income statement reflects strong growth and profitability.

Balance Sheet

The company's balance sheet shows a Debt-to-Equity Ratio of 0.02, highlighting minimal leverage, which reduces financial risk. The Return on Equity (ROE) is an impressive 99.73%, driven by high profitability relative to equity. However, the Equity Ratio is 16.63%, indicating reliance on liabilities for asset financing. Overall, the balance sheet is stable with low debt levels but could benefit from a stronger equity base.

Cash Flow

Fonix Mobile PLC demonstrates a strong Free Cash Flow Growth Rate of 52.30%, signifying excellent cash generation. The Operating Cash Flow to Net Income Ratio is 1.54, indicating strong cash conversion from income. The Free Cash Flow to Net Income Ratio is 1.54, reflecting efficient cash management and reinvestment capabilities. Overall, the cash flow statement reflects excellent cash generation and management.

Breakdown	Jun 2024	Jun 2023	Jun 2022	Jun 2021	Jun 2020
Income Statement
Total Revenue	76.09M	64.92M	53.65M	47.67M	40.06M
Gross Profit	17.06M	15.07M	13.23M	11.35M	9.99M
EBITDA	14.72M	11.78M	10.17M	7.91M	7.70M
Net Income	10.62M	8.80M	8.03M	6.06M	6.02M
Balance Sheet
Total Assets	64.35M	58.02M	50.14M	43.36M	50.52M
Cash, Cash Equivalents and Short-Term Investments	26.48M	20.65M	16.99M	17.34M	28.62M
Total Debt	262.00K	17.00K	133.00K	244.00K	41.00K
Total Liabilities	53.65M	48.63M	42.32M	38.13M	48.09M
Stockholders Equity	10.70M	9.39M	7.82M	5.22M	2.43M
Cash Flow
Free Cash Flow	16.43M	10.79M	5.30M	-7.81M	24.08M
Operating Cash Flow	16.45M	11.85M	5.92M	-7.26M	24.57M
Investing Cash Flow	-1.08M	-718.00K	-617.00K	-529.00K	-421.00K
Financing Cash Flow	-9.54M	-7.47M	-5.65M	-3.49M	-6.18M

Fonix Mobile PLC Technical Analysis

• Technical Analysis Sentiment: Positive
• Last Price: 225.00
• 50DMA: Negative
• 100DMA: Positive
• 200DMA: Positive
• MACD: Negative
• RSI: Neutral
• STOCH: Neutral

Evaluating momentum and price trends is crucial in stock analysis to make informed investment decisions. For GB:FNX, the sentiment is Positive. The current price of 225 is above the 20-day moving average (MA) of 218.20, above the 50-day MA of 221.38, and above the 200-day MA of 213.99, indicating a neutral trend. The MACD of -0.30 indicates Negative momentum. The RSI at 49.30 is Neutral, neither overbought nor oversold. The STOCH value of 64.52 is Neutral, not indicating any strong overbought or oversold conditions. Overall, these indicators collectively point to a Positive sentiment for GB:FNX.

Fonix Mobile PLC Peers Comparison

Name	Overall Rating	Market Cap	P/E Ratio	ROE	Dividend Yield	Revenue Growth	EPS Growth
FNX	78 Outperform	£222.95M	20.27	101.82%	3.82%	4.77%	15.03%
BOKU	74 Outperform	£667.54M	231.96	2.71%	―	16.77%	-64.34%
BKS	74 Outperform	£147.17M	62.25	6.33%	―	25.72%	290.00%
WPS	72 Outperform	£574.52M	251.52	1.05%	―	4.31%	―
BGO	70 Outperform	£65.31M	―	-13.63%	―	12.63%	59.24%
PAY	62 Neutral	£509.36M	27.41	17.90%	4.30%	1.42%	-46.02%
Sector *	50 Neutral	AU$1.62B	3.71	-0.63%	3.32%	16.38%	-5.22%

Fonix Mobile PLC Corporate Events

Fonix Mobile PLC Announces Exercise of Employee Share Options

Fonix Mobile PLC has announced the exercise of employee share options, resulting in the transfer of 13,303 ordinary shares from Treasury, adjusting the company’s total voting share capital to 99,088,831 shares. This move reflects Fonix’s ongoing commitment to employee incentives and may influence shareholder interests and market perceptions of the company’s growth strategy.

The most recent analyst rating on (GB:FNX) stock is a Buy with a £293.00 price target. To see the full list of analyst forecasts on Fonix Mobile PLC stock, see the GB:FNX Stock Forecast page.

Fonix Mobile PLC Reports Growth and Expansion Plans for FY26

Fonix Mobile PLC reported a 3.9% increase in gross profit to £18.6 million and a 6.6% rise in adjusted EBITDA to £14.6 million for the year ending June 30, 2025. The company is focusing on expanding its product offerings and geographical reach, with plans to launch new products like PayFlex, CompsPortal, and RCS, and entering new European markets such as Portugal. Despite a decline in total payment volume due to strategic exits from low-margin services, Fonix maintains strong cash flows and plans to increase its final dividend. The company is well-positioned for future growth with a diversified market presence and innovative product launches, which are expected to drive higher transaction volumes and customer engagement.

The most recent analyst rating on (GB:FNX) stock is a Buy with a £293.00 price target. To see the full list of analyst forecasts on Fonix Mobile PLC stock, see the GB:FNX Stock Forecast page.

Fonix Mobile PLC Reports Steady Growth and Expands Internationally

Fonix Mobile PLC reported steady financial growth for the fiscal year ending June 30, 2025, with a 3.9% increase in gross profit and a 6.6% rise in adjusted EBITDA. The company maintained its leading position in the UK market and expanded its product offerings with new solutions like PayFlex, CompsPortal, and RCS, which are expected to drive future revenue. Fonix is also pursuing international expansion, with plans to launch in Portugal and establish entities in additional European countries. Despite a decline in total payment volume due to reduced charity campaigns and the exit of low-margin services, Fonix’s focus on sustainable, higher-margin revenue remains strong. The company is optimistic about its growth prospects in FY26, with a broader product offering and international expansion set to enhance revenue growth and customer diversification.

The most recent analyst rating on (GB:FNX) stock is a Buy with a £293.00 price target. To see the full list of analyst forecasts on Fonix Mobile PLC stock, see the GB:FNX Stock Forecast page.

Downing LLP Acquires 3.05% Stake in Fonix Mobile PLC

Fonix Mobile PLC has announced a change in its shareholder structure as Downing LLP has acquired a 3.05% voting rights stake in the company. This acquisition may impact Fonix’s strategic decisions and influence its market positioning, as Downing LLP’s involvement could bring new perspectives and resources to the company, potentially affecting stakeholders and future business operations.

The most recent analyst rating on (GB:FNX) stock is a Buy with a £293.00 price target. To see the full list of analyst forecasts on Fonix Mobile PLC stock, see the GB:FNX Stock Forecast page.