Fonix Mobile PLC (FNX) AI Stock Analysis

• Market Cap: £181.83M
• Dividend Yield: 6.08%
• Average Volume (3M): 139.88K
• Price to Earnings (P/E): 16.3
• Beta (1Y): 0.21
• Revenue Growth: -4.35%
• EPS Growth: 5.34%
• Country: UK
• Employees: 50
• Sector: Technology
• Sector Strength: 88
• Industry: Software - Infrastructure
• EPS (TTM): 0.05
• Shares Outstanding: 99,088,830
• 10 Day Avg. Volume: 128,757
• 30 Day Avg. Volume: 139,876
• PEG Ratio: 0.00
• Price to Book (P/B): 21.40
• Price to Sales (P/S): 3.10
• P/FCF Ratio: 27.01
• Enterprise Value/Market Cap: N/A
• Enterprise Value/Revenue: N/A
• Enterprise Value/Gross Profit: N/A
• Enterprise Value/Ebitda: N/A
• 1Y Price Target: £293.00
• Price Target Upside: 51.03% Upside
• Rating Consensus: Moderate Buy
• Number of Analyst Covering: 1
• EPS Forecast (FY): N/A
• Revenue Forecast (FY): N/A

• Rating: 61 Neutral
• Price Target: 196.00p ▲(1.03% Upside)

Fonix Mobile PLC's overall stock score is primarily driven by its strong financial performance, characterized by robust profitability and a solid balance sheet. However, the bearish technical indicators and recent revenue growth challenges weigh down the score. The reasonable valuation with an attractive dividend yield provides some support, but the lack of positive momentum and growth prospects limits the overall attractiveness of the stock.

Positive Factors

Balance Sheet Health

A strong balance sheet with minimal leverage reduces financial risk, providing stability and flexibility for future investments or downturns.

Cash Generation Ability

Strong free cash flow growth indicates efficient cash generation, which supports reinvestment in the business and potential shareholder returns.

Profitability

Consistent profit margins reflect operational efficiency and pricing power, contributing to sustained profitability and competitive advantage.

Negative Factors

Revenue Growth Challenges

Declining revenue growth poses a challenge to long-term expansion and market competitiveness, requiring strategic adjustments to reverse the trend.

Operational Cash Flow Management

Low operational cash flow relative to net income suggests inefficiencies in cash management, potentially impacting liquidity and operational flexibility.

Revenue Growth Decline

Revenue growth decline can limit future earnings potential and market share, necessitating strategic initiatives to drive sales and market expansion.

Fonix Mobile PLC Business Overview & Revenue Model

Company Description

Fonix Mobile Plc provides mobile payments and messaging services for media, charity, gaming, ticketing, mobility, and other digital service businesses in the United Kingdom. It offers carrier and SMS billing, and managed services. The company was incorporated in 2006 and is based in London, United Kingdom.

How the Company Makes Money

Fonix Mobile generates revenue through multiple streams, primarily focusing on mobile payments and messaging services. The company earns money by charging fees for mobile billing transactions, where businesses can bill customers directly through their mobile phone accounts. Additionally, Fonix offers premium rate messaging services, allowing businesses to send interactive messages to consumers, for which they receive a share of the revenue generated. Strategic partnerships with mobile network operators and businesses further enhance its revenue generation capabilities, as these collaborations allow Fonix to expand its service offerings and reach a broader customer base. The company's ability to innovate and adapt its technology to meet market demands also plays a crucial role in sustaining its earnings.

Fonix Mobile PLC Financial Statement Overview

Summary

Fonix Mobile PLC exhibits a robust financial position with strong profitability and efficient cash flow management. The company maintains healthy margins and a solid balance sheet with minimal leverage. However, the recent decline in revenue growth poses a challenge that needs to be addressed to sustain long-term growth.

Income Statement

Fonix Mobile PLC has shown a consistent ability to maintain healthy profit margins, with a Gross Profit Margin averaging around 24% and a Net Profit Margin around 15% over the years. However, the recent decline in revenue growth rate to -3.19% in 2025 indicates a potential challenge in sustaining revenue growth. Despite this, the company has managed to improve its EBIT and EBITDA margins, reflecting operational efficiency.

Balance Sheet

The company maintains a strong balance sheet with a very low Debt-to-Equity Ratio, indicating minimal leverage and financial risk. The Return on Equity is impressive, consistently above 90%, showcasing the company's ability to generate profits from shareholders' equity. The Equity Ratio is stable, reflecting a solid capital structure.

Cash Flow

Fonix Mobile PLC has demonstrated strong Free Cash Flow growth, particularly in recent years, with a notable increase of 19.84% in 2025. The Free Cash Flow to Net Income ratio is nearly 1, indicating efficient cash generation relative to net income. However, the Operating Cash Flow to Net Income ratio is relatively low, suggesting potential areas for improvement in operational cash flow management.

Breakdown	TTM	Dec 2024	Dec 2023	Dec 2022	Dec 2021	Dec 2020
Income Statement
Total Revenue	72.78M	72.78M	76.09M	64.92M	53.65M	47.67M
Gross Profit	17.61M	17.61M	17.06M	15.07M	13.23M	11.35M
EBITDA	15.29M	15.29M	14.72M	11.78M	10.17M	7.91M
Net Income	11.14M	11.14M	10.62M	8.80M	8.03M	6.06M
Balance Sheet
Total Assets	57.98M	57.98M	64.35M	58.02M	50.14M	43.36M
Cash, Cash Equivalents and Short-Term Investments	22.00M	22.00M	26.48M	20.65M	16.99M	17.34M
Total Debt	146.00K	146.00K	262.00K	17.00K	133.00K	244.00K
Total Liabilities	47.45M	47.45M	53.65M	48.63M	42.32M	38.13M
Stockholders Equity	10.53M	10.53M	10.70M	9.39M	7.82M	5.22M
Cash Flow
Free Cash Flow	8.34M	8.34M	16.43M	10.79M	5.30M	-7.81M
Operating Cash Flow	8.36M	8.36M	16.45M	11.85M	5.92M	-7.26M
Investing Cash Flow	-1.30M	-1.30M	-1.08M	-718.00K	-617.00K	-529.00K
Financing Cash Flow	-11.54M	-11.54M	-9.54M	-7.47M	-5.65M	-3.49M

Fonix Mobile PLC Technical Analysis

• Technical Analysis Sentiment: Positive
• Last Price: 194.00
• 50DMA: Positive
• 100DMA: Negative
• 200DMA: Negative
• MACD: Negative
• RSI: Neutral
• STOCH: Negative

Evaluating momentum and price trends is crucial in stock analysis to make informed investment decisions. For GB:FNX, the sentiment is Positive. The current price of 194 is above the 20-day moving average (MA) of 183.70, above the 50-day MA of 187.34, and below the 200-day MA of 202.40, indicating a neutral trend. The MACD of 2.26 indicates Negative momentum. The RSI at 61.20 is Neutral, neither overbought nor oversold. The STOCH value of 82.96 is Negative, not indicating any strong overbought or oversold conditions. Overall, these indicators collectively point to a Positive sentiment for GB:FNX.

Fonix Mobile PLC Peers Comparison

Name	Overall Rating	Market Cap	P/E Ratio	ROE	Dividend Yield	Revenue Growth	EPS Growth
BKS	74 Outperform	£173.54M	58.16	7.35%	―	26.09%	32.43%
BOKU	73 Outperform	£676.72M	65.90	9.64%	―	22.19%	78.35%
BGO	69 Neutral	£76.98M	-37.74	-10.50%	―	6.40%	70.78%
Sector *	61 Neutral	$37.18B	12.37	-10.20%	1.83%	8.50%	-7.62%
FNX	61 Neutral	£181.83M	16.31	104.98%	6.08%	-4.35%	5.34%
PAY	61 Neutral	£423.95M	23.12	16.31%	6.06%	1.58%	-57.55%
EWG	61 Neutral	£650.88M	71.21	3.98%	―	-0.85%	―

Fonix Mobile PLC Corporate Events

Fonix PLC Announces AGM and Dividend Plans for 2025

Fonix Mobile PLC has released its Annual Report for the fiscal year ending June 30, 2025, and announced the schedule for its Annual General Meeting (AGM) set for November 13, 2025, in London. Shareholders will vote on a proposed final dividend of 5.90p per share, which, if approved, will be distributed on November 28, 2025. This announcement underscores Fonix’s commitment to rewarding its shareholders and reflects its ongoing growth and stability in the mobile payments and messaging industry.

The most recent analyst rating on (GB:FNX) stock is a Hold with a £215.00 price target. To see the full list of analyst forecasts on Fonix Mobile PLC stock, see the GB:FNX Stock Forecast page.

Fonix Mobile PLC Reports Strong FY25 Performance and Strategic Expansion

Fonix Mobile PLC reported a robust performance for the fiscal year ending June 30, 2025, with a 3.9% increase in gross profit and a 6.6% rise in adjusted EBITDA. The company has strategically expanded its international footprint, with overseas markets now contributing 13% of gross profit, and has launched new products like PayFlex and CompsPortal to enhance its multi-channel interactivity and payments capabilities. The company is poised for further growth in FY26, driven by international expansion and product innovation, which are expected to diversify earnings and reinforce its leadership in interactive services.

The most recent analyst rating on (GB:FNX) stock is a Buy with a £245.00 price target. To see the full list of analyst forecasts on Fonix Mobile PLC stock, see the GB:FNX Stock Forecast page.