WAG Payment Solutions Plc (EWG) AI Stock Analysis

• Market Cap: £639.64M
• Dividend Yield: N/A
• Average Volume (3M): 2.51M
• Price to Earnings (P/E): 70.0
• Beta (1Y): -0.19
• Revenue Growth: -0.85%
• EPS Growth: N/A
• Country: UK
• Employees: 1,900
• Sector: Technology
• Sector Strength: 88
• Industry: Software - Infrastructure
• EPS (TTM): 0.03
• Shares Outstanding: 692,248,400
• 10 Day Avg. Volume: 470,372
• 30 Day Avg. Volume: 2,513,010
• PEG Ratio: N/A
• Price to Book (P/B): N/A
• Price to Sales (P/S): N/A
• P/FCF Ratio: N/A
• Enterprise Value/Market Cap: N/A
• Enterprise Value/Revenue: N/A
• Enterprise Value/Gross Profit: N/A
• Enterprise Value/Ebitda: N/A
• 1Y Price Target: £113.00
• Price Target Upside: 19.96% Upside
• Rating Consensus: Strong Buy
• Number of Analyst Covering: 4

• Rating: 61 Neutral
• Price Target: 102.00p ▲(8.28% Upside)

The overall stock score of 61 reflects a mixed financial performance with strong cash flow generation but challenges in profitability and high leverage. Technical analysis indicates a short-term upward trend, though momentum indicators suggest caution. The high P/E ratio points to potential overvaluation, and the lack of a dividend yield may deter income investors.

Positive Factors

Cash Generation

Positive free cash flow indicates strong cash generation, enhancing liquidity and financial flexibility, crucial for long-term sustainability.

Revenue Growth

Revenue growth reflects successful business expansion and increased market demand, supporting long-term growth prospects.

Operational Efficiency

Improved gross profit margin indicates better cost management and operational efficiency, enhancing profitability potential.

Negative Factors

High Debt Levels

High debt levels can strain financial resources and limit strategic flexibility, posing risks to long-term financial health.

Low Profitability

Low return on equity indicates challenges in generating profits from shareholder investments, potentially affecting investor confidence.

Net Profit Margin

A low net profit margin suggests difficulties in converting revenue into profit, which may impact long-term financial performance.

WAG Payment Solutions Plc Business Overview & Revenue Model

Company Description

W.A.G payment solutions plc operates integrated payments and mobility platform that focuses on the commercial road transportation industry in Europe. It offers fuel and energy services, such as acceptance network, standard fuels, alternative fuels, and emobility; payment services, including fuel card, visa card, mobile payment, and protection payment; toll services; and financial services comprise TAX refund, excise duty refund, invoice currency exchange, and insurance. It also provides fleet management services, as well as roadside services, posted drivers registration, and freight ferry booking. The company was founded in 1995 and is based in London, the United Kingdom.

How the Company Makes Money

WAG Payment Solutions Plc primarily generates revenue through transaction fees charged to merchants for processing payments. Each time a customer makes a purchase using a card or mobile payment solution, WAG collects a percentage of the transaction value as a fee. In addition to transaction fees, the company also earns revenue from subscription services for its POS systems and software solutions, which may include monthly or annual fees for ongoing support and updates. Furthermore, WAG has established strategic partnerships with financial institutions and technology providers, enhancing its service offerings and contributing to its revenue through co-branded solutions and referral agreements. These partnerships allow WAG to expand its market reach and leverage additional revenue streams through bundled offerings and shared services.

WAG Payment Solutions Plc Financial Statement Overview

Summary

Income Statement

Balance Sheet

Cash Flow

Breakdown
Income Statement
Total Revenue
Gross Profit
EBITDA
Net Income
Balance Sheet
Total Assets
Cash, Cash Equivalents and Short-Term Investments
Total Debt
Total Liabilities
Stockholders Equity
Cash Flow
Free Cash Flow
Operating Cash Flow
Investing Cash Flow
Financing Cash Flow

WAG Payment Solutions Plc Technical Analysis

• Technical Analysis Sentiment: Positive
• Last Price: 94.20
• 50DMA: Negative
• 100DMA: Positive
• 200DMA: Positive
• MACD: Negative
• RSI: Neutral
• STOCH: Neutral

Evaluating momentum and price trends is crucial in stock analysis to make informed investment decisions. For GB:EWG, the sentiment is Positive. The current price of 94.2 is above the 20-day moving average (MA) of 91.35, below the 50-day MA of 95.91, and above the 200-day MA of 76.57, indicating a neutral trend. The MACD of -0.31 indicates Negative momentum. The RSI at 51.75 is Neutral, neither overbought nor oversold. The STOCH value of 69.07 is Neutral, not indicating any strong overbought or oversold conditions. Overall, these indicators collectively point to a Positive sentiment for GB:EWG.

WAG Payment Solutions Plc Peers Comparison

Name	Overall Rating	Market Cap	P/E Ratio	ROE	Dividend Yield	Revenue Growth	EPS Growth
BKS	―	£181.06M	60.88	7.35%	―	26.09%	32.43%
BOKU	―	£734.60M	71.53	9.64%	―	22.19%	78.35%
BGO	―	£76.20M	-37.36	-10.50%	―	6.40%	70.78%
PAY	―	£449.37M	25.10	17.90%	5.57%	1.42%	-46.04%
FNX	―	£192.73M	17.29	104.98%	4.53%	-4.35%	5.34%
Sector *	―	$37.18B	12.37	-10.20%	1.83%	8.50%	-7.62%
EWG	―	£639.64M	70.00	3.98%	―	-0.85%	―

WAG Payment Solutions Plc Corporate Events

Eurowag Grants LTIP Award to CFO Oskar Zahn

Eurowag announced the granting of a Super Long Term Incentive Plan (LTIP) award to Chief Financial Officer Oskar Zahn, allowing him to acquire over 3 million shares. This move aligns with the company’s new Directors’ Remuneration Policy and is expected to strengthen its leadership’s commitment to long-term growth, impacting its market positioning positively.

The most recent analyst rating on (GB:EWG) stock is a Hold with a £110.00 price target. To see the full list of analyst forecasts on WAG Payment Solutions Plc stock, see the GB:EWG Stock Forecast page.

Eurowag Announces Total Voting Rights as of September 2025

Eurowag has announced that its total issued ordinary share capital as of September 30, 2025, consists of 692,248,440 ordinary shares, each with one voting right. This information is crucial for shareholders to determine their notification requirements under the Financial Conduct Authority’s Disclosure Guidance and Transparency Rules.

The most recent analyst rating on (GB:EWG) stock is a Hold with a £110.00 price target. To see the full list of analyst forecasts on WAG Payment Solutions Plc stock, see the GB:EWG Stock Forecast page.

Eurowag Announces Total Voting Rights for Shareholders

Eurowag has announced its total issued ordinary share capital as of June 30, 2025, which comprises 692,248,440 ordinary shares, each with one voting right. This figure is crucial for shareholders to determine their notification requirements under financial regulations, impacting their interest calculations in the company.

The most recent analyst rating on (GB:EWG) stock is a Hold with a £110.00 price target. To see the full list of analyst forecasts on WAG Payment Solutions Plc stock, see the GB:EWG Stock Forecast page.