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Caffyns PLC (GB:CFYN)
LSE:CFYN
UK Market
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Caffyns (CFYN) AI Stock Analysis

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GB:CFYN

Caffyns

(LSE:CFYN)

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Neutral 45 (OpenAI - 5.2)
Rating:45Neutral
Price Target:
429.00 p
▼(-3.38% Downside)
Action:Reiterated
Date:06/23/26
The score is primarily held back by deteriorating financial performance (losses, steep revenue decline, and higher leverage), with only a partial offset from improved 2026 free cash flow. Technical indicators are broadly neutral but not supportive of a strong uptrend, and valuation is constrained by a negative P/E despite a moderate dividend yield.
Positive Factors
Recurring aftersales revenue
Caffyns’ aftersales (servicing, repairs and parts) deliver recurring gross profit and repeat customer demand. These higher-frequency revenues partially decouple earnings from volatile new-car cycles, supporting more predictable cash generation, customer retention and long-term revenue resilience.
Negative Factors
Sharp revenue and profit decline
A ~37% revenue drop and a return to a £1.3m net loss materially reduce scale and strain fixed-cost absorption. Lower scale weakens margins, limits reinvestment capacity and raises execution risk; recovery will require sustained volume improvement or structural cost reductions to restore profitability.
Read all positive and negative factors
Positive Factors
Negative Factors
Recurring aftersales revenue
Caffyns’ aftersales (servicing, repairs and parts) deliver recurring gross profit and repeat customer demand. These higher-frequency revenues partially decouple earnings from volatile new-car cycles, supporting more predictable cash generation, customer retention and long-term revenue resilience.
Read all positive factors

Caffyns (CFYN) vs. iShares MSCI United Kingdom ETF (EWC)

Caffyns Business Overview & Revenue Model

Company Description
Caffyns plc operates as an automotive retail group across the southeastern region of the United Kingdom. The company's offerings encompass the sale of both brand-new and pre-owned vehicles, alongside a variety of automotive components including ti...
How the Company Makes Money
Caffyns makes money mainly through automotive retail and related aftersales services. A core revenue stream is selling vehicles: it sells new cars as a franchised dealer for its represented manufacturers and sells used cars through its retail site...

Caffyns Financial Statement Overview

Summary
Fundamentals are weak: a sharp revenue decline (~37% YoY) and a return to net loss in 2026, with very thin EBIT margin (~0.3%). Leverage has risen (debt-to-equity ~1.49), increasing risk, partly offset by improved 2026 operating and free cash flow (though cash conversion remains modest and volatile historically).
Income Statement
38
Negative
Balance Sheet
44
Neutral
Cash Flow
52
Neutral
BreakdownMar 2025Mar 2024Mar 2023Mar 2022Mar 2021
Income Statement
Total Revenue270.66M275.46M262.08M251.43M223.93M
Gross Profit31.63M34.69M31.70M31.45M29.92M
EBITDA3.01M5.11M3.25M6.75M7.32M
Net Income-1.29M176.00K-1.20M2.52M3.00M
Balance Sheet
Total Assets108.83M101.71M99.54M100.03M84.49M
Cash, Cash Equivalents and Short-Term Investments4.61M3.76M438.00K4.23M2.76M
Total Debt44.62M37.09M35.80M33.58M27.23M
Total Liabilities78.96M71.79M70.81M68.37M49.76M
Stockholders Equity29.87M29.92M28.74M31.66M34.73M
Cash Flow
Free Cash Flow1.71M-1.37M-2.46M3.33M553.00K
Operating Cash Flow2.53M-303.00K119.00K4.24M3.39M
Investing Cash Flow-567.00K3.83M-2.33M-716.00K-2.65M
Financing Cash Flow-1.12M-208.00K-1.57M-2.05M-3.71M

Caffyns Peers Comparison

Overall Rating
UnderperformOutperform
Sector (61)
Financial Indicators
Name
Overall Rating
Market Cap
P/E Ratio
ROE
Dividend Yield
Revenue Growth
EPS Growth
71
Outperform
£2.92B12.9019.59%3.91%7.27%-39.82%
70
Outperform
£529.44M16.096.52%3.73%5.04%
68
Neutral
£39.01M6.1328.74%-7.10%-6.32%
65
Neutral
£247.33M17.884.05%2.59%1.47%-15.99%
61
Neutral
$18.38B12.79-2.54%3.03%1.52%-15.83%
46
Neutral
£95.20M18.0522.27%1.86%8.14%81.96%
45
Neutral
£10.91M-8.51-4.30%2.25%-1.74%-830.03%
* Consumer Cyclical Sector Average
Performance Comparison
Ticker
Company Name
Price
Change
% Change
GB:CFYN
Caffyns
400.00
-63.41
-13.68%
GB:HFD
Halfords
246.00
109.81
80.63%
GB:INCH
Inchcape
837.50
212.76
34.05%
GB:MOTR
Motorpoint
126.00
-54.37
-30.14%
GB:VTU
Vertu Motors
83.90
23.91
39.85%
GB:CTA
CT Automotive Group Plc
37.20
-1.80
-4.62%

Caffyns Corporate Events

Business Operations and StrategyDividendsFinancial Disclosures
Caffyns Swings to Loss as New-Car Sales Slide but Maintains Dividend
Negative
Jun 19, 2026
Caffyns reported a tough year to 31 March 2026, with revenue slipping 2% to £270.7 million as new car deliveries fell 11%, although used car volumes rose 4% and aftersales revenues grew 6%. Despite resilient aftersales and higher used car vol...
Glossary
BuyA stock rated as a "Buy" is expected to perform better than the overall market or a specific benchmark over the near-to-medium term. This rating suggests the stock is likely to deliver higher returns compared to other stocks in the same sector or market index. Note: This is not investment advice; please consult a financial advisor before making investment decisions.
HoldA stock rated as a "Hold" is expected to perform in line with the overall market or a specific benchmark. This rating indicates that the stock is neither particularly compelling nor unfavorable for investment. Note: This is not investment advice; please consult a financial advisor before making investment decisions.
SellA stock rated as a "Sell" is expected to perform worse than the overall market or a specific benchmark over the near-to-medium term. This rating suggests the stock may deliver lower returns compared to other stocks in the same sector or market index. Note: This is not investment advice; please consult a financial advisor before making investment decisions.

Disclaimer

This AI Analyst Stock Report is automatically generated by our AI systems using advanced algorithms and publicly available financial, technical, and market data. While the information provided aims to be accurate and insightful, it is intended for informational purposes only and should not be considered financial advice. Any content created by an AI (Artificial Intelligence) system may contain inaccuracies and/or contain errors. Investing in stocks carries inherent risks, and past performance is not indicative of future results. This report does not account for your personal financial circumstances, objectives, or risk tolerance. Always conduct your own research or consult with a qualified financial advisor before making investment decisions. The analysis and recommendations provided are based on historical and current data and may not fully reflect future market conditions or unexpected developments. Neither the creators of this report nor its affiliated entities guarantee the accuracy, completeness, or reliability of the information presented. Use this report at your own discretion and risk.Date of analysis: Jun 23, 2026