STEF SA (STF) AI Stock Analysis

• Market Cap: €1.52B
• Dividend Yield: 3.28%
• Average Volume (3M): 3.65K
• Price to Earnings (P/E): 16.1
• Beta (1Y): 0.66
• Revenue Growth: 7.88%
• EPS Growth: -41.73%
• Country: FR
• Employees: 23,101
• Sector: General
• Sector Strength: N/A
• Industry: Integrated Freight & Logistics
• EPS (TTM): 1.26
• Shares Outstanding: 12,850,000
• 10 Day Avg. Volume: 3,901
• 30 Day Avg. Volume: 3,649
• PEG Ratio: -0.68
• Price to Book (P/B): 1.29
• Price to Sales (P/S): 0.34
• P/FCF Ratio: 39.10
• Enterprise Value/Market Cap: N/A
• Enterprise Value/Revenue: N/A
• Enterprise Value/Gross Profit: N/A
• Enterprise Value/Ebitda: N/A
• 1Y Price Target: N/A
• Price Target Upside: N/A
• Rating Consensus: N/A
• Number of Analyst Covering: 0
• EPS Forecast (FY): N/A
• Revenue Forecast (FY): N/A

• Rating: 61 Neutral
• Price Target: €127.00 ▼(-2.16% Downside)
• Action: Downgraded Date: 09/06/25
• Date: Action: Downgraded 09/06/25

STEF SA's strong financial performance is a key strength, supported by robust revenue and profit growth. However, technical analysis indicates bearish momentum, which is a significant risk. The valuation is fair, with a reasonable P/E ratio and an attractive dividend yield. The absence of recent earnings call data and corporate events limits additional insights.

STEF SA Business Overview & Revenue Model

Company Description

STEF SA provides temperature-controlled road transport and logistics services for agri-food manufacturers and retailers, and out-of-home foodservices. It transports fresh, frozen, and thermosensitive products; and seafood products. The company also provides maritime passenger and freight transport services between Marseille and Corsica; and co-packing services. It serves in France, Italy, Spain, Portugal, Belgium, the Netherlands, and Switzerland. The company was founded in 1920 and is headquartered in Paris, France.

How the Company Makes Money

STEF generates revenue through multiple streams, primarily by charging clients for its logistics and transportation services. This includes fees for the storage and handling of temperature-controlled products, as well as costs associated with the transportation of these goods across various regions. The company also offers value-added services, such as packaging and inventory management, which contribute to its revenue. Key partnerships with major retailers and food manufacturers enhance STEF's market presence and reliability, allowing the company to secure long-term contracts that provide consistent cash flow. Additionally, STEF's commitment to sustainability and innovation enables it to attract clients looking for environmentally friendly logistics solutions, further boosting its earnings potential.

STEF SA Financial Statement Overview

Summary

STEF SA displays strong financial performance with notable revenue and profit growth, enhanced profitability, and effective cash flow management. The balance sheet reflects moderate leverage and steady equity growth, while cash flows highlight efficient operations despite some fluctuations in free cash flow.

Income Statement

STEF SA shows robust revenue growth, rising from €3,445M in 2019 to €4,800M in 2024. The gross profit margin has been volatile, with a decrease from 2019 to 2024. The net profit margin has improved over time, indicating enhanced profitability. The EBIT and EBITDA margins are stable, reflecting operational efficiency.

Balance Sheet

The company's debt-to-equity ratio indicates moderate leverage, with a consistent increase in stockholders' equity. The return on equity (ROE) has strengthened, showcasing better utilization of equity to generate profits. However, the equity ratio reflects a moderate reliance on liabilities to finance assets.

Cash Flow

Strong growth in operating cash flow suggests efficient cash generation from operations. Free cash flow has been positive but fluctuating, highlighting potential volatility in capital expenditures. The operating cash flow to net income ratio shows a healthy conversion rate of profits to cash.

Breakdown	TTM	Dec 2024	Dec 2023	Dec 2022	Dec 2021	Dec 2020
Income Statement
Total Revenue	4.95B	4.80B	4.44B	4.16B	3.51B	3.15B
Gross Profit	685.17M	329.43M	341.19M	690.46M	600.16M	524.99M
EBITDA	383.61M	471.24M	455.57M	417.65M	333.44M	292.18M
Net Income	96.60M	157.24M	191.61M	146.36M	110.01M	72.77M
Balance Sheet
Total Assets	4.09B	3.93B	3.51B	3.35B	2.98B	2.64B
Cash, Cash Equivalents and Short-Term Investments	117.04M	85.12M	143.60M	87.59M	92.24M	54.41M
Total Debt	1.57B	1.43B	1.19B	1.16B	1.04B	959.21M
Total Liabilities	2.84B	2.65B	2.32B	2.31B	2.07B	1.82B
Stockholders Equity	1.24B	1.28B	1.18B	1.04B	912.24M	816.91M
Cash Flow
Free Cash Flow	79.87M	41.99M	20.78M	37.17M	205.50M	14.52M
Operating Cash Flow	389.41M	397.27M	356.55M	266.65M	370.63M	222.65M
Investing Cash Flow	-373.98M	-447.36M	-244.99M	-295.13M	-295.12M	-234.30M
Financing Cash Flow	-31.19M	-20.81M	-43.95M	-34.71M	-6.68M	-19.71M

STEF SA Technical Analysis

• Technical Analysis Sentiment: Negative
• Last Price: 129.80
• 50DMA: Negative
• 100DMA: Positive
• 200DMA: Negative
• MACD: Positive
• RSI: Neutral
• STOCH: Neutral

Evaluating momentum and price trends is crucial in stock analysis to make informed investment decisions. For FR:STF, the sentiment is Negative. The current price of 129.8 is above the 20-day moving average (MA) of 125.64, above the 50-day MA of 126.35, and above the 200-day MA of 126.71, indicating a bearish trend. The MACD of -0.12 indicates Positive momentum. The RSI at 45.08 is Neutral, neither overbought nor oversold. The STOCH value of 61.19 is Neutral, not indicating any strong overbought or oversold conditions. Overall, these indicators collectively point to a Negative sentiment for FR:STF.

STEF SA Peers Comparison

Name	Overall Rating	Market Cap	P/E Ratio	ROE	Dividend Yield	Revenue Growth	EPS Growth
GLO	76 Outperform	€987.44M	11.66	19.49%	3.03%	9.51%	26.07%
KOF	75 Outperform	€610.79M	11.69	22.55%	7.50%	9.14%	2.51%
STF	61 Neutral	€1.52B	16.13	7.94%	3.28%	7.88%	-41.73%
Sector *	55 Neutral	$6.65B	3.83	-15.92%	6.20%	10.91%	7.18%
NXI	54 Neutral	€498.60M	-3.28	-8.23%	―	-16.43%	-371.45%
VAC	54 Neutral	€828.54M	25.27	―	―	2.68%	63.49%