PLUXEE N.V. (PLX) AI Stock Analysis

• Market Cap: €4.10B
• Dividend Yield: 1.65%
• Average Volume (3M): 118.78K
• Price to Earnings (P/E): 17.4
• Beta (1Y): 0.99
• Revenue Growth: N/A
• EPS Growth: N/A
• Country: FR
• Employees: 5,368
• Sector: General
• Sector Strength: N/A
• Industry: Specialty Business Services
• EPS (TTM): 0.73
• Shares Outstanding: 147,174,700
• 10 Day Avg. Volume: 87,464
• 30 Day Avg. Volume: 118,776
• PEG Ratio: 0.69
• Price to Book (P/B): 9.43
• Price to Sales (P/S): 0.00
• P/FCF Ratio: 10.63
• Enterprise Value/Market Cap: N/A
• Enterprise Value/Revenue: N/A
• Enterprise Value/Gross Profit: N/A
• Enterprise Value/Ebitda: N/A
• 1Y Price Target: €27.77
• Price Target Upside: 39.76% Upside
• Rating Consensus: Moderate Buy
• Number of Analyst Covering: 7

• Rating: 74 Outperform
• Price Target: €22.50 ▲( 13.24% Upside)

PLUXEE N.V. scores well due to its strong financial performance, driven by robust revenue and profit growth, and solid cash flow metrics. The technical analysis indicates modest positive momentum, and the valuation appears reasonable, with a fair P/E ratio and an attractive dividend yield. The main risk lies in the high debt-to-equity ratio, which is balanced by strong returns on equity and cash reserves.

Positive Factors

Financial Performance

Pluxee reported slightly better Q1 results driven by higher-for-longer float revenues.

Operational Efficiency

Operational efficiency helps to compensate for a tougher macro backdrop, providing a balanced risk/reward for PLX shares.

Negative Factors

Macro Economic Factors

Macro headwinds in France and Germany are expected to persist, which may impact the company's performance.

Regional Performance

Brazil, nearly a third of the business, could become a substantial headwind.

Regulatory Challenges

The ongoing debate around regulatory headwinds continues.

PLUXEE N.V. Business Overview & Revenue Model

Company Description

PLUXEE N.V. (PLX) is a company that operates within the digital services sector, offering innovative solutions designed to enhance user experiences across various platforms. The company focuses on delivering cutting-edge technology and services that cater to the evolving needs of its clients, ensuring seamless integration and user engagement.

How the Company Makes Money

PLUXEE N.V. generates revenue through a diversified business model that includes subscription-based services, transactional fees, and strategic partnerships. The company leverages its digital platforms to offer premium services that users can access through monthly or annual subscriptions. Additionally, PLUXEE N.V. earns through transaction fees charged on specific user interactions or financial transactions conducted via its platforms. The company also engages in partnerships with other tech firms and service providers to expand its reach and capabilities, thereby creating additional revenue streams through collaborative ventures.

PLUXEE N.V. Financial Statement Overview

Summary

PLUXEE N.V. shows robust financial performance with strong revenue and profit growth, despite some cost pressures and high leverage. The company maintains efficient operations and solid cash flow ratios, supporting its growth trajectory. A high debt-to-equity ratio poses a risk, but strong returns and cash reserves provide financial stability.

Income Statement

PLUXEE N.V. demonstrates strong revenue growth with a 15% increase in 2024. Gross profit margin decreased to 28.18% from 42.30% in 2023, indicating rising costs. Net profit margin improved to 10.99%, showing enhanced profitability. EBIT margin remained strong at 20.66%, and EBITDA margin was healthy at 27.93%, suggesting operational efficiency. Overall, the company shows good growth and profitability, albeit with some cost pressures.

Balance Sheet

The balance sheet reflects a high debt-to-equity ratio of 4.58, pointing to significant leverage. However, the company maintains a solid equity ratio of 4.34%, and return on equity improved to 51.55%, highlighting effective use of equity. The company has increased cash reserves, providing financial stability. Overall, the balance sheet indicates high leverage, balanced by strong equity returns.

Cash Flow

Operating cash flow remains robust, with a slight decline to 3.29 times net income. Free cash flow to net income ratio is strong at 2.42. Free cash flow decreased by 27.32% from the previous year, indicating potential investment or increased operating expenses. The company maintains healthy cash flow ratios, supporting its operations and growth, despite a reduction in free cash flow.

Breakdown
TTM	Sep 2024	Sep 2023	Sep 2022	Sep 2021
Income Statement		Total Revenue
1.25B	1.21B	1.05B	842.00M	731.00M
	Gross Profit
351.00M	430.00M	445.00M	331.00M	282.00M
	EBIT
351.00M	250.00M	282.00M	187.00M	143.00M
	EBITDA
433.00M	338.00M	263.00M	303.00M	219.00M
	Net Income Common Stockholders
165.00M	133.00M	81.00M	174.00M	117.00M
Balance Sheet		Cash, Cash Equivalents and Short-Term Investments
3.27B	2.23B	3.10B	2.77B	2.33B
	Total Assets
6.83B	5.95B	5.67B	5.30B	4.68B
	Total Debt
1.20B	1.18B	1.31B	553.00M	334.00M
	Net Debt
-1.25B	-240.00M	-1.25B	-1.55B	-1.27B
	Total Liabilities
6.42B	5.59B	5.63B	4.59B	3.99B
	Stockholders Equity
313.00M	258.00M	42.00M	699.00M	684.00M
Cash Flow		Free Cash Flow
277.00M	322.00M	443.00M	143.00M	113.00M
	Operating Cash Flow
368.00M	438.00M	559.00M	221.00M	184.00M
	Investing Cash Flow
-464.00M	-270.00M	-7.00M	46.00M	-109.00M
	Financing Cash Flow
-132.00M	-213.00M	-43.00M	6.00M	60.00M

PLUXEE N.V. Technical Analysis

• Technical Analysis Sentiment: Negative
• Last Price: 19.87
• 50DMA: Negative
• 100DMA: Negative
• 200DMA: Negative
• MACD: Positive
• RSI: Neutral
• STOCH: Positive

Evaluating momentum and price trends is crucial in stock analysis to make informed investment decisions. For FR:PLX, the sentiment is Negative. The current price of 19.87 is below the 20-day moving average (MA) of 19.93, below the 50-day MA of 20.05, and below the 200-day MA of 20.02, indicating a bearish trend. The MACD of >-0.01 indicates Positive momentum. The RSI at 46.05 is Neutral, neither overbought nor oversold. The STOCH value of 18.12 is Positive, not indicating any strong overbought or oversold conditions. Overall, these indicators collectively point to a Negative sentiment for FR:PLX.

PLUXEE N.V. Peers Comparison

Name	Overall Rating	Market Cap	P/E Ratio	ROE	Dividend Yield	Revenue Growth	EPS Growth
PLX	74 Outperform	€4.10B	17.45		1.65%	―	―
CAP	70 Outperform	€25.28B	15.06	15.03%	2.26%	-1.89%	1.15%
DSY	67 Neutral	€45.44B	37.99	13.67%	0.67%	4.49%	8.84%
SOP	66 Neutral	€3.93B	15.57	16.26%	2.40%	-0.49%	39.02%
GET	64 Neutral	€9.41B	29.69	12.79%	3.13%	-11.76%	-2.84%
EDEN	61 Neutral	€6.49B	13.12		4.00%	12.89%	92.80%
Sector *	57 Neutral	$4.81B	19.87	-17.81%	5.21%	13.60%	-27.95%