Aramis Group SAS (ARAMI) AI Stock Analysis

• Market Cap: €313.61M
• Dividend Yield: N/A
• Average Volume (3M): 41.28K
• Price to Earnings (P/E): 24.3
• Beta (1Y): 0.69
• Revenue Growth: 6.35%
• EPS Growth: 296.55%
• Country: FR
• Employees: 2,371
• Sector: Consumer Cyclical
• Sector Strength: 84
• Industry: Auto - Dealerships
• EPS (TTM): 0.16
• Shares Outstanding: 82,856,674
• 10 Day Avg. Volume: 52,107
• 30 Day Avg. Volume: 41,281
• PEG Ratio: 0.08
• Price to Book (P/B): 2.34
• Price to Sales (P/S): 0.20
• P/FCF Ratio: 7.15
• Enterprise Value/Market Cap: N/A
• Enterprise Value/Revenue: N/A
• Enterprise Value/Gross Profit: N/A
• Enterprise Value/Ebitda: N/A
• 1Y Price Target: €6.00
• Price Target Upside: 39.86% Upside
• Rating Consensus: Moderate Buy
• Number of Analyst Covering: 2
• EPS Forecast (FY): 0.21
• Revenue Forecast (FY): €2.33B

• Rating: 59 Neutral
• Price Target: €4.00 ▼(-6.76% Downside)
• Action: Reiterated Date: 12/18/25
• Date: Action: Reiterated 12/18/25

The overall stock score of 59 reflects a mixed outlook. Financial performance is improving, with strong revenue growth and better leverage management, but profit margins remain a concern. Technical analysis indicates bearish momentum, with the stock trading below key moving averages and oversold indicators suggesting current weakness. Valuation is moderate, with a reasonable P/E ratio but no dividend yield.

Positive Factors

Vertical integration & online model

Control of sourcing, reconditioning, pricing and delivery gives Aramis structural cost and quality advantages versus brokers and fragmented dealers. Vertical integration sustains unit economics, enables standardized reconditioning, faster turn times and scale leverage across digital platforms—durable benefits for margins and customer experience.

Consistent revenue growth

A 15% top-line increase demonstrates expanding retail volumes and platform adoption across markets. Consistent revenue growth supports scale economies in procurement, reconditioning and distribution, helps amortize fixed costs, and provides a structural tailwind for margin recovery over coming quarters.

Improved cash generation

Strong free cash flow growth and healthy operating cash-to-net income ratios signal improved cash conversion. Durable cash generation enhances capacity to service debt, fund reconditioning capex and digital investments, and reduces reliance on external equity—material for multi-quarter financial flexibility.

Negative Factors

Compressed gross margins

A significant decline in gross profit margin suggests rising acquisition or reconditioning costs or narrower used-car spreads. Lower per-unit gross profits reduce the buffer against operating cost volatility and make sustainable margin recovery dependent on structural sourcing or cost improvements rather than short-term fixes.

Elevated leverage

Although leverage has improved, debt remains relatively high which limits strategic optionality and increases sensitivity to interest costs. Elevated debt can constrain reinvestment, raise refinancing risk in adverse cycles, and necessitates continued deleveraging to strengthen balance-sheet resilience.

Low net profit margins

Net margins remain thin despite improvement, limiting retained earnings and the ability to self-fund growth or balance-sheet repair. Persistent low net profitability reduces resilience to revenue shocks and slows progress toward industry-standard returns unless operational efficiency or pricing power improves.

Aramis Group SAS Business Overview & Revenue Model

Company Description

Aramis Group SAS engages in the online sale of used cars in Europe. It operates Aramisauto, Cardoen, and Clicars brands in France, Belgium, and Spain, as well as CarSupermarket platform in the United Kingdom. The company was founded in 2001 and is headquartered in Arcueil, France.

How the Company Makes Money

Aramis Group primarily makes money by selling used vehicles to retail customers. Revenue is generated when the company sources vehicles (from consumers, professional partners, and other channels), reconditions them (where applicable), and sells them at a higher retail price; the gross profit on each unit reflects the spread between acquisition cost plus refurbishment/logistics and the final selling price. In addition to vehicle sales, the company earns ancillary revenue from services attached to car transactions, which commonly include (i) arranging consumer financing (receiving fees/commissions from financing providers when a customer takes a loan), and (ii) selling warranties and vehicle protection or service contracts (earning a margin or commission depending on whether products are underwritten/fulfilled by third parties). The company may also generate revenue from add-on services such as delivery, administrative/registration services, and trade-in-related offerings, where the customer pays fees and/or the company benefits from improved economics on the inbound vehicle supply. Significant earnings drivers typically include sales volume, used-car pricing and demand, sourcing efficiency, reconditioning productivity and cost control, conversion rates on financing and warranty attachments, and operational scale across its European brand/platform footprint. Specific partnership names, commission rates, and segment-level revenue splits: null.

Aramis Group SAS Financial Statement Overview

Summary

Aramis Group SAS is on a positive growth trajectory with improving profitability and cash flow metrics. Revenue growth is strong, but challenges remain in maintaining high profit margins. The balance sheet shows improved leverage management, but further debt reduction is advisable.

Income Statement

Aramis Group SAS has shown a consistent revenue growth trajectory, with a 15% increase in the latest year. However, the gross profit margin has significantly decreased from previous years, indicating potential cost management issues. The net profit margin has improved but remains low, suggesting challenges in converting revenue into profit. The EBIT and EBITDA margins have improved, reflecting better operational efficiency, but still require further enhancement to reach industry standards.

Balance Sheet

The company's debt-to-equity ratio has improved, indicating better leverage management, but remains relatively high compared to earlier years. The return on equity has turned positive, showing a recovery in profitability. The equity ratio suggests a stable financial structure, but the company should continue to focus on reducing debt to enhance financial stability.

Cash Flow

Aramis Group SAS has demonstrated strong free cash flow growth, indicating improved cash generation capabilities. The operating cash flow to net income ratio is healthy, suggesting efficient cash conversion from earnings. The free cash flow to net income ratio is robust, reflecting strong cash flow relative to earnings, which is a positive sign for future investments and debt servicing.

Breakdown	Sep 2025	Sep 2024	Sep 2023	Sep 2022	Sep 2021
Income Statement
Total Revenue	2.38B	2.24B	1.94B	1.77B	1.26B
Gross Profit	44.59M	206.31M	148.26M	259.49M	223.98M
EBITDA	61.27M	43.90M	11.87M	-29.14M	6.98M
Net Income	19.87M	5.01M	-32.33M	-60.23M	-15.66M
Balance Sheet
Total Assets	588.12M	608.79M	613.72M	519.16M	511.77M
Cash, Cash Equivalents and Short-Term Investments	46.66M	37.01M	49.04M	58.24M	106.98M
Total Debt	158.56M	215.32M	231.53M	167.26M	82.36M
Total Liabilities	382.42M	418.61M	432.82M	308.38M	239.05M
Stockholders Equity	205.70M	190.19M	180.90M	210.77M	272.72M
Cash Flow
Free Cash Flow	67.45M	40.31M	20.00M	-94.61M	-45.58M
Operating Cash Flow	77.88M	54.02M	39.79M	-69.42M	-33.14M
Investing Cash Flow	-4.67M	-10.87M	-19.76M	-25.48M	-53.92M
Financing Cash Flow	-64.42M	-53.84M	-28.09M	44.34M	153.65M

Aramis Group SAS Technical Analysis

• Technical Analysis Sentiment: Negative
• Last Price: 4.29
• 50DMA: Negative
• 100DMA: Negative
• 200DMA: Negative
• MACD: Negative
• RSI: Neutral
• STOCH: Neutral

Evaluating momentum and price trends is crucial in stock analysis to make informed investment decisions. For FR:ARAMI, the sentiment is Negative. The current price of 4.29 is above the 20-day moving average (MA) of 3.86, above the 50-day MA of 4.22, and below the 200-day MA of 5.37, indicating a bearish trend. The MACD of -0.13 indicates Negative momentum. The RSI at 40.30 is Neutral, neither overbought nor oversold. The STOCH value of 41.29 is Neutral, not indicating any strong overbought or oversold conditions. Overall, these indicators collectively point to a Negative sentiment for FR:ARAMI.

Aramis Group SAS Peers Comparison

Name	Overall Rating	Market Cap	P/E Ratio	ROE	Dividend Yield	Revenue Growth	EPS Growth
RBO	67 Neutral	€240.10M	16.76	14.30%	3.72%	0.82%	-34.14%
ALVU	67 Neutral	€142.95M	18.62	―	2.38%	8.59%	-22.37%
Sector *	61 Neutral	$18.38B	12.79	-2.54%	3.03%	1.52%	-15.83%
ARAMI	59 Neutral	€313.61M	24.27	9.91%	―	6.35%	296.55%
ALMRB	53 Neutral	€49.96M	4.10	7.08%	―	1.96%	-34.11%
MDM	48 Neutral	€39.21M	-0.29	-33.85%	3.00%	-10.98%	-905.89%