Revenue GrowthStrong revenue growth indicates robust demand for FPBC's offerings, suggesting a solid market position and potential for future profitability.

Cash Flow ImprovementImproving free cash flow enhances FPBC's ability to reinvest in growth opportunities and manage debt, supporting long-term financial health.

Positive Stockholders' EquityMaintaining positive stockholders' equity indicates financial stability and the potential to withstand economic fluctuations.

Bears Say

Net LossesOngoing net losses highlight challenges in cost management and operational efficiency, which could hinder long-term profitability.

Moderate LeverageModerate leverage poses a risk if not managed carefully, potentially impacting FPBC's financial flexibility and stability.

Operating Cash Flow IssuesMisalignment between operating cash flow and net income suggests liquidity management issues, potentially affecting operational sustainability.

FPBC FAQ

What was First Pacific Bancorp’s price range in the past 12 months?

First Pacific Bancorp lowest stock price was $5.00 and its highest was $5.99 in the past 12 months.

What is First Pacific Bancorp’s market cap?

First Pacific Bancorp’s market cap is $10.32M.

When is First Pacific Bancorp’s upcoming earnings report date?

First Pacific Bancorp’s upcoming earnings report date is May 06, 2026 which is in 64 days.

How were First Pacific Bancorp’s earnings last quarter?

Currently, no data Available

Is First Pacific Bancorp overvalued?

According to Wall Street analysts First Pacific Bancorp’s price is currently Overvalued. Get more investment ideas with TipRanks Premium

Does First Pacific Bancorp pay dividends?

First Pacific Bancorp does not currently pay dividends.

What is First Pacific Bancorp’s EPS estimate?

First Pacific Bancorp’s EPS estimate for its next earnings report is not yet available.

How many shares outstanding does First Pacific Bancorp have?

First Pacific Bancorp has 1,939,193 shares outstanding.

What happened to First Pacific Bancorp’s price movement after its last earnings report?

Currently, no data Available

Which hedge fund is a major shareholder of First Pacific Bancorp?

Currently, no hedge funds are holding shares in FPBC

What is the TipRanks Smart Score and how is it calculated?

Smart Score combines eight research factors - such as analyst recommendations, hedge fund trends, and technical indicators - to measure a stock’s outlook. These signals are unified into a single score that reflects bullish or bearish momentum. See detailed methodology

Company Description

First Pacific Bancorp

First Pacific Bancorp operates as a bank holding company for First Pacific Bank that provides various financial and banking products and services. It offers deposit products, including checking, savings, money market, NOW, and individual retirement accounts, as well as certificate of deposit. The company also provides loan products, such as real estate construction, 1-4 family, commercial real estate, and commercial and industrial loans; small business administration; consumer and personal loans; home equity lines of credit; letters of credit; and business and personal credit cards. In addition, it offers cash management services and solutions, including insured cash sweep, remote deposit capture, automated clearing house, sweep accounts, wire transfers, Positive Pay, and online and mobile banking services. Further, the company provides specialty lending and financing solutions for construction and manufacturing equipment; healthcare equipment; computer hardware and software; network and phone communications systems; and office furniture, as well as bespoke solutions. The company serves small and middle-market businesses, and individuals in the Los Angeles, Orange, San Bernardino, and San Diego County areas of California. It operates branches in Whittier, Santa Fe Springs, Orange, Redlands, and San Diego, California. The company was formerly known as Friendly Hills Bancorp and changed its name to First Pacific Bancorp in September 2023. First Pacific Bancorp was founded in 2006 and is based in Whittier, California.