Farmers & Merchants Bancorp (FMCB)
OTHER OTC:FMCB
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FMCB Stock Chart & Stats
$1050.00
$4.00(0.38%)
At close: 4:00 PM EST
$1050.00
$4.00(0.38%)
Day’s Range― - ―
52-Week Range$985.25 - $1,330.35
Previous CloseN/A
Volume9.00
Average Volume (3M)148.00
Market Cap
$911.35M
Enterprise Value$845.25M
Total Cash (Recent Filing)$968.01M
Total Debt (Recent Filing)$0.00
Price to Earnings (P/E)7.9
Beta0.20
Next Earnings
Jul 16, 2026EPS EstimateN/A
Next Dividend Ex-DateN/A
Dividend Yield1.72%
Share Statistics
EPS (TTM)137.99
Shares Outstanding693,043
10 Day Avg. Volume81
30 Day Avg. Volume148
Financial Highlights & Ratios
PEG Ratio0.71
Price to Book (P/B)1.19
Price to Sales (P/S)2.54
P/FCF Ratio7.98
Enterprise Value/Market Cap0.93
Enterprise Value/Revenue2.74
Enterprise Value/Gross Profit3.47
Enterprise Value/Ebitda6.45
Forecast
1Y Price TargetN/A
Price Target UpsideN/A
Rating ConsensusN/A
Number of Analyst Covering0
EPS Forecast (FY)N/A
Revenue Forecast (FY)N/A
Bulls Say, Bears Say
Bulls Say
Profitability & Revenue GrowthSustained revenue growth combined with consistently high net margins indicates a durable core banking franchise. Stable margins near 30%+ and rising top-line support ongoing earnings power, allowing reinvestment, dividends, and resilience across economic cycles.
Balance Sheet StrengthVery low leverage and steady equity build provide strong financial flexibility. Ample capital cushions credit stress, funds branch expansion and buybacks/dividends, and reduces refinancing risk—structural advantages for a regional community bank over the medium term.
Cash Generation QualityConsistent operating and free cash flow that closely tracks net income supports sustainable shareholder returns and internal investment. Reliable cash conversion lessens dependence on external funding and underpins capital allocation choices over coming quarters.
Bears Say
Margin CompressionEvidence of margin normalization versus prior peaks suggests competitive or funding-cost pressures that could persist. If margins remain compressed, return on equity and earnings growth may be structurally lower even as assets grow, limiting long-term upside.
Free Cash Flow VolatilityYear-to-year swings in free cash flow reduce predictability of dividends, buybacks and organic investment. While levels are strong on average, volatility complicates planning and increases reliance on capital buffers despite healthy overall cash generation.
Regional & Sector ConcentrationConcentration in Central California and agricultural/commercial real estate lending raises exposure to localized economic cycles and sector stress. This structural concentration can amplify credit risk and revenue cyclicality versus more geographically diversified peers.
Farmers & Merchants Bancorp News
FMCB FAQ
What was Farmers & Merchants Bancorp’s price range in the past 12 months?
Farmers & Merchants Bancorp lowest stock price was $985.25 and its highest was $1330.35 in the past 12 months.
What is Farmers & Merchants Bancorp’s market cap?
Farmers & Merchants Bancorp’s market cap is $911.35M.
When is Farmers & Merchants Bancorp’s upcoming earnings report date?
Farmers & Merchants Bancorp’s upcoming earnings report date is Jul 16, 2026 which is in 67 days.
How were Farmers & Merchants Bancorp’s earnings last quarter?
Farmers & Merchants Bancorp released its earnings results on Apr 20, 2026. The company reported $35.34 earnings per share for the quarter, beating the consensus estimate of N/A by $35.34.
Is Farmers & Merchants Bancorp overvalued?
According to Wall Street analysts Farmers & Merchants Bancorp’s price is currently Overvalued.
Does Farmers & Merchants Bancorp pay dividends?
Farmers & Merchants Bancorp pays a Quarterly dividend of $5.05 which represents an annual dividend yield of 1.72%. See more information on Farmers & Merchants Bancorp dividends here
What is Farmers & Merchants Bancorp’s EPS estimate?
Farmers & Merchants Bancorp’s EPS estimate for its next earnings report is not yet available.
How many shares outstanding does Farmers & Merchants Bancorp have?
Farmers & Merchants Bancorp has 693,043 shares outstanding.
What happened to Farmers & Merchants Bancorp’s price movement after its last earnings report?
Farmers & Merchants Bancorp reported an EPS of $35.34 in its last earnings report, beating expectations of N/A. Following the earnings report the stock price went up 1.147%.
Which hedge fund is a major shareholder of Farmers & Merchants Bancorp?
Currently, no hedge funds are holding shares in FMCB
What is the TipRanks Smart Score and how is it calculated?
Smart Score combines eight research factors - such as analyst recommendations, hedge fund trends, and technical indicators - to measure a stock’s outlook. These signals are unified into a single score that reflects bullish or bearish momentum. See detailed methodology
Farmers & Merchants Bancorp Stock Smart Score
Neutral
1
2
3
4
5
6
7
8
9
10
Technicals
SMA
Positive
20 days / 200 days
Momentum
10.72%
12-Months-Change
Fundamentals
Return on Equity
15.08%
Trailing 12-Months
Asset Growth
2.76%
Trailing 12-Months
Company Description
Farmers & Merchants Bancorp
Farmers & Merchants Bancorp (FMCB) is a financial services holding company headquartered in the United States, primarily engaged in providing a broad range of banking and financial solutions. The company operates through its subsidiary, Farmers & Merchants Bank, which offers traditional banking services such as personal and business banking, mortgage lending, and wealth management. FMCB serves a diverse clientele, including individuals, small businesses, and corporate customers, focusing on community-oriented banking practices and personalized service.
Technical Analysis
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Ownership Overview
8.05% Insiders
0.05% Mutual Funds
0.53% Other Institutional Investors
91.38% Public Companies and
Individual Investors
Options Prices
Currently, No data available
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