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Farmers & Merchants Bancorp (FMCB)
OTHER OTC:FMCB
FMCB Stock Chart & Stats
$1050.00
$4.00(0.38%)
At close: 4:00 PM EST
$1050.00
$4.00(0.38%)
Day’s Range― - ―
52-Week Range$976.00 - $1,205.00
Previous CloseN/A
Volume9.00
Average Volume (3M)148.00
Market Cap
$853.64M
Enterprise Value$698.58M
Total Cash (Recent Filing)$179.47M
Total Debt (Recent Filing)$10.31M
Price to Earnings (P/E)8.9
Beta0.12
Next Earnings
Apr 22, 2026EPS EstimateN/A
Next Dividend Ex-DateN/A
Dividend Yield1.72%
Share Statistics
EPS (TTM)0.53
Shares Outstanding720,365
10 Day Avg. Volume81
30 Day Avg. Volume148
Financial Highlights & Ratios
PEG Ratio2.32
Price to Book (P/B)1.35
Price to Sales (P/S)2.68
P/FCF Ratio7.65
Enterprise Value/Market Cap0.82
Enterprise Value/Revenue2.38
Enterprise Value/Gross Profit3.02
Enterprise Value/Ebitda5.39
Forecast
1Y Price TargetN/A
Price Target UpsideN/A
Rating ConsensusN/A
Number of Analyst Covering0
EPS Forecast (FY)N/A
Revenue Forecast (FY)N/A
Bulls Say, Bears Say
Bulls Say
Conservative Balance SheetExtremely low leverage and a strong equity ratio provide durable financial flexibility, lowering funding and solvency risk. This supports lending capacity, steady capital returns and resilience through interest-rate or credit-cycle stress without relying on external borrowings.
Strong Core ProfitabilityHealthy NIM and double-digit ROE indicate the bank earns robust spread income from lending and investments. Sustained profitability underpins the ability to fund organic growth, branch expansion and shareholder payouts, and makes the franchise more resilient to margin compression.
Top-tier Credit QualityExceptionally low loss rates and a sizable allowance point to disciplined underwriting and conservative provisioning. Strong credit performance preserves capital, reduces volatility in earnings, and supports continued lending and dividend programs over a multi-quarter horizon.
Bears Say
Weak Operating Cash ConversionLow conversion of net income into operating cash flow is a durable concern: it can signal timing mismatches or accrual-driven earnings that are harder to deploy for capex, branch openings or buybacks, potentially constraining capital allocation despite reported profits.
Slowing Free Cash Flow GrowthA deceleration in free cash flow growth reduces the bank's internal funding runway for dividends, repurchases and expansion. Over several quarters this can force tougher prioritization of capital uses or increase sensitivity to funding costs and deposit trends.
Loan Portfolio ConcentrationSignificant exposure to agriculture and CRE concentrates credit risk in cyclical sectors. While currently performing, these concentrations make the portfolio more vulnerable to sector-specific downturns (commodity, land values, construction cycle), risking asset-quality deterioration.
Farmers & Merchants Bancorp News
FMCB FAQ
What was Farmers & Merchants Bancorp’s price range in the past 12 months?
Farmers & Merchants Bancorp lowest stock price was $976.00 and its highest was $1205.00 in the past 12 months.
What is Farmers & Merchants Bancorp’s market cap?
Farmers & Merchants Bancorp’s market cap is $853.64M.
When is Farmers & Merchants Bancorp’s upcoming earnings report date?
Farmers & Merchants Bancorp’s upcoming earnings report date is Apr 22, 2026 which is in 49 days.
How were Farmers & Merchants Bancorp’s earnings last quarter?
Farmers & Merchants Bancorp released its earnings results on Feb 02, 2026. The company reported $0.53 earnings per share for the quarter, beating the consensus estimate of N/A by $0.53.
Is Farmers & Merchants Bancorp overvalued?
According to Wall Street analysts Farmers & Merchants Bancorp’s price is currently Overvalued.
Does Farmers & Merchants Bancorp pay dividends?
Farmers & Merchants Bancorp pays a Quarterly dividend of $5.05 which represents an annual dividend yield of 1.72%. See more information on Farmers & Merchants Bancorp dividends here
What is Farmers & Merchants Bancorp’s EPS estimate?
Farmers & Merchants Bancorp’s EPS estimate for its next earnings report is not yet available.
How many shares outstanding does Farmers & Merchants Bancorp have?
Farmers & Merchants Bancorp has 720,365 shares outstanding.
What happened to Farmers & Merchants Bancorp’s price movement after its last earnings report?
Farmers & Merchants Bancorp reported an EPS of $0.53 in its last earnings report, beating expectations of N/A. Following the earnings report the stock price went up 0.87%.
Which hedge fund is a major shareholder of Farmers & Merchants Bancorp?
Currently, no hedge funds are holding shares in FMCB
What is the TipRanks Smart Score and how is it calculated?
Smart Score combines eight research factors - such as analyst recommendations, hedge fund trends, and technical indicators - to measure a stock’s outlook. These signals are unified into a single score that reflects bullish or bearish momentum. See detailed methodology
Farmers & Merchants Bancorp Stock Smart Score
Neutral
1
2
3
4
5
6
7
8
9
10
Technicals
SMA
Positive
20 days / 200 days
Momentum
10.72%
12-Months-Change
Fundamentals
Return on Equity
14.68%
Trailing 12-Months
Asset Growth
3.91%
Trailing 12-Months
Company Description
Farmers & Merchants Bancorp
Farmers & Merchants Bancorp (FMCB) is a financial services holding company headquartered in the United States, primarily engaged in providing a broad range of banking and financial solutions. The company operates through its subsidiary, Farmers & Merchants Bank, which offers traditional banking services such as personal and business banking, mortgage lending, and wealth management. FMCB serves a diverse clientele, including individuals, small businesses, and corporate customers, focusing on community-oriented banking practices and personalized service.
Technical Analysis
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Ownership Overview
7.75% Insiders
0.04% Mutual Funds
0.51% Other Institutional Investors
91.70% Public Companies and
Individual Investors
Options Prices
Currently, No data available
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