F & M Bank Corp. (FMBM)
OTHER OTC:FMBM
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FMBM Stock Chart & Stats
$29.24
-$0.01(-0.05%)
At close: 4:00 PM EST
$29.24
-$0.01(-0.05%)
Day’s Range― - ―
52-Week Range$19.20 - $34.75
Previous CloseN/A
Volume200.00
Average Volume (3M)4.39K
Market Cap
$120.66M
Enterprise Value$113.34M
Total Cash (Recent Filing)$18.34M
Total Debt (Recent Filing)$9.92M
Price to Earnings (P/E)8.4
Beta-0.08
Next Earnings
Jul 23, 2026EPS EstimateN/A
Next Dividend Ex-DateN/A
Dividend Yield3.66%
Share Statistics
EPS (TTM)3.37
Shares Outstanding3,559,157
10 Day Avg. Volume3,007
30 Day Avg. Volume4,392
Financial Highlights & Ratios
PEG Ratio0.17
Price to Book (P/B)0.98
Price to Sales (P/S)1.30
P/FCF Ratio6.48
Enterprise Value/Market Cap0.94
Enterprise Value/Revenue1.46
Enterprise Value/Gross Profit2.21
Enterprise Value/Ebitda7.66
Forecast
1Y Price TargetN/A
Price Target UpsideN/A
Rating ConsensusN/A
Number of Analyst Covering0
EPS Forecast (FY)N/A
Revenue Forecast (FY)N/A
Bulls Say, Bears Say
Bulls Say
Improving Profitability And Revenue GrowthSustained mid‑teens net margins and strong TTM revenue growth indicate the core banking franchise is generating recurring profit. Improving ROE into the low double‑digits shows rising capital efficiency, supporting durable internal capital generation for lending, dividends, and reinvestment.
Conservative Balance Sheet PositioningLow debt relative to equity and a conservatively positioned balance sheet provide structural resilience. This improves the bank's ability to absorb loan losses, maintain regulatory capital ratios, and expand lending selectively without excessive reliance on volatile wholesale funding.
Generally Supportive Cash GenerationPositive operating and free cash flow, with FCF near net income, signals that reported earnings are largely backed by cash. This durable cash conversion supports the bank's ability to fund dividends, organic loan growth, and working capital without frequent external capital raises.
Bears Say
Profitability VolatilityMeaningful swings in margins and earnings reduce the predictability of future profits and ROE. For a community bank, such volatility complicates pricing, reserve planning, and dividend policy, and can impair long‑term capital allocation and investor confidence.
Free Cash Flow VariabilityEpisodes of negative free cash flow and recent negative FCF growth constrain the bank's ability to consistently fund dividends, buybacks, or loan growth internally. Persistent variability increases the likelihood of external financing needs during stress or growth initiatives.
Prior Leverage Spike And Funding RiskA sharp leverage swing suggests prior reliance on altered funding mixes or one‑time balance sheet actions. Such moves can signal sensitivity to deposit flows or wholesale markets; recurrence could raise liquidity, refinancing and regulatory scrutiny risks during rate or credit stress.
F & M Bank News
FMBM FAQ
What was F & M Bank Corp.’s price range in the past 12 months?
F & M Bank Corp. lowest stock price was $19.20 and its highest was $34.75 in the past 12 months.
What is F & M Bank Corp.’s market cap?
F & M Bank Corp.’s market cap is $120.66M.
When is F & M Bank Corp.’s upcoming earnings report date?
F & M Bank Corp.’s upcoming earnings report date is Jul 23, 2026 which is in 64 days.
How were F & M Bank Corp.’s earnings last quarter?
F & M Bank Corp. released its earnings results on Apr 27, 2026. The company reported $0.906 earnings per share for the quarter, beating the consensus estimate of N/A by $0.906.
Is F & M Bank Corp. overvalued?
According to Wall Street analysts F & M Bank Corp.’s price is currently Overvalued.
Does F & M Bank Corp. pay dividends?
F & M Bank Corp. pays a Quarterly dividend of $0.26 which represents an annual dividend yield of 3.66%. See more information on F & M Bank Corp. dividends here
What is F & M Bank Corp.’s EPS estimate?
F & M Bank Corp.’s EPS estimate for its next earnings report is not yet available.
How many shares outstanding does F & M Bank Corp. have?
F & M Bank Corp. has 3,559,157 shares outstanding.
What happened to F & M Bank Corp.’s price movement after its last earnings report?
F & M Bank Corp. reported an EPS of $0.906 in its last earnings report, beating expectations of N/A. Following the earnings report the stock price went down -0.714%.
Which hedge fund is a major shareholder of F & M Bank Corp.?
Currently, no hedge funds are holding shares in FMBM
What is the TipRanks Smart Score and how is it calculated?
Smart Score combines eight research factors - such as analyst recommendations, hedge fund trends, and technical indicators - to measure a stock’s outlook. These signals are unified into a single score that reflects bullish or bearish momentum. See detailed methodology
F & M Bank Stock Smart Score
Outperform
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10
Insider Transactions
Bought Shares
Worth $594.8K over
the Last 3 Months
the Last 3 Months
News Sentiment
Very Bullish
Bullish news 100%
Bearish news 0%
Bearish news 0%
Technicals
SMA
Positive
20 days / 200 days
Momentum
24.24%
12-Months-Change
Fundamentals
Return on Equity
11.77%
Trailing 12-Months
Asset Growth
7.38%
Trailing 12-Months
Company Description
F & M Bank Corp.
F & M Bank Corp. operates as the bank holding company for Farmers & Merchants Bank that provides commercial banking services in Virginia. The company offers commercial and individual demand and time deposit accounts, savings accounts, checking accounts, money market accounts, internet and mobile banking services, and drive-in banking services. It also provides construction loans, including residential, and land acquisition and development loans; commercial real estate loans; business loans; consumer loans, such as personal loans and lines of credit, automobile loans, deposit account loans, installment and demand loans, and home equity loans; residential mortgage loans; credit cards; dealer finance; farmland loans; multi-family loans; and commercial and industrial loans. In addition, the company offers brokerage services; and life, and commercial and personal insurance products, as well as safe deposit boxes. Further, it originates conventional and government sponsored mortgages; and title insurance and real estate settlement services. As of December 31, 2021, the company operated thirteen banking offices in Rockingham, Shenandoah, Page, and Augusta counties; and a loan production office located in Penn Laird. F & M Bank Corp. was founded in 1908 and is headquartered in Timberville, Virginia.
Technical Analysis
Auburn National Bancorporation
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Riverview Bancorp
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Ownership Overview
13.60% Insiders
4.80% Other Institutional Investors
81.59% Public Companies and
Individual Investors
Options Prices
Currently, No data available
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