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FMBM Stock Chart & Stats
$39.54
-$0.11(-0.28%)
At close: 4:00 PM EDT
$39.54
-$0.11(-0.28%)
Day’s Range― - ―
52-Week Range$23.10 - $40.95
Previous CloseN/A
Volume808.00
Average Volume (3M)4.39K
Market Cap
$143.79M
Enterprise Value$141.24
Total Cash (Recent Filing)$18.34M
Total Debt (Recent Filing)$11.02M
Price to Earnings (P/E)9.9
Beta0.02
Next Earnings
Oct 22, 2026EPS EstimateN/A
Next Dividend Ex-DateN/A
Dividend Yield2.59%
Share Statistics
EPS (TTM)3.37
Shares Outstanding3,559,157
10 Day Avg. Volume3,007
30 Day Avg. Volume4,392
Financial Highlights & Ratios
PEG Ratio0.17
Price to Book (P/B)0.98
Price to Sales (P/S)1.30
P/FCF Ratio6.48
Enterprise Value/Market Cap<0.01
Enterprise Value/Revenue<0.01
Enterprise Value/Gross Profit<0.01
Enterprise Value/Ebitda<0.01
Forecast
1Y Price TargetN/A
Price Target UpsideN/A
Rating ConsensusN/A
Number of Analyst Covering0
EPS Forecast (FY)N/A
Revenue Forecast (FY)N/A
Bulls Say, Bears Say
Bulls Say
Profitability RecoveryMid‑teens net margins and a rebound in operating profitability indicate the core banking franchise is generating durable, sustainable earnings from lending and fee activities. Consistent margins support internal capital retention, reinvestment in branches and systems, and resilience through moderate rate cycles.
Conservative Balance SheetLow debt relative to equity and manageable leverage reduce funding and solvency risk over time. A conservative balance sheet supports regulatory flexibility, steadier credit intermediation, and the ability to absorb loan losses without aggressive asset sales or dilutive capital raises.
Cash Generation Supporting EarningsPositive operating and free cash flow that track net income imply earnings are largely cash‑backed, enabling ongoing dividend support, organic loan growth, and provisioning. Reliable cash conversion increases strategic optionality and reduces dependence on external funding.
Bears Say
Profitability VolatilityEarnings volatility across periods reduces predictability of returns and complicates capital planning. For a regional community bank, inconsistent margins can reflect sensitivity to credit cycles, deposit pricing, or loan mix shifts, making long‑term forecasting and dividend coverage less certain.
Cash‑flow VariabilityEpisodes of negative free cash flow weaken the bank's buffer to fund lending and absorb shocks. Recurring variability forces greater reliance on deposits or wholesale funding and can constrain capital deployment, increasing execution risk for growth or shareholder distributions over time.
Prior Leverage SpikeA sharp prior leverage increase shows the balance sheet can shift quickly under stress or strategic actions, raising liquidity and regulatory scrutiny risk if repeated. Such swings suggest funding mix sensitivity and the need to monitor capital adequacy during adverse market or credit conditions.
F & M Bank News
FMBM FAQ
What was F & M Bank Corp.’s price range in the past 12 months?
F & M Bank Corp. lowest stock price was $23.10 and its highest was $40.95 in the past 12 months.
What is F & M Bank Corp.’s market cap?
F & M Bank Corp.’s market cap is $143.79M.
When is F & M Bank Corp.’s upcoming earnings report date?
F & M Bank Corp.’s upcoming earnings report date is Oct 22, 2026 which is in 71 days.
How were F & M Bank Corp.’s earnings last quarter?
F & M Bank Corp. released its earnings results on Jul 29, 2026. The company reported $1.498 earnings per share for the quarter, missing the consensus estimate of N/A by N/A.
Is F & M Bank Corp. overvalued?
According to Wall Street analysts F & M Bank Corp.’s price is currently Overvalued.
Does F & M Bank Corp. pay dividends?
F & M Bank Corp. pays a Quarterly dividend of $0.26 which represents an annual dividend yield of 2.59%. See more information on F & M Bank Corp. dividends here
What is F & M Bank Corp.’s EPS estimate?
F & M Bank Corp.’s EPS estimate for its next earnings report is not yet available.
How many shares outstanding does F & M Bank Corp. have?
F & M Bank Corp. has 3,559,157 shares outstanding.
What happened to F & M Bank Corp.’s price movement after its last earnings report?
F & M Bank Corp. reported an EPS of $1.498 in its last earnings report, missing expectations of N/A. Following the earnings report the stock price went up 1.587%.
Which hedge fund is a major shareholder of F & M Bank Corp.?
Currently, no hedge funds are holding shares in FMBM
What is the TipRanks Smart Score and how is it calculated?
Smart Score combines eight research factors - such as analyst recommendations, hedge fund trends, and technical indicators - to measure a stock’s outlook. These signals are unified into a single score that reflects bullish or bearish momentum. See detailed methodology
F & M Bank Stock Smart Score
Neutral
1
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8
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10
Blogger Sentiment
Bearish
FMBM Sentiment 100%
Sector Average ―
Sector Average ―
Insider Transactions
Bought Shares
Worth $124.2K over
the Last 3 Months
the Last 3 Months
Technicals
SMA
Positive
20 days / 200 days
Momentum
24.24%
12-Months-Change
Fundamentals
Return on Equity
2.59%
Trailing 12-Months
Asset Growth
6.50%
Trailing 12-Months
Company Description
F & M Bank Corp.
F & M Bank Corp. operates as the bank holding company for Farmers & Merchants Bank that provides financial products and services to consumers and businesses in Virginia. The company offers commercial and individual demand and time deposit accounts, savings accounts, money market accounts, internet and mobile banking services, and drive-in banking services. It provides construction loans, including residential, and land acquisition and development loans; commercial real estate loans; business loans; consumer loans, such as personal loans, automobile loans, deposit account loans, installment and demand loans, and home equity loans; residential mortgage loans; credit cards; dealer finance; farmland loans; multi-family loans; and commercial and industrial loans. In addition, the company offers brokerage services and commercial and personal insurance products. Further, it originates conventional and government agency sponsored mortgages; and offers title insurance and real estate settlement services. The company was founded in 1908 and is headquartered in Timberville, Virginia.
Technical Analysis
Auburn National Bancorporation
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Lake Shore Bancorp
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Pathfinder Bancorp
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Riverview Bancorp
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Ownership Overview
13.65% Insiders
0.99% Other Institutional Investors
85.36% Public Companies and
Individual Investors